MIRA INFORM REPORT

 

 

Report Date :

02.02.2013

 

IDENTIFICATION DETAILS

 

Name :

MEDICAL ELECTRONIC EQUIPMENT COMPANY LIMITED

 

 

Registered Office :

No 326 Cau Giay Str., Dich Vong ward, Cau Giay District, Ha Noi City

 

 

Country :

Vietnam

 

 

Financials (as on) :

31.12.2011

 

 

Year of Incorporation :

2003

 

 

Com. Reg. No.:

0101421276

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading in electronic devices and medical equipments supporting to domestic hospitals.

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Vietnam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

VIETNAM - ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that in the last 30 years has had to recover from the ravages of war, the loss of financial support from the old Soviet Bloc, and the rigidities of a centrally-planned economy. While Vietnam's economy remains dominated by state-owned enterprises, which still produce about 40% of GDP, Vietnamese authorities have reaffirmed their commitment to economic liberalization and international integration. They have moved to implement the structural reforms needed to modernize the economy and to produce more competitive export-driven industries. Vietnam joined the World Trade Organization in January 2007 following more than a decade-long negotiation process. Vietnam became an official negotiating partner in the developing Trans-Pacific Partnership trade agreement in 2010. Agriculture's share of economic output has continued to shrink from about 25% in 2000 to about 22% in 2011, while industry's share increased from 36% to 40% in the same period. Deep poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession has hurt Vietnam's export-oriented economy, with GDP in 2009-11 growing less than the 7% per annum average achieved during the last decade. In 2011, exports increased by more than 33%, year-on-year, and the trade deficit, while reduced from 2010, remained high, prompting the government to maintain administrative trade measures to limit the trade deficit. Vietnam's managed currency, the dong, continues to face downward pressure due to a persistent trade imbalance. Since 2008, the government devalued it in excess of 20% through a series of small devaluations. Foreign donors pledged nearly $8 billion in new development assistance for 2011. However, the government's strong growth-oriented economic policies have caused it to struggle to control one of the region's highest inflation rates, which reached as high as 23% in August 2011 and averaged 18% for the year. In February 2011, Vietnam shifted its focus away from economic growth to stabilizing its economy and tightened fiscal and monetary policies. In early 2012 Vietnam unveiled a broad "three pillar" economic reform program, proposing the restructuring of public investment, state-owned enterprises and the banking sector. Vietnam's economy continues to face challenges from low foreign exchange reserves, an undercapitalized banking sector, and high borrowing costs. The near-bankruptcy and subsequent default of the state-owned-enterprise Vinashin, a leading shipbuilder, led to a ratings downgrade of Vietnam's sovereign debt, exacerbating Vietnam's borrowing difficulties.

Source : CIA


 

SUBJECT IDENTIFICATION & LEGAL FORM

 

Current legal status

English Name

 

MEDICAL ELECTRONIC EQUIPMENT COMPANY LIMITED

Vietnamese Name

 

CONG TY TNHH THIET BI DIEN TU Y TE

Short name

 

MEDITRONIC CO ., LTD

Type of Business

 

Limited liability company

Year Established

 

2003

Business Registration No.

 

0101421276

Date of Registration

 

10 Jun 2010

Place of Registration

 

Hanoi department of planning and investment

Chartered capital

 

VND 5,000,000,000

Status

 

Unlisted

Tax code

 

0101421276

Total Employees

 

10

Size

 

Small

 

Historical Identification & Legal form

 

List

Changed Items

Date of changes

1

Subject has got former Address: 185C Dang Tien Dong, Dong Da, Hanoi changed to Room 207, G4 Building, Trung Yen 1, Cau Giay Dist, Hanoi city.

Changed to: No 76 Lac Long Quan Street, Tay Ho District, Hanoi city

2011

2

Subject has got former Chartered capital: VND 2 billion

Changed to: VND 5 billion

2011

3

Subject has got former Business Registration No: 0102010387 issued on 31st Oct 2003 Changed to: 0101421276

10 Jun 2010

 

ADDRESSES

 

Head Office

Address

 

No 76 Lac Long Quan Street, Tay Ho District, Ha Noi City, Vietnam

Telephone

 

(84-4) 62851650

Fax

 

(84-4) 62851652

Email

 

manhtuan@meditronic.com.vn

 

Registration Address

Address

 

No 326 Cau Giay Str., Dich Vong ward, Cau Giay District, Ha Noi City, Vietnam

 

 

DIRECTORS

 

1. NAME

 

Mr. NGUYEN MANH TUAN

Position

 

Director

Date of Birth

 

07 Nov 1973

ID Number/Passport

 

012496450

ID Issue Date

 

21 Mar 2002

ID Issue Place

 

Hanoi Police Station

Resident

 

No 326 Cau Giay Str Dich Vong ward, Cau Giay District, Ha Noi City, Vietnam

Current resident

 

No 27, Lane 217 Yen Hoa ward, Cau Giay District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

 

2. NAME

 

Ms. NGO LAN ANH

Position

 

Vice Director

Nationality

 

Vietnamese

Tel/Mobile phone

 

++84 983902939

 

 

BUSINESS NATURE AND ACTIVITIES

 

Trading in electronic devices and medical equipments supporting to domestic hospitals.

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT:

·         Types of products

 

Medical equipments and electronic devices

·         Market

 

China, Japan, South Korea, The USA, England, France, Germany.

·         Mode of payment

 

T/T, L/C

 

EXPORT:

·         Market

 

Cambodia

 

 

BANKERS

 

1. AN BINH COMMERCIAL JOINT STOCK BANK TRAN DANG NINH BRANCH

Address

 

No.109 Tran Dang Ninh Str, Cau Giay District, Ha Noi City, Vietnam

Telephone

 

(84-4) 37930 436

Fax

 

(84-4) 37930 457

 

 

SHAREHOLDERS

 

1. NAME

 

Ms. NGUYEN THI THANH HUYEN

ID Number/Passport

 

011830576

Value of shares

 

VND 2,000,000,000

Percentage

 

40%

 

2. NAME

 

Mr. NGUYEN MANH TUAN

Position

 

Director

Date of Birth

 

07 Nov 1973

ID Number/Passport

 

012496450

Issued on

 

21 Mar 2002

Issued Place

 

Hanoi Police Station

Resident

 

No 326 Cau Giay Str Dich Vong ward, Cau Giay District, Ha Noi City, Vietnam

Current Resident

 

No 27, Lane 217 Yen Hoa ward, Cau Giay District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 3,000,000,000

Percentage

 

60%

 

 

 

 

FINANCIAL DATA

 

BALANCE SHEET

Unit: One VND

Balance sheet date

31/12/2011

31/12/2010

Number of weeks

52

52

ASSETS

A – CURRENT ASSETS

40,069,000,000

22,937,061,718

I. Cash and cash equivalents

1,599,000,000

848,015,764

1. Cash

1,599,000,000

513,423,433

2. Cash equivalents

0

334,592,331

II. Short-term investments

0

 

1. Short-term investments

0

 

2. Provisions for devaluation of short-term investments

0

 

III. Accounts receivable

22,407,000,000

7,928,695,578

1. Receivable from customers

12,738,000,000

7,650,452,185

2. Prepayments to suppliers

9,122,000,000

 

3. Inter-company receivable

0

 

4. Receivable according to the progress of construction

0

 

5. Other receivable

547,000,000

278,243,393

6. Provisions for bad debts

0

 

IV. Inventories

15,177,000,000

13,224,500,643

1. Inventories

15,177,000,000

13,224,500,643

2. Provisions for devaluation of inventories

0

 

V. Other Current Assets

886,000,000

935,849,733

1. Short-term prepaid expenses

0

58,200,792

2. VAT to be deducted

364,000,000

729,478,341

3. Taxes and other accounts receivable from the State

51,000,000

 

4. Other current assets

471,000,000

148,170,600

B. LONG-TERM ASSETS

2,721,000,000

590,859,215

I. Long term accounts receivable

0

 

1. Long term account receivable from customers

0

 

2. Working capital in affiliates

0

 

3. Long-term inter-company receivable

0

 

4. Other long-term receivable

0

 

5. Provisions for bad debts from customers

0

 

II. Fixed assets

2,692,000,000

570,833,643

1. Tangible assets

2,692,000,000

570,833,643

- Historical costs

3,153,000,000

668,767,119

- Accumulated depreciation

-461,000,000

-97,933,476

2. Financial leasehold assets

0

 

- Historical costs

0

 

- Accumulated depreciation

0

 

3. Intangible assets

0

 

- Initial costs

0

 

- Accumulated amortization

0

 

4. Construction-in-progress

0

 

III. Investment property

0

 

Historical costs

0

 

Accumulated depreciation

0

 

IV. Long-term investments

0

 

1. Investments in affiliates

0

 

2. Investments in business concerns and joint ventures

0

 

3. Other long-term investments

0

 

4. Provisions for devaluation of long-term investments

0

 

V. Other long-term assets

29,000,000

20,025,572

1. Long-term prepaid expenses

0

20,025,572

2. Deferred income tax assets

0

 

3. Other long-term assets

29,000,000

 

VI. Goodwill

 

 

1. Goodwill

 

 

TOTAL ASSETS

42,790,000,000

23,527,920,933

 

LIABILITIES

A- LIABILITIES

37,537,000,000

20,531,321,197

I. Current liabilities

33,956,000,000

20,531,321,197

1. Short-term debts and loans

17,621,000,000

8,097,000,000

2. Payable to suppliers

2,700,000,000

11,552,236,486

3. Advances from customers

12,774,000,000

 

4. Taxes and other obligations to the State Budget

839,000,000

853,739,411

5. Payable to employees

0

 

6. Accrued expenses

0

24,587,800

7. Inter-company payable

0

 

8. Payable according to the progress of construction contracts

0

 

9. Other payable

22,000,000

3,757,500

10. Provisions for short-term accounts payable

0

 

11. Bonus and welfare funds

 

 

II. Long-Term Liabilities

3,581,000,000

 

1. Long-term accounts payable to suppliers

0

 

2. Long-term inter-company payable

0

 

3. Other long-term payable

0

 

4. Long-term debts and loans

3,581,000,000

 

5. Deferred income tax payable

0

 

6. Provisions for unemployment allowances

0

 

7. Provisions for long-term accounts payable

0

 

8. Unearned Revenue

0

 

9. Science and technology development fund

0

 

B- OWNER’S EQUITY

5,253,000,000

2,996,599,736

I. OWNER’S EQUITY

5,253,000,000

2,996,599,736

1. Capital

5,000,000,000

2,000,000,000

2. Share premiums

0

 

3. Other sources of capital

0

 

4. Treasury stocks

0

 

5. Differences on asset revaluation

0

 

6. Foreign exchange differences

1,000,000

 

7. Business promotion fund

0

 

8. Financial reserved fund

0

 

9. Other funds

0

 

10. Retained earnings

252,000,000

996,599,736

11. Construction investment fund

0

 

12. Business arrangement supporting fund

0

 

II. Other sources and funds

0

 

1. Bonus and welfare funds (Elder form)

0

 

2. Sources of expenditure

0

 

3. Fund to form fixed assets

0

 

MINORITY’S INTEREST

0

 

TOTAL LIABILITIES AND OWNER’S EQUITY

42,790,000,000

23,527,920,933

 

 

PROFIT & LOSS STATEMENT

 

Description

FY2011

FY2010

1. Total Sales

55,965,000,000

25,536,239,212

2. Deduction item

0

0

3. Net revenue

55,965,000,000

25,536,239,212

4. Costs of goods sold

28,852,000,000

22,509,895,991

5. Gross profit

27,113,000,000

3,026,343,221

6. Financial income

57,000,000

129,721,213

7. Financial expenses

8,692,000,000

1,597,424,326

- In which: Loan interest expenses

8,692,000,000

1,597,424,326

8. Selling expenses

0

 

9. Administrative overheads

15,355,000,000

1,452,333,725

10. Net operating profit

3,123,000,000

106,306,383

11. Other income

0

 

12. Other expenses

1,186,000,000

169,466

13. Other profit /(loss)

-1,186,000,000

-169,466

14. Total accounting profit before tax

1,937,000,000

106,136,917

15. Current corporate income tax

339,000,000

 

16. Deferred corporate income tax

0

 

17. Interest from subsidiaries/related companies

0

106,136,917

18. Profit after tax

1,598,000,000

 

 

 

FINANCIAL RATIOS AND AVERAGE INDUSTRY RATIOS

 

Description

FY2011

FY2010

Average Industry

Current liquidity ratio

1.18

1.12

1.32

Quick liquidity ratio

0.73

0.47

0.79

Inventory circle

1.90

1.70

5.10

Average receive period

146.14

113.33

106.45

Utilizing asset performance

1.31

1.09

1.57

Liability by total assets

87.72

87.26

71.38

Liability by owner's equity

714.58

685.15

337.52

Ebit / Total assets (ROA)

24.84

7.24

6.72

Ebit / Owner's equity (ROE)

202.34

56.85

28.18

Ebit / Total revenue (NPM)

18.99

6.67

4.85

Gross profit / Total revenue (GPM)

48.45

11.85

12.56

Note: The Average Industry was calculated by VietnamCredit based on our own statistical data

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Fair

Liquidity

 

Medium

Payment status

 

Average

Financial Situation

 

Average

Development trend

 

Stable

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

T/T or L/C

Sale Methods

 

Retailer and Wholesaler

Public opinion

 

Normal

 

 

 

INTERPRETATION ON THE SCORES

 

MEDICAL ELECTRONIC EQUIPMENT COMPANY LIMITED was established in 2003 following business registration number 0102010387, issued on 31st Oct 2003 by Hanoi Department of Planning and Investment. Then, the subject changed to number 0101421276 to be same the tax code on 10th June 2010. Subject’s chartered capital was increased from VND 2 billion to VND 5 billion in 2011, invested by director Mr. Nguyen Manh Tuan (60%) and Ms. Nguyen Thi Thanh Huyen (40%).

 The subject is specializing in trading electronic devices and medical equipments. 100% its products are imported from many foreign countries such as Japan, South Korea, The USA, Germany, China…These are some partners of the subject: MAQUET, HEYER (Germany), NEW TECH, DREW (The USA), NAKAMURA (Japan), BMTECH (Korea)…Sometimes the subject also export its product to Cambodia with a few number. Main market of the subject is Hanoi and northern provinces in Vietnam. The head office of the subject is at No 76 Lac Long Quan Str, Tay Ho Dist, Hanoi city. Besides, it has a warehouse at number 326 Cau Giay street, Cau Giay Dist, Hanoi city. This is registered address of the subject. Premise and facility is normal. Management capacity is average. Now these are 10 staffs working for company.

Financial situation of the subject is normal. The subject has increased its total assets and revenue sharply over years and those numbers are also high comparison with its scale business. In 2011 the subject poured more capital for business but its leverage ratios are still high because the speed up of liabilities is higher. Solvency of the subject is assessed fair, liquidity ratios are increased and equally with average industry. It can meet small financial commitments at present.

 

 

------------ APPENDIX 2 ----------

 

INDUSTRY DATA

 

Industry code

Growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2011

2010

Agriculture, Forestry and Fishing

4.00

2.78

8,887

24,362.9

95,227

Industry and Construction

5.53

7.70

95,217

10,718.9

3,641,376

Trade and Services

6.69

7.52

187,195

15,270.2

6,957,082

 

ECONOMIC INDICATORS

 

 

2011 

2010 

2009 

Population (Million person)

87.84

86.93

86.02

Gross Domestic Products (USD billion)

119

102.2

91

GDP Growth (%)

5.89

6.78

5.32

GDP Per Capita (USD/person/year)

1,300

1,160

1,080

Inflation (% Change in Composite CPI)

18.58

11.75

6.88

State Budget Deficit compared with GDP (%)

4.9

5.8

6.9

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2011 

2010 

2009 

Exports

96.3

72.2

57.1

Imports

105.8

84.8

69.9

Trade Balance

-9.5

-12.6

-12.8

Source: General Statistics Office

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.32

UK Pound

1

Rs.84.60

Euro

1

Rs.72.63

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.