MIRA INFORM REPORT

 

 

Report Date :

31.12.2013

 

IDENTIFICATION DETAILS

 

Name :

YAGNESH TRADING ENTERPRISES

 

 

Registered Office :

House No. 16, Block No. 11, Al Amarat Street 51, Wilayat Al Khartum, Khartoum 11111

 

 

Country :

Sudan

 

 

Date of Incorporation :

2011

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Subject is engaged in the import and distribution of heavy equipment and seeds. Subject’s products include hibiscus flowers, gum Arabic, water melon seeds, chromite, generators, automotive spare parts and rickshaw parts.

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Sudan

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SUDAN - ECONOMIC OVERVIEW

 

Sudan is an extremely poor country that has had to deal with social conflict, civil war, and the July 2011 secession of South Sudan - the region of the country that had been responsible for about three-fourths of the former Sudan's total oil production. The oil sector had driven much of Sudan's GDP growth since it began exporting oil in 1999. For nearly a decade, the economy boomed on the back of increases in oil production, high oil prices, and significant inflows of foreign direct investment. Following South Sudan''s secession, Sudan has struggled to maintain economic stability, because oil earnings now provide a far lower share of the country''s need for hard currency and for budget revenues. Sudan is attempting to generate new sources of revenues, such as from gold mining, while carrying out an austerity program to reduce expenditures. Agricultural production continues to employ 80% of the work force. Sudan introduced a new currency, still called the Sudanese pound, following South Sudan''s secession, but the value of the currency has fallen since its introduction. Khartoum formally devalued the currency in June 2012, when it passed austerity measures that included gradually repealing fuel subsidies. Sudan also faces rising inflation, which reached 47% on an annual basis in November 2012. Ongoing conflicts in Southern Kordofan, Darfur, and the Blue Nile states, lack of basic infrastructure in large areas, and reliance by much of the population on subsistence agriculture ensure that much of the population will remain at or below the poverty line for years to come.

Source : CIA


SUMMARY

 

Company Name                         : YAGNESH TRADING ENTERPRISES

Country of Origin                                    : Sudan

Legal Form                                            : Sole Proprietorship

Registration Date                                   : 2011

Invested Capital                                     : SD 100,000

Total Workforce                                     : 5

Activities                                               : Distributors of heavy equipment and seeds

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

Person Interviewed                                 : Yagnesh Mandalia, Proprietor & General Manager

 


COMPANY NAME

 

YAGNESH TRADING ENTERPRISES

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : House No. 16, Block No. 11

Street               : Al Amarat Street 51

Area                 : Wilayat Al Khartum

Town                 : Khartoum 11111

Country             : Sudan

 

Mobile               : (249-912) 172798 / 285302 / 972798

Email                : yagneshmandalia@gmail.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Khartoum.

 

 

KEY PRINCIPALS

 

Name                                                                                                   Position

           

Yagnesh Mandalia                                                                                 Proprietor & General Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  :           2011

 

Legal Form      :                       Sole Proprietorship

 

Invested Capital           :           SD 100,000

 

Mr Yagnesh Mandalia is the sole proprietor of the business.

 

 


OPERATIONS

 

Activities:                     Engaged in the import and distribution of heavy equipment and seeds. Subject’s products include hibiscus flowers, gum Arabic, water melon seeds, chromite, generators, automotive spare parts and rickshaw parts.

 

Import Countries:         South Korea, China and Belgium

 

International Suppliers:

 

Top Global                                 South Korea

East Power Equipment Ltd         China

TVH                                          Belgium

 

Subject has a workforce of 5 employees.

 

 

FINANCIAL DATA

 

Companies registered in Sudan are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

Mashreq Bank PSC

PO Box: 371

Baldia Street

Khartoum

Tel: (249-183) 772881

Fax: (249-183) 772969

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.00

UK Pound

1

Rs.102.17

Euro

1

Rs.85.19

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.