MIRA INFORM REPORT

 

 

Report Date :

14.12.2013

 

IDENTIFICATION DETAILS

 

Name :

ASSOCIATED CABLES PRIVATE LIMITED

 

 

Registered Office :

2nd Floor, Ajanta House, 35, Marol Co-operative Industrial Estate, M.V. Road, Andheri (East), Mumbai – 400059, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

27.07.1973

 

 

Com. Reg. No.:

11-016713

 

 

Capital Investment / Paid-up Capital :

Rs. 61.262 Millions

 

 

CIN No.:

[Company Identification No.]

U31300MH1973PTC016713

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMA22455G

 

 

PAN No.:

[Permanent Account No.]

AABCA2809H

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of Instrumentation Cable, Control Cables, Thermocouple Cables and Special Application Cables.

 

 

No. of Employees :

Not Divulged

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (32)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Maximum Credit Limit :

USD 877000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track record.

 

Profit margin of the company seems to be low.

 

However, general financial position of the company seems to be decent.

 

Trade relations are fair. Business is active. Payment terms are slow but correct.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6 % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DECLINED BY

 

Name :

Mr. Savla

Designation :

Finance Head 

Contact No.:

91-91-22-40563400

Date :

10.12.2013

 

 

LOCATIONS

 

Registered / Corporate Office :

2nd Floor, Ajanta House, 35, Marol Co-operative Industrial Estate, M.V. Road, Andheri (East), Mumbai – 400059, Maharashtra, India

Tel. No.:

91-22-40563400

Fax No.:

91-22-40563419

E-Mail :

director@aclcables.com

finance@aclcables.com

sales@aclcables.com

Website :

www.aclcables.com

 

 

Factory :

C-9, MIDC Industrial Estate, Kherdi, Taluka Chiplun, District Ratnagiri - 415604, Maharashtra, India

Tel. No.:

91-2355-256336

Fax No.:

91-2355-256336

E-Mail :

acplchiplun@aclcables.com

 

 

Representative Office 1 :

1-67-27/9, Sree Gurudatta Nivas, Plot No. 4, Sector 2, MVP Colony, Vaizag-530017, Andhra Pradesh, India

Tel No.:

91-891-2532978

Fax No.:

91-891-2544595

Email:

acplizag@aclcables.com

 

 

Representative Office 2 :

1-B, Kachinakuppam, Pillayar Koil Road, Ambattur Industrial Estate, Chennai-600098, Tamilnadu, India

Email:

acplchennai@aclcables.com

 

 

DIRECTORS

 

AS ON 24.09.2013

 

Name :

Mr. Manoj Manohar Vaidya

Designation :

Nominee director

Address :

A/8, Krishnakunj, Paanchpakadi, Thane - 400602, Maharashtra, India

Date of Birth/Age :

11.05.1958

Date of Appointment :

12.09.2012

DIN No.:

01723414

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U31300MH1973PTC016713

ASSOCIATED CABLES PRIVATE LIMITED

Nominee director

12/09/2012

30/10/2006

Active

NO

 

 

Name :

Mr. Nadir Habib Khambatta

Designation :

Director

Address :

Sun and Sea Apartments, Flat No. 10A, Near Royal Hotel, Juhu Tara Road, Mumbai – 400049, Maharashtra, India

Date of Birth/Age :

26.04.1955

Date of Appointment :

12.08.2008

PAN No.:

AADPK9198G

DIN No.:

02141968

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U31300MH1973PTC016713

ASSOCIATED CABLES PRIVATE LIMITED

Director

12/08/2008

13/03/2008

Active

NO

 

 

Name :

Gerrit Hendrik Hoefman

Designation :

Nominee director

Address :

Abel Tasmanlaan 39, 2803 GJ, Gouda, The Netherlands

Date of Birth/Age :

23.12.1964

Date of Appointment :

24.09.2013

DIN No.:

06659276

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U31300MH1973PTC016713

ASSOCIATED CABLES PRIVATE LIMITED

Nominee director

24/09/2013

29/08/2013

Active

NO

 

 

Name :

Mr. Frank Franciscus Fred Dorjee

Designation :

Director

Address :

Heidelaant JE 3, 1272 PE Huizen, The Netherlands 1272

Date of Birth/Age :

02.08.1960

Date of Appointment :

12.09.2012

DIN No.:

05140307

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U31300MH1973PTC016713

ASSOCIATED CABLES PRIVATE LIMITED

Director

12/09/2012

12/12/2011

Active

NO

 

 

Name :

Mr. Michael Francis Yong Montejo

Designation :

Nominee director

Address :

De Noord, 17, 1452 PS Ilpendam 1452 The Netherlands

Date of Birth/Age :

08.12.1974

Date of Appointment :

24.09.2013

DIN No.:

06429163

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U31300MH1973PTC016713

ASSOCIATED CABLES PRIVATE LIMITED

Nominee director

24/09/2013

04/12/2012

Active

NO

 

 

Name :

Mr. Jehangir H Pardiwalla

Designation :

Alternate director

Address :

7A/29 Navjivan Society, Lamington Road, Mumbai - 400008, Maharashtra, India 

Date of Birth/Age :

27.09.1963

Date of Appointment :

28.09.2013

DIN No.:

03219037

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U31300MH1973PTC016713

ASSOCIATED CABLES PRIVATE LIMITED

Alternate director

28/09/2013

09/08/2010

Active

NO

 

 

KEY EXECUTIVES

 

Name :

Mr. Savla

Designation :

Finance Head 

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 24.09.2013

 

Names of Shareholders

 

No. of Shares

 

Draka UK Group Limited, England

 

198385

Prysmian Treasury (The Netherlands) B.V. (Formerly Draka Treasury B.V.)

 

169186

Oman Cables Industry (SAOG), Oman

 

245048

 

 

 

Total

 

 

612619

 

 

AS ON 24.09.2013

 

Equity Share Breakup

Percentage of Holding

Category

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

100.00

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Instrumentation Cable, Control Cables, Thermocouple Cables and Special Application Cables.

 

 

Products/ Services :

ITC Code No.

 

Product Descriptions

85441100

Instrumentation and Control Cables

 

 

GENERAL INFORMATION

 

Customers :

Oil and Gas Sector

 

·         Engineers India Limited

Hindustan Petroleum Corporation Limited 

Bharat Petroleum Corporation Limited

Chennai Petroleum Corporation Limited

Gas Authority of India Limited

Indian Oil Corporation Limited

Kochi Refineries Limited

Reliance Industries Limited

 

Chemicals and Fertilisers

 

·         Gujarat Narmada Valley Fertilizers Company Limited

Indian Farmers Fertiliser Co-operative Limited

Gujarat State Fertilisers and Chemicals Limited

Nagarjuna Fertilizers Limited

Meghamani Fine Chemical Limited

Rashtriya Chemicals and Fertilizers

Coramandel International Limited

 

Power 

 

·         Nuclear Power Corporation of India Limited

National Thermal Power Corporation

Kalpataru Power Transmission Limited

Bharat Heavy Electrical Limited

ThyssenKrupp Industries India Private Limited

 

 

Consultants and Contractors

 

·         Toyo Engineering India Limited

Punj Lloyd Limited

Invensys India Private Limited

Technip KT India Limited

 

OEMs

 

·         Honeywell Automation Private Limited

Kirloskar Pneumatic Company Limited 

Larsen & Toubro Automation Limited

Air Liquide Engg India Private Limited

New Fire Engineers

 

Water Treatment Plants

 

·         Va Tech Wabag Limited

Driplex Water Engineering Limited

Thermax Limited

 

Steel and Cements

 

·         Bhushan Steel and Power Limited

Jindal Steel and Power Limited

JSW Steel Limited

ACC Limited

Grasim Industries Limited

 

 

No. of Employees :

Not Divulged

 

 

Bankers :

Bank of Baroda, Vile Parle (East) Branch, Mumbai - 400057, Maharashtra, India

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Lovelock and Lewes

Chartered Accountants

Address :

252, Veer Savarkar Marg, Shivaji Park, Dadar, Mumbai – 400028, Maharashtra, India

Income-tax PAN of auditor or auditor's firm :

AABFL5878L

 

 

Investing Companies :

·         Draka UK Group Limited, United Kingdom

Draka Treasury BV, Netherlands

Oman Cables Industry (SAOG), Sultanate of Oman

 

 

Enterprise over which control exists :

Associated Cables Employees Gratuity Fund

 

 

Other related parties where transactions have taken place during the year :

Draka Holding NV, Netherlands

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

1,250,000

Equity Shares

Rs. 100/- each

Rs. 125.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

612,619

Equity Shares

Rs. 100/- each

Rs. 61.262 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

61.262

61.262

61.262

(b) Reserves & Surplus

158.053

153.575

153.521

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

219.315

214.837

214.783

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

5.827

12.896

20.888

(b) Deferred tax liabilities (Net)

0.000

0.000

0.000

(c) Other long term liabilities

0.000

0.000

0.000

(d) long-term provisions

0.982

0.682

1.143

Total Non-current Liabilities (3)

6.809

13.578

22.031

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

0.000

0.000

0.000

(b) Trade payables

28.152

28.406

27.694

(c) Other current liabilities

8.734

12.270

7.916

(d) Short-term provisions

2.585

1.309

0.662

Total Current Liabilities (4)

39.471

41.985

36.272

 

 

 

 

TOTAL

265.595

270.400

273.086

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

84.600

77.521

82.157

(ii) Intangible Assets

0.000

0.000

0.000

(iii) Capital work-in-progress

0.000

13.706

5.119

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

0.000

0.000

0.000

(c) Deferred tax assets (net)

2.145

1.625

1.216

(d)  Long-term Loan and Advances

4.963

5.160

3.968

(e) Other Non-current assets

0.000

0.000

0.000

Total Non-Current Assets

91.708

98.012

92.460

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

52.205

62.723

47.339

(c) Trade receivables

51.409

51.461

85.124

(d) Cash and cash equivalents

34.902

34.584

26.733

(e) Short-term loans and advances

34.516

22.008

21.097

(f) Other current assets

0.855

1.612

0.333

Total Current Assets

173.887

172.388

180.626

 

 

 

 

TOTAL

265.595

270.400

273.086

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Net Sales/Income from operations

539.110

437.840

396.030

 

 

Other Income

8.430

9.240

15.700

 

 

TOTAL                                     (A)

547.540

447.080

411.730

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                     (B)

527.550

432.890

388.090

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

19.990

14.190

23.640

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

1.760

1.340

1.730

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

18.230

12.850

21.910

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

13.180

12.800

13.480

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                              (G)

5.050

0.050

8.430

 

 

 

 

 

Less

TAX                                                                  (H)

1.050

0.000

(0.760)

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

4.000

0.050

9.190

 

 

 

 

 

 

PRIOR PERIOD ADJUSTMENTS

(0.480)

0.000

0.020

 

 

 

 

 

 

PROFIT/ (LOSS) AFTER ADJUSTMENTS

4.480

0.050

9.210

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

392.100

109.420

226.790

 

 

 

 

 

 

Earnings Per Share (Rs.)

7.31

0.09

15.04

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

0.73

0.01

2.23

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

0.94

0.01

2.13

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

1.92

0.02

3.16

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.02

0.00

0.04

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.03

0.06

0.10

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

4.41

4.11

4.98

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report

(Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

Yes

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

INDEX OF CHARGES

 

S.NO.

CHARGE ID

DATE OF CHARGE CREATION/MODIFICATION

CHARGE AMOUNT SECURED

CHARGE HOLDER

ADDRESS

SERVICE REQUEST NUMBER (SRN)

1

90218525

01/08/2003

10,000,000.00

BANK OF BARODA

VILE PARLE (E) BRANCH, MUMBAI - 400057, MAHARASHTRA, INDIA

-

2

90218496

10/02/2003

35,000,000.00

BANK OF BARODA

VILE PARLE (E) BRANCH, MUMBAI - 400057, MAHARASHTRA, INDIA

-

3

90217744

26/08/2003 *

6,500,000.00

BANK OF BARODA

VILE PARLE (E) BRANCH, MUMBAI - 400057, MAHARASHTRA, INDIA

-

4

90217634

13/07/1998 *

6,500,000.00

BANK OF BARODA

VILE PARLE (E) BRANCH, MUMBAI - 400057, MAHARASHTRA, INDIA

-

 

* Date of charge modification

 

 

UNSECURED LOANS

 

UNSECURED LOANS

31.03.2013

(Rs. In Millions)

31.03.2012

(Rs. In Millions)

LONG-TERM BORROWINGS

 

 

Deferred sales tax liability

5.827

12.896

 

 

 

Total

 

5.827

12.896

 

 

CHANGE OF ADDRESS:

 

The registered office of the company has been shifted from 29, Marol Cooperative Industrial Estate, M. V. Road,

Andheri (East), Mumbai – 400059, Maharashtra, India to present address w.e.f. 20.11.2007

 

 

PERFORMANCE:

 

The Company has achieved net sales of Rs. Rs. 539.110 Millions for the financial year 2012-13, registering a growth of 23.13% over the previous year.

 

The Company during the financial year 2012-13, achieved significant growth in export sales at Rs. Rs. 392.100 Millions registering an increase of over 2.5 times, while the domestic sales was restricted to Rs. Rs. 147.010 Millions, due to margin pressure. The profit before tax for the financial year 2012-13 is Rs. 5.050 Millions as against a profit of Rs. 0.050 Million during the previous year.

 

 

OPERATIONS:

 

The domestic economic environment during the year 2012-13 witnessed sluggish growth in the manufacturing, infrastructure and petrochemical sector, thereby directly affecting the Company’s sales & margins. The rising oil prices and unstable rupee further added to increase in input costs and overheads, which affected margins and thus profitability.

 

As the Company’s export sales have increased, it is exposed to the risk of price fluctuation on imported raw materials, as well as currency fluctuations on exports. It proactively manages risks in input costs of imported raw material through timely raw material price fixing, and through forward booking of currency contracts against export receipts.

 

The Company achieved a significant milestone by getting IMS Certification during the year from TUV SUD for ISO 9001:2008, ISO 14001:2004 and BS OHSAS 18001:2007 thereby further adding to its value proposition.

 

 

FUTURE OUTLOOK:

 

As a next step the Company will make investments to expand capacity to increase its export business while focusing selectively on good margin domestic business. The Company will therefore continue to make Capex investments to expand its volume of business.

 

The Company is confident of India’s long term economic growth, and therefore foresee good prospects for the Company, with enhanced capacity.

 

 

FIXED ASSETS:

 

·         Land

Buildings

Factory building

Plant and equipment

Factory equipments

Furniture and fixtures

Vehicles

Motor vehicles

Office equipment

Other equipments

Computer software


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.13

UK Pound

1

Rs. 101.53

Euro

1

Rs. 85.41

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

4

--LIQUIDITY

1~10

4

--LEVERAGE

1~10

3

--RESERVES

1~10

4

--CREDIT LINES

1~10

4

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS 

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

32

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.