MIRA INFORM REPORT

 

 

Report Date :

18.12.2013

 

IDENTIFICATION DETAILS

 

Name :

GENERAL ELECTRONICS AND TRADING CO LLC

 

 

Registered Office :

Bishara Building, 4th Floor CBD Area PO Box 1092 Muscat 112

 

 

Country :

Oman

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

01.02.1978

 

 

Com. Reg. No.:

1/06593/9

 

 

Legal Form :

Limited Liability Company – LLC

 

 

Line of Business :

Subject is engaged in the import and distribution of electrical equipment, switchgear and overhead lines

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

OMAN - ECONOMIC OVERVIEW

 

apidly growing labor force, Muscat has actively pursued a development plan that focuses on diversification, industrialization, and privatization, with the objective of reducing the oil sector's contribution to GDP to 9% by 2020 and creating more jobs to employ the rising numbers of Omanis entering the workforce. Tourism and gas-based industries are key components of the government's diversification strategy. However, increases in social welfare benefits, particularly since the Arab Spring, will challenge the government's ability to effectively balance its budget if oil revenues decline. By using enhanced oil recovery techniques, Oman succeeded in increasing oil production, giving the country more time to diversify, and the increase in global oil prices through 2011 provided the government greater financial resources to invest in non-oil sectors. In 2012, continued surpluses resulting from sustained high oil prices and increased enhanced oil recovery allowed the government to maintain growth in social subsidies and public sector job creation. However, the Sultan made widely reported statements indicating this would not be sustainable, and called for expanded efforts to support SME development and entrepreneurship. Government agencies and large oligarchic group companies heeded his call, announcing new initiatives to spin off non-essential functions to entrepreneurs, incubate new businesses, train and mentor up and coming business people, and provide financing for start-ups. In response to fast growth in household indebtedness, the Central Bank reduced the ceiling on personal interest loans from 8 to 7%, lowered mortgage rates, capped the percentage of consumer loans at 50% of borrower's salaries for personal loans and 60% for housing loans, and limited maximum repayment terms to 10 and 25 years respectively. In 2012 the Central Bank also issued final regulations governing Islamic banking and two full-fledged Islamic banks held oversubscribed IPOs while four traditional banks opened sharia-compliant Islamic window

Source : CIA


SUMMARY

 

Company Name                                     : GENERAL ELECTRONICS AND TRADING CO LLC

Country of Origin                                    : Oman

Legal Form                                            : Limited Liability Company – LLC

Registration Date                                   : 1st February 1978

Commercial Registration Number            : 1/06593/9

Chamber Membership Number                : 1820

Issued Capital                                        : RO 500,000

Paid up Capital                                      : RO 500,000

Total Workforce                                     : 10

Activities                                               : Distributors of electrical equipment, switchgear and overhead lines

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Rajesh Shah, Commercial Manager

 

 


 

COMPANY NAME

 

GENERAL ELECTRONICS AND TRADING CO LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Bishara Building, 4th Floor

Area                 : CBD Area

PO Box             : 1092

Town                 : Muscat 112

Country             : Oman

 

Telephone         : (968) 24797954 / 24798022

Facsimile          : (968) 24797694

Email                : getoman@omantel.net.om / get@omzest.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Muscat.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Dr Omar Abdulmoniem Al Zawawi                                                       Managing Director

 

·       Waleed Omar Abdulmoniem Al Zawawi                                               Director

 

·       Reem Omar Abdulmoniem Al Zawawi                                                 Director

 

·       K S Mehta                                                                                        General Manager

 

·       H P Kothari                                                                                       Administration Manager

 

·       Rajesh Shah                                                                                     Commercial Manager

 


 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st February 1978

 

Legal Form                  : Limited Liability Company – LLC

 

Commercial Reg. No.  : 1/06593/9

 

Chamber Member No. : 1820

 

Issued Capital              : RO 500,000

 

Paid up Capital            : RO 500,000

 

Name of Shareholder (s)                                    

 

·       Dr Omar Abdulmoniem Al Zawawi                                                      

 

·       Waleed Omar Abdulmoniem Al Zawawi                                              

 

·       Reem Omar Abdulmoniem Al Zawawi

 

 

AFFILIATED COMPANIES

 

Subject belongs to the Omzest group of companies, which contains the following concerns:

  

·         Al Khuwair Development & Services Co SAOG

·         Modern Exchange LLC

·         Muscat Finance Co Ltd (SAOG)

·         Muscat Insurance Company SAOC

·         Muscat Life Assurance Company SAOC

·         Muscat National Holding Company SAOG

·         Oman International Bank SAOG

·         Oman Securities' Portfolio Co SAOG

·         Omzest Investment Division

·         Personal Investments

·         Personal Real Estate Department

·         United Business & Investment Co

·         Wilayat Holding Co

·         Wipro Holding Co

·         Mideast Integrated Drilling & Well Services

·         National Telephone Services Co LLC

·         Qurum Contractors LLC

·         Al Amal Industries Co (SAOG)

·         Al Wardha Footwear & Leather Products Company

·         Amiantit Oman SAOC

·         Areej Vegetable Oils & Derivatives SAOG

·         Bausher Chemicals SAOG

·         Decorative Glass Manufacturing LLC

·         Jyoti Sohar Switchgear LLC

·         Keemya Oman SAOG

·         Modern Poultry Farms Company SAOG

·         National Heaters Industries Co LLC

·         National Telephone Services Co LLC

·         Oman Agriculture Development Company SAOG

·         Oman Fiber Optic Co SAOG

·         Oman Textile Mills Co SAOG

·         Oman Water Pumps Mfg Co SAOG

·         Oman Water Treatment

·         Omani Marble Company LLC

·         Protein Products International LLC

·         Reem Batteries & Power Appliances Co SAOG

·         Riyam Investment & Trading Est LLC

·         Sadolin Paints (Oman) Ltd

·         The National Detergent Company SAOG

·         Advertising International Company SAOC

·         Al-Rimah Medical Centre LLC

·         Circle Freight International (Oman)

·         Gulf of Oman Services

·         Gulf Seagull Co

·         Impact Films LLC

·         Maersk Shipping Services & Co LLC

·         Mezoon Travel LLC

·         Muscat Contract Cleaning & Maintenance LLC

·         Riyam Computer Services LLC

·         Waleed Catering & Services Co LLC (WACASCO)

·         YBA Kanoo (Oman)

·         Areej Business Systems Co LLC

·         Bishara Establishment LLC

·         Oman Mechanical Services Company Ltd LLC

·         Medical & Scientific Supplies LLC

·         Muscat Cold Stores LLC

·         National Oilfield Supply Co LLC

·         Office Supplies Co LLC

·         Oman Services & Supply Organisation

·         Omzest Beijing

·         Omzest Business Division

·         Reem Scientific & Energy Technologies & Trade LLC

·         Riyam Engineering & Services LLC

·         Riyam Marketing & Services Co LLC

·         Waleed Communications Co (WACOM) Ltd

·         Waleed Pharmacy LLC

·         Waljat Modern Technology

·         Zawawi Business Machines LLC

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of electrical equipment, switchgear and overhead lines.

 

Import Countries: United States of America, United Kingdom, Korea, India, Italy, China and Malaysia.

 

International Suppliers:

 

·       Supreme & Co                                                          India

·       National Switchgear                                                   India

·       Copper Power System                                               United States of America

·       Cu Phosco                                                               United Kingdom

·       CVS Costruzione Veicoli Speciali SPA                       Italy

·       Emek Electrik Endustrisi AS                                      Turkey

·       Industronics Berhad SDN BHD                                   Malaysia

·       Jyoti Ltd                                                                   India

·       Mapna International FZE                                            Iran

·       New Korea Electric Co                                               South Korea

·       REPL Engineering Ltd                                               India

·       Supreme & Co                                                          India

·       Xiangfan Guowang Composite Insulators Co Ltd           China

·       Wenzhou Yikun Electric Co Ltd                                  China

·       PingGao Group Co                                                    China

 

Operating Trend: Steady

 

Subject has a workforce of 10 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

 

                                                Year Ending 31/12/11:                Year Ending 31/12/12:

 

Total Sales                                RO 1,370,000                            RO 1,515,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 


 

BANKERS

 

·       HSBC Bank Middle East

Muttrah Business District

PO Box: 240, Ruwi 112

Muscat

Tel: (968) 24700810 / 24799920 / 24799927

Fax: (968) 24704241

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

According to local sources, subject meets its payment obligations in a timely manner and the company is considered to be a fair trade risk

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.96

UK Pound

1

Rs.101.14

Euro

1

Rs.85.33

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.