MIRA INFORM REPORT

 

 

Report Date :

21.10.2013

 

IDENTIFICATION DETAILS

 

Name :

MAX HEALTHCARE INSTITUTE LIMITED

 

 

egistered Office :

Max House, 1, Dr. Jha Marg Gokhla, New Delhi - 110020

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

18.06.2001

 

 

Com. Reg. No.:

55-111313

 

 

Capital Investment / Paid-up Capital :

Rs. 5203.800 Millions

 

 

CIN No.:

[Company Identification No.]

U72200DL2001PLC111313

 

 

PAN No.:

[Permanent Account No.]

AADCM0815B

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Providing Healthcare Services.

`

 

No. of Employees :

Not Available 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (29)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 27400000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track record.

 

Company has incurred loss from its operation in the year 2013.

 

However, trade relation are fair. Business is active. Payment terms are slow but correct.

 

The company can be considered for business dealing with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6 % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

LOCATIONS

 

Registered Office :

Max House, 1, Dr. Jha Marg Gokhla, New Delhi – 110020, India

Tel. No.:

Not Available

Fax No.:

Not Available

E-Mail :

secretarial@maxhealthcare.com

 

 

DIRECTORS

 

As on: 23.09.2013

 

Name :

Mr. Analjit Singh

Designation :

Director

Address :

15, Aurangzeb Road, New Delhi – 110011, Delhi, India

Date of Birth/Age :

11.01.1954

Qualification :

BA,BS, MBA (Boston)

Date of Appointment :

03.05.2002

DIN No.:

00029641

 

 

Name :

Mr. Rahul Khosla

Designation :

Director

Address :

58, Coronation Drive, Singapore – 269604, india

Date of Birth/Age :

29.08.1959

Qualification :

Chartered Accountant

Date of Appointment :

19.07.2012

DIN No.:

03597562

 

 

Name :

Mr. Omkar Goswami

Designation :

Director

Address :

E-121, Masjid Moth, 1st Floor, Greater Kailash – III, New Delhi – 110048, India

Date of Birth/Age :

29.08.1956

Qualification :

D.Phil (Ph.D)

Date of Appointment :

19.07.2012

DIN No.:

00004258

 

 

Name :

Mr. Pradeep Kumar Chowbey

Designation :

Whole-time director

Address :

C-4/41, Safdarjung Development Area, New Delhi – 110016, India

Date of Birth/Age :

14.02.1951

Qualification :

MS, MNANS, FIMSA, FIAS, FICS

Date of Appointment :

18.11.1951

PAN No.:

AADPC5388G

DIN No.:

01141637

 

 

Name :

Mr. Kwong Ming Fock

Designation :

Director

Address :

18, Jalan Tambur, Singapore – 576785, India

Date of Birth/Age :

12.06.1949

Qualification :

Graduated from University of Singapore & M.Med (Int. Med)

Date of Appointment :

03.03.2010

DIN No.:

02911635

 

 

Name :

Mr. Kummamuri Murthy Narasimha

Designation :

Director

Address :

1-2-593/29, Gaganmahal Colony, Domalguda, Hyderabad – 500029, Andhra Pradesh, India

Date of Birth/Age :

13.08.1957

Qualification :

B.Sc., F.C.A., F.I.C.W.A

Date of Appointment :

26.08.2009

DIN No.:

00023046

 

 

Name :

Mr. Peter George Harper

Designation :

Director

Address :

19, Montpelier Square, SW7 1 JR, London, NA, United Kingdom

Date of Birth/Age :

30.08.1945

Qualification :

MBBS MD

Date of Appointment :

31.10.2011

DIN No.:

03600372

 

 

Name :

Mr. Sanjiv Kumar Singh Marya

Designation :

Director

Address :

115, Vista Villas, Green Wood City, Sector – 46, Gurgaon – 122003, Haryana, India

Date of Birth/Age :

26.05.1958

Date of Appointment :

01.11.2011

DIN No.:

05152758

 

 

Name :

Mr. Jonathan Richard Lowick

Designation :

Director

Address :

38, Victoria Street, Oaklands, 2192, South Africa

Date of Birth/Age :

22.02.1970

Qualification :

BCom, HDip (Acc), CA(SA)

Date of Appointment :

19.07.2012

DIN No.:

05227008

 

 

Name :

Mr. Ajay Bakshi

Designation :

Managing director

Address :

B-49, 1st Floor, Defence Colony, New Delhi – 110024, India

Date of Birth/Age :

25.11.1968

Date of Appointment :

21.05.2013

DIN No.:

05254187

 

 

Name :

Mr. Nilesh Kumar Patel

Designation :

Director

Address :

4, Montagu Road, Morningside, Johannesburg, 2057, South Africa

Date of Birth/Age :

01.02.1969

Date of Appointment :

26.10.2012

DIN No.:

06411941

 

 

Name :

Mr. Ajit Singh

Designation :

Director

Address :

221, Kipling Street, Palo Alto, 94301, United States of America

Date of Birth/Age :

30.10.1963

Qualification :

Ph.D

Date of Appointment :

28.01.2009

DIN No.:

02525853

 

 

KEY EXECUTIVES

 

Name :

Mrs. Ruchi Mahajan

Designation :

Secretary

Address :

C-91, Airport Appartments, Vikas Puri, New Delhi – 110018, India

Date of Birth/Age :

03.11.1979

Date of Appointment :

21.05.2013

PAN No.:

AKBPM3071E

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on: 23.09.2013

 

Names of Shareholders

 

No. of Shares

Max India Limited, India

 

281392760

Mohit Talwar

 

1

B Das

 

1

Sujatha Ratnam

 

1

V Krishnan

 

1

Yogesh kumar Sareen

 

1

Yogesh Kumar Gupta

 

1

International Finance Corporation

 

9090909

Sanjeev Kumar Singh Marya

 

750000

Pradeep K Chowbey

 

2000000

Life healthcare International (Pty) Limited, South Africa 

 

102799670

 

 

 

Total

 

396033345

 

As on: 23.09.2013

 

Names of Preference share

 

No. of Preference share

 

 

 

International Finance Corporation

 

125000000

 

 

 

Total

 

125000000

 

As on: 01.10.2013

 

Names of Allottees

 

No. of Allottees

 

 

 

International Finance Corporation

 

22955268

 

 

 

Total

 

22955268

 

As on: 03.10.2013

 

Names of Allottees

 

No. of Allottees

 

 

 

Life healthcare International (Pty) Limited, South Africa 

 

8293742

 

 

 

Total

 

8293742

 

 

Equity Share Break up (Percentage of Total Equity)

 

As on: 23.09.2013

 

Category

 

Percentage

 

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

28.30

Bodies corporate

 

71.00

Directors or relatives of directors

 

0.70

 

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Providing Healthcare Services.

 

 

Products:

ITC Code

Products or Services

99931190

Healthcare Services

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         ICICI Bank Limited, Landmarkrace Cource Circle, Alkapuri, Baroda - 390015, Gujarat, India

·         Canara Bank, Ett Section 51,Stock Exchange Tower, 1-Cross,J.C.Road, Bangalore - 560027, Karnataka, India

 

 

Facilities :

(Rs. In Millions)

Secured Loan

As on

31.03.2013

As on

31.03.2012

Long term borrowings

 

 

Rupee term loans from banks

310.900

0.000

Rupee term loans from others

1481.000

1933.900

Other external commercial borrowings

114.200

135.200

Long-term maturities of finance lease obligations

34.500

20.900

Other loans and advances

15.600

10.800

 

 

 

Short term borrowings

 

 

Other loans and advances

315.300

197.800

 

 

 

Total

2271.500

2298.600

 

 

 

Banking Relations :

--

 

 

 

·         Srei Equipment Finance Private Limited, 'Vishwakarma', 86c, Topsia Road, Kolkata - 700046, West Bengal, India

·         Housing Development Finance Corporation Limited, Ramon House 169 backbay Reclamation, H T Parekh Marg, Mumbai - 400020, Maharashtra, India

·         Infrastructure Development Finance Company Limited, Ramon House,2nd Floor, 169, Backbay Reclamation , Mumbai - 400020, Maharashtra, India

 

 

Auditors :

 

Name :

S.R. Batliboi and Company Llp

Chartered Accountants

Address :

Golf View Tower, BSector-42

PAN No.:

ACHFS9180N

 

 

Holding company:

·         Max India Limited

CIN No.: L24223PB1988PLC008031

 

 

Joint venture :

·         Nova Medical Centers NCR Region Private Limited

CIN No.: U85110DL2010PTC205155

 

 

Subsidiary company:

·         Max Neeman Medical International Limited

CIN No.: U74999DL1999PLC102149

·         Max Bupa Health Insurance Company Limited

CIN No.: U66000DL2008PLC182918

·         PHARMAX CORPORATION Limited

CIN No.: U24232PB1989PLC009741

·         Max Life Insurance Company Limited

CIN No.: U74899DL2000PLC106723

·         Max India Foundation

·         NEW DELHI HOUSE SERVICES LIMITED

CIN No.: U70101PB1998PLC021363

·         HOMETRAIL BUILDTECH PRIVATE LIMITED

CIN No.: U45400DL2008PTC176962

·         ALPS HOSPITAL LIMITED

CIN No.: U74899DL1989PLC036413

·         HOMETRAIL ESTATE PRIVATE LIMITED

CIN No.: U45400DL2008PTC176963

·         MAX MEDICAL SERVICES LIMITED

CIN No.: U74899DL1994PLC061314

 

 

CAPITAL STRUCTURE

 

As on: 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

780000000

Equity Shares

Rs.10/- each

Rs. 7800.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

 

 

520380000

Equity Shares

Rs.10/- each

Rs. 5203.800 Millions

 

 

 

 

 

 

As on: 23.09.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

925000000

Equity Shares

Rs.10/- each

Rs. 9250.000 Millions

125000000

Preference share

Rs.10/- each

Rs. 1250.000 Millions

 

Total

 

Rs. 10500.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

 

 

396033345

Equity Shares

Rs.10/- each

Rs. 3960.333 Millions

 

125000000

Preference share

Rs.10/- each

Rs. 1250.000 Millions

 

Total

 

Rs. 5210.333 Millions

 

 

 

After: 23.09.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

1050000000

Equity Shares

Rs.10/- each

Rs. 10500.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

 

 

492751102

Equity Shares

Rs.10/- each

Rs. 4927.511 Millions

 

 

 

 

 

 

 

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

5203.800

5203.800

5408.300

(b) Reserves & Surplus

1670.400

2455.400

(750.000)

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

250.000

Total Shareholders’ Funds (1) + (2)

6874.200

7659.200

4908.300

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

1964.800

2130.400

2303.100

(b) Deferred tax liabilities (Net)

0.000

0.000

0.000

(c) Other long term liabilities

8.200

11.700

0.000

(d) long-term provisions

933.500

725.200

30.400

Total Non-current Liabilities (3)

2906.500

2867.300

2333.500

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

1315.300

697.800

834.600

(b) Trade payables

1015.400

877.900

598.600

(c) Other current liabilities

705.000

761.700

435.200

(d) Short-term provisions

85.600

60.700

1104.700

Total Current Liabilities (4)

3121.300

2398.100

2973.100

 

 

 

 

TOTAL

12902.000

12924.600

10214.900

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

4500.500

3621.300

2303.600

(ii) Intangible Assets

181.200

212.700

22.500

(iii) Capital work-in-progress

11.900

662.500

602.900

(iv) Intangible assets under development

85.400

16.000

106.100

(b) Non-current Investments

2379.600

2447.600

251.800

(c) Deferred tax assets (net)

0.000

0.000

0.000

(d) Long-term Loan and Advances

3274.500

2690.400

4276.900

(e) Other Non-current assets

0.000

0.000

0.000

Total Non-Current Assets

10433.100

9650.500

7563.800

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

200.000

(b) Inventories

118.800

107.200

64.100

(c) Trade receivables

1577.900

1576.500

1142.700

(d) Cash and cash equivalents

218.000

729.200

272.600

(e) Short-term loans and advances

318.800

297.700

936.800

(f) Other current assets

235.400

563.500

34.900

Total Current Assets

2468.900

3274.100

2651.100

 

 

 

 

TOTAL

12902.000

12924.600

10214.900

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

5911.400

4622.500

4036.800

 

 

Other Income

395.700

497.900

494.900

 

 

TOTAL                                     (A)

6307.100

5120.400

4531.700

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Purchases of stock-in-trade

2357.900

1864.000

1525.200

 

 

Changes in inventories of finished goods, work-in-progress and stock-in-trade

(11.600)

(43.100)

14.100

 

 

Employee benefit expense

1398.700

1235.600

892.000

 

 

Other expenses

2405.600

1816.200

1592.700

 

 

TOTAL                                     (B)

6150.600

4872.700

4024.000

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

156.500

247.700

507.700

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

421.100

387.000

355.200

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                               (E)

(264.600)

(139.300)

152.500

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

313.600

189.600

146.800

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX (E-F)                 (G)

(578.200)

(328.900)

5.700

 

 

 

 

 

Less

TAX                                                                  (H)

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT / (LOSS) AFTER TAX (G-H)                  (I)

(578.200)

(328.900)

5.700

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Capital Goods

NA

0.993

0.200

 

 

Trading Goods

NA

0.007

0.089

 

TOTAL IMPORTS

NA

1.000

0.289

 

 

 

 

 

 

Earnings Per Share (Rs.)

(1.46)

(1.06)

0.02

 

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

(9.17)

(6.42)

0.12

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(9.78)

(7.11)

0.14

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(5.55)

(3.36)

0.06

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.08)

(0.04)

0.00

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.48

0.37

0.63

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.80

1.37

0.89

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

UNSECURED LOAN

(Rs. In Millions)

Particulars

As on

31.03.2013

As on

31.03.2012

Long term borrowings

 

 

Deferred payment Indian sources

8.600

29.600

 

 

 

Short term borrowings

 

 

Rupee term loans from banks

1000.000

500.000

 

 

 

Total

1008.600

529.600

 

OPERATING PERFORMANCE

 

The year witnessed consistent progress by the existing hospitals. At the same time, new hospitals ramped up aggressively as expected and experienced improved footfalls month after month. The sound and steady performance of the Company is manifested by the Revenues for the year. The standalone revenue for the said year was Rs. 6300.000 millions registering an annual growth of 23% and the revenue from operations stood at Rs. 5910.000 millions as against Rs. 4620.000 millions for the corresponding previous year, registering a growth if 28%. The operational performance was driven by strong performance by existing network and aggressive ramp up by new hospitals.

 

With the growth in the operating revenues during the year and addition of new hospitals, the expenses grew by 26% to Rs. 6885.300 millions. A large part of these expenses were in the nature of personnel costs for doctor, nurses, para- medical and other support staff hired for ramping up the new hospital.

 

Further, with the addition of new hospitals during the year, the depreciation and amortization expenses grew by 65% to Rs.310.000 millions, the depreciation increases with the full capitalization of last year projects. The loss before tax increased to Rs 578.200 millions and a large part of this is attributed to new hospitals.

 

Expanding and deepening the footprints of network hospital has helped us to touch increasing number of lives during the year and the Company continues to strive towards improving the value proposition it offers to the patients and general public. You Max Network of Hospitals has touched a new milestone with in-patients and out-patients’ footfalls. Out-patients’ footfalls crossed one million in 2012-13 for the first time since its existence. The overall patient footfalls have been more than 1.300 millions, thereby registering a growth of 21% against the previous year. During the 2012-13, the Company added 0.290 millions new patients to the network. The consistent improvements in patient numbers reflect growing confidence of their patients and community at large in Max Hospitals.

 

INDEX OF CHARGES

 

S.No.

Charge ID

Date of Charge Creation/Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN)

1

10458916

26/09/2013

1,500,000,000.00

HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED

RAMON HOUSE 169 BACKBAY RECLAMATION, H T PAREKH MARG, MUMBAI, MAHARASHTRA - 400020, INDIA

B89014096

2

10412453

31/07/2013 *

750,000,000.00

ICICI BANK LIMITED

LANDMARKRACE COURCE CIRCLE, ALKAPURI, BARODA, GUJARAT - 390015, INDIA

B82271875

3

10411805

18/03/2013

200,000,000.00

ICICI BANK LIMITED

LANDMARKRACE COURCE CIRCLE, ALKAPURI, BARODA, GUJARAT - 390015, INDIA

B70770847

4

10321201

15/11/2011

34,920,000.00

SREI EQUIPMENT FINANCE PRIVATE LIMITED

'VISHWAKARMA', 86C, TOPSIA ROAD, KOLKATA, WEST BENGAL - 700046, INDIA

B26899765

5

10321193

15/11/2011

39,330,000.00

SREI EQUIPMENT FINANCE PRIVATE LIMITED

'VISHWAKARMA', 86C, TOPSIA ROAD, KOLKATA, WEST BENGAL - 700046, INDIA

B26896951

6

10321198

15/11/2011

89,883,000.00

SREI EQUIPMENT FINANCE PRIVATE LIMITED

'VISHWAKARMA', 86C, TOPSIA ROAD, KOLKATA, WEST BENGAL - 700046, INDIA

B26898858

7

10220903

21/12/2011 *

600,000,000.00

HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED

RAMON HOUSE 169BACKBAY RECLAMATION, H T PAREKH MARG, MUMBAI, MAHARASHTRA - 400020, INDIA

B29959889

8

10220901

21/12/2011 *

1,250,000,000.00

HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED

RAMON HOUSE 169BACKBAY RECLAMATION, H T PAREKH MARG, MUMBAI, MAHARASHTRA - 400020, INDIA

B29949831

9

10176947

21/12/2010 *

200,000,000.00

INDUSIND BANK LTD.

2401 GEN THIMMAYYA ROAD, CONTONMENT, PUNE, MAHARASHTRA - 411001, INDIA

B02498764

10

80064354

08/02/2006

750,000,000.00

EXPORT-IMPORT BANK OF INDIA

CENTRE ONE BUILDING, FLOOR 21, WORLD TRADE CENTRE 
COMPLEX, CUFFE PARADE, MUMBAI, MAHARASHTRA - 4000 
05, INDIA

-

11

90059242

10/06/2008 *

150,000,000.00

YES BANK LIMITED

9TH FLOOR, NEHRU CENTRE, DISCOVERY OF INDIA, DR. 
ANNIE BESANT ROAD, WORLI, MUMBAI, MAHARASHTRA - 
400018, INDIA

A40985798

12

80000282

01/03/2006 *

2,100,000,000.00

CANARA BANK

ETT SECTION, 51, STOCK EXCHANGE TOWERS, 1ST CROSS, J C ROAD, BANGALORE, KARNATAKA - 560027, INDIA

A00093203

13

80000716

30/03/2010 *

2,400,000,000.00

CANARA BANK ET AND T

51, 1 ST CROSS J C ROAD, BANGALORE, KARNATAKA - 560027, INDIA

A86046943

14

80063033

21/12/2011 *

1,050,000,000.00

HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED

RAMON HOUSE 169BACKBAY RECLAMATION, H T PAREKH MARG, MUMBAI, MAHARASHTRA - 400020, INDIA

B29958899

 

* Date of charge modification

 

FIXED ASSETS

 

·         Land and Buildings

·         Plant and equipment

·         Motor vehicles

·         Computer Equipments

·         Office equipment

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.24

UK Pound

1

Rs. 101.81

Euro

1

Rs. 84.88

 

 

INFORMATION DETAILS

 

Report Prepared by :

DPH

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

4

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

29

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.