MIRA INFORM REPORT

 

 

Report Date :

30.12.2013

 

IDENTIFICATION DETAILS

 

Name :

HUMDINGER LTD.

 

 

Registered Office :

Unit 6 Gothenburg Way, Sutton Fields Industrial Estate, Hull, HU7 0YG

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.04.2012

 

 

Date of Incorporation :

26.06.2001

 

 

Com. Reg. No.:

04241596

 

 

Legal Form :

Private Subsidiary Company

 

 

Line of Business :

·         manufacturer of value-added snacks including Dairy Free Chocolate, Dried Fruit Nuts, Oriental Crackers, Seeds & Snack Mixes

manufacturer of private label products for the UK food retailers

Subject also supply premium snack solutions for many famous food brands such as Branston, Guinness, Levi Roots, Marmite and Vimto.

 

 

No. of Employees :

183

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but Correct  

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

United Kingdom ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the second largest economy in Europe after Germany. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of up to £375 billion (approximately $605 billion) as of December 2012. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy. GDP fell 0.1%, and the budget deficit remained stubbornly high at 7.7% of GDP. Public debt continued to increase.

 

Source : CIA

 

 


Company name & address 

 

Humdinger Ltd.

Gothenburg Way

Hull, HU7 0YG

United Kingdom

 

Tel:       01482625790

Fax:      01482625791

 

Web:     www.humdinger-foods.co.uk

           

 

Synthesis

 

Employees:                  183

Company Type:             Private Subsidiary

Corporate Family:          19 Companies

Ultimate Parent:             Zuckerraffinerie TangermUnde Fr. Meyers Sohn Holding GmbH

Quoted Status:             Non-quoted Company

Incorporation Date:         26-Jun-2001

Auditor:                        Grant Thornton UK LLP 

Financials in:                 USD (Millions)

 

Fiscal Year End:            30-Apr-2012

Reporting Currency:       British Pound Sterling

Annual Sales:               64.6  1

Net Income:                  (0.1)

Total Assets:                25.2

 

Business Description     

 

In July 2001, an ambitious group of individuals left their 9-5s and bought a factory in Hull on a mission to deliver a range of natural snacks with a difference. The demand for innovative snacks by far exceeded their expectations and as a result Humdinger has developed and grown, expanding its portfolio of products and building a reputation for quality and product innovation. In June 2006, we joined Zetar as together wed make a bigger difference Now operating across four different locations in the UK, we manufacture a core range of value-added snacks, which include: Dairy Free Chocolate Dried Fruit Nuts Oriental Crackers Seeds Snack Mixes

 

In addition to manufacturing private label products for the UK food retailers, we also supply premium snack solutions for many famous food brands such as Branston, Guinness, Levi Roots, Marmite and Vimto. Our own range of brands includes Humdinger and The Fruit Factory.

 

Industry             

Industry            Food Manufacturing

ANZSIC 2006:    1199 - Other Food Product Manufacturing Not Elsewhere Classified

ISIC Rev 4:        1079 - Manufacture of other food products n.e.c.

NACE Rev 2:     1089 - Manufacture of other food products n.e.c.

NAICS 2012:     311999 - All Other Miscellaneous Food Manufacturing

UK SIC 2007:    1089 - Manufacture of other food products n.e.c.

US SIC 1987:    2099 - Food Preparations, Not Elsewhere Classified

 

Key Executives   

 

 Name

Title

Philip Anthony Whitfield

Managing Director, Director

Nigel Halmshaw

Financial Director, Director, Secretary

P. Sangwin

Marketing Director

Paul Smith

IT Manager

Clive Henry Beecham

Director

 

 

Financial Summary  

 

 

FYE: 30-Apr-2012

USD (mil)

Key Figures

 

Current Assets

21.51

Fixed Assets

3.68

Total Liabilities

18.95

Net Worth

5.43

 

Key Ratios

 

Current Ratio

1.13

Acid Test

0.47

Debt Gearing

10.65

 

1 - Profit & Loss Item Exchange Rate: USD 1 = GBP 0.627861

2 - Balance Sheet Item Exchange Rate: USD 1 = GBP 0.6148738

 

Corporate Overview

 

Location

Gothenburg Way

Hull, HU7 0YG

North Humberside County

United Kingdom

Tel:       01482625790

Fax:      01482625791

Web:    www.humdinger-foods.co.uk

           

Sales GBP(mil)  :           40.5

Assets GBP(mil):           15.5

Employees:                   183

Fiscal Year End:            30-Apr-2012

Industry:                        Food Processing

           

Registered Address:

Unit 6 Gothenburg Way

Sutton Fields Industrial Estate

Hull, HU7 0YG

United Kingdom

 

Incorporation Date:                     26-Jun-2001

Company Type:                         Private Subsidiary

Quoted Status:                          Not Quoted

Registered No.(UK):                   04241596

Managing Director, Director:        Philip Anthony Whitfield

 

Industry Codes

ANZSIC 2006 Codes:

1199     -          Other Food Product Manufacturing Not Elsewhere Classified

 

ISIC Rev 4 Codes:

1079     -          Manufacture of other food products n.e.c.

 

NACE Rev 2 Codes:

1089     -          Manufacture of other food products n.e.c.

 

NAICS 2012 Codes:

311999  -          All Other Miscellaneous Food Manufacturing

 

US SIC 1987:

2099     -          Food Preparations, Not Elsewhere Classified

 

UK SIC 2007:

1089     -          Manufacture of other food products n.e.c.

 

Business Description

Trading/distributing food products and the processing and packing of ambientdried food products.

 

More Business Descriptions

Grocery Products Whslr

 

Trading/distributing food products and the processing and packing of ambientdried food products.

 

Packing & crating

Food Packers

 

In July 2001, an ambitious group of individuals left their 9-5s and bought a factory in Hull on a mission to deliver a range of natural snacks with a difference. The demand for innovative snacks by far exceeded their expectations and as a result Humdinger has developed and grown, expanding its portfolio of products and building a reputation for quality and product innovation. In June 2006, we joined Zetar as together wed make a bigger difference Now operating across four different locations in the UK, we manufacture a core range of value-added snacks, which include: Dairy Free Chocolate Dried Fruit Nuts Oriental Crackers Seeds Snack Mixes

 

In addition to manufacturing private label products for the UK food retailers, we also supply premium snack solutions for many famous food brands such as Branston, Guinness, Levi Roots, Marmite and Vimto. Our own range of brands includes Humdinger and The Fruit Factory.

 

Financial Data

Financials in:

GBP(mil)

 

Revenue:

40.5

Net Income:

-0.1

Assets:

15.5

Current Assets:

13.2

 

Fixed Assets:

2.3

 

Long Term Debt:

0.4

 

Total Liabilities:

12.0

 

Issued Capital:

0.2

 

Working Capital:

1.6

 

Net Worth:

3.3

 

 

 

Date of Financial Data:

30-Apr-2012

 

1 Year Growth

-17.9%

NA

NA

 

Key Corporate Relationships

Auditor:

Grant Thornton UK LLP

 

Auditor:

Grant Thornton UK LLP, Grant Thornton UK LLP

 

Auditor History

Grant Thornton UK LLP

30-Apr-2012

Grant Thornton UK LLP

30-Apr-2011

Grant Thornton UK LLP

30-Apr-2010

Grant Thornton UK LLP

30-Apr-2009

Grant Thornton UK LLP

30-Apr-2008

 

 

 

GBP(mil)

Audit Fees:

0.0

Non Audit Fees:

0.0

Audit Fiscal Year:

04-30-2012

 

 

 

 

 

 

 

 

Corporate Family

Corporate Structure News:

 

Zuckerraffinerie TangermUnde Fr. Meyers Sohn Holding GmbH
Humdinger Ltd.

Humdinger Ltd. 
Total Corporate Family Members: 19 

 

Company Name

Company Type

Location

Country

Industry

Sales
(USD mil)

Employees

Zuckerraffinerie TangermUnde Fr. Meyers Sohn Holding GmbH

Parent

Hamburg, Hamburg

Germany

Holding Companies

 

4

Zertus GmbH

Subsidiary

Hamburg, Hamburg

Germany

Holding Companies

 

13

Zetar Ltd.

Subsidiary

London

United Kingdom

Food Manufacturing

204.3

1,408

Kinnerton (Confectionery) Co. Ltd.

Subsidiary

London

United Kingdom

Food Manufacturing

111.7

979

Kinnerton Confectionery Ltd.

UK Branch/Trading address

Fakenham

United Kingdom

Food Manufacturing

111.7

1,000

Horsley Hick & Flower Ltd.

Subsidiary

Selby

United Kingdom

Food Manufacturing

 

100

Derwent Lynton Co. Ltd.

Subsidiary

Derby

United Kingdom

Food Manufacturing

0.0

25

Chesterfields Fine Foods Ltd.

Subsidiary

London

United Kingdom

Food Manufacturing

 

 

Chesterfields Fine Foods Ltd.

Subsidiary

Fakenham

United Kingdom

Food Manufacturing

 

750

Humdinger Ltd.

Subsidiary

Hull

United Kingdom

Food Manufacturing

64.6

183

Coda International Ltd.

Subsidiary

Hull

United Kingdom

Miscellaneous Professional Services

 

 

A Taste Of Luxury Ltd.

Subsidiary

Hull

United Kingdom

Miscellaneous Wholesale

 

 

Readifoods Ltd.

Subsidiary

Sleaford

United Kingdom

Food Manufacturing

 

25

Kinnerton (Confectionery) Australia Pty Limited

Subsidiary

Pymble, NSW

Australia

Food Manufacturing

2.1

2

Zetar International Ltd.

Subsidiary

London

United Kingdom

Miscellaneous Professional Services

 

 

Importhaus Wilms/Impuls GmbH & Co. KG

Subsidiary

Walluf, Hessen

Germany

Miscellaneous Professional Services

 

150

Dextro Energy GmbH & Co. KG

Subsidiary

Krefeld, Nordrhein-Westfalen

Germany

Food Manufacturing

 

120

Kalfany Susse Werbung GmbH & Co. KG

Subsidiary

Herbolzheim, Baden-WUrttemberg

Germany

Food Manufacturing

 

100

Helmut Loser GmbH & Co. KG Waffelfabrik

Subsidiary

Taunusstein, Hessen

Germany

Food Manufacturing

 

90

 

 

 

Executive report

 

Board of Directors

 

Name

Title

Function

 

Clive Henry Beecham

 

Director

Director/Board Member

 

Age: 60

.

Ian Marcel Blackburn

 

Director

Director/Board Member

 

 

Age: 56

.

Paul Leonard Gilbert

 

Director

Director/Board Member

 

 

Age: 60

.

Nigel Halmshaw

 

Financial Director, Director, Secretary

Director/Board Member

 

 

Age: 62

.

James Christopher L'estrange

 

Director

Director/Board Member

 

 

Age: 37

.

Paul Dennis Ramsey

 

Director

Director/Board Member

 

 

Age: 48

.

Philip Anthony Whitfield

 

Managing Director, Director

Director/Board Member

 

 

Age: 54

.

 

 

 

Executives

 

Name

Title

Function

 

Philip Anthony Whitfield

 

Managing Director, Director

Managing Director

 

Age: 54

.

Nigel Halmshaw

 

Financial Director, Director, Secretary

Company Secretary

 

 

Age: 62

.

P. Sangwin

 

Marketing Director

Marketing Executive

 

 

Paul Smith

 

IT Manager

Engineering/Technical Executive

 

 

Hans Freitag

 

Strategic Partner

Partner

 

 

 

 

Directors and Shareholders Report

 

Main Office Address:
Gothenburg Way
Hull
United Kingdom HU7 0YG

Tel: 01482625790
Fax: 01482625791
URL:http://www.humdinger-foods.co.uk

Annual Return Date: 26 Jun 2013
Total Issued Capital (GBP 000): 197

 

Individual Directors


 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Paul Dennis 
Ramsey

Current

25 May 1965

3 The Orchard, Etton Rd, 
Beverley, North Humberside HU17 7QU

01 Aug 2007

NA

Current:1
Previous:2
Disqualifications:0

 

James Christopher 
L'estrange

Current

09 Jan 1976

Unit 6 Gothenburg Way, Sutton Fields Industrial Estate, 
Hull, North Humberside HU7 0YG

13 Feb 2012

NA

Current:1
Previous:0
Disqualifications:0

 

Paul Leonard
Gilbert

Current

30 Sep 1953

Glebe Farm, 
Driffield, North Humberside YO25 9TT

01 Aug 2007

NA

Current:1
Previous:0
Disqualifications:0

 

Clive Henry 
Beecham

Current

19 Oct 1953

1000 Highgate Studios 53-79 Highgate Road, 
London , London NW5 1TL

19 Jul 2006

NA

Current:12
Previous:0
Disqualifications:0

 

Ian Marcel 
Blackburn

Current

27 Apr 1957

1000 Highgate Studios, 53-79 Highgate Road, 
London , London NW5 1TL

19 Jul 2006

NA

Current:7
Previous:7
Disqualifications:0

 

Nigel 
Halmshaw

Current

06 Nov 1951

50 West Park Avenue, 
Leeds, West Yorkshire LS8 2EB

02 Jul 2001

NA

Current:11
Previous:0
Disqualifications:0

 

Philip Anthony 
Whitfield

Current

13 Jun 1959

27 Highcroft, Cherry Burton,
Beverley, North Humberside HU17 7SG

02 Jul 2001

NA

Current:5
Previous:1
Disqualifications:0

 

Andrew James 
Humphries

Previous

08 Nov 1974

28 Goodwood Close, Warwick Drive, 
Beverley, North Humberside HU17 9TF

01 Aug 2007

24 Jun 2011

Current:0
Previous:1
Disqualifications:0

 

Lynne 
Sayle

Previous

07 Dec 1970

7 North View, Peel, 
Isle Of Man, Isle Of Man IM5 1DH

26 Jun 2001

02 Aug 2001

Current:0
Previous:1
Disqualifications:0

 

Roy John 
Lee

Previous

01 Mar 1957

The Holt Church Road, Tilney All Saints, 
King'S Lynn, Norfolk PE34 4SW

30 Oct 2009

30 Apr 2012

Current:0
Previous:17
Disqualifications:0

 

William Bernard 
Henry

Previous

20 Mar 1955

Micross, Brent Terrace, 
London , London NW2 1LT

03 Aug 2001

30 Sep 2011

Current:1
Previous:4
Disqualifications:0

 

Victoria Helen 
Laslett

Previous

15 Sep 1979

17 Appledene Court, Farmhill, 
Isle Of Man, Isle Of Man IM2 2BU

26 Jun 2001

02 Aug 2001

Current:1
Previous:2
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Directors


 

There are no corporate directors for this company.

 

 

Individual Secretaries


 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Nigel 
Halmshaw

Current

06 Nov 1951

50 West Park Avenue, 
Leeds, West Yorkshire LS8 2EB

02 Jul 2001

NA

Current:11
Previous:0
Disqualifications:0

 

Victoria Helen 
Laslett

Previous

15 Sep 1979

17 Appledene Court, Farmhill, 
Isle Of Man, Isle Of Man IM2 2BU

26 Jun 2001

02 Aug 2001

Current:1
Previous:2
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Secretaries


 

There are no corporate secretaries for this company.

 

 

Individual Shareholders


 

Name

Share Details 
(As Reported)

Share Type

# of Shares

Share Price (GBP)

Share Value (GBP)

% of Total Shares

Zetar Plc

146500 B Ordinary GBP 1.00

B Ordinary

146,500

1.00

146,500.00

74.48

Zetar Plc

50200 A Ordinary GBP 1.00

A Ordinary

50,200

1.00

50,200.00

25.52

 

 

 

 

 

 

 

 

Corporate Shareholders


 

There are no corporate shareholders for this company.

 

 

Annual Profit & Loss

 

 

Financials in: USD (mil) 

Except for share items (millions) and per share items (actual units)           

 

 

 

 

30-Apr-2012

30-Apr-2011

30-Apr-2010

30-Apr-2009

30-Apr-2008

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.627861

0.640008

0.625491

0.607152

0.498433

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Turnover (UK)

59.6

72.9

74.4

43.2

45.8

Turnover (Exports)

5.0

4.2

4.5

3.6

4.6

Total Turnover

64.6

77.1

78.9

46.9

50.5

Cost of Sales

55.6

67.3

66.5

39.3

40.8

Gross Profit

9.0

9.8

12.4

7.5

9.6

Depreciation

0.9

0.7

0.8

0.5

0.5

Other Expenses

7.4

7.2

8.0

5.3

6.1

Operating Profit

-

2.6

4.5

2.2

3.5

Other Income

0.0

0.0

0.0

0.0

0.0

Interest Paid

0.3

0.2

0.2

0.3

0.4

Exceptional Income

-0.1

0.0

0.0

0.0

0.0

Discontinued Operations

0.0

0.0

0.0

0.0

0.0

Profit Before Taxes

1.1

2.4

4.3

1.9

3.1

Tax Payable / Credit

0.2

0.7

1.3

0.6

1.0

Extraordinary Items/Debits

0.0

0.0

0.0

0.0

0.0

Dividends

1.0

1.3

1.2

2.1

3.0

Profit After Taxes

-0.1

0.3

1.9

-0.8

-0.9

Minority Interests (Profit & Loss)

0.0

0.0

0.0

0.0

0.0

Audit Fees

0.0

0.0

0.0

0.0

0.0

Non Audit Fees

0.0

0.0

0.0

0.0

0.0

Number of Employees

183

183

182

144

138

Wages

6.0

6.1

5.9

4.8

5.4

Social Security Costs

0.5

0.6

0.5

0.4

0.5

Pensions

0.1

0.1

0.1

0.1

0.1

Other Pension Costs

0.3

0.3

0.2

0.2

0.2

Employees Remuneration

6.8

7.0

6.7

5.4

6.1

Directors Emoluments

0.9

0.9

0.9

0.7

0.8

Other Costs

0.0

0.0

0.0

0.0

0.0

Directors Remuneration

1.0

1.0

0.9

0.8

0.8

Highest Paid Director

0.3

0.2

0.2

0.2

0.2

 


Annual Balance Sheet

Financials in: USD (mil)

 

 

 

30-Apr-2012

30-Apr-2011

30-Apr-2010

30-Apr-2009

30-Apr-2008

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.614874

0.599538

0.653317

0.674855

0.50491

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Land & Buildings

0.1

0.1

0.1

0.0

0.1

Fixtures & Fittings

0.2

0.3

0.3

0.2

0.2

Plant & Vehicles

3.4

3.8

3.8

4.0

1.8

Total Tangible Fixed Assets

3.7

4.2

4.2

4.2

2.1

Intangible Assets

0.0

0.0

0.0

0.0

0.0

Investments

0.0

0.0

0.0

0.0

0.0

Total Fixed Assets

3.7

4.2

4.2

4.2

2.1

Stocks

11.8

11.2

11.1

8.2

10.4

Work in Progress

0.7

0.8

0.6

0.3

0.2

Total Stocks Work In Progress

12.5

12.0

11.7

8.5

10.6

Trade Debtors

6.4

10.3

9.0

8.8

7.0

Inter-Company Debtors

0.0

0.1

1.5

1.1

0.4

Other Debtors

1.2

0.8

0.7

1.1

0.8

Total Debtors

7.6

11.2

11.1

10.9

8.3

Cash and Equivalents

1.4

1.8

3.2

0.3

0.2

Other Current Assets

0.0

0.0

0.0

0.0

0.0

Total Current Assets

21.5

25.0

26.0

19.6

19.0

Total Assets

25.2

29.1

30.2

23.9

21.1

Trade Creditors

10.6

12.1

12.4

10.0

9.2

Bank Overdraft

7.0

8.0

9.3

7.8

0.6

Inter-Company Creditors

0.4

0.7

1.1

0.9

4.5

Director Loans (Current Liability)

-

-

-

0.0

0.0

Hire Purchase (Current Liability)

-

-

-

-

0.0

Finance Lease (Current Liability)

-

-

-

-

0.0

Total Finance Lease/Hire Purchase (Current Liability)

0.0

0.1

0.1

0.1

0.0

Total Short Term Loans

-

-

-

0.0

0.0

Accruals/Deferred Income (Current Liability)

0.5

0.4

0.9

0.7

0.7

Social Security/VAT

0.3

0.4

0.4

0.3

0.3

Corporation Tax

0.1

0.4

0.6

0.6

0.7

Dividends (Current Liability)

-

-

-

0.0

0.0

Other Current Liabilities

0.0

0.0

0.0

0.0

0.0

Total Current Liabilities

18.9

22.1

24.8

20.4

16.0

Group Loans (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Director Loans (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Hire Purchase (Long Term Liability)

0.0

-

-

-

0.0

Leasing (Long Term Liability)

0.0

-

-

-

0.0

Total Hire Purchase Loans (Long Term Liability)

0.0

0.0

0.1

0.2

0.0

Other Long Term Loans

0.6

1.0

0.0

0.0

0.0

Accruals/Deferred Income (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Other Long Term Liabilities

0.0

0.0

0.0

0.0

0.0

Total Long Term Liabilities

0.6

1.0

0.1

0.2

0.0

Deferred Taxation

0.2

0.4

0.3

0.3

0.2

Other Provisions

0.0

0.0

0.0

0.0

0.0

Total Provisions

0.2

0.4

0.3

0.3

0.2

Issued Capital

0.3

0.3

0.3

0.3

0.4

Share Premium Accounts

0.0

0.0

0.0

0.0

0.0

Revaluation Reserve

0.0

0.0

0.0

0.0

0.0

Retained Earnings

4.9

5.1

4.4

2.5

4.3

Other Reserves

0.2

0.2

0.2

0.2

0.2

Minority Interests (Balance Sheet)

0.0

0.0

0.0

0.0

0.0

Total Shareholders Funds

5.4

5.7

4.9

3.0

4.9

Net Worth

5.4

5.7

4.9

3.0

4.9

 

 

Annual Cash Flows

Financials in: USD (mil)

 

 

 

30-Apr-2012

30-Apr-2011

30-Apr-2010

30-Apr-2009

30-Apr-2008

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.627861

0.640008

0.625491

0.607152

0.498433

Consolidated

No

No

No

No

No

 

 

Annual Ratios

Financials in: USD (mil)

 

 

 

30-Apr-2012

30-Apr-2011

30-Apr-2010

30-Apr-2009

30-Apr-2008

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.614874

0.599538

0.653317

0.674855

0.50491

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Current Ratio

1.13

1.13

1.05

0.96

1.19

Liquidity Ratio

0.47

0.59

0.58

0.55

0.53

Stock Turnover

526.00

686.00

646.00

497.00

471.00

Credit Period (Days)

3,516.00

4,579.00

4,330.00

7,586.00

5,154.00

Working Capital by Sales

388.00%

349.00%

152.00%

-174.00%

609.00%

Trade Credit by Debtors

167.00

117.00

138.00

114.00

131.00

Return on Capital

1,813.00%

3,564.00%

7,790.00%

4,937.00%

6,065.00%

Return on Assets

449.00%

862.00%

1,374.00%

724.00%

1,470.00%

Profit Margin

171.00%

305.00%

549.00%

410.00%

623.00%

Return on Shareholders Funds

2,081.00%

4,445.00%

8,514.00%

5,770.00%

6,306.00%

Borrowing Ratio

14,815.00%

17,317.00%

21,885.00%

29,907.00%

10,268.00%

Equity Gearing

2,157.00%

1,940.00%

1,614.00%

1,254.00%

2,331.00%

Debt Gearing

10.65%

18.27%

2.29%

6.49%

-

Interest Coverage

431.00

949.00

2,355.00

652.00

871.00

Sales by Tangible Assets

1,792.00

1,970.00

1,812.00

996.00

2,392.00

Average Remuneration per Employee

0.0

0.0

0.0

0.0

0.0

Profit per Employee

0.0

0.0

0.0

0.0

0.0

Sales per Employee

0.4

0.4

0.4

0.3

0.4

Capital Employed per Employee

0.0

0.0

0.0

0.0

0.0

Tangible Assets per Employee

0.0

0.0

0.0

0.0

0.0

Total Assets per Employee

0.1

0.2

0.2

0.2

0.2

Employee Remuneration by Sales

1,049.00%

905.00%

845.00%

1,162.00%

1,208.00%

Creditor Days (Cost of Sales Based)

6,804.00

6,142.00

7,113.00

10,338.00

8,358.00

Creditor Days (Sales Based)

5,861.00

5,360.00

5,993.00

8,678.00

6,763.00

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.06

UK Pound

1

Rs.102.03

Euro

1

Rs.85.27

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.