MIRA INFORM REPORT

 

 

Report Date :

09.02.2013

 

IDENTIFICATION DETAILS

 

Name :

Hans Kniebes Gmbh

 

 

Registered Office :

Maarweg 46, D 53619 Rheinbreitbach

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

15.12.1992

 

 

Com. Reg. No.:

HRB 12683

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Manufacture of Perfumes and Toilet Preparations.

 

 

No. of Employees :

4

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Germany

A1

A1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

germany - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.0% in 2011. GDP contracted 5.1% in 2009 but grew by 3.6% in 2010, and 2.7% in 2011. The recovery was attributable primarily to rebounding manufacturing orders and exports - increasingly outside the Euro Zone. Germany's central bank projects that GDP will grow 0.6% in 2012, a reflection of the worsening euro-zone financial crisis and the financial burden it places on Germany as well as falling demand for German exports. Domestic demand is therefore becoming a more significant driver of Germany's economic expansion. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's budget deficit to 3.3% in 2010, but slower spending and higher tax revenues reduce the deficit to 1.7% in 2011, below the EU's 3% limit. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its energy and 46% of its base-load electrical production.

 

Source : CIA


Company Name

 

Hans Kniebes GmbH

 

 Company Status:      active

                      Maarweg 46

                      D 53619 Rheinbreitbach

                      Telephone:02224/6487

                      Telefax:  02224/6407

                      Homepage: www.hanskniebes.de

                      E-mail:   info@hanskniebes.de

 

 

VAT no.         

 

DE123328918

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Registration data

 

 LEGAL FORM              Private limited company

 Registered on:              15.12.1992

 Commercial Register:    Local court 56410 Montabaur

 under:                          HRB 12683

 

 Share capital:               EUR             52,000.00

 

 

Shareholder

 

                      Hans-Joachim Kniebes

                      Karl-Simrock-Str. 30

                      D 53604 Bad Honnef

                      born: 01.10.1966

                      Share:             EUR             26,000.00

 Shareholder:

                      Hardy Kniebes

                      Josef-Brungs-Str. 11

                      D 53604 Bad Honnef

                      born: 08.04.1970

                      Share:             EUR             20,800.00

 Shareholder:

                      Hans-Walter Kniebes

                      Karl-Simrock-Str. 26

                      D 53604 Bad Honnef

                      born: 23.08.1938

                      Share:             EUR              5,200.00

 Manager:

                      Hans-Joachim Kniebes

                      Karl-Simrock-Str. 30

                      D 53604 Bad Honnef

                      having sole power of representation

                      born: 01.10.1966

 Manager:

                      Hardy Kniebes

                      Josef-Brungs-Str. 11

                      D 53604 Bad Honnef

                      having sole power of representation

                      born: 08.04.1970

                      Profession: Clerk

                      Marital status: unknown

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

 

20420   Manufacture of perfumes and toilet preparations

 

46721   Wholesale of iron ores, iron, steel and iron and steel semi-finished goods

 

47750   Retail sale of cosmetics and toilet articles

 

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2011

 

 

REAL ESTATE

 

 Type of ownership:        Tenant

 Address                       Maarweg 46

                                    D 53619 Rheinbreitbach

 

 Land register documents were not available.

 

 

BANKERS

 

 COMMERZBANK, BAD HONNEF

 Sort. code: 38040007, BIC: COBADEFF380

 

 DEUTSCHE BANK, BAD HONNEF

 Sort. code: 38070059, BIC: DEUTDEDK380

 

 

FINANCIAL FIGURES

 

 Turnover:            2011               EUR            800,000.00

 Ac/ts receivable:                       EUR            604,612.00

 Liabilities:                            EUR            363,818.00

 Employees:                                                      4

 

The aforementioned business figures may partly be estimated information based on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 58.35

 Liquidity ratio:                   2.71

 Return on total capital [%]:      13.32

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 46.98

 Liquidity ratio:                   1.85

 Return on total capital [%]:      13.01

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 37.22

 Liquidity ratio:                   1.37

 

 Balance sheet ratios 01.01.2008 - 31.12.2008

 Equity ratio [%]:                 31.69

 Liquidity ratio:                   1.05

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR            954,445.59

  Fixed assets                           EUR             43,493.50

   Intangible assets                     EUR              3,142.50

    Other / unspecified intangible assetsEUR              3,142.50

   Tangible assets                       EUR             40,351.00

    Other / unspecified tangible assets  EUR             40,351.00

  Current assets                         EUR            905,243.18

   Stocks                                EUR            159,590.45

   Accounts receivable                   EUR            604,612.10

    Other debtors and assets             EUR            604,612.10

   Liquid means                          EUR            141,040.63

  Remaining other assets                 EUR              5,708.91

   Accruals (assets)                     EUR              5,708.91

 

 LIABILITIES                             EUR            954,445.59

  Shareholders' equity                   EUR            557,579.19

   Capital                               EUR             52,000.00

    Subscribed capital (share capital)   EUR             52,000.00

   Balance sheet profit/loss (+/-)       EUR            505,579.19

    Profit / loss brought forward        EUR            378,682.31

    Balance sheet profit / loss          EUR            126,896.88

  Provisions                             EUR             33,047.96

  Liabilities                            EUR            363,818.44

   Other liabilities                     EUR            363,818.44

    Unspecified other liabilities        EUR            363,818.44

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR            916,341.69

  Fixed assets                           EUR             29,374.00

   Intangible assets                     EUR                779.00

    Other / unspecified intangible assetsEUR                779.00

   Tangible assets                       EUR             28,595.00

    Other / unspecified tangible assets  EUR             28,595.00

  Current assets                         EUR            878,862.73

   Stocks                                EUR            137,480.76

   Accounts receivable                   EUR            673,598.09

    Other debtors and assets             EUR            673,598.09

   Liquid means                          EUR             67,783.88

  Remaining other assets                 EUR              8,104.96

   Accruals (assets)                     EUR              8,104.96

 

 LIABILITIES                             EUR            916,341.69

  Shareholders' equity                   EUR            430,682.31

   Capital                               EUR             52,000.00

    Subscribed capital (share capital)   EUR             52,000.00

   Balance sheet profit/loss (+/-)       EUR            378,682.31

    Profit / loss brought forward        EUR            259,501.78

    Balance sheet profit / loss          EUR            119,180.53

  Provisions                             EUR             53,289.47

  Liabilities                            EUR            432,369.91

   Other liabilities                     EUR            432,369.91

    Unspecified other liabilities        EUR            432,369.91

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.57

UK Pound

1

Rs.84.25

Euro

1

Rs.71.79

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.