MIRA INFORM REPORT

 

 

Report Date :

21.12.2013

 

IDENTIFICATION DETAILS

 

Name :

CHIGO  (HONG  KONG)  TRADING  CO.  LTD.

 

 

Registered Office :

Unit 8, 19/F., Greenfield Tower, Concordia Plaza, 1 Museum Road, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

14.06.2011

 

 

Com. Reg. No.:

58506428

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, exporter and manufacturer of all kinds of air-conditioning products.

 

 

No. of Employees :

15,049.  (As at 30-06-2013)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong Kong ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

Source : CIA

 

 

 

 

 


company name

 

CHIGO  (HONG  KONG)  TRADING  CO.  LTD.

 

 

company ADDRESS

 

Unit 8, 19/F., Greenfield Tower, Concordia Plaza, 1 Museum Road, Tsimshatsui, Kowloon, Hong Kong.

 

PHONE:            Not available

 

 

MANAGEMENT

 

Managing Director:  Mr. Li Xinghao

 

 

SUMMARY

 

Incorporated on:             14th June, 2011.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$100,000.00

Issued:              HK$100,000.00

 

Business Category:        Importer, exporter and manufacturer.

 

Group Turnover:             RMB8,801,814,000 Yuan  (Year ended 31-12-2012)

 

Group Employees:         15,049.  (As at 30-06-2013)

 

Main Dealing Banker:     Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Good.


Company ADDRESS

 

Registered Head Office:-

Unit 8, 19/F., Greenfield Tower, Concordia Plaza, 1 Museum Road, Tsimshatsui, Kowloon, Hong Kong.

 

Holding Company:-

Chigo Development Holding Ltd., British Virgin Islands.

 

Intermediate Holding Company:-

Chigo Holding Ltd., Cayman Islands.

 

Ultimate Holding Company:-

Chigo Group Holding Ltd., British Virgin Islands.

 

Associated Companies:-

Chigo Air-Conditioning (Jiu Jiang) Co. Ltd., China.

Guangdong Chigo Air-Conditioning Co. Ltd., China.

Guangdong Chigo Heating and Ventilation Equipment Co. Ltd., China.

Guangdong Chigo Kechuang Copper Co. Ltd., China.

Guangdong Chigo Precision Machinery Co. Ltd., China.

etc.

 

BUSINESS REGISTRATION NUMBER

 

58506428

 

COMPANY FILE NUMBER

 

1615724

 

 

MANAGEMENT

 

Managing Director:  Mr. Li Xinghao

 

 

CAPITAL

 

Nominal Share Capital: HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$100,000.00

 


SHAREHOLDER

(As per registry dated 14-06-2013)

 

Name

 

No. of shares

Chigo Development Holding Ltd.

P. O. Box 957, Offshore Incorporation Centre, Road Town, Tortola, British Virgin Islands.

 

100,000

======

 

 

DIRECTOR    

(As per registry dated 14-06-2013)

 

Name

(Nationality)

 

Address

LI Xinghao

Shengli Industrial Zone, Lishui Town, Nanhai Area, Foshan City, Guangdong, China.

 

 

SECRETARY 

(As per registry dated 14-06-2013)

 

Name

Address

LEUNG Hon Man

Flat A, 15/F., Block 1, Cascades, 93 Chung Hau Street, Homantin, Kowloon, Hong Kong.

 

 

HISTORY

 

The subject was incorporated on 14th June, 2011 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, exporter and manufacturer.

 

Lines:                           All kinds of air-conditioning products.

 

Brand Name:                 Chigo”.

 

Employees:                   15,049.  (As at 30-06-2013)

 

Commodities Imported:   China, other Asian countries, etc.

 

Markets:                       China, other Asian countries, etc.

 

Group Turnover:             RMB5,920,583,000 Yuan  (Year ended 31-12-2008)

RMB6,005,495,000 Yuan  (Year ended 31-12-2009)

RMB8,467,723,000 Yuan  (Year ended 31-12-2010)

RMB9,342,025,000 Yuan  (Year ended 31-12-2011)

RMB8,801,814,000 Yuan  (Year ended 31-12-2012)

RMB5,463,372,000 Yuan  (6 months ended 30-06-2013)

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$100,000.00

 

Group Profit (Loss) for the Year:

RMB  97,288,000  Yuan  (Year ended 31-12-2008)

RMB314,779,000  Yuan  (Year ended 31-12-2009)

RMB309,853,000  Yuan  (Year ended 31-12-2010)

(RMB144,023,000) Yuan  (Year ended 31-12-2011)

RMB  98,454,000  Yuan  (Year ended 31-12-2012)

RMB  29,111,000  Yuan  (6 months ended 30-06-2013)

 

Profit or Loss:                Made a small profit in 2012.

 

Condition:                      Business is normal.

 

Facilities:                      Adequate for current running.

 

Payment:                      Met as required.

 

Commercial                   Morality:

 

Bankers:-

Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

DBS Bank (Hong Kong) Ltd., Hong Kong.

 

Standing:  Normal.

 


GENERAL

Chigo (Hong Kong) Trading Co., Ltd. is a wholly-owned subsidiary of Chigo Development Holding Ltd. which is a BVI-registered company.  Its intermediate holding company Chigo Holding Ltd. [the Company/together with the Company “Chigo” or the “Group”] is a Cayman Islands-registered company.  It is also a listed company in Hong Kong.

Founded in 1994, the Company’s products have become one of the top air-conditioner brands in China.  The Group is principally engaged in the design, development, manufacture and sale of air-conditioning products.

The subject is trading in the Group’s products.

For the year ended 31st December, 2012, the sales of the Group amounted to RMB8,801.8 million Yuan, decreased by 5.6% as compared with RMB9,342.0 million in Yuan FY 2011; profit for the year was RMB98.5 million Yuan as compared with a loss of RMB144.0 million Yuan in FY 2011.

During the year ended 31st December 2012, the turnover of the Group was mainly derived from the sales of air conditioners and air-conditioner parts and components.  The Group’s products were sold both in the PRC and overseas markets.

After rapid growth in the past few years, the Chinese air-conditioning industry entered into a period of adjustment in 2012.  Overall performance of the air-conditioning market was not satisfactory and retail sales of air-conditioning products recorded a year-on-year negative growth.

As for exports, the air-conditioning manufacturers also faced many severe trials and struggled for better business environment.  Air-conditioning industry as a whole recorded a decline in exports during 2012, which was primarily due to the impact of the economic crisis within the member countries of the Euro zone after another on the major European market.

During the year 2012, the sales and volume of commercial air-conditioning products increased year-on-year and accounted for a higher portion of the Group’s sales.  Besides, the average price of commercial air-conditioning products was maintained in the year so that the commercial air-conditioning subsidiary commenced to make operating profit for the year 2012.

During 2012, the Group established a wholly-owned subsidiary, Guangdong Chigo Precision Machinery Co., Ltd., which specialises in the compressor business with an aim to providing further integration of production, and enhancing the competitiveness of the Group in the future.

During the six months ended 30th June, 2013, the Group recorded a total turnover of approximately RMB5,436.4 million Yuan (30th June, 2012: approximately RMB5,424.6 million Yuan), representing a slight increase of RMB11.8 million Yuan, or 0.2% as compared to the corresponding period in 2012.  The increase was primarily due to the growth in overseas markets outweighing the drop in domestic sales.

As a result of the foregoing, the Group recorded a profit of RMB29.1 million Yuan for the six months ended 30th June, 2013 (30th June, 2012: RMB17.5 million Yuan), representing an increase of RMB11.6 million Yuan or 66.3% as compared to the corresponding period in 2012.  Since the Group had increased its net profit in the reporting period, the Group improved its net margin to 0.54% for the six months ended 30th June, 2013 (30th June, 2012: 0.32%) accordingly.

Copper is one of the major raw materials required by the Group for the production of the Group’s air-conditioners which accounted for about 28.1% of the cost of goods sold of the Group for the year ended 31st December, 2012.

As at 30th June, 2013, the Group employed 15,049 employees (30th June, 2012: 15,417 employees).

The subject is fully supported by the Group.  However, the history of the subject in Hong Kong is just over two years and six months.

On the whole, since the history of the subject is short, consider it good for normal business engagements on L/C basis for the time being.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.24

UK Pound

1

Rs.101.81

Euro

1

Rs.84.88

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.