MIRA INFORM REPORT

 

 

Report Date :

26.12.2013

 

IDENTIFICATION DETAILS

 

Name :

AFIL FISH FEED LTD.

 

 

Registered Office :

Akij Chamber (7th Floor), 73 Dilkusha C/A, Dhaka-1000

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

08.11.2009

 

 

Com. Reg. No.:

C-80581

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturer & distributor of Animal & fish Feed

 

 

No. of Employees :

230

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but Correct  

 

 

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

Bangladesh - ECONOMIC OVERVIEW

 

In real terms Bangladesh's economy has grown 5.8% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, and slow implementation of economic reforms. Bangladesh remains a poor, overpopulated, and inefficiently-governed nation. Although more than half of GDP is generated through the service sector, 45% of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Bangladesh's growth was resilient during the 2008-09 global financial crisis and recession. Garment exports, totaling $12.3 billion in FY09 and remittances from overseas Bangladeshis, totaling $11 billion in FY10, accounted for almost 12% of GDP.

 

Source : CIA

 

 

 


 

IDENTIFICATION DETAILS

 

Correct company Name

:

Afil Fish Feed Ltd.

Head Office

:

Akij Chamber (7th Floor), 73 Dilkusha C/A, Dhaka-1000, Bangladesh.

Tel No

:

88-02-9571530, 9566886, 9571656

Fax No

:

88-02-9552560

E-mail

:

info@akij.net

tareq@akij.net

afiluddin@akij.net

Website

:

www.akij.net

Date/ Year of Incorporation

:

08-11-2009

Incorporation No.

:

C-80581

Legal Form (General)

:

 Public Listed Co        Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership                     Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms   City Corporation

 Municipal Administration                                   Union Council

 Cantonment Board                                              Chief Controller of  Import & Export (CCIE)

 

 

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

     Income

July’11~June’12

Tk. 225 Million

Tk. 24 Million

Tk. 3.15 Million

July’12~June’13

Tk. 262 Million

Tk. 25 Million

Tk. 3.85 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

Information Parted By

 

 

 

Name

:

Mr. Md. Shofioul Islam

Designation

:

Commercial Officer

Contract No

:

88-01978090196 

 

 

Locations Details

 

Business Address

:

Akij Chamber (7th Floor), 73, Dilkusha C/A, Dhaka-1000, Bangladesh.

Tel No

:

88-02-9571530, 9566886, 9571656

E-mail

:

info@akij.net   

tareq@akij.net

afiluddin@akij.net

Fax No

:

88-02-9552560

Website

:

www.akij.net

 

Location :

: Owned

Ö

 

Rented

 

 

Leased

 

Area

2600

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

Ö

 

Semi-commercial office Bldg.

 

     

 

Retail shop

 

 

Industrial Park

 

     

 

Business Center

 

 

Home Office

 

     

 

Residential Bldg.

 

 

 

 

 

 

Factory:

 

 

 

 

 

Address

:

Godkhali, Jhikargacha , Jessore, Bangladesh.

Tel No

:

88-01978090169

Fax No

:

N/A

 

Location :

   Owned

Ö

 

Rented

 

 

Leased

 

Area

35000

Sq. ft.

 

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

30

In Factory

:

200

In Branch:

:

-

Total

:

230

Details:

 

                    

 

 

 

OWNERSHIP/SHAREHOLDERS

 

         Names of Shareholders

                      No. of Share     

Mr. SK. Afil Uddin

                                 600 

Mrs. Tahera Sobha

                                400

 

 

DIRECTORS

 

Name

Designation

Mr. SK. Afil Uddin

                              Managing Director

Mrs. Tahera Sobha

                                     Director

 

 

MANAGEMENT

 

Name

:

Mr. Md. Abdul Ahad

Job Description

:

A.G.M

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

 

 

Name

:

Mr. Md. Shofioul Islam

Job Description

:

Commercial Officer

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

88-01978090196 

 

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Trader

 

Dealer

 

Distributor

Ö

 

 

 

Exporter

 

Importer

 

Services

 

Others

 

 

 

Item Dealings In:

 

Products

:

Animal & fish Feed.

Production Capacity

:

N/A

Last Year Production

:

N/A

 

 

Trading Terms:

 

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

 

Cash

Ö

Others

 

 

 

Credit :

 

30 days

 

60 days

 

90 days

Ö

15

days

 

 

DETAILED DATA

 

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

N/A

Local Clients

:

N/A

 

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

 

Trade Markets

 

:

 

Exports

:

N/A

 

Imports

:

China, India

 

 

 

Brand Name

:

N/A

Certified

:

Nil

Auditors

:

N/A

Operation Status

:

Active

Member

:

N/A

 

 

 

capital structure

 

 

Authorized Capital

:

Tk. 30 Million

 

Paid-up Capital

:

Tk. 1,00,000

    No. of Shares

:

1000

Share Value

:

Tk.100.00Each

Main Assets

:

Tk. 25 Million

 

 

 

Financial statements – detailed 

 

The subject company don’t submit update financial figure to local registry office.

 

 

ASSOCIARES/SUBSIDIARIES/ RELATED PARTIES

 

Sister Concerns

:

Afil Jute Weaving Mills Ltd.

Afil Paper Mills Ltd.

Afil Layer Farm Ltd.

Nebula Ink Ltd.

Spandan Color Lab Ltd

Subsidiary

:

N/A

Name of  The Group

:

Afil Group

 

 

BANKING

           

Bank Name  

:

AB Bank Limited

Bank Address

:

Jessore Branch

38 M. K. Road, Jessore, Jessore - 7400

Telephone: 0421-61072, 0421-66013

Fax: 0421-68623

 

 

ADVERSE DATA MONITORING

                       

Dishonored Checks           

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

SITE VISIT COMMENTARY

 

Our representative visited the subject company Head Office which is situated at Akij Chamber (7th Floor), 73 Dilkusha C/A, Dhaka-1000, Bangladesh. The subject company is private limited company engaged in manufacturer. They are financially solvent & get good support from their bank.

 

 

GENERAL COMMENTS

 

Repeated attempts to obtain and verify information from SC were unsuccessful as they declined all information citing confidentiality. Please note that our credit rating is based on information gathered from external sources as well as information obtained from past interviews.

 

Adopted Abbreviations:

NA- Not Available

 TK- Bangladeshi Taka

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.87

UK Pound

1

Rs.101.10

Euro

1

Rs.84.65

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.