1. Summary Information

 

 

Country

India

Company Name

Skoda Auto India Limited

Principal Name 1

Mr. Sudhir Puskur Rao

Status

Satisfactory

Principal Name 2

Lagey Francois Jean - Marie

 

 

Registration #

11-123254

Street Address

Plot No.A-1/1, Shendra, Five Star Industrial Area, MIDC, Aurangabad – 431 201, Maharashtra, India

Established Date

23.12.1999

SIC Code

--

Telephone#

91-240-6631111/ 222/ 333/ 6631113

Business Style 1

Manufacturer

Fax #

91-240-6631299/ 6631199

Business Style 2

---

Homepage

http://www.skoda_auto.co.in

http:// www.skoda-auto.co.in

Product Name 1

Automobiles

# of employees

Not Available

Product Name 2

---

Paid up capital

Rs.2,354,008,000/-

Product Name 3

---

Shareholders

Foreign Holdings

Banking

HSBC Bank 

Public Limited Corp.

No

Business Period

14 Years

IPO

No

International Ins.

-

Public Enterprise

No

Rating

Ba (50)

Related Company

Relation

 

Country

Company Name

--

Holding Company

Czech Republic

Skoda Auto A. S.

 

 

2. Summary Financial Statement

Balance Sheet as of

31.03.2013

(Unit: Indian Rs.)

Assets

Liabilities

Current Assets

10,152,142,000

Current Liabilities

9,268,823,000

Inventories

9,056,400,000

Long-term Liabilities

5,860,736,000

Fixed Assets

3,244,475,000

Other Liabilities

4,190,973,000

Deferred Assets

0,000

Total Liabilities

19,320,532,000

Invest& other Assets

0,000

Retained Earnings

778,477,000

 

 

Net Worth

3,132,485,000

Total Assets

22,453,017,000

Total Liab. & Equity

22,453,017,000

 Total Assets

(Previous Year)

23,252,648,000

 

 

P/L Statement as of

31.03.2013

(Unit: Indian Rs.)

Sales

52,278,400,000

Net Profit/(Loss)

(852,586,000)

Sales(Previous yr)

59,693,915,000

Net Profit/(Loss) (Prev.yr)

(329,700,000)

 

MIRA INFORM REPORT

 

 

Report Date :

26.12.2013

 

IDENTIFICATION DETAILS

 

Name :

SKODA AUTO INDIA PRIVATE LIMITED

 

 

Registered Office :

Plot No.A-1/1, Shendra, Five Star Industrial Area, MIDC, Aurangabad – 431 201, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

23.12.1999

 

 

Com. Reg. No.:

11-123254

 

 

Capital Investment / Paid-up Capital :

Rs.2354.008 Millions

 

 

CIN No.:

[Company Identification No.]

U34100MH1999PTC123254

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

NSKS05815F

 

 

PAN No.:

[Permanent Account No.]

AAECS3749M

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of Automobiles (Motor Car).

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (50)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 12000000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a part of Volkswagen Group

 

It is a well-established and reputed company having satisfactory track record.

 

The company is continuously increasing losses from its operation.

 

However, the company receives strong business and financial support from its parent company.

 

Trade relations are reported as fair. Business is active. Payments are reported to be regular and as per commitment.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

Uptick in agriculture and construction spread some cheer as the economy grew a higher-than-expected 4.8 % in the three months through September. Manufacturing rose an annual rate per cent during the quarter and mining fell by 0.4 %, government data showed while farm output rose 46%.

 

India has emerged as the most attractive investment destination, thanks to a relaxation in foreign direct investment norms, says a report. India is followed by Brazil and China in the ranking part of EY’s Capital Confidence Barometer report based on a survey across 70 nations. The US, France and Japan have emerged as the top three investors likely to invest in India.

 

India has been ranked 83rd globally in terms of talent competitiveness of its human capital.  Switzerland, Singapore, Denmark, Sweden and Luxembourg are the top five in the list of 103 nations compiled by INSEAD business school.

 

Tax rates for companies in India are among the highest in the world and the number of payments is also more than the global average putting the country at low, 158th rank on the Paying Taxes. 2014 list by the World Bank and PWC. However, the time taken for tax payments is relatively less in India which is rated ahead of China and Japan.

 

1 billion smartphone shipments in 2013, a 39.3 % growth over 2012. This was being driven by low cost computing in emerging markets. By 2017, total smartphone shipments are expected to approach 1.7 billion units, resulting in a compound annual growth rate of 18.4 % between 2013 and 2017, according to research from IDC.

 

20 % vacancy rate of office space in Mumbai and Delhi in the third quarter, the highest in Asia after Chengdu, in China. According to Cushman and Wakefield, six Indian cities are among the 10 office markets with the worst vacancies.

 

Foreign banks will not have to pay stamp duty and capital gains tax, if they convert their branch operations into a wholly owned subsidiary, according to the Reserve Bank of India.

 

The Reserve Bank of India is planning to launch CPI – indexed bonds aimed to protecting the savings of retail investors from the impact the price rise by December end.

 

Central Bureau of Investigation has booked State Bank of India, Deputy Managing Director Shyamal Acharya and others in a graft case related to distribution of a loan of over Rs 4000 mn. Gold and jewellery  worth Rs 6.7 mn have been recovered from the residence of Acharya.

 

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

Long Term Rating=AA-

Rating Explanation

High degree of safety. It carry very low credit risk.

Date

31.10.2013

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office :

Plot No.A-1/1, Shendra, Five Star Industrial Area, MIDC, Aurangabad – 431 201, Maharashtra, India

Tel. No.:

91-240-6631111/ 222/ 333/ 6631113

Fax No.:

91-240-6631299/ 6631199

E-Mail :

feedback@skoda_auto.co.in

trivikram.guda@skoda-auto.co.in

rahullohade@rediffmail.com

Website :

http://www.skoda_auto.co.in

http:// www.skoda-auto.co.in

 

 

Factory  :

E-76, MIDC Waluj, Aurangabad – 431 136, Maharashtra, India

 

 

DIRECTORS

 

AS ON 19.06.2012

 

Name :

Mr. Sudhir Puskur Rao

Designation :

Managing Director

Address :

10 Lodi Khan Street, T Nagar, Chennai – 600 017, Tamilnadu, India

Date of Birth/Age :

11.09.1959

Date of Appointment :

01.03.2012

DIN No.:

00399736

Other Directorship:

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U34103MP2005PLC017319

AVTEC LIMITED

Managing director

01/04/2008

21/09/2005

01/11/2008

Active

NO

2

U34100TN2005FTC078835

RENAULT INDIA PRIVATE LIMITED

Director

17/09/2009

01/04/2009

09/01/2012

Active

NO

3

U34100MH2005PTC153702

Mahindra Automobile Distributor Private Limited

Director

03/08/2009

30/04/2009

06/08/2010

Active

NO

4

U34100MH1999PTC123254

SKODA AUTO INDIA PRIVATE LIMITED

Managing director

19/06/2012

01/03/2012

-

Active

NO

 

 

Name :

Lagey Francois Jean - Marie

Designation :

Director

Address :

Avenus Des Cottages 45, Genappe Ways, Belgium - 1474

Date of Birth/Age :

11.05.1954

Date of Appointment :

01.02.2012

DIN No.:

01215703

Other Directorship:

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U34100MH1999PTC123254

SKODA AUTO INDIA PRIVATE LIMITED

Director

19/06/2012

31/01/2007

Active

NO

 

 

Name :

Mr. Sanjay Bhikchand Mundade

Designation :

Director

Address :

11, Gunjan Sankul, Vaidya Nagar, Dwaraka, Nashik, Maharashtra, India

Date of Birth/Age :

13.06.1972

Qualification :

ICWAI, B.Com

Experience :

16 Years

Date of Appointment :

25.05.2009

DIN No.:

02659176

Other Directorship:

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U34100MH1999PTC123254

SKODA AUTO INDIA PRIVATE LIMITED

Director

03/03/2010

25/05/2009

Active

NO

 

 

KEY EXECUTIVES

 

Name :

Ms. Swapna Jain

Designation :

Secretary

Address :

Flat No.1, Surbhi Apartment, Jadhav Mandi, Kuwarfalli, Aurangabad – 431 001, India

Date of Birth/Age :

11.10.1981

Date of Appointment :

08.06.2012

PAN No.:

AHMPJ3761E

 

 

MAJOR SHAREHOLDERS

 

AS ON 19.06.2012

 

Names of Equity Shareholders

 

 

No. of Shares

Skoda Auto a.s., Czech Republic

 

235400802

Skoda Auto Deutschland G.m.b.H., Germany 

 

1

 

 

 

Total

 

235400803

 

 

Names of Preference Shareholders

 

 

No. of Shares

Skoda Auto a.s., Czech Republic

 

56200000

 

 

 

Total

 

56200000

 

 

Equity Share Break up (Percentage of Total Equity)

 

AS ON 19.06.2012

 

Category

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

100.00

 

 

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Automobiles (Motor Car).

 

 

Products :

Item Code No. (ITC Code)

Product Description

87.03

Motor Car

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         The Hong Kong and Shanghai Bank Corporation Limited

·         CITI Bank, Fort Branch

·         HSBC Bank, Fort Branch

·         Bank of India, M.G. Road, Mumbai – 400 023, Maharashtra, India

·         Punjab National Bank

·         State Bank of India, Ajmal Khan Road, Bank Street, Karolbagh, Delhi – 110 005, India

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Price Waterhouse and Company

Chartered Accountants

Address :

Muttha Towers, 5th Floor, Suite O.8 Off. Airport Road, Yerwada, Pune, Maharashtra, India

PAN No.:

AAEFP5579P

 

 

Ultimate Holding Company :

Porsche Automobil Holding SE

 

 

Intermediate Holding Company :

Volkswagen AG, Germany (VWAG)

 

 

Holding Company :

Skoda Auto a.s., Czech Republic (Skoda a.s)

 

 

Fellow Subsidiary Companies (Enterprises in the Group with whom transactions have taken place during the year)

·         Audi AG, Germany (Audi AG)

·         Volkswagen de Mexico S.A. de C.V., Mexico (VW Mexico)

·         Volkswagen Group Sales India Private Limited (VWGSIPL)

·         Volkswagen India Private Limited (VWIPL)

·         Volkswagen Finance Private Limited (VWFPL)

 

 

 

 

 

 

 

 

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

500000000

Equity Shares

Rs.10/- each

Rs.5000.000 Millions

 

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

235400803

Equity Shares

Rs.10/- each

Rs.2354.008 Millions

 

 

 

 

 


FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2013

(12 Months)

31.03.2012

(15 Months)

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

2354.008

2916.008

(b) Reserves & Surplus

 

778.477

1631.063

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.000

0.000

Total Shareholders’ Funds (1) + (2)

 

3132.485

4547.071

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

5711.963

6941.329

(b) Deferred tax liabilities (Net)

 

0.000

0.000

(c) Other long term liabilities

 

6.650

4.150

(d) long-term provisions

 

674.110

672.515

Total Non-current Liabilities (3)

 

6392.723

7617.994

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

148.773

0.000

(b) Trade payables

 

7597.735

8530.970

(c) Other current liabilities

 

4184.323

1683.691

(d) Short-term provisions

 

996.978

872.922

Total Current Liabilities (4)

 

12927.809

11087.583

 

 

 

 

TOTAL

 

22453.017

23252.648

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

3035.222

1957.276

(ii) Intangible Assets

 

95.816

284.007

(iii) Capital work-in-progress

 

113.437

64.769

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

0.000

0.000

(c) Deferred tax assets (net)

 

0.000

0.000

(d)  Long-term Loan and Advances

 

1368.125

857.025

(e) Other Non-current assets

 

0.116

0.107

Total Non-Current Assets

 

4612.716

3163.184

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

9056.400

9677.637

(c) Trade receivables

 

739.863

3888.045

(d) Cash and cash equivalents

 

965.548

2568.567

(e) Short-term loans and advances

 

7066.428

3930.836

(f) Other current assets

 

12.062

24.379

Total Current Assets

 

17840.301

20089.464

 

 

 

 

TOTAL

 

22453.017

23252.648

 

 

SOURCES OF FUNDS

 

 

 

31.12.2010

(12 Months)

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

2352.371

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

0.000

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

2352.371

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

0.000

2] Unsecured Loans

 

 

4553.796

TOTAL BORROWING

 

 

4553.796

DEFERRED TAX LIABILITIES

 

 

0.000

 

 

 

 

TOTAL

 

 

6906.167

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

2007.843

Capital work-in-progress

 

 

342.067

 

 

 

 

INVESTMENT

 

 

0.000

DEFERRED TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

6102.171

 

Sundry Debtors

 

 

2956.955

 

Cash & Bank Balances

 

 

198.881

 

Other Current Assets

 

 

4.666

 

Loans & Advances

 

 

4575.655

Total Current Assets

 

 

13838.328

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 

 

0.000

 

Other Current Liabilities

 

 

8240.707

 

Provisions

 

 

1616.964

Total Current Liabilities

 

 

9857.671

Net Current Assets

 

 

3980.657

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.000

PROFIT/(LOSS) DEBIT BALANCE

 

 

575.600

 

 

 

 

TOTAL

 

 

6906.167

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

(12 Months)

31.03.2012

(15 Months)

31.12.2010

(12 Months)

 

SALES

 

 

 

 

 

Income

52278.400

59693.915

32319.639

 

 

Other Income

NA

NA

NA

 

 

TOTAL                                         (A)

NA

NA

NA

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                         (B)

NA

NA

NA

 

 

 

 

 

Less

PROFIT/(LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

(160.299)

285.757

1556.187

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

120.721

47.082

2.867

 

 

 

 

 

 

PROFIT/(LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                (E)

(281.020)

238.675

1553.320

 

 

 

 

 

Less

DEPRECIATION/ AMORTISATION                     (F)

571.566

628.637

629.722

 

 

 

 

 

Less

IMPAIRMENT LOSS

0.000

0.000

882.984

 

 

 

 

 

 

PROFIT/(LOSS) BEFORE TAX (E-F)                   (G)     

(852.586)

(389.962)

40.614

 

 

 

 

 

Less

TAX                                                                  (H)

0.000

(60.262)

175.000

 

 

 

 

 

 

PROFIT/(LOSS) AFTER TAX (G-H)                    (I)

(852.586)

(329.700)

(134.386)

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

1573.902

2232.837

1705.462

 

 

 

 

 

 

Earnings Per Share (Rs.)

(3.62)

(1.83)

(0.75)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

(12 Months)

31.03.2012

(15 Months)

31.12.2010

(12 Months)

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(1.63)

(0.65)

0.13

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(4.07)

(1.75)

0.00

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.27)

(0.09)

0.02

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

1.87

1.53

1.94

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.38

1.81

1.40

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

----------

22]

Litigations that the firm / promoter involved in

----------

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

----------

26]

Buyer visit details

----------

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

 

UNSECURED LOANS:

 

Particulars

31.03.2013

Rs. In Millions

(12 Months)

31.03.2012

Rs. In Millions

(15 Months)

Long Term Borrowings

 

 

Other Loans and Advances

(Repayable in seven equal annual installments for every completed year after 18 years from end of tax year of sale. First Installment is repayable in April 2024)

5711.963

6941.329

Short Term Borrowings

 

 

Term Loans from Banks

148.773

0.000

 

 

 

Total

5860.736

6941.329

 

NOTE: No Charges Exist for Company.

 

 

OVERVIEW OF BUSINESS AND OPERATIONS:

The year has witnessed very marginal growth in the domestic sales of the passenger vehicles in the Indian market. The market conditions also impacted the sales of Skoda brand vehicles in the Indian market. The year, has been the tough year for Skoda Auto India with declination in total sales from 53,947 units of vehicles in the financial year commencing from 01/01/2011 to 31/03/2012 to 39,977 units sold in FY 2012-13.

 

Amidst tough market conditions, your Board takes pride in informing you that in 2012, SKODA’s award winning entry level sedan, the SKODA Rapid successfully completed one year in India. Skoda Auto India celebrated this occasion by introducing exciting offers for its customers. On this auspicious occasion, in a Press release, Skoda Auto India’s spokesperson said, “Rapid has been a key contributor for the growth of SKODA India this year and will continue to be one of our prime offerings in future. Since the launch, the car has received positive reception from its consumer, auto experts and this makes us very proud as an auto manufacturer.” Aimed at the Indian customer, SKODA Rapid won the hearts of many families with its attractive design, ample space, excellent safety equipment and technology.

 

In April, 2012, Skoda Auto India introduced Ambition variant to its superb model line. While making the model line more accessible with introduction of Ambition variant, SKODA has retained the Superb’s class-leading values in safety, comfort and efficiency.

 

 

AWARDS AND ACHIEVEMENTS:

They at Skoda Auto India are delighted and humbled by the following award being bestowed on the Rapid model in India Car India 2012 Mid-Size car of the year 2011

 

 

 

 

FIXED ASSETS:

 

Intangible Assets

·         Technical Know-how Fee

·         Computer Software

 

Tangible Assets

·         Leasehold Land

·         Office Building

·         Factory Building

·         Residential Building

·         Plant and Machinery

·         Tools

·         Computers

·         Furniture and Fixtures

·         Office Equipment

·         Vehicles

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.87

UK Pound

1

Rs.101.10

Euro

1

Rs.84.65

 

 

INFORMATION DETAILS

 

Report Prepared by :

NKT

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

7

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

7

--PROFITABILIRY

1~10

4

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

 

 

 

TOTAL

 

50

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NB

NEW BUSINESS

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.