MIRA INFORM REPORT

 

 

Report Date :

19.12.2013

 

IDENTIFICATION DETAILS

 

Name :

PHIL. GOLD PROCESSING & REFINING CORPORATION.

 

 

Registered Office :

3/F Corinthian Plaza, 121 Paseo de Roxas, Makati City

 

 

Country :

Philippines

 

 

Financials (as on) :

30.06.2013

 

 

Date of Incorporation :

26.12.1994

 

 

Com. Reg. No.:

AS094-00011711

 

 

Legal Form :

Private Company

 

 

Line of Business :

·         Processing of mineral resources and the product with or by product.

Subject was the  developer and owner of the processing plant, responsible for the sale of all gold until 2012

 

 

No. of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Philippines

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Philippines - ECONOMIC OVERVIEW

 

Philippine GDP growth, which cooled from 7.6% in 2010 to 3.9% in 2011, expanded to 6.6% in 2012 - meeting the government's targeted 6%-7% growth range. The 2012 expansion partly reflected a rebound from depressed 2011 export and public sector spending levels. The economy has weathered global economic and financial downturns better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding business process outsourcing industry. The current account balance had recorded consecutive surpluses since 2003; international reserves are at record highs; the banking system is stable; and the stock market was Asia's second best-performer in 2012. Efforts to improve tax administration and expenditure management have helped ease the Philippines' tight fiscal situation and reduce high debt levels. The Philippines received several credit rating upgrades on its sovereign debt in 2012, and has had little difficulty tapping domestic and international markets to finance its deficits. Achieving a higher growth path nevertheless remains a pressing challenge. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration but poverty worsened during her term. Growth has accelerated under the AQUINO government, but with limited progress thus far in bringing down unemployment, which hovers around 7%, and improving the quality of jobs. Underemployment is nearly 20% and more than 40% of the employed are estimated to be working in the informal sector. The AQUINO administration has been working to boost the budgets for education, health, cash transfers to the poor, and other social spending programs, and is relying on the private sector to help fund major infrastructure projects under its Public-Private Partnership program. Long term challenges include reforming governance and the judicial system, building infrastructure, improving regulatory predictability, and the ease of doing business, attracting higher levels of local and foreign investments. The Philippine Constitution and the other laws continue to restrict foreign ownership in important activities/sectors (such as land ownership and public utilities).

 

Source : CIA

 


Company name

 

PHIL. GOLD PROCESSING & REFINING CORPORATION.

                                   

           

FINDINGS

 

We conducted research and verification on PHIL. GOLD PROCESSING & REFINING CORPORATION.

Hereunder our report, viz:

 

 

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC):  PHIL. GOLD PROCESSING & REFINING CORPORATION

 

REGISTRATION –  (Per 2013 SEC General Information Sheet)

                                                        

a)     Certificate No.     :        AS094-00011711

b)     Date                    :        December 26, 1994

c)      Term                   :        Fifty (50) years.

 

Address                           :        3/F Corinthian Plaza, 121 Paseo de Roxas, Makati City

 

            Telephone No.                  :        (632) 811 3451

 

 

-       PRIMARY PURPOSE      :       Processing of mineral resources and the product with or by

                                              product.

 

  

CAPITALIZATION 

 

(Per 2013 SEC General Information Sheet)                                           

                                                                                                                                 (Php)  

                                                                No. of Shares           Par Value/share                    Amount   

                                                                           

            Authorized Capital Stock  -                                                                         -        750.000,000

 

                          Common              -             300,000        -        P100.00                 -          30,000,000

                          Preferred              -             800,000         -        P900.00                -          720,000,000  

                                                                                                                                      750,000,000

 

             Subscribed & Paid Up

 

                           Common – Philippines   -             2            -        P100.00                 -                 200    

                           Common – Australia      -             1            -        P100.00                 -                 100

                          Common – British         -     120,645            -        P100.00                 -      12,064,500

                           Common -  Canada       -             2            -        P100.00                 -                 200

                           Preferred -  Netherlands  -   766,482            -        P900.00             -         689,833,800  

                                                                                                                                       701,898,800

           

SHAREHOLDERS

(Per 2013 SEC General Information Sheet)

 

 

        Names                          Nationality      

  Paid – Up (Php)

  (2013 SEC-GIS)

Phil. Gold Ltd.                     -       British        

      12,064,500

Roger Richer                      -       Canadian

                 100

Johannes M. Raadsma       -       Australian

                 100

Mark Corra                         -       Canadian          

                 100

Roderick R. C. Salazar III   -       Philippines

                 100

Norman H. Tiongson          -       Philippines

                 100

CGA Financing Co. BV       -       Netherlands

    689,833,800

 

    701,898,800

    vvvvvvvvvvv

 

 

DIRECTORS/OFFICERS

(Per 2013 SEC General Information Sheet)

 

            Name

       Designation

Johannes M. Raadsma

President

Roger Richer

Chairman

Norman H. Tiongson

Director

Roderick R. C. Salazar III

Corporate Secretary

Mark Corra

Director

Juanita Lilet D. Abuel

Treasurer

Rebecca D. De Guzman

Asst. Corp. Secretary

Raymond Mead, Australian

VP Operation

David Evans, Australian

AVP Finance & Admin

 

 

BUSINESS ACTIVITY   

 

As gathered, CGA Mining has acquired Masbate Gold Mine in March 2007 and became its owner and operator. PHIL. GOLD PROCESSING & REFINING CORP. (PGPRC) was the  developer and owner of the processing plant, responsible for the sale of all gold until 2012. B2Gold Group acquired the mine in January 2013. The life of the mine is estimated at 9.5 years with a payback period of 6.8 years. Masbate Gold Mine is located on the Island of Masbate, south of Manila.

 

The exploration drilling at the Masbate Gold Project began in April 2010. The mine proven and probable mineral reserves as of April 2013 stood at 103.923 MT

                                                      


 

                                                     Telephone no.      :   +632 811 3451

                                                      Fax No.              :   +632 841 1346   

 

 

PRINT AND SOCIAL MEDIA:  

As reported, Phil Gold Processing & Refining Corp., topped the list of  gold producers for the first semester of 2012, grossing P6.8 billion.

 

FINANCIAL CONDITION

 

(Audited Financial Statement for years 2013, 2012, & 2011, as compiled)

 

BALANCE SHEET

 

 

 

As of June 30, 2013

           (US$)

As of June 30, 2012 

           (US$)

As of June 30, 2011   

          (US$)

                             Assets

 

 

 

Current Assets

 

 

 

     Cash

47,802,025

54,010,881

       71,717,689

     Trade & Other Receivables

46,931,790

29,548,854

         9,445,241

     Advances to Related Parties

4,842

4,842

               80,281

     Inventories 

32,295,219

25,765,293

       17,063,423

     Prepayments & other current assets

3,824,512

12,009,785

       14,351,275

        Total Current Assets

130,858,388

121,339,655

     112,657,909

 

 

 

 

Non-Current Assets

 

 

 

     Property, Plant & Equipment, NET

186,865,414   

187,623,677

     186,719,791

     Other Non Current Assets, NET

24,318,511       

22,554,383

       19,532,650

         Total Non-Current Assets

211,183,925

210,178,060

     206,252,441

TOTAL ASSETS

 342,042,313

vvvvvvvvvvv               

 331,517,715

vvvvvvvvvvv        

     318,910,350

      vvvvvvvvvvv

 

         Liabilities & Stockholder’s Equity

 

 

 

Current Liabilities

 

 

 

      Trade & other Payables

14,866,312

16,658,723

       12,633,268

      Payable to Related Parties

68,235,906

87,493,353

       86,447,616

      Current Portion – Derivative Financial

7,683,276

38,783,810

       37,786,633

      Current Portion – Finance Lease

7,011,941

7,398,951

         5,805,243

            Total Current Liabilities

97,797,435

150,334,847

     142,672,760

 

 

 

 

Non Current Liabilities

 

 

 

      Finance Lease, NET, current portion

11,196,927

17,027,616

       19,747,290

      Prov. For Mine Rehabilitation

2,469,563

1,064,354

            785,909

      Deferred Income Tax

610,345

663,605

            852,319

      Retirement Benefit

264,680

183,188

            125,398

      Derivative Financial

      NIL

17,543,273

       49,482,368

      Payable to Related Parties

      NIL

15,265,030

       29,688,824

           Total Non Current Liabilities

14,541,515

51,747,066

     100,682,108

TOTAL LIABILITIES

112,338,950

202,081,913

     243,354,868

 

 

 

 

 Equity

 

 

 

       Share Capital

15,839,578

15,839,578

       15,839,578

       Share Premium

51,203,796

51,203,796

       51,203,796

       Retained Earnings

166,865,455

115,041,447

       91,191,010

       Cash Flow Hedge Reserve

(  4,205,466)

(  52,649,019)

(      82,678,902)

             Total  Equity

229,703,363

129,435,802

       75,555,482

TOTAL LIABILITIES &  EQUITY

342,042,313

vvvvvvvvvvv

331,517,715

vvvvvvvvvvv

     318,910,350

     vvvvvvvvvvv

 

 

 

 

INCOME STATEMENT

 

Net Sales

252,100,443

184,283,637

      234,395,702

Gross Income

58,999,159

38,136,001

        81,687,050

General  & Admin Expenses

(  3,061,221)

(  8,362,323)

 (         1,060,514)

Finance Expenses, NET

(   3,034,238)

(     3,696,341)

    (      4,088,796)

Other Operating Expenses, NET

(  1,132,952 )

(   2,425,614)

      (      1,403,051)

    Income before Tax

51,770,748

23,661,743

         75,134,689

    Net Income for the Year

51,824,008

23,661.743

         74,950,884

    Other Comprehensive Income (Loss)

48,443,553

30.029,883

       (  10,127,564)

 Total Comprehensive Income

100,267,561

vvvvvvvvvvvv  

53,880,320

vvvvvvvvvv

         64,823,320

        vvvvvvvvvv

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.92

UK Pound

1

Rs.100.83

Euro

1

Rs.85.27

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.