MIRA INFORM REPORT

 

 

Report Date :

19.12.2013

 

IDENTIFICATION DETAILS

 

Name :

CHILD RIGHTS AND YOU

 

 

Registered Office :

189/A, Anand Estate, Sane Guruji Marg, Mumbai – 400011, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Year of Incorporation :

1978

 

 

Legal Form :

Non-government Organisation

 

 

Line of Business :

Children’s Rights.

 

 

No. of Employees :

Information declined by management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a Non-Government organization having a good track record.

 

The organization main objective is to uplift thousand of Indian children who have been denied basic children right, in order to successfully restore their denied rights.

 

Business is active. Payments are reported to be regular and as per commitment.

 

The organization can be considered good for normal business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6  % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DECLINED BY

 

Name :

Mr. Atul Mukne

Designation :

Accounts Head

Contact No.:

91-22-23096845

Date :

16.12.2013

 

 

LOCATIONS

 

Registered Office :

189/A, Anand Estate, Sane Guruji Marg, Mumbai – 400011, Maharashtra, India

Tel. No. :

91-22-23096845 / 6472

Fax No. :

91-22-23080726

E-Mail :

vol.mum@crymail.org

Website :

www.cry.org

 

 

Branch Office:

Located at

 

·         Bangalore

Chennai

Delhi

Kolkata

 

 

FOUNDER

 

Name :

Mr. Rippan Kapur

Designation :

Founder

 

 

KEY EXECUTIVES

 

Name :

Mr. Atul Mukne

Designation :

Accounts Head

 

 

Name :

Mr. Jeyakeran

Designation :

CRY Employee

 

 

Name :

Khameen Ginwala

Designation :

Design Team

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

PARTICULARS

 

31.03.2012

 

31.03.2011

SOURCES OF FUNDS

 

 

 

Corpus

 

78.900

77.300

Earmarked Funds

 

101.700

104.900

Resources C/f

 

134.000

134.600

 

 

 

 

Total

 

314.600

316.800

 

 

 

 

APPLICATION OF FUNDS

 

 

 

Properties net of depreciation

 

11.800

13.100

Other fixed assets net of depreciation

 

8.800

8.200

Investments

 

51.900

54.500

Net current assets

 

3.500

(5.200)

Cash and Bank balances and deposits with Banks

 

238.600

246.200

 

 

 

 

Total

 

314.600

316.800

 

 

PROFIT & LOSS ACCOUNT

 

PARTICULARS

 

31.03.2012

 

31.03.2011

INCOME

 

 

 

Donations

 

506.500

513.500

Interest and Others

 

19.300

17.500

Total

 

525.800

531.000

 

 

 

 

COST OF MOBILISING INCOME

 

 

 

Generating Donations

 

181.900

183.900

Total

 

181.900

183.900

 

 

 

 

NET INCOME

 

 

 

Donations

 

324.600

329.600

Interest and Others

 

19.300

17.500

Income Available For Development and Expenses       A

 

343.900

347.000

 

 

 

 

ESTABLISHMENT AND OTHER EXPENSES     

 

 

 

Personnel

 

34.500

33.100

General Administration

 

36.900

27.500

 Depreciation

 

6.700

4.300

Auditors Fees, Cess and Reimbursement

 

0.400

0.200

Diminution and Loss on Assets and Investments

 

3.500

8.900

Total Establishment Expenses                                        B

 

82.000

74.000

 

 

 

 

Net Income Available For Deployment               A-B=C

 

261.900

273.000

 

 

 

 

DEPLOYMENT OF FUNDS

 

 

 

Child Development Initiatives

 

178.200

154.900

Awareness of Child Rights

 

41.300

38.900

Capacity Building For Supported Initiatives

 

51.100

45.800

Total

 

270.600

239.600

 

 

 

 

Surplus/ Deficit c/f Balance Sheet

 

(8.700)

33.400

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

No

8]

No. of employees

No

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last two years

Yes

12]

Profitability for last two years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

No

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

No

24]

Banking facility details

No

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

No

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

No

31]

Date of Birth of Proprietor/Partner/Director, if available

No

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

HISTORY

 

Way back in the 1970s, Rippan Kapur, a young airline purser, was driven by the extraordinary dream to see a day when no Indian child would be deprived of rights as basic as survival, participation, protection and development.

Like many of them, Rippan too was upset when he saw disparities between privileged and underprivileged children. He hated to see children begging and working as servants. Unlike most of them though, he did something about it.

He joined his school's social service club and read to the blind, visited children in hospitals, held reading and writing classes for street children, and started a free dispensary at a slum the club adopted. To raise funds for these activities, the club sold milk. It even won a shield for the best Interact club! These qualities of resourcefulness and determination would come in handy.

 

In 1979 Rippan and 6 friends started CRY with Rs. 50/- around his mother's dining table. They felt that something needed to be done to improve the situation of the underprivileged Indian child. Uncharacteristically, given their backgrounds and motivations, they chose not to found a grassroots-level implementing organisation working directly with and for underprivileged children. They opted instead to make CRY a link between the millions of Indians who could provide resources and thousands of dedicated people and organisations at the grassroots-level who are struggling to function for lack of them. This "link" or enabling position has determined CRY's strategic choices at every juncture - from the fundraising methods it employs, to the nature of its relationship with the NGOs it partners.

 

All through the early, difficult years, it was Rippan's passion and conviction that drove CRY. He was firmly convinced that each of them can, in their own small way, be agents of change, and when enough of them are moved to this, the impact is a lasting change for the better. All he asked of people was that they help CRY by doing what they were good at. As he put it, "What I can do, I must do."

 

Although Rippan passed away in 1994, his vision for underprivileged children ensures that CRY continues to grow.

 

 

THEIR ACTIVITIES, ACHIEVEMENTS AND PERFORMANCE 2011-2012

 

OUTREACH

 

This year was a year of expansion and diversification of the partnership base for their development support division. They entered two new states – Haryana and Himachal Pradesh and expanded partnership base in almost all the current intervention states – Assam, Andhra Pradesh, Bihar, Orissa, Chattisgarh, Gujarat, Delhi and Tamilnadu. Through the year, partnership were initiated with 66 new organizations. They also got into managing multiple research projects on myriad child rights issues across different states.

 

They widened the partnership outreach throrough diversity in the profile of their project partners. Apart from implementing projects, 8 partnerships were with large scaled regional / national resource organisations and / or specialist agencies. As on 31st March 2012. They had a total of 243 partnerships, with organizations, individuals and networks.

 

Their expansion and diversification has helped them address a range of child right issues that they strive to work on.

 

·         Issue of children with disabilitis being addressed thorough Sishu Sarothi (Assam), Vikalp (Bihar), Sadhana (Orissa) and Janarth (Maharashtra).

 

Issue of flood affected areas (including riverbeds) and communities dwelling therein, being addressed through Gramya Vikas Mach and SAATARA (Assam).

 

Issue of Children in conflict with law and profiling of child labourers being done through Shambhunath Singh Research Foundation (Uttar Pradesh) and Sahyog-India (Jammu and Kashmir).

 

Monitoring state performance through budget analysis and research on child protection being done through HAQ centre for child rights (Delhi).

 

 

BASIC PRINCIPLES

 

The CRC is built on certain "foundation principles" that underpin all other children's rights. The CRC confers the following basic rights on all children across the world, without discrimination:

 

the right to survival, to life, health, nutrition, name and nationality,

the right to development of education, care, leisure, and recreation,

the right to protection from exploitation, abuse and neglect,

the right to participation in expression, information, thought and religion.

 

CRY works to ensure these rights to all categories of children, who could be street children, children bonded in labor, children of commercial sex workers, physically and mentally challenged children and children in juvenile institutions, or even children in privileged homes.

 

 


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.92

UK Pound

1

Rs.100.83

Euro

1

Rs.85.27

 

 

INFORMATION DETAILS

 

Information Gathered by :

HNA

 

 

Report Prepared by :

MRI

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.