MIRA INFORM REPORT

 

 

Report Date :

17.12.2013

 

IDENTIFICATION DETAILS

 

Name :

GRAND MOUNTAIN CO LTD

 

 

Registered Office :

60, Market square, P O Box 364

 

 

Country :

Belize

 

 

Date of Incorporation :

2006

 

 

Legal Form :

International Business Company

 

 

Line of Business :

Offshore company

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Offshore company 

 

 

Payment Behaviour :

Unknown 

 

 

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Belize

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELIZE - ECONOMIC OVERVIEW

 

Tourism is the number one foreign exchange earner in this small economy, followed by exports of marine products, citrus, cane sugar, bananas, and garments. The government's expansionary monetary and fiscal policies, initiated in September 1998, led to GDP growth averaging nearly 4% in 1999-2007. Oil discoveries in 2006 bolstered this growth. Exploration efforts have continued and production has increased a small amount. Growth slipped to 0% in 2009, and has remained at just over 2% per year during 2010-2012, as a result of the global slowdown, natural disasters, and a temporary drop in the price of oil. With weak economic growth and a large public debt burden, fiscal spending is likely to be tight. In September 2012, the government paid half of a $23 million interest payment that had been due in August 2012. In January 2013, the government announced that it had reached a deal with creditors to restructure its $544 million commercial external debt, commonly referred to as the "superbond." The superbond represents one half of the country's public debt. A key government objective remains the reduction of poverty and inequality with the help of international donors. Although Belize has the second highest per capita income in Central America, the average income figure masks a huge income disparity between rich and poor. The 2010 Poverty Assessment shows that more than 4 out of 10 people live in poverty. The sizable trade deficit and heavy foreign debt burden continue to be major concerns

Source : CIA


REGISTERED NAME & COMPANY SUMMARY

 

IDENTIFICATION

Ordered as:

GRAND MOUNTAIN CO LTD

Address in the order:

60, Market square, P O Box 364, Belize City

 

 

Legal Name:

GRAND MOUNTAIN CO LTD

Legal Address

60, Market square, P O Box 364

Postal Town

 

Post Code

 

Primary Geographic Area

 

Country

BZ

Telephone:

+1 973-380-0520 (Registered Agent)

Registration Number :

N.A.

Fax:

+1 973-380-0520 (Registered Agent)

Legal Form:

International Business Company

Email:

N.A.

Registered in:

BZ

Website:

N.A.

Date Created:

2006

Manager:

N.A

Date Incorporated:

N.A.

Staff:

0

Stock:

N.A.

 

 

Value:

NA.

Activity:

Offshore company

 

 

DIRECTORS/MANAGEMENT

 

Management:

 

It is locally managed by the registered agent mentioned above.

 

The agent declined to give any information on the subject, who is protected by the law of non disclosure.

 

 

NEGATIVE INFORMATION

 

Legal Fillings

 The sources consulted record no detrimental legal or labor court information.

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Shareholders - Manager - Related Companies

Listed at the stock exchange:

 

NO

 

 

PAYMENT INFORMATION

 

PAYMENTS

 

made on a 20 days basis - monitored over the last 12 months

 

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Shareholders Parent Company(ies):

 

The subject is owned by foreign shareholders

 

 

 

FINANCIAL INFORMATION

 

Financials - COMMERCIAL TRENDS AND FORECAST

The subject company is registered as an International offshore company in Belize and is therefore exempt from filing and / or publishing annual audited accounts at the registrar of companies, under Belize law. In addition, due to the laws of privacy governing disclosure of BANKING INFORMATION, we are unable to demand a copy of the subject's latest financial statements.

However our financial sources could provide us with the following data.

 

Those figures are estimates provided by confidential banking and financial institutions working with the company.

Currency

DATE

 

USD

2012

 

Operating Income

665 000

 

Net Income

665 000

 

Net worth

1 000 000

 

The cash flow is

Normal

 

 

 

FOREIGN EXCHANGE RATES

 

Na

 

 

ADDITIONAL INFORMATION

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Commonwealth Realm - Parliamentary system


Economic Risk: High

Currency: 100.00 BZD = 50.2525 USD

Branch Situation: Stable

 

BANKS

Name of the Bank

Banco Popular

BUSINESS

 

PRINCIPAL ACTIVITY

GRAND MOUNTAIN CO LTD. is an international offshore company incorporated in Belize for tax purposes.

 

However the company does not carry any operation in Belize.

 

It is not registered with the Belize chamber of commerce as being an active business.

 

It is not listed with the Belize yellow pages.

 

It is not listed with the major local credit bureaus.

 

The company does not have any employee in Belize. It uses the registered agent staff.

Trade References:

 

In virtue of the nature of its business activities its local transactions are seldom. Therefore, commercial sources consulted in the marketplace report that they are unable to establish subject's payment performance and general reputation regarding commitments contracted as same it is UNKNOWN as making use of credit facilities.

LOCATION

Headquarters

 

The address mentioned above is that of the registered agent:

 

60 Market Square, PO Box 364Belize City, Belize

 

The agent declined to give any information on the subject, who is protected by the law of non disclosure.

 

Rating

Local credit bureau did not rate this company.

 

SUMMARY


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

 

Profitability

N.A.

Public

NO

 

Indebtedness

CONTROLLED

Payments

REGULAR

 

Cash

NORMAL

 

 

 

 

 

NOTES & COMMENTS

 

 

 Final Opinion

 

Payments are: Made on a 20 day basis - monitored over the last 12 months.

 

The cash flow is normal.

 

We are reporting an offshore company which belongs to foreign shareholders. Although it is registered in Belize, it uses such territory only as its legal and administrative address, but all its operations are carried out abroad. It is managed by a resident registration agent and it is unknown in the marketplace, so its commercial morality and general reputation cannot be assessed, although nothing detrimental is noted upon request.

 


 

APPENDIX

Comments

 

We tried to contact the registered agent but nobody has answered us.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.10

UK Pound

1

Rs.101.27

Euro

1

Rs.85.42

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.