MIRA INFORM REPORT

 

 

Report Date :

18.12.2013

 

IDENTIFICATION DETAILS

 

Name :

AGST DRAHT & BIEGETECHNIK GMBH

 

 

Registered Office :

Overather Str. 118 D 51766 Engelskirchen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

28.09.1993

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Wholesale of iron ores, iron, steel and iron and steel semi-finished goods

 

 

No. of Employees :

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

Source : CIA


Company name and address

 

 AGST DRAHT & BIEGETECHNIK GMBH

 

 Company Status:      active

                      Overather Str. 118

                      D 51766 Engelskirchen

                      Telephone:02263/924012

                      Telefax:  02263/924022

                      Homepage: www.agst.de

                      E-mail:   agst@agst.de

 

 VAT no.:                    DE811531580

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Company summary

 

 LEGAL FORM              Private limited company

 Date of foundation:        12.08.1993

 Shareholders'

 agreement:                   12.08.1993

 Registered on:              28.09.1993

 Commercial Register:    Local court 50939 Köln

 under:                          HRB 39079

 

 Share capital:                          EUR            255,700.00

 

 Shareholder:

                      Bernd Hölzer

                      Broich 7

                      D 51766 Engelskirchen

                      born: 01.10.1946

                      Share:             EUR            194,332.00

 Shareholder:

                      Michael Hölzer

                      Broicher Weg 32

                      D 51766 Engelskirchen

                      born: 06.05.1974

                      Share:             EUR             30,684.00

 Shareholder:

                      Stephanie Hölzer-Smeets

                      Broicher Weg 38

                      D 51766 Engelskirchen

                      born: 27.05.1971

                      née: Hölzer

                      Share:             EUR             30,684.00

 Manager:

                      Bernd Hölzer

                      Broich 7

                      D 51766 Engelskirchen

                      having sole power of representation

                      born: 01.10.1946

                      Profession: Businessman

                      Marital status: married

 Manager:

                      Michael Hölzer

                      Broicher Weg 32

                      D 51766 Engelskirchen

                      having sole power of representation

                      born: 06.05.1974

 

 Further functions/participations of Bernd Hölzer (Manager)

 Limited partner:

                      HBT Hölzer Beteiligungen GmbH & Co. KG

                      Overather Str. 118

                      D 51766 Engelskirchen

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR              1,000.00

                      contribution:

                      Share:             EUR                591.00

                      Registered

                      on:         26.06.2007

                      Reg. data:  50939 Köln, HRA 25066

 Shareholder:

                      Hölzer Verwaltungs GmbH

                      Overather Str. 118

                      D 51766 Engelskirchen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR              1,250.00

                      Registered

                      on:         30.04.2007

                      Reg. data:  50939 Köln, HRB 60270

 Manager:

                      Hölzer Verwaltungs GmbH

                      Overather Str. 118

                      D 51766 Engelskirchen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         30.04.2007

                      Reg. data:  50939 Köln, HRB 60270

 

 Further functions/participations of Michael Hölzer (Manager)

 Shareholder:

                      Hölzer Verwaltungs GmbH

                      Overather Str. 118

                      D 51766 Engelskirchen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             11,250.00

                      Registered

                      on:         30.04.2007

                      Reg. data:  50939 Köln, HRB 60270

 

 

COMPANY HISTORY

 

 12.08.1993 - 10.03.1995  AGST-Stahlhandel GmbH

                          Broich 7

                          D 51766 Engelskirchen

                          Private limited company

 

 10.03.1995 - 09.01.2004  AGST Stahlhandelsgesellschaft mit

                          beschränkter Haftung

                          Overather Str. 118

                          D 51766 Engelskirchen

                          Private limited company

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 46692   Wholesale of other machinery

46721   Wholesale of iron ores, iron, steel and iron and steel semi-finished goods

 

 

Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 

 Balance sheet year:  2011

 

 

 REAL ESTATE

 

 Type of ownership:         proprietor

 Share:                          100.00 %

 Address                       Overather Str. 118

                                     D 51766 Engelskirchen

 

 Real Estate of:               Bernd Hölzer

 Type of ownership:         part owner

 Share:                          50.00 %

 Address                       Broich 7

                                    D 51766 Engelskirchen

 

 Real Estate of:              Bernd Hölzer

 Type of ownership:        part owner

 Share:                          50.00 %

 Address                       Broich 15a

                                    D 51766 Engelskirchen

 Type of real estate:       multiple dwelling home

 

 Real Estate of:              Bernd Hölzer

 Type of ownership:        part owner

 Share:                          50.00 %

 Address                        Broich 15

                                    D 51766 Engelskirchen

 Type of real estate: multiple dwelling home

 

 Land register documents were not available.

 

 

 BANKERS

 

 Principal bank

 VOLKSBANK OBERBERG, GUMMERSBACH

 Sort. code: 38462135, BIC: GENODED1WIL

 

 Further bank

 DEUTSCHE BANK, ENGELSKIRCHEN

 Sort. code: 38470091, BIC: DEUTDEDW384

 

 

 FINANCIAL FIGURES

 

 Turnover:                      2011               EUR         10,295,000.00

                                    2012               EUR          9,800,000.00

 Expected turnover:                               EUR          9,800,000.00

 further business figures:

 Equipment:                                            EUR          1,514,354.00

 Ac/ts receivable:                                   EUR          1,161,997.00

 Liabilities:                                              EUR          2,811,836.00

 Real estate of the firm:                          EUR          1,655,712.00

 Employees:                                                                  20

 


 

 BALANCE SHEETS

 

 Balance sheet ratios    01.01.2011 - 31.12.2011

 Equity ratio [%]:                         25.43

 Liquidity ratio:                            0.47

 Return on total capital [%]:        0.05

 

 Balance sheet ratios   01.01.2010 - 31.12.2010

 Equity ratio [%]:                        27.44

 Liquidity ratio:                           0.44

 Return on total capital [%]:      12.03

 

 Balance sheet ratios   01.01.2009 - 31.12.2009

 Equity ratio [%]:                        18.78

 Liquidity ratio:                            0.29

 Return on total capital [%]:       1.24

 

 Balance sheet ratios   01.01.2008 - 31.12.2008

 Equity ratio [%]:                        14.38

 Liquidity ratio:                           0.42

 Return on total capital [%]:       -18.37

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 


Financial data

 

 Type of balance sheet:                        Company balance sheet

 

 Financial year:                                   01.01.2011 - 31.12.2011

 

ASSETS                                                EUR          3,923,184.87

Fixed assets                                         EUR          1,548,845.75

Intangible assets                                    EUR              1,627.00

Other / unspecified intangible assets       EUR              1,627.00

Tangible assets                                     EUR          1,514,354.60

Other / unspecified tangible assets          EUR          1,514,354.60

Financial assets                                    EUR             32,864.15

Other / unspecified financial assets         EUR             32,864.15

Current assets                                       EUR          2,365,025.27

Stocks                                                  EUR            878,162.00

Accounts receivable                               EUR          1,161,997.00

Other debtors and assets                       EUR          1,161,997.00

Liquid means                                         EUR            324,866.27

Remaining other assets                          EUR              9,313.85

Accruals (assets)                                   EUR              9,313.85

 

LIABILITIES                                           EUR          3,923,184.87

Shareholders' equity                               EUR            998,138.65

Capital                                                  EUR            255,700.00

Subscribed capital (share capital)            EUR            255,700.00

Balance sheet profit/loss (+/-)                 EUR            742,438.65

Profit / loss brought forward                     EUR            742,438.65

Provisions                                             EUR            113,210.32

Liabilities                                               EUR          2,811,835.90

Other liabilities                                       EUR          2,811,835.90

Unspecified other liabilities                      EUR          2,811,835.90

 

 

Type of balance sheet:               Company balance sheet

 

Financial year:                         01.01.2010 - 31.12.2010

 

ASSETS                                               EUR          3,628,690.21

Fixed assets                                         EUR          1,574,986.25

Intangible assets                                    EUR              1,049.00

Other / unspecified intangible assets       EUR              1,049.00

Tangible assets                                     EUR          1,541,073.10

Other / unspecified tangible assets          EUR          1,541,073.10

Financial assets                                    EUR             32,864.15

Other / unspecified financial assets         EUR             32,864.15

Current assets                                       EUR          2,034,595.45

Stocks                                                  EUR            885,327.00

Accounts receivable                               EUR            926,558.89

Other debtors and assets                       EUR            926,558.89

Investments in current assets                  EUR              8,470.00

Liquid means                                         EUR            214,239.56

Remaining other assets                          EUR             19,108.51

Accruals (assets)                                   EUR             19,108.51

 

LIABILITIES                                           EUR          3,628,690.21

Shareholders' equity                               EUR            996,096.50

Capital                                                  EUR            255,700.00

Subscribed capital (share capital)            EUR            255,700.00

Balance sheet profit/loss (+/-)                 EUR            740,396.50

Profit / loss brought forward                     EUR            740,396.50

Provisions                                             EUR            323,332.97

Liabilities                                               EUR          2,309,260.74

Other liabilities                                       EUR          2,309,260.74

Unspecified other liabilities                      EUR          2,309,260.74

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.96

UK Pound

1

Rs.101.14

Euro

1

Rs.85.33

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.