MIRA INFORM REPORT

 

 

Report Date :

05.02.2013

 

IDENTIFICATION DETAILS

 

Name :

DROGUERIA HOFMANN S.A.C.

 

 

Registered Office :

Los Gobelinos 2507 – Renca, Santiago ,XIII Region Metropolitana

 

 

Country :

Chile

 

 

Year of Establishment :

1953

 

 

Legal Form :

Private Stock Company

 

 

Line of Business :

Supplies and trading for pharmaceutical and veterinary areas.

 

 

No. of Employees :

150

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Chile

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Chile - ECONOMIC OVERVIEW

 

Chile has a market-oriented economy characterized by a high level of foreign trade and a reputation for strong financial institutions and sound policy that have given it the strongest sovereign bond rating in South America. Exports account for more than one-third of GDP, with commodities making up some three-quarters of total exports. Copper alone provides one-third of government revenue. During the early 1990s, Chile's reputation as a role model for economic reform was strengthened when the democratic government of Patricio AYLWIN - which took over from the military in 1990 - deepened the economic reform initiated by the military government. Since 1999, growth has averaged 4% per year. Chile deepened its longstanding commitment to trade liberalization with the signing of a free trade agreement with the US, which took effect on 1 January 2004. Chile claims to have more bilateral or regional trade agreements than any other country. It has 59 such agreements (not all of them full free trade agreements), including with the European Union, Mercosur, China, India, South Korea, and Mexico. Over the past seven years, foreign direct investment inflows have quadrupled to some $15 billion in 2010, but foreign direct investment had dropped to about $7 billion in 2009 in the face of diminished investment throughout the world. The Chilean government conducts a rule-based countercyclical fiscal policy, accumulating surpluses in sovereign wealth funds during periods of high copper prices and economic growth, and allowing deficit spending only during periods of low copper prices and growth. As of November 2011, those sovereign wealth funds - kept mostly outside the country and separate from Central Bank reserves - amounted to more than $18 billion. Chile used this fund to finance fiscal stimulus packages during the 2009 economic downturn. In December 2009, the OECD invited Chile to become a full member, after a two year period of compliance with organization mandates, and in May 2010 Chile signed the OECD Convention, becoming the first South American country to join the OECD. The economy started to show signs of a rebound in the fourth quarter of 2009, and GDP grew 5.1% in 2010 and 6.5% in 2011. Chile achieved this growth despite the 8.8 magnitude earthquake that struck in February 2010, which was one of the top 10 strongest earthquakes on record. The earthquake and subsequent tsunamis it generated caused considerable damage near the epicenter, located about 70 miles from Concepcion - and about 200 miles southwest of Santiago.

 

Source : CIA

 

 


Company name & address

DROGUERIA HOFMANN S.A.C.

Los Gobelinos 2507 - Renca
Santiago
XIII Region Metropolitana
CHILE

Telephone          : 56-2-24356000
Fax                   : 56-2-24356070
E_Mail               : tomasf@hofmann.cl  / jjimenez@hofmann.cl, comercial@hofmann.cl  /  drogueria@hofmann.cl
Web Site            : www.hofmann.cl

SUMMARY

Started                           : 1953
Total Employees              : 150
Payments                       : Prompt
Capital                            : 000's$      1.203.666.-

Sic(s) : 5122

Line of Business: Supplies and trading for pharmaceutical and veterinary areas.

Financial indicators

Financial statements could not be obtained, thus financial analysis can not be carried out

COMMERCIAL INFORMATION

Commercial Bulletin       : As at 28/01/2013 subject does not register protested
                                      checks, bank drafts nor promissory notes in the
                                      commercial information bulletin

Labor Bulletin                : As at 28/01/2013 does not register work infringements

Previsional Bulletin         : As at 28/01/2013 does not register social security
                                       infringements

Consolidated delinquency : As at 28/01/2013, subject does not register any
                                         delinquent bill


TRADE REFERENCES

No credit experiences to date were obtained

Detail of Former Trade References
--------------------------------------------------------------------------------
                        Last                                                              
Old      Owes       Purch.                                            Credit

Payment.         Notes                     (000'sUS$)                (000'sUS$)
--------------------------------------------------------------------------------
Since 1993 07-10  Prompt      current

account                    Open            None
Since 1999 08-10  Prompt      invoice                     45.000            None
Since 1993 10-09  Prompt      current

account               Open            None
Since 1993 09-08  Prompt      current

account               Open               -
15 years   10-07  Prompt      current

account               Open               -
20 years   10-07  Prompt      invoice &

check               Open               -
20 years   05-07  Prompt      invoice &

check               Open               -
15 years   04-07  Prompt      current

account               Open            None
15 years   07-06  Prompt      current

account               Open            None
20 years   07-06  Prompt      checks                           -               -
10 years   08-05  Prompt      invoice                    700.000               -
15 years   08-05  Prompt      invoice                       Open               -
10 years   08-04  Prompt      invoice                    700.000               -
10 years   08-04  Prompt      checks                      30.000               -

During the last 6 months, the account holder credit history shows 19 credit
review inquiries requested by financial institutions, credit reporting agencies,
transportation companies, industries.

The account holder credit report reflects no delinquent payment history, no

protests, and no social security and/or work infringements as of the date of

this report.

AVERAGE PAYMENTS IN CHILE

International Risk and Payment Review reported in June 2011

The local delays in payment average 0-1 month.

BANKS

Subject operates with the following banks:

-  Banco de Chile, main office Ahumada 251, Santiago
-  Banco Santander Chile, main office Bandera 140, Santiago
-  Banco Security

OPERATIONS

Line of Business :         Supplies for the pharmaceutical and veteninary area. Import,
                                    distribution and sale of general consumption products,
                                    pharmaceutical, medical, agroveterinary products of high
                                    quality and technology, as well as development of brands.

                                    Baby cosmetics, diapers, olive oil, fertilizers, natural
                                    oils, pets products, hazelnut-based products, etc.

Classification according to commercial activity:

Sic: 5122-0000 Drugs, proprietaries, and sundries
              -0101 Cosmetics
            -0301   Animal medicines
            -0308   Pharmaceuticals

Commercializes

- BAMBINO, Diapers
- BOSQUE NATIVO, Ulmo Honey
- CEREALKO - IGORA BLONDE
- COLMENARES DE PILLAN y REÑIHUE
- DEINAL - IGORA VITAL - KADY
- KAPPUS - LA PEDRIZA
- MONARI FEDERZONI - OXIGENTA
- ROCCHI - SCHWARZKOPF
- SEBORIN - SUCARYL - TAFT
- BD - CIRUGIA - EUROMEDICAL
- JOSTRA - POLYSTAN - MEDIKIT
- MEDLINE - METRO - NOBA - ORFIT
- PARAGON -SPS - SSL - TUBIGRIP
- UNOMEDICAL
- VERNONCARUS - PARANET
- MENTHOLATUM -RIDER SWEET
- AQUAPRO - CALORUB - HOFSA LINE
- LIP-ICE - MICROLIFE
- 3 M
- BIGELAW
- TAGUM
- TRIM
- DENTILIX

Subject is considered as a large company in this line of business, normal competition

Sales

Sales are steady throughout the year

100% wholesalers

National sales territory

Products are sold

National: 100%.

Sales conditions: 1% cash and 99% credit.

Historical exports registered in the Customs National Services

Total       2010 = 000's$ 1.147
Total       2009 = 000's$ 0
Total       2008 = 000's$ 17.502
Total       2007 = 000's$ 27.503
Total       2006 = 000's$ 25.629
Total       2005 = 000's$ 19.209
Total       2004 = 000's$ 19.387

Not exporting currently

Customers

Main customers are: Restaurants,  supermarkets,  wholesale,  line of business'
distributors,  drugstores,  department stores,  perfumer's trade,  hotels.

Purchases

Domestic and international purchases

National: 20%

International: 80%

Imports from Germany, Argentina, Australia, Belgium, Brazil, China, Colombia,
South Korea, Denmark, Spain, Hong Kong, India, England, Israel, Italy, Peru,
Taiwan and United States.

of Imports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
China                                   44,71     45,08
Peru                                    16,20     12,88
United States                           12,20     19,22
Germany                                  6,43      5,62
England                                  4,59      2,86
India                                    3,96      2,86
Brazil                                   3,54      2,63
Argentina                                2,53      2,86
Italy                                    1,20      0,86
Taiwan                                   1,00      1,74
Belgium                                  0,95      0,75
Israel                                   0,92      0,37
Spain                                    0,58      0,54
South Korea                              0,45      0,50
Colombia                                 0,11      0,11
Denmark                                  0,08      0,68
Hong Kong                                0,00      0,00
Australia                                0,00      0,00


Historical registries

Total       2011 = 000's$ 4.648.162                      Accumulated 2012 = 000's$ 4.650.159
Total       2010 = 000's$ 3.966.688
Total       2009 = 000's$ 2.866.580
Total       2008 = 000's$ 4.569.523
Total       2007 = 000's$ 2.855.482
Total       2006 = 000's$ 2.455.383
Total       2005 = 000's$ 2.265.902
Total       2004 = 000's$ 1.892.262


National suppliers

- 3M Chile S.A.
- Becton Dickinson de Chile
- Praxair Chile Ltda.

Foreign suppliers

- Medipharma (Peru)
- Sibo (China)
- Xanax (Mexico)

Employees: 150 employees

Location

-  Industry and administration offices are located at Los Gobelinos 2507 Renca
   Santiago, Chile, commercial area, main street of commercial traffic,
   construction in good conditions

Branches

Subject does not have any branch

RELATED COMPANIES

Subject is related to the following companies:

-  Inmobiliaria Los Gobelinos S.A. (through shareholder)
-  Inmobiliaria Esmeralda Ltda. (through shareholder)

FIXED ASSETS

Real estates

Subject registers real estates

-  Premises, Isidora Goyenecha 2960 Las Condes Santiago-Chile, Fiscal value of
   000's$ 483.133.-, rol Nº 297-1
-  Sites, Panamericana Norte 550 Lt 16 Renca Santiago-Chile, Fiscal value of
   000's$ 37.241.-, rol Nº 218-193

Total fiscal appraisal $520.374.669.-

Inmobiliaria Esmeralda Ltda., is the owner of the property located at
captioned address.

Vehicles

Owns vehicles for the company's use

14 vehicles of various models & brands .

Machinery & Instalations


Equipments and machinery, not specified

INSURANCES

Insurance Company:

-Compañia de Seguros de Credito Continental S.A.


-Liberty Cia. de Seguros Generales S.A.

Due              : Unspecified due dates
In force         : Annual
Risks            : All risks.
Objetive        : Assets in general.

BOARD OF DIRECTORS

President               : Rodolfo Hofmann Jacobson TAX:1228982-0
Director                 : Jeanette Silvia Hofmann Pfeffer TAX:5106380-5
Director                 : Sonia Regina Hofmann Pfeffer TAX:6064641-4
Director                 : Susanne Pfeffer Goldman TAX:1531181-9

ADMINISTRATION

Director and General     : Jeanette Silvia Hofmann Pfeffer TAX:5106380-5
Manager
Director and                  : Sonia Regina Hofmann Pfeffer TAX:6064641-4
Development Manager
Finances Manager         : Oscar Navarro Astudillo
Controller                      : Thomas Freudengerg Neter
Accountant                   : Julio Jiménez Doñas TAX:8037323-6

CURRICULUM

Julio Jiménez Doñas

T A X               : 8037323-6
Studies             : Graduated at Universidad de Chile .
Titled as           : Pharmaceutical Chemist.


LEGAL INFORMATION

Legal Structure       : Private Stock Company
Constitution date     : 12/05/1964. Registered on leaf 4.884 N°2.571 of the
                                Santiago Trade Registry, year 1964, before Notary Luis
                               Azócar Alvarez.
Term of duration      : Indefinite
Legal Address         : Santiago - Chile

Current Social Capital: 000's$ 1.203.666.-Divided to 64.000.- registered shares
                        unique series

Shareholder : 2

-  50,00% Inversiones Sondav Chile S.A.
-  50,00% Inversiones Jeanher Chile S.A.

Power of attorney held by Director and General Manager.

Legal changes

Public Deed dated 10/05/1989, notary Jaime Morandé Orrego, Santiago, published
in the Official Gazette dated 17/05/1989 page N° 8, capital was increased: from
$156.000.000 divided into 40.000 shares, to $633.600.000 divided into 64.000
shares of $9.900 shares of nominal value  $ 9.900 each one.

Public Deed dated 01/06/1989, notary Jaime Morandé Orrego, Santiago, published
in the Official Gazette dated 19/06/1989 page N° 9, capital was increased: from
$633.600.000 divided into 64.000 shares of a nominal value of $9.900 each one,
to $832.640.000 divided into 64.000  no par value shares.

Public Deed dated 21/06/1994, notary Jaime Morandé Orrego, Santiago, published
in the Official Gazette dated 23/07/1994 page N° 14, statutes were modified:
Subject was divided into three companies. One of them will keep subject's
business name, and will continue the same current line of business, taking the
assets and liabilities indicated on deed (subject). The other two companies
created from this division will be named "Inversiones La Reina" and "Inversiones
Los Herreros S.A.", both of them will be engaged in investment in real estates,
goods and chattels, securities and others.-

Once the net worth was distributed among the three companies, it was
stipulated that subject's capital will be $ 1.203.665.911.- divided into 64.000
no par value and equal shares - totally subscribed and paid - and a new
rewritten text of statutes was established indicating that subject's business
name will be "Droguería Hofmann S.A.C.", addressed in Santiago with indefinite
term of duration. Its line of business will be development of pharmaceutical
wholesaler in the most ample forms, and the purchase and sale, import and export
of specific products, drugs, toiletries and others alike.

Public Deed dated 05/04/2005, notary Alvaro Bianchi Rosas, Santiago, published
in the Official Gazette dated 20/04/2005 page N° 9, corporate purpose was
modified: to the import, export, purchase, sale, distribution, production,
elaboration and conversion, rental, brokerage or any other form of development
of any and every type of movable goods, such as raw materials,
semi-elaborated/manufactured products of industrial, commercial, agricultural,
fruit, plantation or cattle, material or non-material business nature, by self
or third parties account, specially sweeteners, food for human and animal
consumption, canned food, sodas, liquor and diet beverages, juices, and alike,
hospital and/or clinic supplies, home articles and ware, and also hardwares,
fertilizers and seeds, patents, methods, systems, machinery, and other tangible
and intangible assets for the chemical, veterinary, cosmetic, and pharmaceutical
industries' activities in general, and also for cleaning, sanitization and
industrial cleaning,  home and personal cleaning.

HISTORY

Subject was founded in the 50's by Rodolfo Hofmann Jacobson. It was
originally engaged in the distribution of pharmaceutical products.

INFORMATION SOURCES

On 30/01/2013 Miss. Gladys Zamanillo, General Manager Assistant,  declined
financial figures,  however, submitted the data shown in this report.

-Other outside information sources.


 

 

 

 

 

 

 

 

 

 

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.97

UK Pound

1

Rs.83.17

Euro

1

Rs.72.20

 

INFORMATION DETAILS

 

Report Prepared by :

NLM

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.