MIRA INFORM REPORT

 

 

Report Date :

26.12.2013

 

IDENTIFICATION DETAILS

 

Name :

MAM INTERNATIONAL CORPORATION

 

 

Registered Office :

Sana’a Trade Center, 6th Floor, Ali Abdul Moghni Street No. 21, Al Jazeer Street, PO Box : 525, Sana’a

 

 

Country :

Yemen

 

 

Date of Incorporation :

26.12.1994

 

 

Com. Reg. No.:

11182

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Subject’s activities are performed through the following divisions : Communication Products Division, Elevator Products Division, Fire Fighting Equipment Division, Beauty Products Division, Readymade Garments Division

Air Conditioning Products Division, Furniture Division

 

 

No. of Employees :

100

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Yemen

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

YEMEN - ECONOMIC OVERVIEW

 

Yemen is a low income country that is highly dependent on declining oil resources for revenue. Petroleum accounts for roughly 25% of GDP and 70% of government revenue. Yemen has tried to counter the effects of its declining oil resources by diversifying its economy through an economic reform program initiated in 2006 that is designed to bolster non-oil sectors of the economy and foreign investment. In October 2009, Yemen exported its first liquefied natural gas as part of this diversification effort. In January 2010, the international community established the Friends of Yemen group that aims to support Yemen's efforts toward economic and political reform. In 2012, the Friends of Yemen pledged over $7 billion in assistance to Yemen. The Yemeni Government also endorsed a Mutual Accountability Framework to facilitate the efficient implementation of donor aid. The unrest that began in early 2011 caused GDP to plunge more than 15% in 2011, and about 2% in 2012. Availability of basic services, including electricity, water, and fuel, has improved since the transition, but progress toward achieving more sustainable economic stability has been slow and uneven. Yemen continues to face difficult long-term challenges, including declining water resources, high unemployment, and a high population growth rate.

 

Source : CIA

 


SUMMARY

 

Company Name                                     : MAM INTERNATIONAL CORPORATION

Country of Origin                                    : Yemen

Legal Form                                            : Sole Proprietorship

Registration Date                                   : 26th December 1994

Commercial Registration Number            : 11182

Invested Capital                                     : YR 25,000,000

Total Workforce                                     : 100

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered


COMPANY NAME

 

MAM INTERNATIONAL CORPORATION

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Sana’a Trade Center, 6th Floor

Street               : Ali Abdul Moghni Street No. 21, Al Jazeer Street

PO Box             : 525

Town                 : Sana’a

Country             : Yemen

 

Telephone         : (967-1) 449340 / 286390 / 272401

Facsimile          : (967-1) 449350 / 449351 / 274141

Mobile               : (967-71) 104106

Email                : mamintl@y.net.ye

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Sana’a.

 

Branch Office (s)

 

Location                                                                                              Description

 

Taiz                                                                                                      Office premises

 

Hodeidah                                                                                               Office premises

 

Aden                                                                                                     Office premises

Tel: (967-2) 269381

 

Makalah                                                                                                Office premises

Tel: (967-5) 513114

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Mohamed Abdul Majid                                                                Proprietor & General Manager

 

Zayed Mohamed Al Majid                                                           Assistant General Manager

 

Zayed Farhan                                                                            Communication Products Manager

 

Khalid Abdul Majid                                                                     Elevator Products Manager

 

Khadija Younas                                                                         Beauty Products Manager

 

Fahd Javid                                                                                 Financial Controller

 

Abdulrahman Handal                                                                  Sales  Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  :           26th December 1994

 

Legal Form      :                       Sole Proprietorship

 

Commercial Reg. No.  :           11182

 

Invested Capital           :           YR 25,000,000

 

Mr Mohamed Abdul Majid is the sole proprietor of the business.

 

 

OPERATIONS

 

 

Activities: Subject’s activities are performed through the following divisions:

           

Communication Products Division

 

            Distributors of telephone and communication products.

 

            Brand Name: ALCATEL, France

 

Elevator Products Division

 

            Distributors of elevator products.

 

            Brand Name: OTIS, Italy

 

Fire Fighting Equipment Division

 

            Distributors of fire fighting equipment.

 

Beauty Products Division

 

            Wholesalers and retailers of cosmetic and beauty products.

 

Readymade Garments Division

 

            Wholesalers and retailers of readymade garments.

 

Air Conditioning Products Division

 

            Distributors of air conditioning equipment.

 

            Agencies Held:

 

·         Train

 

Furniture Division

 

Distributors of furniture products.

 

Import Countries: Europe and GCC countries

 

Subject has a workforce of 100 employees.

 

 

FINANCIAL DATA

 

Companies registered in Yemen are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

Yemen Kuwait Bank for Trade & Investment (YSC)

PO Box: 987

Sana’a

Tel: (967-1) 240783

Fax: (967-1) 240990

 

National Bank of Yemen

Zubairy Street

PO Box: 198309

Sana’a

Tel: (967-1) 284123

Fax: (967-1) 284128

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the business is deemed a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.87

UK Pound

1

Rs.101.10

Euro

1

Rs.84.65

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.