MIRA INFORM REPORT

 

 

Report Date :

26.12.2013

 

IDENTIFICATION DETAILS

 

Name :

GALATEA LTD

 

 

Registered Office :

P.O. Box 1156, ROSH PINA (1200000) Merom Galil industrial Park Dalton Industrial Zone Dalton 1381000

 

 

Country :

Israel

 

 

Financials (as on) :

30.06.2012

 

 

Date of Incorporation :

01.11.1987

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Developers, manufactures, exporters and marketers of technology and products applicable to the fully automated detecting and mapping of internal inclusions in rough and polished diamonds.

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Its major imports include crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel''s energy security outlook. The Leviathan field was one of the world''s largest offshore natural gas finds this past decade, and production from the Tama field is expected to meet all of Israel''s natural gas demand beginning mid-2013. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands

Source : CIA


Company name and address

 

GALATEA LTD.

 

Telephone         972 4 699 01 21

Fax                   972 4 698 70 77

 

P.O. Box 1156, ROSH PINA (1200000)

Merom Galil industrial Park

Dalton Industrial Zone

Dalton 1381000  Israel

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-123885-9 on the 01.11.1987.

 

Originally registered under the name DIGI GRAPH LTD., which changed to the present name on the 09.03.2004.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 200,000.00, divided into -

20,000,000 ordinary shares of NIS 0.01 each,

of which 4,179,019 shares amounting to NIS 41,790.19 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by SARIN TECHNOLOGIES LTD., a public limited company whose shares are traded on the Singapore Stock Exchange, controlled by:

1.         SARIN RESEARCH AND DEVELOPMENT LTD., 34.1%, controlled by Hanoh Stark and Ehud Harel,

2.         INTERHIGHTECH (1982) LTD., 15.5%, owned by Daniel Benjamin Glinert, Aharon Shapira, Gilad Moran and Uzi Levami.

 

In May 2004 SARIN TECHNOLOGIES acquired 100% of subject for the sum of US$ 10.8 million of which US$ 9 million in cash.

 

 

DIRECTORS

 

1.         Uzi Levami, General Manager of SARIN TECHNOLOGIES,

2.         David Block,

3.         Zeev Kessler.

 

GENERAL MANAGER

Ran Ziskind.

 

 

BUSINESS

 

Developers, manufactures, exporters and marketers of technology and products applicable to the fully automated detecting and mapping of internal inclusions in rough and polished diamonds.

 

95% of sales are export.

Group sales are mainly to India (76.5% of sales in 2012).

 

Sales are to diamond institutes, diamond manufacturers, diamond dealers, gem laboratories, and retailers.

 

Among SARIN Group clientele: Gemological Institute of America (GIA), International Gemological Institute, Central Gemological Laboratory, European Gemological Laboratory, TIFFANY & CO., BAUER, WDC, DCLA, GIA, KARP IMPEX, KP SANGEV, etc.

 

Operating from large rented premises, in Merom Galil industrial Park, Industrial Zone, Dalton.

 

Had 15 employees in the end of 2010, current number unavailable.

Having over 171 employees serving the SARIN TECHNOLOGIES Group.

 

 

MEANS

 

Financial data not forthcoming.

 

There are no charges registered on the company's assets.

 

SARIN TECHNOLOGIES LTD. current market value SGD 639.9 million.

 

 

Financial data is included in the consolidated B/S of parent company, SARIN TECHNOLOGIES LTD., which shows:

 

 

US$ (thousands)

        30.06.2012            31.12.2010

ASSETS

 

Current assets

Cash and cash equivalents                     19,640              14,841

Short term investments                           17,147              19,105

Trade receivables                                   7,366                6,683

Other receivables                                   1,474                1,338

Inventory                                               6,832                6,264

52,459              48,231

 

Non-current assets

P. P. & E                                              5,482                2,903

Intangible asset (net)                              9,208                9,521

Other non-current assets                        659                  443

15,349              12,867

67,808              61,098

======                        ======

 

LIABILITIES

Current liabilities                                    11,114              12,088

Long-term liabilities                                556                   807

Equity                                                   56,138              48,203

                                                            67,808              61,098

 

REVENUES

 

SARIN TECHNOLOGIES LTD.

Consolidated Statement of Income

US$ (thousands)

Year ended 31.12

2010     2011     2012

Sales                                        45,663  57,803  63,750

 

Gross profit                               29,350  38,281  43,388

 

Operating profit                          14,430  21,256  24,459

 

Profits before taxes on income    13,849  21,434  24,520

 

Net profit                                   11,111  17,366  20,755

                                                ======            ======            =======

 

 

OTHER COMPANIES

 

SARIN TECHNOLOGIES LTD., parent company, developers, manufacturers, exporters and marketers of precision technology products based on automated three-dimensional (3-D) geometric measurement for the processing of diamonds and gems. Subsidiaries (100% unless otherwise stated):

SARINE COLOR TECHNOLOGIES LTD. (Israel)

SARINE POLISHING TECHNOLOGIES LTD. (Israel)

SARIN HOLDINGS USA LTD. (Israel)

SARIN TECHNOLOGIES INDIA PRIVATE LTD. (India)

SARIN HONG KONG LTD. (Hong Kong)

SARINE NORTH AMERICA INC. (USA)

SARIN IGT 10H INC. (USA)

SARIN IGT 10I INC. (USA)

SARIN IGT 10JKL INC. (USA)

SUSNY LLC (USA)

IDEX ONLINE SA7, 23%.

 

BANKERS

 

Bank Hapoalim Ltd., Rosh Pina Branch (No. 542), Rosh Pina, account No. 176769.

A check with the Central Banks' database did not reveal any negative information regarding subject's a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Despite our efforts, we were unable to speak with subject's General Manager, as he was always unavailable. We left messages which so far remain unanswered.

 

SARIN TECHNOLOGIES is considered a leading company in their field.

 

Export of polished diamonds from Israel fell by 23% in 2012 from 2011, after the sector recovered in 2010 and mainly in 2011 from one of the worst depressions in the global diamond sector due to the economic crisis in global markets that erupted in 2008. The sector experienced almost an entire freeze and collapse in sales of about 70% in the peak of the crisis. While the global diamond industry experienced major declines during 2012, Israel saw a steady improvement in its diamond trade in the third and fourth quarters of the year, according to the Diamond Administration at the Ministry of Industry & Trade.

 

Israel’s net polished diamond exports stood at US$5.6 billion in 2012, compared a decline of 23% from 2011. Net rough diamond exports totaled US$2.8 billion in 2012, a 20% decrease from 2011.

Net imports of polished diamonds dropped 25% from 2011, totaling US$4.27 billion, while net rough imports stood at US$3.8 billion, 13 % less than in 2011.

 

The diamond sector marked an improvement in almost all parameters in the first 9 months of 2013. Net export of polished diamond increased by 8.7% comparing to the parallel period in 2012, reaching US$ 4.7 billion, while export of rough diamonds marked 8.5% rise to US$ 2.2 billion. Net import of rough diamonds reached US$ 2.9 billion, an increase of 9.4%, whereas net import of polished diamonds fell slightly by 1.1% to US$ 3.06 billion.

 

 

SUMMARY

 

Notwithstanding the lack of updated data from subject's officials, considered good for trade engagements.

 


DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.87

UK Pound

1

Rs.101.10

Euro

1

Rs.84.65

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.