MIRA INFORM REPORT

 

 

Report Date :

19.12.2013

 

IDENTIFICATION DETAILS

 

Name :

INDUSNOR S.A. 

 

 

Registered Office :

Murillo 749 Buenos Aires City

 

 

Country :

Argentina

 

 

Financials (as on) :

30.04.2012

 

 

Date of Incorporation :

August 1986

 

 

Legal Form :

Public Limited Company  

 

 

Line of Business :

Manufacturer of weaving products

 

 

No. of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Argentina

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

 

 


 

argentina ECONOMIC OVERVIEW

 

Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and an unprecedented bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - at the time the largest ever - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. The economy in 2010 rebounded strongly from the 2009 recession, but has slowed since late 2011 even as the government continued to rely on expansionary fiscal and monetary policies, which have kept inflation in the double digits. The government expanded state intervention in the economy throughout 2012. In May the Congress approved the nationalization of the oil company YPF from Spain's Repsol. The government expanded formal and informal measures to restrict imports during the year, including a requirement for pre-registration and pre-approval of all imports. In July the government also further tightened currency controls in an effort to bolster foreign reserves and stem capital flight.

 

Source : CIA

 

 


Registered Name 

 

INDUSNOR S.A.

* D.G.I.       C.U.I.T.            30-61048807-9

 

 

Summary 

 

OPERATE FROM 1986. BEGINNER OF ACTIVITIES. BALANCE SHEET AS 30/04/2012. NO NEGATIVE. FIT FOR CREDIT IN RELATION TO YOUR RESOURCES KNOWN.

 

 

Operations 

 

> MANUFACTURE OF WEAVING PRODUCTS

 

 

Legal Structure 

 

Legal form:                    Public limited company  
Created:                        August 1986
Registered R.P.C.          15/09/1986              
Registry:                       Tomo 30 Fo. 151 No. 22  
End of fiscal year:          99 years

AFIP nro 802 de Pedernera 509 de Villa Mercedes San Luis.

 

 

Contact 

 

ADMINISTRATION:

OPERATIVE ADDRESS: MURILLO 749 BUENOS AIRES CITY, REPUBLIC OF ARGENTINA.

PHONE. 54.11. 4858.8400
Fax  4858.8440

 

 

Partners 

  

* President                    WEISER RUBEN ARIEL          
* Vicepresident              GOMEZ EDGARDO
* Director                       HERRERA DANIEL ANIBAL
* Alternate director         SCURNIK ENRIQUE A.
               
Using of signature: President.

 

Corporate Stock 

 

Integrated Shares $ Shares
Common v $ n 100 with right-
cho to one vote per share. 10,000 10,000
                              ======          ======  

 

History 

 

It addresses exploitation of the textile, textured polyester continuous fiber yarn, marketing.

They kicked off the activities in 1986. -

 

 

Economic-Financial Position 

 

Balance sheet as 30/04/2011 and 2012 expressed in pesos argentinos.
                                                                           

                   30.04.2011     30.04.2012


Cash and investments, credits and
others                    34.919.193   37.098.615

Inventories                8.472.742     8.320.422
Assets current            43.391.935    45.419.037
Assets non current           460.321     1.333.321
Total Assets              43.852.256    46.752.358

Debts                     19.029.041    17.625.528
Salaries and social security 697.113       923.249
Liabilities current       19.726.154    18.548.777
Liabilities non-current      750.173       776.247

Total Liabilities         20.476.327    19.325.024
Net worth                 23.375.929    27.427.334
Total                     43.852.256    46.752.358

Net sales                104.895.918   118.161.072
Cost sales               -98.497.829  -103.998.825
Gain                       6.398.089    14.162.247
Marketing expenses        -1.151.429    -1.731.033
Administrative expenses   -1.964.043    -3.686.730

Sub total                  3.282.617     8.744.484
Other income and expenses    888.767    -4.693.079

FINAL RESULT               4.171.384     4.051.405

 

 

Parent/Related Companies 

 

* COAFI S.A.

 

 

Evolution and Results 

 

To carry out the activities of the title are located in industrian plant in the province of San Luis.

Well presented spacious facilities.

Stock of raw materials and merchandise Bouquet important value.

Collaborate highly trained in the industry.
The beneficiaries of the agreements to improve competitiveness and employment generation.

Starring satisfactory overall.

 

 

Branches 

 

INDUSTRIAL PLANT: Ruta 148, Km. 754.5 de Villa Mercedes, province San Luis.
Phone. 02657 - 42. 2459.-

 

 

 

Payment Record and Credit Risk 

 

* BBVA BANCO FRANCES S.A.    Branch Villa Mercedes


CREDIT RISK
SEPTEMBER 2013
--------------
BANCO INDUSTRIAL    $   17.759.400
CMF S.A.                10.876.700
BANCO MACRO              7.958.900
BANCO CREDICOOP          2.745.500
HSBC                     1.946.300
ICBC                     1.681.800
AMERICA EXPRESS            187.400

SITUATION 1: NORMAL.

JUDICIAL DATA:
--------------
Tienen un juicio Actor: FANGALA S.A. con domicilio en calle Arieta 3844 de San Justo, Provincia de Buenos Aires, por un monto de $ 10.380,43.
Tramitado en el Juzgado Avda R.S.Peña 1211 piso 7 Buenos Aires, Juez Dr. Garibotto Juan Roberto Secretaria de la Dra. Lage Paula Elena.
con fecha del juicio 16 de junio de 2011.-
Juzgado Ordinario 002 Secretaria 003 Exp. 018046/1

Otro juicio de fecha  9 de junio de 2011.
Actor: FIANZAS Y CREDITO S.A. CIA DE SEGUROS
Observaciones: El expediente fue paralizado bajo el legajo 1097 del 27 de enero de 2012
Domicilio del Juzgado Avda Callao 635 piso 4 de la Ciudad de Buenos Aires Interviene el Juez
Robedo Horacio.-
Se desconocen motivos de paralizacion. Posiblemente llegaron a un acuerdo de pago.
Juicio Ordinario Juzgado 025 Secretaria 049, Expediente Nro. 017232 Causa 57922.-

 

 

Concept 

 

The checks carried out around the payment behavior of the owner, to the present indicate that properly meets its trade commitments.

The two judgments registered do not harm your business image.
                       
* CONCEPT WITHOUT QUESTIONING.  

 

 

Final Opinion 

 

Given the absence of negative history that harm, as well as the solid financial structure that reflect their past balances, the credit entailment ago recommended with this company, in amounts commensurate with their resources.
                                             
* SUITABLE FOR CREDITS

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.92

UK Pound

1

Rs.100.83

Euro

1

Rs.85.27

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.