MIRA INFORM REPORT

 

 

Report Date :

27.12.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. PANCA BUDI AGRO PRATAMA

 

 

Registered Office :

Kawasan Pusat Niaga Terpadu, Jl. Daan Mogot Raya Km. 19,6 Blok D 8A – D, Tangerang 15122, Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

10.05.2009

 

 

Com. Reg. No.:

No. AHU-AH.01.10-52931

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject is a member company of the PANCA BUDI Group, a small sized company group focusing its business on trading and distribution of rubber and plastic products, textile industry, cosmetic industry, rubber slab industry

 

 

No. of Employees :

180

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Indonesia ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 

 


Correct Name of company

 

P.T. PANCA BUDI AGRO PRATAMA

 

 

company Address

 

Head Office

Kawasan Pusat Niaga Terpadu

Jl. Daan Mogot Raya Km. 19,6 Blok D 8A - D

Tangerang 15122, Banten Province

Indonesia

Phones         - (62-21) 5436 5555 (hunting)

F a x             - (62-21) 5436 5559

Email             - Thomas.torana@pancabudi.com

Building Area  - 3 storey

Office Space   - 240 sq. meters

Region           - Commercial

Status            - Rent

 

Branch

Jl. Kol. Sugiono No. 12-12A

Medan 2014, North Sumatra

Indonesia

Phone            - (62-61) 453 3138

F a x             - (62-61) 453 3145

Building Area  - 2 storey

Office Space   - 120 sq. meters

Region           - Commercial

Status            - Rent

 

Factory

Jl. Kilang Bi, 1, Desa Securai Selatan

Kec. Babalan, Kabupaten Langkat

North Sumatra 20857

Indonesia

Phones         - (62-62) 021927

F a x             - (62-62) 0322524

Email             - Thomas.torana@pancabudi.com

Land Area      - 38,000 sq. meters

Building Area  - 26,000 sq. meters

Region           - Industrial Zone

Status            - Owned

 

 

Date of Incorporation

 

10 May 2009

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg.  No.

 

The Ministry of Law and Human Rights

a. No. AHU-22561.AH.01.Tahun 2009

    Dated 25 may 2009

b. No. AHU-AH.01.10-52931

    Dated 06 December 2013

 

 

Company Status

 

National Private Company

 

Permit by the Government Department

 

The Department of Finance

Not available

 

 

Affiliated/Associated Companies

 

a. P.T. PANCA BUDI (Trading and Distribution of Rubber and Plastic Product)

b. P.T. SEKARNUSA KREASI INDONESIA (Textile Industry and Investment Holding)

c. P.T. POLYPACK INDO MEYER (HDPE, LLDPE and PP Poly-bag Manufacturing)

d. P.T. SPARINDO MUSTIKA (Cosmetic Product Manufacturing)

e. P.T. PANCA ADI AGRO PRODUCTS (Slab Rubber Industry)

f.  P.T. REKA MEGA INTI PRATAMA (Trading and Industry of Slab Rubber and Plastic Packaging)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital          - Rp. 10,000,000,000.-

Issued Capital                - Rp.   3,000,000,000.-

Paid up Capital              - Rp.   3,000,000,000.-

 


Shareholders/Owners :

a. Mr. Djonny Taslim                       - Rp. 2,250,000,000.- (75%)

    Address : Green Ville B.I/14,RT.010,RW.014

                    Kelurahan Kepa Duri

                    Jakarta Barat

                    Indonesia

b. Mr. Tan Kie Tong                        - Rp.    750,000,000.- (25%)

    Address : Jl. Muara Karang -F5S/24, RT.008,RW.017

                    Kelurahan Pluit

                    Jakarta Utara

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Crumb Rubber Manufacturing

 

Production Capacity :

Crumb Rubber (SIR 20)   - 12,000 tons p.a.

 

Total Investment :

a. Owned Capital           - Rp. 3.0 billion

b. Loan Capital              - Rp. 6.0 billion

c. Total Investment         - Rp. 9.0 billion

 

Started Operation :

January 2011

 

Brand Name :

PBAP Crumb Rubber

 

Technical Assistance :

None

 

Number of Employee :

180 persons

 

Marketing Area :

Export - 80% and the rest (20%) for local market

 

Main Customers :

a. Overseas buyers in Europe, China, India and others

b. Tire industry and rubber products in the country

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Aneka Bumi Pratama

b. PT. Asahan Crumb Rubber

c. PT. Adei Crumb Rubber Industry

d. PT. Batanghari Tembesi

e. PT. Djambi Waras

f.  PT. Madjin Crumb Rubber Factory

g. PT. Sunan Rubber

h. PT. Bumi Nusa Makmur

i.  PT. Gadjah Ruku

j.  PT. Muara Kelingi

k. PT. Badja Baru

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a. P.T. Bank CENTRAL ASIA Tbk

    Daan Mogot Branch

    Jl. Daan Motor No. 48A

    Jakarta Barat

    Indonesia

b. P.T. Bank PERMATA Tbk

    Daan Mogot Branch

    Jl. Daan Mogot Km. 3,5

    Jakarta Barat

    Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2011 – Rp. 45.0 billion

2012 – Rp. 92.0 billion

2013 – Rp. 53.0 billion (January – June)

 

Net Profit (estimated) :

2011 – Rp. 2.4 billion

2012 – Rp. 5.0 billion

2013 – Rp. 2.9 billion (January – June)


 

Payment Manner :

Almost promptly

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director             - Mr. Vicky Taslim

Director                            - Mr. Thomas Torana

 

Board of Commissioner :

President Commissioner    - Mr. Djonny Taslim

Commissioner                  - Mr. Tan Kie Tong

 

Signatories :

President Director (Mr. Vicky Taslim) or Director (Mr. Thomas Torana) which must be approved by the Board of Commissioners (Mr. Djonny Taslim and Mr. Tan Kie Tong)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. PANCA BUDI AGRO PRATAMA (P.T. PBAP) was established in May 2009 in Jakarta.   However, we don’t know the amount of the company’s capital and initial shareholders. The Article of Association was made by Notary Esther, SH., a notary in Jakarta and it was approved by the Minister of Law and Human Rights through Decision Letter No. AHU-22561.AH.01.01.Tahun 2009 dated May 25, 2009. The articles of association of the company have been revised, most recently by notarial Deed of Notary Esther, SH., No. 02 dated October 3, 2013 the authorized capital was amount at Rp. 10,000,000,000.- of which Rp 3,000,000,000.- was issued and fully paid up.  The capital structures and shareholder composition of the Company are Mr. Djonny Taslim (75%) and Mr. Tan Kie Tong (25), both are Indonesian businessmen of Chinese extraction.  The amendment to Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through its Decree No. AHU-AH.01.10-52931 dated December 6, 2013.  No changes have been effected in term of its shareholding composition and capital structures to date.

 

P.T. PBAP is a member company of the PANCA BUDI Group, a small sized company group focusing its business on trading and distribution of rubber and plastic products, textile industry, cosmetic industry, rubber slab industry and others.  The Group is headed by Mr. Djonny Taslim (54), an Indonesian businessman of Chinese extraction.

 

P.T. PBAP has been in operation since 2011 in crumb rubber (type SIR 20) industry.  Its plant is located at Jl. Kilang, Desa Securai Selatan, Babalan district, Langkat regency, North Sumatra.  Ms. Sondang, a marketing staff of the company explained that P.T. PBAP is new factory in which they are utilizing the current model of the processing machinery for natural rubber.

 

Their output is up to thousand metric tons per month and will be double in near future preparing against increasing global huge demand for raw material of tire industry and rubber products.  Ms. Sondang added that most of the products (80%) are exported to USA, Japan, China, South Korea, Singapore, Germany, Italy, Spain, Belgium and others, and the rest (20%) are marketed locally to tire, tube and rubber products industries in the country.  We observed that P.T. PBAP is classified as a new and small-sized company of its kind in the country of which the operation has been growing in the last three years.

 

We note that generally the domestic demand for crumb rubber and rubber products has been rising by about 6% - 8% per year in the last five years in line with the growing population of tire and tube industry, automotive industry and rubber product industry in the country. The demand of crumb rubber is projected to go on rising each year in the next three years.  According to the Indonesia Car Manufacturers Association (GAIKINDO) explained that the total of car sales in 2007 amounted to 434 thousand units increased to 608 thousand units in 2008 and declined to 486 thousand units in 2009.  The total of car sales in 2010 rose again to 765 thousand units and to 894 thousand units in 2011 and to 1,116 thousand units in 2012.  It is estimated that the domestic market demand of the products mentioned above would still increase at least 5% per annum in the next two years. But the competition will remain tight because a lot of similar companies are operating in the country.

 

The company is neither public listed nor bond issued company. Therefore, the company has no obligation to publish financial statement publicly. The management is very reclusive and unlikely to expose its financial condition to outsider. We estimate that sales turnover of the company in 2011 amounted to Rp. 360.0 billion increased to Rp. 45.0 billion increased to Rp. 92.0 billion in 2012 and projected to be increasing by at least 12% in 2013. The operation of the company in 2012 is estimated to have gained a net profit of Rp. 5.0 billion with a net worth of Rp. 20.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. PBAP is headed by Mr. Vicky Taslim (40) as president director, a yang businessman with experience for some 4 years in crumb rubber industry and trading.  He is the first son of Mr. Djonny Taslim (54).  In his daily activities, he is assisted by Mr. Thomas Torana (51) as director. The management has maintained a wide relation with private businessmen at home and abroad as well as with government authorities.  So far, we did not hear that the company's management having been involved in the business malpractices.

 

P.T. PBAP is appraised to be good for business transaction.  However, in view of the economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.98

UK Pound

1

Rs.101.49

Euro

1

Rs.84.79

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.