MIRA INFORM REPORT

 

 

Report Date :

07.02.2013

 

IDENTIFICATION DETAILS

 

Name :

SANSIM INC.

 

 

Registered Office :

Calle 16C, Edif. 41, Local 6B, Zona Libre de Colón 0302-00526

 

 

Country :

Panama

 

 

Date of Incorporation :

15.03.2001

 

 

Legal Form :

Joint-Stock Company

 

 

Line of Business :

Import and export of textile products, items of clothing and other products in general

 

 

No. of Employees :

4

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Panama

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

panama - ECONOMIC OVERVIEW

 

Panama's dollar-based economy rests primarily on a well-developed services sector that accounts for more than three-quarters of GDP. Services include operating the Panama Canal, logistics, banking, the Colon Free Zone, insurance, container ports, flagship registry, and tourism. Economic growth will be bolstered by the Panama Canal expansion project that began in 2007 and is scheduled to be completed by 2014 at a cost of $5.3 billion - about 10% of current GDP. The expansion project will more than double the Canal''s capacity, enabling it to accommodate ships that are too large to traverse the existing canal. The United States and China are the top users of the Canal. Panama also plans to construct a metro system in Panama City, valued at $1.2 billion and scheduled to be completed by 2014. Panama''s booming transportation and logistics services sectors, along with aggressive infrastructure development projects, have lead the economy to continued growth in 2011. Strong economic performance has not translated into broadly shared prosperity, as Panama has the second worst income distribution in Latin America. About 30% of the population lives in poverty; however, from 2006 to 2010 poverty was reduced by 10 percentage points, while unemployment dropped from 12% to less than 3% of the labor force in 2011. A US-Panama Trade Promotion Agreement was approved by Congress and signed into law in October 2011. Seeking removal from the Organization of Economic Development''s gray-list of tax havens, Panama has also recently signed various double taxation treaties with other nations.

 

Source : CIA

 

 

 

 


IDENTIFICATION

 

CORRECT COMPANY NAME

SANSIM INC.

TAXPAYER REGISTRATION

RUC 2137831397383

MAIN ADDRESS

Calle 16C, Edif. 41, Local 6B, Zona Libre de Colón

POSTAL CODE

0302-00526

PROVINCE / DEPARTAMENT

Colón

COUNTRY

PANAMA

TELEPHONE

(507) 4470793

E-MAIL

sansiminc@yahoo.com

 

 

SUMMARY

 

Date of foundation

2001

Capital stock

US$300,000 Dollars(100 shares)

permanent employees

4

Chief Executive

KAMDAR, SANJAY GIRISH

Disposition

REFUSED TO GIVE INFORMATION (No reason. Reserved. Relunctant.

Payments policy

Usually to terms/good

Credit (**)

Risk is Moderate. Within Average. Lightly Fair Situation.

 

 

LEGAL BACKGROUNDS

 

LEGAL STATUS

Joint-Stock Company

DATE OF INCORPORATION

15MAR2001

PLACE OF REGISTRY

Colon Free Trade Zone

NOTARY OFFICE

2

DURATION

Perpetual

REGISTRATION

Index Card 397383, /Document 213783

CURRENT PAID-IN CAPITAL

US$300,000 Dollars(100 shares)

CLASS OF SHARES

Registered

LISTED AT STOCK EXCHANGE

No

SHARE VALUE

US$1,000.= Dollars

CURRENT EXCHANGE RATE (US$)

B/.1.00 per USD1.00

COMMENTS

Organized in accordance with Notarial Act 1245 dated 15/03/2001, entered in the Mercantile Register of  of Panama under Index Card 397383, Document 213783 dated 26/03/2001.

 

According to the Bylaws, the President shall act as Legal Representative and in his absence, the Secretary, and in turn, in his absence, the Treasurer or any other person appointed by the Board of Directors.

 

The shareholders of the investigated company are from India and living in Panama since 2000.

 

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

KAMDAR, SANJAY GIRISH

General Manager

34%

 

KAMDAR, ASIM

Secretary

33%

 

RADHIKA PANDE

Treasurer

33%

 

 

 

 

WHO IS WHO?

 

KAMDAR, SANJAY GIRISH

NATIONALITY

Indian

ID

CI E-8-91557

 

 

 

 

KAMDAR, ASIM

NATIONALITY

Indian

D.O.B.

31AUG1977

ID

CI E-8-91329

 

 

 

 

RADHIKA PANDE

NATIONALITY

Indian

D.O.B.

24AUG1977

ID

CI E-8-91558

 

 

BUSINESS HISTORY

 

According to the Notarial Act, Lenigdio Xavier Chávez and José Angel Pimentel signed the Articles of Incorporation.

 

 

BUSINESS

 

Main activity

Import and export of textile products, items of clothing and other products in general.

Import and trading of flat fabric, garments for men, jackets, etc.

 

Brands: "RADZ", "CREATIONS"

Import

Yes

Country

China and India

Export

Yes

COUNTRY

Central America, Venezuela, Guatemala, Honduras and El Salvador

% CASH SALES / METHOD

95%

% Credit SALES / Terms

05% (Terms: 30 days)

% Ventas exterior (Paises)

96%

SELLING TerritorY

04% Nationally

EMPLOYEES

4

LOCATION

PREMISES

Own

AREA

220 m2

Comments

 

SANSIM INC. located in the Colon Free Trade Zone is a wholesale distributor of textiles used in a wide variety of applications. This successful business specializes in a wide range of decorative fabrics that allow customers to use them to decorate homes and offices and make furniture more attractive. It also supplies tissues  both for decorative and functional purposes.  Sansim Inc provides manufacturers and designers with materials. Thanks to its location in the Colon Free Trade Zone, Sansim Inc.  is able to supply customers with fabrics they need at affordable prices. Products include: Tablecloths, sheets, bedspreads, cushions, curtains.

 

Subject's main customers are importers, distributors and garment makers.

 

 

FINANCIAL INFORMATION

 

Position(s)

Secretary

Disposition

REFUSED TO GIVE INFORMATION (No reason. Reserved. Relunctant.

Information provided

 

It should be noted that the data in this report was obtained from various indirect sources (public sources, our own files, etc).

 

It is also important to mention in Panama, it is possible to obtain financial statements of  publicly-listed companies only. Privately-held companies have no obligation to publish  their figures, therefore the only way to obtain said information is through the company  itself.

 

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

B: FAIR

 

During the course of our research we have found nothing that can adversely affect their development.

 

 

 

 

 

INSURANCE

COMPANY

AGAINST

EXPIRATION

AMOUNT

KAM Y ASOCIADOS

All risk

 

US$200,000.=

CIA. DE SEGUROS AXA

All risk

 

 

CIA. DE SEGUROS GENERALI

All risk

 

 

 

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS


(Confidential Information)

TRADE REFERENCES

Supplier: CROWLEY

Tel.: (507) 2637260

Country: PANAMA

Goods/Services? : Cargo containers services

 

 

Highest credit? : US$ 30,000.=

 

 

Client since? : 2000

Terms? : 30 days

Performance? : Prompt

Supplier: APL

Tel.: (507) 2363200

Country: PANAMA

Goods/Services? : Freight services

 

 

Highest credit? : US$ 15,000.=

 

 

Client since? : 2000

Terms? : 30 days

Performance? : Prompt

 

Note : Other suppliers did not provide information or could not be consulted

 

Supplier

Country

Comment

LONSEA DENIM

CHINA

 

SHAOXING COZY PLUS

CHINA

 

SS CHINA

CHINA

 

ATLAS EXPORTS

INDIA

 

AMBER EXPORTS

INDIA

 

DENIM ONLINE EXPORTS PVT.LTD

INDIA

 

BHASKAR INDUSTRIES LTD.

INDIA

 

JEANS ONLINE EXPORTACIONES PVT. LTD.

INDIA

 

 

BANKERS

Banks in Panama are ruled by the Bank Secrecy Act. Hence, information regarding their clients cannot be disclosed.

 

 

GENERAL INFORMATION

REPUTATION

 

NOTHING AGAINST COMPANY

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.08

UK Pound

1

Rs.83.11

Euro

1

Rs.72.01

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.