MIRA INFORM REPORT

 

 

Report Date :

30.12.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. LUCKY ABADI TEXTILE FACTORY

 

 

Registered Office :

Jl. Tugu Raya RT.011/RW.010 (Jl. Raya Bogor Km. 30, Kelapa Dua) Kel. Tugu, Kec. Cimanggis Depok 16951, West Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

11.08.1972

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Spinning Mills Industry

 

 

No. of Employees :

3,000

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices

Source : CIA

 

 

 

 


company name

 

P.T. LUCKY ABADI TEXTILE FACTORY

 

address

 

Head Office & Factory

Jl. Tugu Raya RT.011/RW.010

(Jl. Raya Bogor Km. 30, Kelapa Dua)
Kel. Tugu, Kec. Cimanggis

Depok 16951, West Java

Indonesia

Phones         - (62-21) 871 0288 (hunting)

F a x             - (62-21) 871 0290

Email             - lucky@luckytex.com

Website         - http://www.luckytex.com

Land Area      - 12 hectares

Building Area  -   8 hectares

Region           - Industrial Zone

Status            - Owned

 

 

Date of Incorporation :

11 August 1972

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

a. No. Y.A. 5/155/5

    Dated 25 April 1973

b. No. C2-14284.HT.01.04.TH.98

    Dated 21 September 1998

c. No. AHU-11293.AH.01.Tahun 2009

    Dated 06 April 2009

d. No. AHU-AH.01.10-43433

    Dated 22 October 2013

 

Company Status :

Domestic Investment Company (PMDN)

 

Permit by the Government Department :

a. The Department of Finance

    NPWP No. 01.001.835.6-431.000

 

b. The Capital Investment Coordinating Board

    - No. 143/Sekr/Sp/PMDN/1973

      Dated 22 March 1973

-  No. 201/II/PMDN/1989

  Dated 15 December 1989

-  No. 439/III/PMDN/1994

  Dated 25 October 1994

 

Affiliated/Associated Companies :

a. P.T. LUCKY PRINT ABADI (Weaving and Printing Industry)

b. P.T. LUCKY INDAH KERAMIK (Ceramic Tableware Industry)

c. P.T. PATAL CIMANGGIS INDAH (Spinning Mills and Investment Holding)

d. P.T. SANDANG MUTIARA ERA MULIA (Textile Industry)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital          - Rp 25,000,000,000.-

Issued Capital                - Rp 10,700,000,000.-

Paid up Capital              - Rp 10,700,000,000.-

 

Shareholders/Owners :

a. Mrs. Lily Tamin                            - Rp 1,981,883,000.- (18.52%)

    Address : Jl. Bukit II/2, RT.008/RW.013

                    Kec. Kebayoran Lama

                    South Jakarta

b. Mrs. Rusjati Tamin                       - Rp 2,561,824,000.- (23.94%)

    Address : Jl. Kencana Permai V/48, RT.002,RW.015

                    Kec. Kebayoran Lama

                    South Jakarta

c. Mr. Hermansjah Tamin                 - Rp 2,278,832,000.- (21.30%)

    Address : Jl. Bukit Hijau V/7, RT.010, RW.013

                    Kec. Kebayoran Lama

                    South Jakarta

d. Mrs. Ratnasari Tamin                   - Rp 1,196,461,000.- (11.18%)

    Address : Jl. Kencana Permai VII/6, RT.001, RW.015

                    Kec. Kebayoran Lama

                    South Jakarta

e. Mrs. Farida Jamin                        - Rp    981,000,000.- (  9.17%)

    Address : Jl. Darmawangsa II No.20, RT.007, RW.001

                    Kec. Kebayoran Baru

                    South Jakarta

f. P.T. PATAL CIMANGGIS INDAH    - Rp 1,700,000,000.- (15.89%)

    Address : Jl. Tiang Bendera II No. 82

                    Roa Malaka, Tambora

                    West Jakarta

 


BUSINESS ACTIVITIES

 

Lines of Business :

Spinning Mills Industry

 

Production Capacity :

Spinning Mills    - 14,400 tons per annum

 

Total Investment :

a. Owned Capital           - Rp. 10.7 billion

b. Loan Capital              - Rp. 70.0 billion

c. Total Investment         - Rp. 80.7 billion

 

Started Operation :

1 9 7 3

 

Brand Name :

LUCYTEX

 

Technical Assistance :

None

 

Number of Employee :

3,000 persons

 

Marketing Area :

Export - 30% and the rest (70%) for local market

 

Main Customers :

a. Overseas buyers in Japan, Korea, Vietnam, Malaysia, China, Colombia and Taiwan

b. Textile industries and towel factories in the country

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Indah Jaya Textile

b. PT. Apak Inti Corpora

c. PT. Argo Manunggal

d. PT. Kumafiber

e. PT. Fuji Palapa Textile

f.  PT. Panasia Indosyntex

g. PT. Sunrise Bumi Textile

 

Business Trend :

Growing

 

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. The Hong Kong and Shanghai Banking Corp.

    World Trade Center

    Jl. Jend. Sudirman Kav. 29-31

    Jakarta Selatan

b. P.T. Bank MANDIRI Tbk

    Mandiri Plaza

    Jl. Jend. Gatot Subroto Kav.36-38

    Jakarta Selatan

c. P.T. Bank INTERNASIONAL INDONESIA Tbk

    BII Plaza II

    Jl. M.H. Thamrin Kav. 51

    Jakarta Pusat

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 210.0 billion

2011 – Rp. 234.0 billion

2012 – Rp. 260.0 billion

2013 – Rp. 142.0 billion (January – June)

 

Net Profit (estimated) :

2010 – Rp. 12.5 billion

2011 – Rp. 14.0 billion

2012 – Rp. 15.6 billion

2013 – Rp.   8.5 billion (January – June)

 

Payment Manner :

Almost promptly

 

Financial Comments :

Satisfactory

 


 

KEY EXECUTIVES

 

Board of Management :

Director                            - Mr. Yusup Supono

 

Board of Commissioner :

Commissioner                  - Mr. Johannes Johny Indriady, SH.

 

Signatories :

Director (Mr. Yusup Supono) which must be approved by the Board of Commissioner (Mr. Johannes Johny Indriady, SH)

 

 

CAPABILITIES

 

Management Capability :

G o o d

 

Business Morality :

G o o d

 

Credit Risk :

Below average

 

Credit Recommendation :

Credit should be proceeded normally

 

Proposed Credit Limit :

Moderate amount

 

 

OVERALL PERFORMANCE

 

P.T. LUCKY ABADI TEXTILE FACTORY (P.T. LATF) was established in Jakarta based on Deed No. 45 dated August 11, 1972 made by Ridwan Suselo, SH., Notary in Jakarta with an authorized capital of Rp. 1,000,000,000.- of which Rp. 200,000,000.- was issued and fully paid up.  The founding shareholders of the company are Mr. Djohansjah Tamin (35%), Mr. Widjajadi Widjaja (32.5%) and Mr. Muliadi Kartono (32.5%).  They are Indonesian businessmen of Chinese extraction.  The Deed of establishment has been approved by the Minister of Justice of the Republic of Indonesia through its Decision Letter No. Y.A. 5/155/5 dated April 25, 1973.  The articles of association of the company have frequently been revised.  In February 1998 the authorized capital was raised to Rp 25,000,000,000.- of which Rp 10,700,000,000.- was issued and fully paid up.  Details on its shareholding composition and capital structure are as shown on page 3 of this report.  Most recently by Deed No. 19 dated September 11, 2013 made by Notary Makmur Tridharma, SH., the company’s board of director and board of commissioner was changed.  The amendment to Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through its Decree No. AHU-AH.01.10-43433 dated September 11, 2013.  No changes have been effected in term of its shareholding composition and capital structures to date.

 

P.T. LATF is a member company of the LUCKY Group, a small sized company group focusing its business on textile and ceramic tableware industry.  The Group is headed by Mrs. Lily Tamin (63), an Indonesian businesswoman of Chinese extraction.

 

P.T. LATF obtained a Domestic Capital Investment (PMDN) facility issued by the Capital Investment Coordinating Board (BKPM) to deal with textile industry by managing two plant units; spinning and weaving facilities.  Its plant located at Jl. Tugu Raya RT.011, RW.010 (Jl. Raya Bogor Km. 30, Kelapa Dua), Tugu sub-district, Cimanggis district, Depok, Bogor, West Java on a land of 12.0 hectares and has been in operation since 1973.  But, since 1989, the factory was dedicated to spinning facilities. The company’s products cover exclusively 100% cotton yarn, ranging from 7s to 40s (carded, spiced, doubled & twisted) with an installed capacity of 70,000 spindles and an output of more than 1200 tons of yarn per month.  The Company used only 100% quality cotton which are imported from USA, Brazil and West Africa.  Some 30% of the company’s products are exported to several countries like Japan, Korea, Vietnam, Malaysia, China, Columbia and Taiwan, and others while the rest is locally absorbed by knitting, weaving and towel factories, also are allocated to its sister company P.T. LUCKY PRINT ABADI.  P.T. LATF is classified as a medium sized company in the country dealing with textile industry of which the operation had been running smoothly and growing steadily in the last three years.


Generally, demand for textile and textile product including cotton yarn, polyester textured yarn, finished fabrics, garment, textile chemicals and raw materials has been fluctuating in the last five years.  According to the Central Bureau of Statistics (BPS) the Indonesia textile products export in 2002 amounted to 1,425.9 tons (US$ 3,075.9 million) to 1,307.5 tons (US$ 3,064.6 million) in 2003 to 1,300.4 tons (US$ 3,354.6 million) in 2004 to 1,427.3 tons (US$ 3,704.0 million) in 2005 to 1,477.800 tons (US$ 3,908.6 million) in 2006 to 1,473.6 tons (US$ 4,178.0 million) in 2007 declined to 1,312,200 tons (US$ 4,127.9 million) in 2008 to 1,369,600 tons (US$ 3,602.8 million) in 2009 to 1,525,900 tons (US$ 4,721.8 million) in 2010 declined to 1,493,3000 tons (US$ 5,563.3 million) in 2011 and rose again to 1,508,500 tons (US$ 5,278.1 million) in 2012.  The export volume and value of the national TPT products in 2002 to 2012 are pictured on the following table.

 

 

Year

Textile Products

Garment

(Thousand Ton)

(US$ Million)

(Thousand Ton)

(US$ Million)

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

1,425.9

1,307.5

1,300.4

1,427.3

1,477.8

1,473.6

1,312.2

1,369.6

1,525.9

1,493.3

1,508.5

3,075.9

3,064.6

3,354.6

3,704.0

3,908.6

4,178.0

4,127.9

3,602.8

4,721.8

5,563.3

5,278.1

333.1

339.9

327.3

369.5

399.6

399.8

417.6

393.4

445.2

450.9

450.2

3,887.2

4,037.9

4,351.9

4,967.0

5,608.1

5,712.9

6,092.2

5,735.6

6,598.0

7,801.5

7,304.8

 

The company is neither public listed nor bond issued company. Therefore, the company has no obligation to publish financial statement publicly. The management is very reclusive and unlikely to expose its financial condition to outsider. We estimate that sales turnover of the company in 2010 amounted to Rp. 210.0 billion increased to Rp. 234.0 billion in 2011 to Rp. 260.0 billion in 2012 and projected to be increasing by at least 8% in 2013. The operation of the company in 2012 is estimated to have gained a net profit of Rp. 15.6 billion with a net worth of Rp. 120.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. LATF is headed by Mr. Yusup Supono (61) as director and Mr. Johannes Johny Indriady, SH (54) as commissioner.  But we believe that the prime-mover of the company is Mrs. Lily Tamin (63), a businesswoman with experience for more than 30 years in textile industry and trading.  She is the first daughter of the late Mr. Djohansjah Tamin, the founder of the company.  In his daily activities, she is assisted by a number of professional staffs with know-how in textile industry and trading.  The management has maintained a wide relation with private businessmen at home and abroad as well as with government authorities.  So far, we did not hear that the company's management having been involved in the business malpractices.

 

P.T. LATF is appraised to be good for business transaction.  However, in view of the economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.06

UK Pound

1

Rs.102.03

Euro

1

Rs.85.27

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.