MIRA INFORM REPORT

 

 

Report Date :

24.12.2013

 

IDENTIFICATION DETAILS

 

Name :

KAVICO TRADERS    

 

 

Registered Office :

# 189 Keyzer Street,  Colombo 11.

 

 

Country :

Sri Lanka

 

 

Date of Incorporation :

11.12.1986

 

 

Com. Reg. No.:

W 26810

 

 

Legal Form :

Partnership Company  (In Operation)

 

 

Line of Business :

Importers , Whole sale Dealers & Distributors of Food Items & Commission Agents

 

 

No. of Employees :

Approx. 08

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

sri lanka - ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth following the end of the 26-year conflict with the Liberation Tigers of Tamil Eelam (LTTE). The government has been pursuing large-scale reconstruction and development projects in its efforts to spur growth in war-torn and disadvantaged areas, develop small and medium enterprises and increase agricultural productivity. The government's high debt payments and bloated civil service have contributed to historically high budget deficits, but fiscal consolidation efforts and strong GDP growth in recent years have helped bring down the government's fiscal deficit. However, low tax revenues are a major concern. The 2008-09 global financial crisis and recession exposed Sri Lanka''s economic vulnerabilities and nearly caused a balance of payments crisis. Growth slowed to 3.5% in 2009. Economic activity rebounded with the end of the war and an IMF agreement, resulting in two straight years of 8% growth in 2010-11. Growth moderated to about 6% in 2012. Agriculture slowed due to a drought and weak global demand affected exports and trade. In early 2012, Sri Lanka floated the rupee, resulting in a sharp depreciation, and took steps to curb imports. A large trade deficit remains a concern. Strong remittances from Sri Lankan workers abroad have helped to offset the trade deficit.

 

Source : CIA

 


GENERAL - Basic information at a glance

     

a.

Name of Subject of Inquiry

:

KAVICO TRADERS    

b.

Legal Form  & Status

:

Partnership Company  (In Operation)

c.

Managing Partner

:

R. Masheswaran

d.

Primary Line of Business

:

Importers , Whole sale Dealers & Distributors of Food Items & Commission Agents

e.

Office & Place of Business

 

:

 

# 189 Keyzer Street,

Colombo 11.

Sri Lanka

            

Tel No: (00 94 11) 233 1620

Mob. No: (00 94 77) 748 5166

 

 

f.

No. of Employees

:

Approx. 08

                       

 

COMPANY DETAILS  - Registration and Shareholder Details

 

 

a.

Registration No

:

W 26810

b.

Date of Registration

:

11th December. 1986

c.

Registered Office

:

# 189, Keyzer Street, Colombo 11. Sri Lanka

d.

 

Partners

 

:

R. Maheshwaran

Managing Partner

Karupaiah Kanapathy

Partner

e.

Auditors

:

Manohara & Sangakkara

f.

Company Secretaries

:

Not applicable

g.

Bankers

:

Bank of Ceylon, HSBC Bank, Hatton National Bank

 

 

FINANCIAL DETAILS - Most recent available Financial Information

 

THE COMPANY HAS DECLINED TO PROVIDE INFORMATION ON ITS FINANCES

 

Based on the corporate laws of Sri Lanka, legal entities which are Private Company with Limited Liability are not required to make public disclosure of their annual financials. Therefore no financials are available for this entity.

 

 

CURRENT INVESTIGATION

 

HISTORY:

 

The Subject Company KAVICO TRADERS is a Partnership Company registered on 11th December, 1986 under registration no. W 26810 and is in operation as an importing & trading organisation.

 

The Proprietorship/Partnership companies are being registered at the Provincial Registrar of Companies

 

Location:

 

The subject company is located at the client # 189.Keyzer Street, Colombo 11. Sri Lanka, the premier business area in Colombo city.

 

 

OPERATIONAL DETAILS

 

General:

 

The subject company’ primary line of business is Importing and distribution of food items for domestic use and servicing as a Commission Agent.

 

Products

All kind of food items such as:  Potatoes, Onions, Garlic, Chillies, Green Gram etc

 

Importing Countries

India, China, Pakistan, Australia

 

 

Employees

Approx. 08 employees.

 

 

Financial Data

 

 The Company has declined to provide information on its Finances.

 

Based on the corporate laws of Sri Lanka, legal entities which are Private Companies with 

Limited Liability is not required to make public disclosure of their annual financials. 

Therefore no financials are available for this entity           

 

 

Credit Recommendations

 

Since no financial information has been forthcoming from the company, it is not possible to comment on the merits or otherwise of the company.

 

No computerised data bases exist to make checks whether the promoters or the company has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.99

UK Pound

1

Rs.101.37

Euro

1

Rs.84.82

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.