MIRA INFORM REPORT

 

 

Report Date :

24.12.2013

 

IDENTIFICATION DETAILS

 

Name :

AMBER FERTILISERS LTD.

 

 

Registered Office :

c/o Fansway Secretarial Services Ltd.

Room 2302A, 23/F., Great Eagle Centre, 23 Harbour Road, Wanchai,

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

30.06.2009

 

 

Com. Reg. No.:

50844515

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Trader all kinds of fertilizers

 

 

No. of Employees :

No employees in Hong Kong

 

It is to be noted that the company does not have its own operating office in Hong Kong. The company uses the address of its secretariat as its correspondence address only. Subject operates from some other country and does not have a base in Hong Kong. Such companies are registered in Hong Kong just to tax benefit purpose and due to the strict privacy laws prevailing in the country. In such cases, the companies are not required to have any employees in Hong Kong nor do have an office there.

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

No operating office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983

Source : CIA


Company name and address

           

AMBER FERTILISERS LTD.

 

 

ADDRESS:       c/o Fansway Secretarial Services Ltd.

Room 2302A, 23/F., Great Eagle Centre, 23 Harbour Road, Wanchai, Hong Kong.

 

PHONE:            852-3105 2682

 

FAX:                 852-3108 0735

 

E-MAIL:            hk@amberfertilisers.com

 

 

AUTHORIZED REPRESENTATIVE IN HONG KONG

 

Name:  Mr. Mohammad Abdullah

 

 

SUMMARY

 

Registered in Hong Kong on:  30th June, 2009.

 

Organization:                             Non-Hong Kong Company.

 

Capital:                                     Nominal:           US$1,000,000.00

                                                Issued:  US$1,000,000.00

 

Business                                   Category:          Fertiliser Trader.

 

Employees:                               Nil.

 

Main Dealing Banker:                 The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:                       Satisfactory.

 

 

ADDRESS

 

Head Office:-

P.O. Box 957, Offshore Incorporation Centre, Road Town, Tortola, British Virgin Islands.

 

Hong Kong Principal Place of Business:-

c/o Fansway Secretarial Services Ltd.

Room 2302A, 23/F., Great Eagle Centre, 23 Harbour Road, Wanchai, Hong Kong.

 

Associated Company:-

Incitec Pivot Ltd., Australia.

Quantum Fertilisers Ltd., British Virgin Islands.

Quantum Fertilisers Ltd., Hong Kong.

 

Affiliated Company:-

International Business Resources, Pakistan.

 

 

BUSINESS REGISTRATION NUMBER 

 

50844515

 

 

COMPANY FILE NUMBER 

 

F0016941

 

 

AUTHORIZED REPRESENTATIVE IN HONG KONG:

 

Name:  Mr. Mohammad Abdullah

Address:  Flat A, 14/F., Tower 1, Evelyn Tower, 38 Cloudview Road, Hong Kong.

 

 

CAPITAL

 

Nominal Share Capital: US$1,000,000.00

 

Issued Share Capital: US$1,000,000.00

 

DIRECTOR:       (As per registry dated 30-06-2013)

Name

(Nationality)

 

Address

Mohammad ABDULLAH

Flat A, 14/F., Tower 1, Evelyn Tower, 38 Cloudview Road, Hong Kong.

 

SECRETARY:    (As per registry dated 30-06-2013)

Name

Address

Co. No.

Charlotte Consultant Co.

Unit D, 12/F., 8 Hart Avenue, Tsimshatsui, Kowloon, Hong Kong.

-

 


 

HISTORY

 

The subject was incorporated in the British Virgin Islands as a limited company.  It has established a principal place of business in Hong Kong and was registered on 30th June, 2009 as a Non Hong Kong company.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:          Fertiliser Trader.

 

Lines:               All kinds of fertilizers, etc.

 

Employees:       Nil.

 

Commodities Imported:   Australia, etc.

 

Markets:           India, Pakistan, other Asian countries, Europe, etc.

 

Terms/Sales:     As per contracted.

 

Terms/Buying:  Various terms.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   US$1,000,000.00

 

Issued Share Capital:     US$1,000,000.00

 

Mortgage or Charge:        (See attachment)

 

Profit or Loss:                Keeping a balance account in Hong Kong.

 

Condition:                      Business is not active in Hong Kong.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

BNP Paribas, Hong Kong Branch.

Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A.
[Business names: Rabobank Nederland, Rabobank and Rabobank International], Hong Kong Branch.

 

Standing:                      Small.

 

 

GENERAL

 

Amber Fertilisers Ltd. is a Non-Hong Kong Company which was registered in the British Virgin Islands.

The Authorized Representative of the subject Mr. Mohammad Abdullah is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.  Currently, he is residing in Hong Kong.

 

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at Room 2302A, 23/F., Great Eagle Centre, 23 Harbour Road, Wanchai, Hong Kong known as Fansway Secretarial Services Ltd. which is handling its correspondences and documents.

 

The subject has no employees in Hong Kong.  It is a fertilizer trader.  The subject has had associated company Quantum Fertilisers Ltd. [Quantum] which is also registered in the British Virgin Islands.  The subject and Quantum are engaged in the same lines of business.  The Chief Operating Officer of Quantum is also Mohammad Abdullah.

The subject is one of the pre-qualified foreign urea suppliers of the Trading Corporation of Pakistan [TCP].  TCP is the principal trading arm of the Government of Pakistan.

Besides, the subject is one of the fertilizer suppliers of The State Trading Corporation of India Ltd. [STC].

The subject’s agent in Pakistan is International Business Resources which is in Karachi, Pakistan.

Incitec Pivot Ltd. [Incitec], Australia’s largest fertilizer producer, has purchased a majority stake of 65% in Quantum which was formed on 23rd June, 2008 in Hong Kong.

 

James Whiteside, Incitec’s supply chain and trading manager, will be Quantum’s Melbourne-based CEO.

Mohammed Abdullah, who left his position as head of Transammonia’s Asian and Southeast Asian operations in early 2009, became Quantum’s chief operating officer working from Hong Kong.

Quantum was formed to expand trade in the Asia-Pacific, and Global Markets.

 

According to Quantum, it has had offices in Switzerland and Brazil & a presence in India, Europe, Japan, etc.  Quantum Fertilisers is now a global fertiliser trading company.

The business of the subject in Hong Kong is chiefly handled by Mohammed Abdullah himself.  History in Hong Kong is over four years and five months.

 

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on L/C basis or in small credit amounts.

 

 

NOTE:

 

It is to be noted that the company does not have its own operating office in Hong Kong. The company uses the address of its secretariat as its correspondence address only. Subject operates from some other country and does not have a base in Hong Kong. Such companies are registered in Hong Kong just to tax benefit purpose and due to the strict privacy laws prevailing in the country. In such cases, the companies are not required to have any employees in Hong Kong nor do have an office there.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

12-08-2009

Instrument:        Trade Finance Security Assignment

Property:

The Borrower as beneficial owner and as security for the payment of all Secured Liabilities:

(a) assigns and agrees to assign to the Bank to the following assets:

(i) the Export Credits; (ii) the Export Collection Bills; (iii) the Sales Contracts; (iv) the Invoice Receivables; (v) the Insurances; (vi) the Trade Documents; and (vii) all claims.

(b) charges and agrees to charge to the Bank to the following assets;

(i) the Goods together with their proceeds; and

(ii) the Charged Account and all monies at any time standing to the credit of the Charged Account, including all interest from time to time accrued or accruing on such monies; and

(c) pledges and agrees to pledge to the Bank the Pledged Goods and the Trade Documents

Mortgagee:        Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A. [Business names: Rabobank Nederland, Rabobank and Rabobank International], Hong Kong Branch.

All obligations and liabilities of the Borrower to the Bank

30-07-2011

Instrument:        Deed of Charge

Property:

(a) charges to the Bank by way of floating charge all its right, title and interest in and to all Goods;

(b) charges to the Bank by way of first fixed charge all its right, title and interest in and to all Credit Balances;

(c) assigns to the Bank by way of first fixed security all Contract Rights and the benefit of any Security Interest and securities for the time being held by the Company in respect of any such Contract Rights.

Mortgagee:        BNP Paribas, Hong Kong Branch.

To secure all present and future indebtedness, obligations and liabilities of Amber Fertilisers Ltd. to BNP Paribas, Hong Kong Branch as a continuing security for the payment or towards satisfaction of the Secured Amounts

30-07-2011

Instrument:        Pledge and Master Trust Receipt

Property:

A Pledge and Master Trust Receipt dated 30th July, 2011 where Amber Fertilisers Ltd., as beneficial owner and as a continuing security for the payment or discharge in full of the Secured Liabilities, hereby pledges and agrees to pledge to BNP Paribas, Hong Kong Branch all of its right, title and interest in and to the Pledged Assets from time to time

Mortgagee:        BNP Paribas, Hong Kong Branch.

All present and future indebtedness, obligations of Amber Fertilisers Ltd. to BNP Paribas, Hong Kong Branch whether actual, contingent, joint or several, including all expenses, legal fees, taxes and any charges or costs incurred by the Bank in relation to any Financing.

07-03-2012

Instrument:        Assignment of DC Proceeds

Property:

The Company as beneficial owner assigned, and agreed to assign, to the Lender (a) all moneys in any currency representing proceeds payable or to be paid to the Company under the Documentary Credits, (b) all the Company’s right, title, benefit and interest in the Documentary Credits, (c) the benefit of all powers and remedies for enforcing the Documentary Credits and (d) any payment made pursuant to the contract for sale of goods in connection with which the Documentary Credits is issued

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

By way of security for the payment of (i) all Loans, (ii) all moneys and liabilities in any currency; (iii) interest on the Loads and such moneys; and (iv) all expenses

07-03-2012

Instrument:        Assignment of Receivables (Incorporating a Charge Over Receivables Account)

Property:

(i) The Company, as beneficial owner:

(a) assigned and agreed to assign to the Lender all its present and future right, title and interest in and to each Contract and the Receivables; and

(b) charged in favour of the Lender, by way of first fixed charge, all its present and future right, title and interest in and to all moneys in whatever currency from time to time standing to the credit of the Receivables Account (Account Number: 817262447201) and all interest accrued on the Receivables Account

(ii) If and in so far as the security referred to (i) above shall be ineffective as a first fixed charge, it shall take effect as a first floating charge.

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

As continuing security for the payment and discharge in full of all present and future, actual or contingent obligations of the Company to the Lender in any capacity, alone or jointly with any other person and includes interest and all fees and remuneration of, and all other costs, charges, expenses and liabilities incurred by the Lender on a full indemnity basis

06-06-2013

Instrument:        Trade Finance Security Agreement

Property:

For good and valuable consideration, receipt of which is acknowledged, the Borrower as beneficial owner and as continuing security for the payment of all Secured Liabilities:

(a) assigns and agrees to assign to the Bank to the following assets:

(i) the Export Credits; (ii) the Export Collection Bills; (iii) the Sales Contracts; (iv) the Invoice Receivables; (v) the Purchase Contracts; (vi) the Insurances; (vii) the Trade Documents; (viii) the Bills of Exchange; (ix) the Related Collaterals; and (x) all claims

(b) charges and agrees to charge to the Bank to the following assets:

(i) the Goods together with their proceeds;

(ii) the Deposit; and (iii) to the extent any Security Asset is not effectively assigned under sub-clause (a), such Security Asset;

(c) pledges and agrees to pledge to the Bank, the Bills of Exchange, the pledged Goods and the Trade Documents which are now or may in the future be in actual or constructive possession of the Bank; and

(d) charges and agrees to charge to the Bank by way of first floating charge all the present and future rights, title, interests and benefits of the Borrower in and to any Security Asset which is described in the above (a), (b) and (c) but is not effectively charged by way of fixed charge or assigned or pledged under the above (a), (b) and (c)

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

All monies, obligations and liabilities


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.99

UK Pound

1

Rs.101.37

Euro

1

Rs.84.82

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.