MIRA INFORM REPORT

 

 

Report Date :

06.02.2013

 

IDENTIFICATION DETAILS

 

Name :

VML COMERCIAL IMPORTADORA E EXPORTADORA LTDA

 

 

Registered Office :

Avenida João Baptista Parra, 633 Sala 1901 - Praia Do Suá 29052-123 - Vitória/Es

 

 

Country :

Brazil

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

28.06.2007

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Wholesale of Goods in General.

 

 

No. of Employees :

29

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Brazil - ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. In 2008, Brazil became a net external creditor and two ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. Rising inflation led the authorities to take measures to cool the economy; these actions and the deteriorating international economic situation slowed growth to 2.7% for 2011 as a whole, though forecasts for 2012 growth are somewhat higher. Despite slower growth in 2011, Brazil overtook the United Kingdom as the world's seventh largest economy in terms of GDP. Urban unemployment is at the historic low of 4.7% (December 2011), and Brazil's traditionally high level of income equality has declined for each of the last 12 years. Brazil's high interest rates make it an attractive destination for foreign investors. Large capital inflows over the past several years have contributed to the appreciation of the currency, hurting the competitiveness of Brazilian manufacturing and leading the government to intervene in foreign exchanges markets and raise taxes on some foreign capital inflows. President Dilma ROUSSEFF has retained the previous administration's commitment to inflation targeting by the central bank, a floating exchange rate, and fiscal restraint.

 

Source : CIA

 


company name and address

 

VML COMERCIAL IMPORTADORA E EXPORTADORA LTDA

 

 

ADDRESSES

 

MAIN ADDRESS:

AVENIDA JOÃO BAPTISTA PARRA, 633 SALA 1901 - PRAIA DO SUÁ

ZIP CODE/CITY:

29052-123 - VITÓRIA/ES

 

 

PHONE:

27 3183-9900

FAX:

27 3183-9900/9911

E-MAIL:

ivone.rodrigues@brascomexgroup.com

WEB SITE:

www.brascomexgroup.com

 

BRANCHES:

 

 

 

ADDRESS:

AVENIDA RIO BRANCO, 274 LOJA 32 - SHOPPING RIO BRANCO - SANTA LÚCIA

ZIP CODE/CITY:

29056-264 VITÓRIA/ES

CNPJ:

08.937.537/0002-75

 

 

ADDRESS:

AVENIDA CORONEL MARCOS KONDER, 1207 SALA 131 EDIFICIO EMBRAED CENTRO EMPRESARIAL - CENTRO

ZIP CODE/CITY:

88301-303 ITAJAÍ/SC

CNPJ:

08.937.537/0003-56

 

 

ADDRESS:

AVENIDA TALMA RODRIGUES RIBEIRO, 1251 BOX 01 - PORTAL DE JACARAÍPE

ZIP CODE/CITY:

29173-795 SERRA/ES

CNPJ:

08.937.537/0004-37

 

 

LEGAL DATA

 

MAIN ACTIVITIES:

 

WHOLESALE OF GOODS IN GENERAL.

 

LEGAL FORM:

LIMITED LIABILITY COMPANY

 

 

INCORPORATION DATE:

28/06/2007

REGISTER DATE:

04/07/2007

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

08.937.537/0001-94

STATE REGISTER:

082.470.98-7

 

 

SHARE CAPITAL:

R$ 500.000,00

LAST REGISTER OF CAPITAL:

26/05/2009

 

BOARD OF DIRECTORS:

 

 

 

FREDERICO VASSEM

MANAGING PARTNER

FABIO MAIA LAPERRIERE

MANAGING PARTNER

 

 

AUTHORIZED USE OF SIGNATURE

 

THE MANAGING PARTNERS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

FREDERICO VASSEM

50%

FABIO MAIA LAPERRIERE

50%

 

AFFILIATES / SUBSIDIARIES:

 

 

 

A SCAN THROUGH OUTSIDE SOURCES SHOWED THE SUBJECT AND/OR PARTNERS HAVE THE FOLLOWING UNCONFIRMED HOLDINGS:

 

 

 

ALLIANCE LOGISTICA E ASSESSORIA EM COMÉRCIO EXTERIOR LTDA

 

BRASCOMEX COMERCIO EXTERIOR LTDA

 

VM LIGHT ILUMINAÇÃO LTDA

 

 

 

COMPANY'S BACKGROUND

 

THE SUBJECT WAS ESTABLISHED ON JUNE 28, 2007 AS ALL COMÉRCIO, IMPORTAÇÃO E EXPORTAÇÃO LTDA, LATER, ALLMAX COMERCIAL IMPORTADORA E EXPORTADORA LTDA. TO BE ENGAGED IN THE SAID LINE OF BUSINESS. ON DECEMBER 9, 2008 IT ADOPTED THE ABOVE MENTIONED NAME AND UP TO DATE IT IS STILL OPERATING WITHIN THE GENERAL SCENE REPORTED HEREIN.

 

TRADE NAME: ALLMAX TRADING

 

PARTNERS:

 

FREDERICO VASSEM: BRAZILIAN, ECONOMIST, MARRIED, HOLDER OF DOCUMENTS CPF 071.252.567-08 AND RG 1.258.433 SSP/ES, RESIDENTIAL ADDRESS AT RUA JOÃO DA CRUZ, 315, APTO. 601, EDIFÍCIO GRANDI MONTEIRO, PRAIA DO CANTO, CEP 29055-620, VITÓRIA/ES;

 

FABIO MAIA LAPERRIERE: BRAZILIAN, HOLDER OF DOCUMENTS CPF 069.163.117-46, RG 1.273.079 SSP/ES, RESIDENTIAL ADDRESS AT RUA JOAQUIM LÍRIO, 237, APTO. 1302, EDIFÍCIO ALICE QUINTELA, PRAIA DO CANTO, CEP 29055-460, VITÓRIA/ES.

 

FURTHER DETAILS ARE SO FAR NOT KNOWN.

 

PUBLIC INFORMATION:

 

NO DETRIMENTAL FILES WERE FOUND.

 

 

FINANCIAL INFORMATION

 

GENERAL BALANCE SHEETS AS OF 31/12/2011, 31/12/2010 AND 31/12/2009.

( FIGURES ARE IN REAIS ).

 

ASSETS

 

 

 

CURRENT:

31/12/2011

31/12/2010

31/12/2009

 

 

 

 

CASH AND CASH EQUIVALENTS

347.596,18

766.408,93

20.350,24

INVESTMENTS

182.815,74

128.204,57

35.016,02

CLIENTS

14.973.126,96

5.070.905,96

1.313.914,49

DISCOUNTED NOTES

-9.028.501,81

 

 

INVENTORY

4.370.523,16

4.206.793,33

4.645.572,28

ADVANCE TO SUPPLIERS

5.927.908,40

114.783,95

5.735,00

ADVANCE TO EMPLOYEES

24.624,45

104.821,34

1.200,00

RECOVERABLE TAXES

135.178,49

16.538,93

88.699,75

OTHER CREDITS

930.769,49

7.000,00

 

PRE PAID EXPENSES

26.584,19

27.749,85

14.050,66

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

17.890.625,25

10.443.206,86

6.124.538,44

 

LONG-TERM RECEIVABLES:

 

 

 

 

 

 

 

INTERCOMPANY CREDITS

3.992.773,76

1.670.210,36

806.245,61

OTHER CREDITS

 

4.800,00

4.800,00

PRE PAID EXPENSES

4.800,00

 

 

 

----------------

----------------

----------------

TOTAL LONG-TERM RECEIVABLES

3.997.573,76

1.675.010,36

811.045,61

 

FIXED ASSETS:

 

 

 

 

 

 

 

FIXED ASSETS

704.405,01

340.688,05

333.864,94

 

----------------

----------------

----------------

TOTAL FIXED ASSETS

704.405,01

340.688,05

333.864,94

 

================

================

================

TOTAL ASSETS

22.592.604,02

12.458.905,27

7.269.448,99

 

LIABILITIES:

 

 

 

CURRENT:

31/12/2011

31/12/2010

31/12/2009

 

 

 

 

LOANS AND FINANCING

17.599.597,32

8.955.412,32

4.462.341,53

SUPPLIERS

1.734.589,26

825.996,63

673.060,37

TRIBUTARY OBLIGATIONS

394.297,19

546.696,24

629.125,70

SOCIAL / LABOR OBLIGATIONS

220.274,35

173.695,39

18.720,60

ADVANCE FROM CLIENTS

66.204,84

 

 

ACCOUNTS PAYABLE

106.059,91

183.858,73

446.093,36

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

20.121.022,87

10.685.659,31

6.229.341,56

 

LONG TERM LIABILITIES:

 

 

 

 

 

 

 

LOANS AND FINANCING

893.128,17

71.461,03

350.217,49

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

893.128,17

71.461,03

350.217,49

 

NET EQUITY:

 

 

 

 

 

 

 

SHARE CAPITAL

500.000,00

500.000,00

500.000,00

ACCRUED PROFIT (LOSS)

 

 

189.889,94

PROFIT RESERVES

602.742,33

1.201.784,93

 

PROFIT (LOSS) OF PERIOD

475.710,65

 

 

 

----------------

----------------

----------------

TOTAL NET EQUITY

1.578.452,98

1.701.784,93

689.889,94

 

================

================

================

TOTAL LIABILITIES

22.592.604,02

12.458.905,27

7.269.448,99

 

 

PROFIT AND LOSS ACCOUNTS AS OF 31/12/2011, 31/12/2010 AND 31/12/2009.

( FIGURES ARE IN REAIS ).

 

 

31/12/2011

31/12/2010

31/12/2009

 

 

 

 

GROSS SALES

67.121.596,76

72.243.204,24

17.866.466,17

(-) TAXES ON SALES

14.889.633,11

15.202.934,43

4.169.684,61

 

----------------

----------------

----------------

NET SALES

52.231.963,65

57.040.269,81

13.696.781,56

(-) COST OF SOLD GOODS

43.221.919,89

50.804.643,64

12.164.639,65

 

----------------

----------------

----------------

GROSS PROFIT

9.010.043,76

6.235.626,17

1.532.141,91

OPERATING REVENUE (EXPENSE)

-5.642.880,86

-4.627.848,97

-647.120,92

FINANCIAL REVENUE(EXPENSE)

-2.891.452,25

147.906,80

-166.654,05

 

----------------

----------------

----------------

OPERATIONAL PROFIT (LOSS)

475.710,65

1.755.684,00

718.366,94

CONTRIBUTION/INCOME TAX

 

-743.789,01

-232.244,55

 

----------------

----------------

----------------

NET PROFIT (LOSS)

475.710,65

1.011.894,99

486.122,39

 

RATIOS:

31/12/2011

31/12/2010

31/12/2009

 

QUICK RATIO

,67

 

,58

 

,24

 

CURRENT RATIO

,89

 

,98

 

,98

 

ACCOUNTS RECEIVABLE TURNOVER

3,49

TIMES

11,25

TIMES

10,42

TIMES

DAYS' SALES IN RECEIVABLES

103,20

DAYS

32,00

DAYS

34,53

DAYS

INVENTORY TURNOVER

9,89

TIMES

12,08

TIMES

2,62

TIMES

ACCOUNTS PAYABLE PERIOD

14,45

DAYS

5,85

DAYS

19,92

DAYS

RETURN ON ASSETS

2,31

TIMES

4,58

TIMES

1,88

TIMES

SALES TURNOVER ON NET EQUITY

33,09

TIMES

33,52

TIMES

19,85

TIMES

NET WORTH TIE-UP

,45

 

,20

 

,48

 

INDEBTEDNESS

13,31

 

6,32

 

9,54

 

EQUITY RATIO

6,99

%

13,66

%

9,49

%

WORKING CAPITAL RATIO

-11,08

%

-2,27

%

-1,68

%

GENERAL SOLVENCY

1,08

 

1,16

 

1,10

 

RETURN ON NET EQUITY

30,14

%

59,46

%

70,46

%

RETURN ON SALES (PROFIT MARGIN)

,91

%

1,77

%

3,55

%

GROSS PROFIT MARGIN

17,25

%

10,93

%

11,19

%

OPERATIONAL RESULT

,91

%

3,08

%

5,24

%

SALES TURNOVER ON LIABILITIES

2,60

TIMES

5,34

TIMES

2,20

TIMES

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 1,98

 - OFFICIAL RATE ON 01/02/2013

US$ 1,00 = R$ 1,87

 - OFFICIAL RATE ON 31/12/2011

US$ 1,00 = R$ 1,66

 - OFFICIAL RATE ON 31/12/2010

US$ 1,00 = R$ 1,74

 - OFFICIAL RATE ON 31/12/2009

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

THE FIGURES AVAILABLE SHOW A SATISFACTORY FINANCIAL STANDING. IT HAS LOW LIQUIDITY AND HIGH LEVEL OF INDEBTEDNESS. FURTHER, SALES DROPPED BUT POSTED PROFIT.

 

REMARKS:

 

THE INCREASE IN THE SALES VOLUME SHOWED IN 2010 DUE TO THE INCREASE OF THE DEMAND.

 

REAL ESTATE:

 

THE PARTNERS OWN REAL ESTATE VALUED AT R$ 1.000.000,00

 

DETAIL OF OWNED REAL ESTATE:

 

TYPE:

OTHERS

VALUE:

R$ 17.000,00

 

VEHICLES:

 

OWNED VEHICLES ARE VALUED AT R$ 150.000,00

 

MACHINES:

 

NOT AVAILABLE

INSURANCE

 

NOT AVAILABLE.

 

 

BANKING REFERENCES

 

 

BRANCH/PHONE:

 

BANCO DO BRASIL S/A

1400-1 / 27 3357-6600

 

BANCO ITAÚ S/A

4867   / 27 3223-1879

 

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK").

 

 

ACTIVITIES COMMENTS

 

THE SUBJECT IS ENGAGED IN THE WHOLESALE OF GOODS IN GENERAL.

 

IMPORT AND EXPORT:

 

IMPORTS FROM:

US$ 9.270.163,42 (LAST 12 MONTHS)

 

EXPORTS TO:

NOT AVAILABLE.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

 

 

ALBASTELL INDÚSTRIA COMÉRCIO DE LIGAS PARA FUNDIÇÃO LTDA

 

 

COFEL COMERCIAL INDÚSTRIA DE FERRO LIGAS LTDA

 

11 4417-3333

INDÚSTRIA FARMACÊUTICA RIO QUÍMICA LTDA

 

17 3224-4463

 

STAFF:

 

THE COMPANY HAS: 29 EMPLOYEE(S)

 

 

 

CONCEPT AND FULFILMENT

 

THE SUBJECT IS A NEWLY-ESTABLISHED COMPANY, OPERATING SINCE 2007. SO FAR IT HAS A CLEAR TRADE HISTORY AND NO PAYMENT PROBLEM IS NOTED.

 

THE COMPANY HAS TRADE RELATIONS WITH SOME LOCAL SUPPLIERS BUT UP TO DATE ONLY SMALL PAYMENTS WERE REPORTED AND THE SUBJECT IS NOT SAID TO BE USER OF TRADE CREDIT FACILITIES.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

CITY:

PHONE:

HIPER EXPORT TERMINAIS RETROPORTUÁRIOS S/A

VILA VELHA/ES

27 3326-7666

PINHEIRO DE SÁ ENGENHARIA LTDA

 

 

TRACOMAL NORTE GRANITOS LTDA

 

 

TRANSPORTADORA JOLIVAN LTDA

VIANA/ES

27 3246-3000

TRANSPORTADORA TRANSFINAL LTDA

CARIACICA/ES

27 3346-2777

TVV - TERMINAL DE VILA VELHA

VILA VELHA/ES

27 3346-2445

 

PAYMENT HISTORY:

 

NO PAYMENT RECORD IS REGISTERED.

 

 

FINAL OPINION

 

BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH.

 

A CREDIT LIMIT OF US$ 500.000,00 MAY BE CONSIDERED. HIGHER AMOUNTS SHOULD BE GRANTED WITH SOME CAUTION AS SUBJECT HAS LOW LIQUIDITY AND HIGH LEVEL OF INDEBTEDNESS AND ONLY THE GROWING SALES ARE THE MAIN SOURCE TO GENERATE THE FUNDS NECESSARY TO FACE THE FINANCIAL AND TRADE COMMITMENTS.

 

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.29

UK Pound

1

Rs.83.96

Euro

1

Rs.71.88

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.