MIRA INFORM REPORT

 

 

Report Date :

05.02.2013

 

IDENTIFICATION DETAILS

 

Name :

IMPORTADORA Y EXPORTADORA LEO LTDA. ( LEO LTDA. )

 

 

Registered Office :

Manzana 9 Galpon 80 Iquique I Region De Tarapacá

 

 

Country :

CHILE

 

 

Date of Incorporation :

01.08.2001

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Import and export of textile products.

 

 

No. of Employees :

12

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

Without Financials

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Chile

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

CHILE - ECONOMIC OVERVIEW

 

Chile has a market-oriented economy characterized by a high level of foreign trade and a reputation for strong financial institutions and sound policy that have given it the strongest sovereign bond rating in South America. Exports account for more than one-third of GDP, with commodities making up some three-quarters of total exports. Copper alone provides one-third of government revenue. During the early 1990s, Chile's reputation as a role model for economic reform was strengthened when the democratic government of Patricio AYLWIN - which took over from the military in 1990 - deepened the economic reform initiated by the military government. Since 1999, growth has averaged 4% per year. Chile deepened its longstanding commitment to trade liberalization with the signing of a free trade agreement with the US, which took effect on 1 January 2004. Chile claims to have more bilateral or regional trade agreements than any other country. It has 59 such agreements (not all of them full free trade agreements), including with the European Union, Mercosur, China, India, South Korea, and Mexico. Over the past seven years, foreign direct investment inflows have quadrupled to some $15 billion in 2010, but foreign direct investment had dropped to about $7 billion in 2009 in the face of diminished investment throughout the world. The Chilean government conducts a rule-based countercyclical fiscal policy, accumulating surpluses in sovereign wealth funds during periods of high copper prices and economic growth, and allowing deficit spending only during periods of low copper prices and growth. As of November 2011, those sovereign wealth funds - kept mostly outside the country and separate from Central Bank reserves - amounted to more than $18 billion. Chile used this fund to finance fiscal stimulus packages during the 2009 economic downturn. In December 2009, the OECD invited Chile to become a full member, after a two year period of compliance with organization mandates, and in May 2010 Chile signed the OECD Convention, becoming the first South American country to join the OECD. The economy started to show signs of a rebound in the fourth quarter of 2009, and GDP grew 5.1% in 2010 and 6.5% in 2011. Chile achieved this growth despite the 8.8 magnitude earthquake that struck in February 2010, which was one of the top 10 strongest earthquakes on record. The earthquake and subsequent tsunamis it generated caused considerable damage near the epicenter, located about 70 miles from Concepcion - and about 200 miles southwest of Santiago.

Source : CIA


IDENTIFICATION                        

IMPORTADORA Y EXPORTADORA LEO LTDA. ( LEO LTDA. )

Manzana 9 Galpon 80
Iquique
I Region De Tarapacá
CHILE

Telephone         : 56-57-576720, 56-57-576721, 56-57-576722
Fax                   : 56-57-576723

E_Mail              : osvaldo.vivar@leosanjuan.cl / juan.reyes@leosanjuan.cl
Web Site           : www.leosanjuan.cl

SUMMARY

Started                         : 2001
Total Employees              : 12
Payments                     : See Commercial Record
Capital                          : 000's$          6.000.-

Sic(s) : 5131

Line of Business: Import and export of textile products.

Financial indicators

Financial statements could not be obtained, thus financial analysis can not be
carried out

COMMERCIAL INFORMATION

Commercial Bulletin      : As at 28/01/2013 subject registers protested bills in
                                    the commercial information bulletin
Detail of Protests

Date            : 14/03/2008
Note            : Check
Value           : Ch$ 70.856,00
Bulletin        : 0 Página : 0
Drawer          : Santander Chile
City              : Iquique

Date            : 06/03/2008
Note            : Check
Value           : Ch$ 339.859,00
Bulletin        : 0 Página : 0
Drawer          : Santander Chile
City              : Iquique

Date            : 22/02/2008
Note            : Check
Value           : Ch$ 245.960,00
Bulletin        : 0 Página : 0
Drawer          : Santander Chile
City              : Iquique

Labor Bulletin           : As at 28/01/2013 does not register work infringements

Previsional Bulletin     : As at 28/01/2013 does not register social security infringements

Consolidated delinquency : As at 28/01/2013, subject registers the following delinquent bills

Detail of Delinquent Debts

Date      : 07/06/2011
Note      : Invoice
Value     : Ch$ 50.079,00
Drawer    : Entel S.A.
City        : -

Date      : 09/05/2011
Note      : Invoice
Value     : Ch$ 50.467,00
Drawer    : Entel S.A.
City         : -

Date      : 10/03/2011
Note      : Invoice
Value     : Ch$ 49.155,00
Drawer    : Entel S.A.
City         : -

Date      : 07/02/2011
Note      : Invoice
Value     : Ch$ 50.642,00
Drawer    : Entel S.A.
City         : -

Date      : 08/07/2011
Note      : Invoice
Value     : Ch$ 50.218,00
Drawer    : Entel S.A.
City         : -

Date      : 21/01/2011
Note      : Invoice
Value     : Ch$ 89.365,00
Drawer    : Entel S.A.
City          : -

Date      : 07/01/2011
Note      : Invoice
Value     : Ch$ 44.638,00
Drawer    : Entel S.A.
City         : -

Date      : 07/04/2011
Note      : Invoice
Value     : Ch$ 49.725,00
Drawer    : Entel S.A.
City         : -
Subject registers 15 Invoice amounting Ch$ 1.079.325 did not publish details.

TRADE REFERENCES

Do not trade with domestic suppliers

The account holder credit report reflects no social security and/or work infringements as of the date of this report.

Registers 3 protests of documents and 15 delinquent payments.

During the last 6 months, the account holder credit history shows 0 credit review inquiry.

AVERAGE PAYMENTS IN CHILE

International Risk and Payment Review reported in June 2011

The local delays in payment average 0-1 month.

OPERATIONS 

Line of Business : Import and export of textile products.

Classification according to commercial activity:

Sic: 5131-0000 Piece goods and notions
         -0100 Piece goods and other fabrics
         -0121 Yard goods, woven
         -0115 Rayon fabrics

Subject is considered as a large company in this line of business, strong competition

Sales

Sales are steady throughout the year

100% wholesalers

International sales territory

International: 100%.

Customers

Main customers are: Foreign companies.

The 2 most important customers are:

International Customers: Paulino Monzon Condori Bolivia,  Carmen Monzon Condori Bolivia,

Purchases

International purchases only

International: 100%

-  Imports from China and India.

Employees: 12 employees

Location

-  Administration offices at Manzana 9 Galpon 80 Iquique, Chile

Branches


International

-  Sales room at Av. Marisol Santa Cruz- Edificio La Primavera Block B Piso 10
   Of. 7-teléfono 591-22353908 La Paz Bolivia

RELATED COMPANIES 

Subject is related with the following company:

-  Costa Norte Group S.A. T A X 76160261-6
-  Import. y Export. San Juan Ltda. T A X 76155090-K (same address)


FIXED ASSETS

Real estates

Subject does not register real estates

Vehicles

Subject has no vehicles

Machinery & Instalations

Used equipment

-  Equipments , warehouse , electric transpallet for double pallets  and office installations .

INSURANCES 

Subject is insured, but name of insurance company is not disclosed
Cover for goods in transit and against all risks. Hired in different companies.

ADMINISTRATION

General Mgr. & Partner   : Juan Esteban Reyes Reyes

LEGAL INFORMATION 

Legal Structure              : Limited Liability Partnership
Constitution date           : 01/08/2001
Notary                                      : Francisco Yáber Lozano, Iquique
Term of duration            : 5 Year automatically renewable for equal and successive periods
Legal Address               : Iquique
Published in                  : Official Gazette dated 11/09/2001 page Nº 24

Current Social Capital: 000's$ 6.000.-
Social Initial Capital: 000's$ 6.000.-

Partner :

-  99,00% Juan Esteban Reyes Reyes
-   1,00% Uberlinda Rosa Reyes Báez

Administration is held by General Mgr. & Partner.

Legal changes

Public Deed dated 01/02/2002, notary Sergio Yáber Simón, Iquique, published in
the Official Gazette dated 12/02/2002 page N° 32, partners were modified: Ana
María Gómez Godoy ceded 1% of her rights to Uberlinda Rosa Reyes Báez, who
joined the partnership, and 49% to Juan Esteban Reyes Reyes. Only partners are:
Juan Esteban Reyes Reyes (99%) and Uberlinda Rosa Reyes Báez (1%).

INFORMATION SOURCES

Mr. Juan Esteban Reyes Reyes,  General Mgr. & Partner,  submitted
the data shown in this report.

Note

The company is transferring commercial operations to related company Costa
Norte Group S.A.

-Other outside information sources.

Exchange rate

-As at 31/01/2013 $471,40 Per US$

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.97

UK Pound

1

Rs.83.17

Euro

1

Rs.72.20

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.