MIRA INFORM REPORT

 

 

Report Date :

06.02.2013

 

IDENTIFICATION DETAILS

 

Name :

SAURASHTRA FUELS PRIVATE LIMITED

 

 

Registered Office :

C/93, 9th Floor, Mittal Tower, Nariman Point, Mumbai – 400021, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

06.12.1993

 

 

Com. Reg. No.:

11-075455

 

 

Capital Investment / Paid-up Capital :

Rs. 49.501 millions

 

 

CIN No.:

[Company Identification No.]

U23200MH1993PTC075455

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMS18257B

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of low ash metallurgical coke (LAM coke).

 

 

No. of Employees :

1000 (Approximately)

 

 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (28)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 1140000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track record. Latest financials are not available. Mr. Vikas Sawant (Import Export Manager) provided to us all information. Sales turnover seems to be increasing during the year 2012 but the financials are not verified. From the verified financials of 2010. It seems that the company has continuously incurred a loss from its operation. However, trade relations are reported as fair. Business is active. Payments are unknown.

 

The company can b considered for business dealings with some caution.

 

Note:

Due to technical error in the government sites, we hereby provide you the report with available details and we would provide you with a on the same company as soon as we get the additional information.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

ICRA

Rating

B (Fund Based Limit)

Rating Explanation

The risk prone credit quality. It carry high credit risk.

Date

October 2011

 

Rating Agency Name

ICRA

Rating

A4 (Non Fund Based Limits)

Rating Explanation

The risk prone credit quality. It carry high credit risk.

Date

October 2011

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Vikas Sawant

Designation :

Import Export Manager

Contact No.:

91-22-40467500

Date :

06.02.2013

 

 

LOCATIONS

 

 

Registered/Corporate Office :

Office 93, 9th Floor, Mittal Tower, Nariman Point, Mumbai – 400021, Maharashtra, India

Tel. No.:

91-22-66550621 / 40467500

Fax No.:

91-22-66550623

E-Mail :

vikassawant@saurashtracorp.com

mumbai@saurashtracorp.com

Website:

www.saurashtracorp.com

Location:

Owned

 

 

Porbandar Office :

4th Floor, Shree Chambers, Opposite M.E.M.School, Near Kamla Nehru Baug, Porbander-360575, Gujarat, India

Tel. No.:

91-286-2243586

Fax No.:

91-286-2240908

 

 

Ahmedabad Office :

202, Sarthik – II, Opposite Rajpath Club, S.G. Highway, Ahmedabad – 380054, Gujarat, India

Tel. No.:

91-79-40227500

Fax No.:

91-79-40034142

E-Mail :

riteshoza@saurashtracorp.com

 

 

Mundra Office :

Maha Shakti Coke, 2nd Floor, Saurashtra CFS, Admin Building, Bharat CFS Zone-1 MP and SEZ Limited Road, Mundra-370421 (District Kutch), Gujarat, India

Tel. No.:

91-2838-222525

Fax No.:

91-2838-224141

 

 

Factory 1 :

Village Lakhapur and Baraya, Mundra, Kutch – 370421, Gujarat, India

 

 

Factory 2 :

Village Bhod, Ranavav, Porbandar – 360575, Gujarat, India

 

 

 

 

DIRECTORS

 

 

Name :

Mr. Dipak Santosh Agarwalla

Designation :

Director

Address :

13/14, 13th Floor, Buckley Court, Wodehouse Road, Colaba, Mumbai - 400005, Maharashtra, India

Date of Appointment :

06.12.1993

DIN No.:

00267085

 

 

Name :

Mr. Surendra Kumar Sinha

Designation :

Director

Address :

Brahma House, Dhirendra Puram, Dhaiya, P.O-ISM, Dhanbad - 826004, Jharkhand, India

Date of Appointment :

06.12.2003

DIN No.:

01511505

 

 

KEY EXECUTIVES

 

 

Name :

Mr. Vikas Sawant

Designation :

Import Export Manager

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 25.08.2011

 

Names of Shareholders

No. of Shares

Dipak Agarwalla

181750

Surendra Kumar Sinha

1624890

Dipak Agarwalla – HUF

72800

Vibha Agarwalla

78800

Molshree Trade Invest Private Limited, India

166600

Divyajyoti Holdings Private Limited, India

166600

Surendra Kumar Sinha – HUF

33550

Navin Kumar Sinha

150000

Great Valley Company Limited, India

1475100

Kirti G. Saparia

10

Total

4950100

 

Equity Share Break up (Percentage of Total Equity)

As on 25.08.2011

 

Category

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

29.80

Bodies corporate

29.08

Directors or relatives of Directors

41.12

Total

100.00

 

 

BUSINESS DETAILS

 

 

Line of Business :

Manufacturer of low ash metallurgical coke (LAM coke).

 

 

Exports :

 

Products :

Low ash metallurgical coke (LAM coke).

Countries :

v      Pakistan

v      Korea

v      Kuwait

v      Europe Country

v      Bangladesh

v      Brazil

 

 

Imports :

 

Products :

Raw Material

Countries :

Australia

 

 

Terms :

 

Selling :

Cash / Credit

 

 

Purchasing :

Cash / Credit

 

 

GENERAL INFORMATION

 

 

Suppliers :

F. F. Trading Corporation, Pakistan

 

 

Customers :

End Users

 

 

No. of Employees :

1000 (Approximately)

 

 

Bankers :

v      State Bank of India, Commercial Branch, Paramsiddhi Complex, Opposite V. S. Hospital, Ellis Bridge, Ahmedabad – 380006, Gujarat, India

v      State Bank of Hyderabad

v      State Bank of Travancore

v      ING Vysya Bank Limited

v      Development Credit Bank Limited

v      HDFC Bank Limited

v      ICICI Bank

v      Punjab National Bank, Sola Road Branch, Sola Road Ahmedabad-380061, Gujarat,  India

v      Union Bank of India, Overseas Branch, Union Bank Bhavan, Ground Floor, 239, Vidhan Bhavan Marg, Nariman Point Mumbai-400021, Maharashtra, India

v      State Bank of Saurashtra Bhadra Branch, Ahmedabad, Gujarat, India

 

 

Facilities :

Secured Loan

As on 31.03.2010

(Rs. In Millions)

As on 31.03.2009

(Rs. In Millions)

Bank Term Loans

487.141

439.590

Secured Loans in Foreign Currency

4.883

55.800

Vehicle Loan

56.044

87.822

Bank CC/ OD Loans

55.344

21.428

Bank  - Working Capital Term Loan

1250.000

0.000

Bank – Funded Interest Term Loan

82.828

0.000

Total

1936.240

604.640

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Pravin Kumar and Associates

Chartered Accountants

Address :

33/ 2nd Floor, 160, Dr. D.N. Road, Mumbai – 400001, Maharashtra, India

PAN No.:

AABPA5760C

 

 

Subsidiaries :

·         Saurashtra Ferrous Private Limited

CIN No.: U27100MH2005PTC152830

·         Kutch Coal Carbonization Private Limited

CIN No.: U10102GJ2002PTC040374

·         Hindustan Fuels Private Limited

·         CIN No.: U10102GJ2004PTC044337

·         Classic Energy (India) Private Limited

CIN No.: U23100GJ2004PTC044962

·         Kandla Powers Private Limited

CIN No.: U40100MH2004PTC149461

·         Saurashtra World Holding Private Limited

 

 

Enterprise under significant Influence of key management personnel :

·         DKS Shipping Private Limited

·         Saurashtra Exims Private Limited

·         Brahma Refectories Private Limited

·         Swapnalok Properties Private Limited

·         Magnum Shipping

·         Saurashtra Containers Private Limited

·         Saurashtra Power Private Limited

 

 

CAPITAL STRUCTURE

 

As on 31.03.2010

 

Authorized Capital:

 

No. of Shares

Type

Value

Amount

 

 

 

 

7,500,000

Equity Shares

Rs.10/- each

Rs.75.000 Millions

 

 

 

 

 

 

 

 

 

Issued, Subscribed & Paid-up Capital:

 

No. of Shares

Type

Value

Amount

 

 

 

 

4,950,100

Equity Shares

Rs.10/- each

Rs.49.501 Millions

 

 

 

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

49.501

49.501

49.501

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

235.426

509.294

971.421

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

284.927

558.795

1020.922

LOAN FUNDS

 

 

 

1] Secured Loans

1936.240

604.640

1142.719

2] Unsecured Loans

783.257

523.038

420.856

TOTAL BORROWING

2719.497

1127.678

1563.575

DEFERRED TAX LIABILITIES

0.000

0.000

228.129

 

 

 

 

TOTAL

3004.424

1686.473

2812.626

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

1142.059

1438.020

1762.799

Capital work-in-progress

0.000

6.089

17.619

 

 

 

 

INVESTMENT

304.929

374.508

110.936

DEFERREX TAX ASSETS

102.540

100.277

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

3678.425

3768.767

1744.791

 

Sundry Debtors

347.830

116.003

656.849

 

Cash & Bank Balances

95.614

293.541

482.218

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

173.574

232.788

237.934

Total Current Assets

4295.443

4411.099

3121.792

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Other Current Liabilities

2816.565

4642.473

2112.413

 

Provisions

23.982

1.047

            88.107

Total Current Liabilities

2840.547

4643.520

2200.520

Net Current Assets

1454.896

(232.421)

921.272

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

3004.424

1686.473

2812.626

 


 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

 

SALES

 

 

 

 

 

Income

5408.556

9202.190

3379.724

 

 

Other Income

471.802

86.168

92.514

 

 

TOTAL                                     (A)

5880.358

9288.358

3472.238

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Raw material consumption

5404.489

6283.981

2205.233

 

 

Cost of Trade goods

196.367

2126.860

415.474

 

 

Stores consumed

9.985

20.265

10.405

 

 

Power and fuel oil

78.830

62.660

28.936

 

 

Employees cost

93.103

119.499

57.217

 

 

Repairs and maintenance

55.065

140.326

120.459

 

 

Director remuneration

27.603

26.811

17.000

 

 

Establishment and other Exp

201.331

79.788

132.088

 

 

Selling and Distribution exp

114.945

97.139

61.518

 

 

Increase/(Decrease ) in stock

(506.290)

635.732

(534.071)

 

 

TOTAL                                     (B)

5675.428

9593.061

2514.259

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

204.930

(304.703)

957.979

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

255.628

202.641

106.917

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                               (E)

(50.698)

(507.344)

851.062

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

213.407

273.016

135.768

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX (E-F)                  (G)        

(264.105)

(780.360)

715.294

 

 

 

 

 

Less

TAX                                                                  (H)

9.762

318.233

336.446

 

 

 

 

 

 

PROFIT/ (LOSS) AFTER TAX (G-I)                     (I)

        (273.867)

(462.127)

378.848

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

469.294

931.421

552.573

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

195.427

 469.294

931.421

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

F. O. B value of Export

518.211

2706.373

34.053

 

TOTAL EARNINGS

518.211

2706.373

34.053

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Traded Goods

110.528

1079.360

368.716

 

 

Raw Materials

4532.562

8201.049

2657.514

 

TOTAL IMPORTS

4643.090

9280.409

3026.230

 

 

 

 

 

 

Earnings Per Share (Rs.)

(55.32)

(93.35)

76.53

 

Particulars

 

 

31.03.2012

31.03.2011

Sales Turnover (Approximately)

 

15000.000

12000.000

 

 

 

 

 

Expected Sales ( 2012-13 ) : Rs. 10000.000 millions [Due to Market Condition]

 

The above information has been parted by Mr. Vikas Sawant

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

PAT / Total Income

(%)

(4.65)

(4.97)

10.91

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(4.88)

(8.48)

21.16

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(4.85)

(13.34)

0.14

 

 

 

 

 

Return on Investment (ROI)

(PBT/Net worth)

 

(0.92)

(1.39)

0.70

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

1.96

10.32

3.68

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.51

0.94

1.41

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

----

14]

Estimation for coming financial year

Yes

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

Yes

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

----

22]

Litigations that the firm / promoter involved in

----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

----

26]

Buyer visit details

----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

OPERATIONS

 

The Company has produced 389605 MT of Low Ash Metallurgic Coke (LAM Coke) as against 330849, registering a growth of 17% as compared to the previous year.

 

The Coke demand is expected to increase in view of the expansion of steel capacity in India as well as globally. The company is of the view that the prices of the coke will increase in-coming months due to expected increase in demand in the domestic as well as the international market, as currently China is not in the Market.

 

The Company is operating two wind mills in Gujarat which is mainly for captive consumption and performance of the above is satisfactory.

 

UNSECURED LOAN:

 

Unsecured Loan

As on 31.03.2010

(Rs. In Millions)

As on 31.03.2009

(Rs. In Millions)

Loans

172.258

1.750

Deferred Sales Tax Liabilities

610.999

521.288

Total

783.257

523.038

 

Contingent Liabilities not provided for (31.03.2010):

 

·         Corporate Guarantee in favour of Subsidiary and Associate Company – Rs.709.000 Millions

·         Guarantees issued to the Company by its banker secured by fixed deposits – Rs.3.044 Millions

·         Outstanding Bills discounted by bank – Rs.6.362 Millions

·         For Income tax demand pending under Appeals – 129.994 Millions

·         Sales Tax – Rs.6.211 Millions

·         Estimated amount of contracts remaining to be executed on capital account and not provided – Nil

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number of the company

U23200MH1993PTC075455

Name of the company

SAURASHTRA FUELS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

Office 93, 9th Floor, Mittal Tower, Nariman Point, Mumbai – 400021, Maharashtra, India

Email Id : mumbai@saurashtracorp.com

This form is for

Creation of charge

Type of charge

Immovable property

Particular of charge holder

State Bank of India, Commercial Branch, Paramsiddhi Complex, Opposite V.S. Hospital, Ellis Bridge, Ahmedabad – 380006, Gujarat, India

Email Id : rm.1cbahm@sbi.co.in

Nature of instrument creating charge

Supplemental Memorandum of deposit of title deeds for extension of equitable mortgage

Date of instrument Creating the charge

07.07.2011

Amount secured by the charge

Rs.3536.200 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

1.Term Loan and Working Capital Term Loan: 1.00% below SBAR with reset after two years

2.Funded Interest Term Loan:- 2.00% below SBAR

3.FBWC Limit

 

Terms of repayment

FBWC : Payable on demand

Term Loan, Working Capital Term Loan (WCTL) and Funded Interest Term Loan (FITL) to be repaid in 24 quarterly installments commencing after moratorium period of two years i.e. repayment to commence from June 2011 in stepped up basis

 

Margin

Stocks-25%, Receivables/Book debts (cover 90 days) -50%, Letter of Credit (Max. usance 180 days)- 15% and Bank Guarantee-15%

 

Extent and operation of the charge

First Pari passu Charge over the immovable Property at Mundra ,Probandar and one Wind Mill at S.No. 380/p, Village Lamba, to secure term lenders for their aggregate limit of Rs.2120.700 Millions and Exclusive pari passu basis over the immovable Property at (1) Plot No. 22 paiki, porbandar, (2) C/93 and C/91 Mittal Tower, Nariman Point Mumbai and Office No 720,721 and 722 at Vasundhara complex , Porbandar to secure total limit of Rs.1415.500 Millions to WC lenders

 

Other

Company has created equitable mortgage (EM) on 24.12.2009 and same has been registered under CID 10201417 for Hypothecation of movable assets and EM of Immovable property for total facility of Rs.2598.100 Millions. Now Company/bank want to split the charge (a) for hypothecation of movable assets and (b) for mortgage of Immovable Property Hence fresh charge over the immovable prop. for present enhancement aggregate facility of Rs.3536.200 Millions is being filed

Short particulars of the property charged (Including location of the property)

Survey No. 170/1, admeasuring 42489 sq. mtrs, situated at Village- Bhod, Taluka - Ranavav, District -Porbandar, Gujarat

Survey No. 170/2, admeasuring 42489 sq. mtrs, situated at Village- Bhod, Taluka - Ranavav, District -Porbandar, Gujarat

Survey No. 171, admeasuring 56859 sq. mtrs, situated at Village- Bhod, Taluka - Ranavav, District -Porbandar, Gujarat

Survey  No. 176/4, admeasuring 9004 sq. mtrs, situated at Village- Bhod, Taluka - Ranavav, District -Porbandar, Gujarat

Survey No. 165 admeasuring 30255 sq. mtrs & Survey No. 167 admeasuring 41787 sq. mtrs situated at Village- Lakhapar, Taluka Mundra, Dist. Kachchh, Gujarat

Survey No. 166/1 admeasuring 63435 sq. mtrs  situated at Village- Lakhapar, Taluka Mundra, Dist. Kachchh, Gujarat

Survey No. 168 admeasuring 34702 sq. mtrs  situated at Village- Lakhapar, Taluka Mundra, Dist. Kachchh, Gujarat

Survey No. 170 admeasuring 51800 sq. mtrs  situated at Village- Lakhapar, Taluka Mundra, Dist. Kachchh, Gujarat

Survey No. 44 admeasuring 35309 sq. mtrs  situated at Village- Baraya, Taluka Mundra, Dist. Kachchh, Gujarat

Other immovable Properties

 

TRADE REFERENCES:

 

v      F. F. Trading Corporation, Pakistan

 

Fixed Assets

 

v      Free hold land

v      Building-Factory –Office- Resevio

v      Building-office

v      Plant and Machinery

v      Wind Mills

v      Furniture and Fixture

v      Office equipments

v      Computer

v      Weighbridge

v      Vehicles

v      Ship M V Shakti

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.29

UK Pound

1

Rs.83.97

Euro

1

Rs.71.88

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

NID

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

4

--CREDIT LINES

1~10

2

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

28

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

 

NB

New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.