MIRA INFORM REPORT

 

 

Report Date :

06.02.2013

 

IDENTIFICATION DETAILS

 

Name :

LEDERART GMBH

 

 

Registered Office :

Kölner Str. 341, D 45481 Mülheim

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

19.06.2001

 

 

Com. Reg. No.:

HRB 16042

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Wholesale of leather goods, luggage, giftware and  advertising articles

 

 

No. of Employees :

5

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

germany - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.0% in 2011. GDP contracted 5.1% in 2009 but grew by 3.6% in 2010, and 2.7% in 2011. The recovery was attributable primarily to rebounding manufacturing orders and exports - increasingly outside the Euro Zone. Germany's central bank projects that GDP will grow 0.6% in 2012, a reflection of the worsening euro-zone financial crisis and the financial burden it places on Germany as well as falling demand for German exports. Domestic demand is therefore becoming a more significant driver of Germany's economic expansion. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's budget deficit to 3.3% in 2010, but slower spending and higher tax revenues reduce the deficit to 1.7% in 2011, below the EU's 3% limit. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its energy and 46% of its base-load electrical production.

 

Source : CIA

 

 

 

 COMPANY NAME & ADDRESS

 

 LEDERART GMBH

 

 Company Status:          active

                                    Kölner Str. 341

                                    D 45481 Mülheim

                                    Telephone:0208/469318-0

                                    Telefax:  0208/46931820

                                    E-mail:   info@lederart.net

 

 CONCLUSION

 

 Business relations are permissible.

 

Registration data

 

 LEGAL FORM               Private limited company

 Date of foundation:        19.06.2001

 Shareholders'

 agreement:                    19.06.2001

 Registered on:              12.07.2001

 Commercial Register:    Local court 47051 Duisburg

 under:                           HRB 16042

 

 Share capital:                 EUR             25,000.00

 

Shareholder

 

 Shareholder:

                      Petra Pampus-Martin

                      Graf-Wirich-Str. 23

                      D 45479 Mülheim

                      born: 26.07.1956

                      née: Pampus

                      Share:             EUR             12,500.00

 Shareholder:

                      Klaus Erwin Eugen Martin

                      Graf-Wirich-Str. 23

                      D 45479 Mülheim

                      born: 21.04.1953

                      Share:             EUR             12,500.00

 Manager:

                      Petra Pampus-Martin

                      Graf-Wirich-Str. 23

                      D 45479 Mülheim

                      having sole power of representation

                      born: 26.07.1956

                      née: Pampus

                      Profession: Businessman

                      Marital status: married

                      to:         Klaus Erwin Eugen Martin

                                  born 21.04.1953

 Manager:

                      Klaus Erwin Eugen Martin

                      Graf-Wirich-Str. 23

                      D 45479 Mülheim

                      having sole power of representation

                      born: 21.04.1953

                      Profession: Businessman

                      Marital status: married

                      to:         Petra Pampus-Martin

                                  born Pampus

                                  born 26.07.1956

 

 Further functions/participations of Petra Pampus-Martin (Manager)

 Shareholder:

                      Outdoor Bags GmbH

                      Kassenberg 56

                      D 45479 Mülheim

                      Legal form: Private limited company

                                  dissolved

                      Share capital:     EUR             25,564.60

                      Share:                 EUR             12,782.30

                      Registered

                      on:         12.08.1994

                      Reg. data:  47051 Duisburg, HRB 15205

 

 BUSINESS ACTIVITIES

 

 Secondary industrial sector

 46493   Wholesale of leather goods, luggage, giftware and

 advertising articles

 

 FINANCIAL INFORMATION

 

 Payment experience:  within 30 days

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2011

 

 

 

 REAL ESTATE

 

 Type of ownership:        Tenant

 Address                       Kölner Str. 341

                                     D 45481 Mülheim

 

 Land register documents were not available.

 

 BANKERS

 

 SPARKASSE MÜLHEIM AN DER RUHR, MÜLHEIM AN DER RUHR

 Sort. code: 36250000, BIC: SPMHDE3EXXX

 

 FINANCIAL FIGURES

 

 Turnover:            2012               EUR            900,000.00

 Profit:              2011               EUR             57,295.00

 further business figures:

 Ac/ts receivable:                       EUR            113,589.00

 Liabilities:                            EUR            171,217.00

 Employees:                                                      5

 

 The aforementioned business figures may partly be estimated information based on average values in the line of business.

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 36.96

 Liquidity ratio:                   1.02

 Return on total capital [%]:      17.78

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 48.08

 Liquidity ratio:                   4.78

 Return on total capital [%]:      13.31

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 95.38

 Liquidity ratio:                  10.00

 Return on total capital [%]:      -2.63

 

 Balance sheet ratios 01.01.2008 - 31.12.2008

 Equity ratio [%]:                 81.34

 Liquidity ratio:                  10.00

 Return on total capital [%]:       0.76

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR            324,235.81

  Fixed assets                           EUR             32,889.00

   Intangible assets                     EUR              3,882.00

    Other / unspecified intangible assetsEUR              3,882.00

   Tangible assets                       EUR             29,007.00

    Other / unspecified tangible assets  EUR             29,007.00

  Current assets                         EUR            291,226.81

   Stocks                                EUR            118,272.03

   Accounts receivable                   EUR            113,588.53

    Other debtors and assets             EUR            113,588.53

   Liquid means                          EUR             59,366.25

  Remaining other assets                 EUR                120.00

   Accruals (assets)                     EUR                120.00

 

 LIABILITIES                             EUR            324,235.81

  Shareholders' equity                   EUR            121,072.35

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Balance sheet profit/loss (+/-)       EUR             96,072.35

    Profit / loss brought forward        EUR             38,777.68

    Annual surplus / annual deficit      EUR             57,294.67

  Provisions                             EUR             31,946.57

  Liabilities                            EUR            171,216.89

   Other liabilities                     EUR            171,216.89

    Unspecified other liabilities        EUR            171,216.89

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR            308,845.89

  Fixed assets                           EUR              4,293.00

   Intangible assets                     EUR              1,083.00

    Other / unspecified intangible assetsEUR              1,083.00

   Tangible assets                       EUR              3,210.00

    Other / unspecified tangible assets  EUR              3,210.00

  Current assets                         EUR            304,402.89

   Stocks                                EUR             85,299.42

   Accounts receivable                   EUR            101,787.62

    Other debtors and assets             EUR            101,787.62

   Liquid means                          EUR            117,315.85

  Remaining other assets                 EUR                150.00

   Accruals (assets)                     EUR                150.00

 

 LIABILITIES                             EUR            308,845.89

  Shareholders' equity                   EUR             63,777.68

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Balance sheet profit/loss (+/-)       EUR             38,777.68

    Profit / loss brought forward        EUR             -2,246.67

    Annual surplus / annual deficit      EUR             41,024.35

  Provisions                             EUR             21,475.00

  Liabilities                            EUR            223,593.21

   Other liabilities                     EUR            223,593.21

    Unspecified other liabilities          EUR            223,593.21

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.29

UK Pound

1

Rs.83.96

Euro

1

Rs.71.87

 

INFORMATION DETAILS

 

Report Prepared by :

NLM

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.