MIRA INFORM REPORT

 

Report Date :

17.12.2013

 

IDENTIFICATION DETAILS

 

Name :

BENQ INDIA PRIVATE LIMITED (w.e.f.15.03.2002)

 

 

Formerly Known As :

ACER COMMUNICATIONS MULTIMEDIA INDIA PRIVATE LIMITED (w.e.f.12.04.2001)

 

ACER PERIPHERALS INDIA PRIVATE LIMITED

 

 

Registered Office :

3rd Floor, 9B Building, DLF Cyber City, DLF Phase 3, Gurgaon - 122002, Haryana

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

29.02.2000

 

 

Com. Reg. No.:

05-039358

 

 

Capital Investment / Paid-up Capital :

Rs. 43.000 Millions

 

 

CIN No.:

[Company Identification No.]

U30007HR2000PTC039358

 

 

PAN No.:

[Permanent Account No.]

AACCA6005C

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trading of Computer Peripherals and Multimedia Products and rendering related Liasioning Services.

 

 

No. of Employees :

Information declined by the management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca  (12)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track record.

 

There appears accumulated losses recorded by the company which has eroded networth of the company.

 

However, trade relations are fair. Business is active. Payment terms are slow.

 

The company can be considered for business dealings on a safe and secured trade terms and conditions. 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6 % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DECLINED BY

 

Name :

Mr. Rajeev Pal

Designation :

Head of Finance

Contact No.:

91-124-4501400

Date :

16.12.2013

 

 

LOCATIONS

 

Registered/ Corporate Office :

3rd Floor, 9B Building, DLF Cyber City, DLF Phase 3, Gurgaon - 122002, Haryana, India

Tel. No.:

91-124-4501400

Fax No.:

91-124-4501440

E-Mail :

sales.enquiryin@benq.com

service-in@benq.com   

rajeev.pal@benq.com

Website :

http://www.benq.co.in

 

 

Branch Office :

302, Omega Main Street, Hiranandini Gardens, Powai, Mumbai – 400076, Maharashtra, India

Tel No.:

91-22-25708490/ 91/ 92

 

 

DIRECTORS

 

AS ON 30.09.2013

 

Name :

Mr. Rajeev Singh

Designation :

Director

Address :

W-216, Regency Park-11, DLF Phase-IV, Gurgaon - 122002, Haryana, India

Date of Birth/Age :

02.10.1969

Date of Appointment :

20.12.2010

PAN No.:

ADXPS0535Q

DIN No.:

03371508

 

 

Name :

Chin Hsiung Yen

Designation :

Director

Address :

7F., No.26, Alley 8, Lane 578, Bei-an Road., Jhongshan District, Taipei, 104, Taiwan, Province Of China

Date of Birth/Age :

01.07.1958

Date of Appointment :

05.02.2008

DIN No.:

02039959

 

 

Name :

An Tso Chang

Designation :

Director

Address :

No.57, Lane 68, Yangguang St., Neihu District, Taipei, 114, Taiwan, Province Of China

Date of Birth/Age :

22.09.1966

Date of Appointment :

05.02.2008

DIN No.:

02039951

 

 

KEY EXECUTIVES

 

Name :

Mr. Rajeev Pal

Designation :

Head of Finance

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2013

 

Names of Shareholders

 

No. of Shares

 

Rajeev Singh Jointly with BenQ Corporation, Taiwan (Formerly known as BenQ Asia Pacific Corporation)

 

20

BenQ Corporation, Taiwan (Formerly known as BenQ Asia Pacific Corporation)

 

42999980

 

 

 

Total

 

 

43000000

 

 

AS ON 30.09.2013

 

Equity Share Breakup

Percentage of Holding

Category

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

100.00

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trading of Computer Peripherals and Multimedia Products and rendering related Liasioning Services.

 

 

GENERAL INFORMATION

 

No. of Employees :

Information declined by the management

 

 

Bankers :

Not Available

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Deloitte Haskins and Sells

Chartered Accountants

Address :

Tower 3, 27th-32nd Floor, Indiabulls Mill Compound, Senapati Bapat Marg, Elphistone (West), Mumbai, Maharashtra, India

Tel No.:

91-22-61854000

Fax No.:

91-22-61854501/ 4601

Income-tax PAN of auditor or auditor's firm :

AACFD4815A

 

 

Ultimate Holding Company :

Qisda Corporation

 

 

Holding Company :

BenQ Asia Pacific Corporation

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

43,000,000

Equity Shares

Re. 1/- each

Rs. 43.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

43,000,000

Equity Shares

Re. 1/- each

Rs. 43.000 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

43.000

43.000

43.000

(b) Reserves & Surplus

(177.649)

(90.812)

(52.525)

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

(134.649)

(47.812)

(9.525)

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

0.000

0.000

0.000

(b) Deferred tax liabilities (Net)

0.000

0.000

0.000

(c) Other long term liabilities

0.000

0.000

0.000

(d) long-term provisions

25.844

8.698

1.033

Total Non-current Liabilities (3)

25.844

8.698

1.033

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

0.000

0.000

0.000

(b) Trade payables

1031.477

697.717

298.078

(c) Other current liabilities

39.399

13.816

9.943

(d) Short-term provisions

0.070

0.069

0.000

Total Current Liabilities (4)

1070.946

711.602

308.021

 

 

 

 

TOTAL

962.141

672.488

299.529

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

3.477

4.741

6.390

(ii) Intangible Assets

0.000

0.000

0.000

(iii) Capital work-in-progress

0.000

0.000

0.000

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

0.000

0.000

0.000

(c) Deferred tax assets (net)

0.000

0.000

0.000

(d)  Long-term Loan and Advances

5.859

5.856

5.363

(e) Other Non-current assets

0.000

0.000

169.782

Total Non-Current Assets

9.336

10.597

181.535

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

197.797

116.492

2.860

(c) Trade receivables

712.967

484.426

96.834

(d) Cash and cash equivalents

29.162

49.085

15.897

(e) Short-term loans and advances

12.879

11.888

2.403

(f) Other current assets

0.000

0.000

0.000

Total Current Assets

952.805

661.891

117.994

 

 

 

 

TOTAL

962.141

672.488

299.529

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

TOTAL                                    

1079.775

557.577

92.944

 

 

 

 

 

 

EXPENSES

 

 

 

 

 

TOTAL                                    

1165.922

593.922

90.728

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

(86.147)

(36.345)

2.216

 

 

 

 

 

 

DEPRECIATION/ AMORTISATION                    

0.690

1.942

3.222

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX

(86.837)

(38.287)

(1.006)

 

 

 

 

 

 

TAX                                                                 

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT/ (LOSS) AFTER TAX

(86.837)

(38.287)

(1.323)

 

 

 

 

 

 

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

(90.812)

(52.525)

(51.202)

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

(177.649)

(90.812)

(52.525)

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Service Charges

17.640

39.029

65.069

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Traded Goods

935.529

518.189

8.738

 

 

 

 

 

 

Earnings/ (Loss) Per Share (Rs.)

(2.02)

(0.89)

(0.03)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

(8.04)
(6.87)
(1.42)

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(9.03)
(5.69)
(0.34)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.64
0.80
0.11

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.00

0.00

0.00

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.89

0.93

0.38

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report

(Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

No

24]

Banking facility details

No

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

CURRENT MATURITIES OF LONG TERM DEBT: NOT AVAILABLE

 

 

INDEX OF CHARGES: NO CHARGES EXIST FOR COMPANY

 

 

CHANGE OF ADDRESS:

 

The registered office of the company has been shifted from Unit No. 216, Raheja Chambers, Museum Road, Bangalore – 560001, Karnataka, India to the present w.e.f.31.07.2009

 

 

FINANCIAL PERFORMANCE:

 

The Company generated a total income of Rs. 1079.775 Millions during the year as against a total income of Rs. 557.577 Millions in the previous year. The Company has incurred a loss of Rs. 86.837 Millions as against loss of Rs. 38.287 Millions of previous year.

 

 

PRODUCTS AND BUSINESS:

 

The Company’s main product lines “LCD Monitors and Projectors” is now in high growth trajectory. The company has been able to achieve and sustain reasonable market share during the current year.

 

Considering the increasing awareness about BenQ brand in Indian market and the potential scope for the IT products, management has introduced a wide range of Laptops during the current year. Further it has successfully launched Digital Still Cameras, LCD TV and new range of LCD monitors and Projectors in Indian market this year.

 

The management intends to initiate the presence of BenQ brand in long form retail in Indian markets and hence it is planning to tie up with some major IT retail stores.

 

 

CONTINGENT LIABILITIES:

 

Particulars

31.03.2013

(Rs. In Millions)

31.03.2012

(Rs. In Millions)

 

 

 

Letter of Credit discounted with Bank

11.629

0.000

 

 

 


FIXED ASSETS:

 

·         Furniture and fixtures

Vehicles

Office equipment

Computer equipments

Other equipments

Leasehold improvements


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.10

UK Pound

1

Rs. 101.27

Euro

1

Rs. 85.43

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

2

PAID-UP CAPITAL

1~10

1

OPERATING SCALE

1~10

2

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

2

--PROFITABILIRY

1~10

1

--LIQUIDITY

1~10

1

--LEVERAGE

1~10

1

--RESERVES

1~10

1

--CREDIT LINES

1~10

1

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS 

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

12

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.