MIRA INFORM REPORT

 

 

Report Date :

09.02.2013

 

IDENTIFICATION DETAILS

 

Name :

Ta CheN Stanless Pipe Co., Ltd.

 

 

Registered Office :

No.125, Hsin Tien 2nd St., Jeng-The, Tainan

 

 

Country :

Taiwan

 

 

Financials (as on) :

30.09.2012

 

 

Date of Incorporation :

27.11.1986

 

 

Com. Reg. No.:

22318348

 

 

Legal Form :

Joint stock Company

 

 

Line of Business :

Manufacturer and Sales of Stainless Steel Products etc.

 

 

No. of Employees :

3,729 Employee

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

Taiwan - ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. In keeping with this trend, some large, state-owned banks and industrial firms have been privatized. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. In 2009, Taiwan's GDP contracted 1.9%, due primarily to a 20% year-on-year decline in exports. In 2010 GDP grew 10.9%, as exports returned to the level of previous years, and in 2011, grew 5.2%. However, 2012 growth will likely be less, according to most forecasters, because of softening global demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, but so far Taiwan has been excluded from this greater economic integration largely because of its diplomatic status with the exception of the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010. The MA administration has said that the ECFA will serve as a stepping stone toward trade pacts with other regional partners, and negotiations on a deal with Singapore began this year. Follow-on components of ECFA, including deals on trade in goods, services, and investment, have yet to be completed. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 10.9% of the island's total population as of 2011. The island runs a large trade surplus, and its foreign reserves are the world's fourth largest, behind China, Japan, and Russia. Since 2005 China has overtaken the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Three financial memorandums of understanding, covering banking, securities, and insurance, took effect in mid-January 2010, opening the island to greater investments from the mainland's financial firms and institutional investors, and providing new opportunities for Taiwan financial firms to operate in China. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved.

 

Source : CIA

 


Contact Points

 

Company Name:

Ta Chen Stainless Pipe Co., Ltd.

Supplied Name:

TA CHEM STAINLESS PIPE CO LTD.

Trading Address:

No.122,Yi Lin Road, Jeng-Teh Tainan, 71752 Taiwan R.O.C.

Supplied Address:

No. 125 Hsin Tien 2nd St Hsin Tien Jeng Teh Tainan

Telephone Number:

+886-6-270-1756

Fax Number:

+886-6-270-6354

Notes: Subject’s exact name and address are as above. And subject did not introduce the supplied address

 

 

Company Identification Details

 

Registered Name:

Ta Chen Stainless Pipe Co., Ltd.

Registered Address:

No.125, Hsin Tien 2nd St., Jeng-Teh, Tainan, Taiwan R.O.C.

Date of Foundation:

1986-11-27

Registration Number:

22318348

Registry:

Department of Commerce, Ministry of Economic Affairs, R.O.C.

Registered Capital:

NTD 8,000,000,000 (USD 271,200,000)

(As of 2013.02, 1 NTD = 0.0339 USD)

Paid-up Capital:

NTD 7,081,802,880 (USD 240,073,118)

Legal Representatives:

Liyun Xie

Legal Form:

Joint Stock Company

Principal Activities:

Manufacture and sales of stainless steel products, etc

Staff:

3,729 employees as of 2012-9-30

Listed at Stock Exchange:

Yes, (Public, TPE:2027)  

Date of Last Annual Return:

2012-11-5

 

 


History

 

Subject was incorporated on 1986-11-27 with registered number 22318348 as Joint Stock Company in Taiwan.

Subject was listed at Taiwan Stock Exchange on 1996-10-24

 

Awards

Year

Awards

2009

Blue chip importer and exporter

2010

Blue chip importer and exporter

2011

Blue chip importer and exporter

 

Standard of Blue chip importer and exporter

Unit: USD

Year

Amount

2009

15,000,000

2010

20,000,000

2011

22,000,000

 

 

Shareholders

 

Name

Subscription Shares

Liyun Xie

19,371,498

 

Rigid Industrial Co., Ltd

8,733,752

Rongkun Xie

26,017,114

Shixian Tu

3,448,366

Zhaojin Cai

2,007,032

Ronghui Xie

2,817,648

 

The information above is that of subject’s major shareholders.

 

 

Subsidiaries & Branches

 

Locations in Taiwan 

1

Name

Tainan Factory

Address

NO.122,Yi Lin Road, Jeng-Teh Tainan, 71752 Taiwan R.O.C.

Tel:

+886-6-270-1756 *4000

Fax:

+886-6-270-1382

Marketing Areas:

Domestic, Asia, Africa, Australia

Production Capability:

 

Welded Pipe: 3000 tons / month

Structural Tubing: 1100 tons / month

Flat bar: 650 tons / month

Butt-weld fittings: 180 tons / month

Valve: 100 tons / month

150# Fittings: 80 tons / month

2

Name

Taipei Sales Office

Address

5F-3, No.36, Lane 48, Sec.3, Nanking East Road, Taipei, Taiwan

Tel:

+886-2-2506-7067

Fax:

+886-2-2501-3725

Marketing Areas

Europe, Middle East, North Africa, Central and South America, and New Zealand

 

Locations in USA

Los Angeles Warehouse (Obispo)

(USA Headquarters)

91,900 Sq Ft

5855 Obispo Ave. Long Beach, CA. 90805

Toll free: 800-364-8389

Tel: +562-808-8000

Fax: +562-808-8104

 

Los Angeles Warehouse (Cherry)

166,000 Sq Ft

6979 Cherry Ave. Long Beach, CA. 90805 

Tel: +562-633-7388

Fax: +562-634-2514

 

Seattle Warehouse

122,500 Sq Ft

11101 S. Tacoma Way, Suite C Lakewood, WA. 98499

Tel: +253-584-2161

Fax: +253-584-1689

 

Houston Warehouse

226,266 Sq Ft

9525 Wallisville Road Houston, TX. 77013 

Toll free: 800-310-2003

Tel: +713-672-0177

Fax: +713-673-6675

 

TSA Processing

(Outside Processor-TCI Flat Rolled Storage)

1625 W. Sam Houston Pkwy N. Houston, TX. 77043

Tel: +713-467-9800

 

Chicago Warehouse

215,000 Sq Ft

5650 Centerpoint Court Gurnee, IL. 60031

Toll free: 800-580-1070

Tel: +847-816-6775

Fax: +847-816-7503

 

Cleveland Warehouse

87,205 Sq Ft

1214 Marquette St. Cleveland, OH. 44114

Tel: +216-432-9252

Fax: +216-432-9324

 

Atlanta Warehouse

156,920 Sq Ft  

2995 Evergreen Dr. Suite 100 Duluth, GA. 30096

Toll free: 888-756-1234

Tel: +770-814-9212

Fax: +770-814-7053

 

Lakeland Warehouse

195,263 Sq Ft

6870 Firstpark Blvd. Suite 150 Lakeland, FL. 33805

Toll free: 800-705-1464

Tel: +863-874-3108

Fax: +863-874-3109

 

Burlington Warehouse

103,508 Sq Ft

500 Richards Run Unit 3 Burlington, NJ. 08016

Toll free: 888-824-0059

Tel: +609-239-6000

Fax: +609-239-5600

 

TCI Stainless & Aluminum
New York

Park 80 West 250 Pehle Ave, Suite 110 Saddle Brook, NJ. 07663

Tel: +201-845-3333

Fax: +201-845-3335

 

UTS Baltimore

(Outside Processor-TCI Coil Storage)

4000 Beachwood Road Baltimore, MD. 21222

Tel: +410-477-8353

 

Locations in China

Shijiazhuang Ji-Tai Precision

Casting Co., Ltd.

Production Capability: 150 tons / month

NO.379 Heping East Road Shijiazhuang, Hebei P.R. China

Tel: +86-311-87225850

 

Ta Chen (Baoding) Precision

Casting Co., Ltd.

Production Capability: 180 tons / month

Xian Cheng Hou Street, Baoding City, Boye County, Hebei 071300 P.R. China

Tel: +86-312-832-6499

 

Ta Chen (Boye) Precision Casting Co., Ltd.

Production Capability: 150 tons / month

Bo Xing Middle Road, Baoding City, Boye County, Hebei 071300 P.R. China

Tel: +86-312-871-9285

 

Ta Chen (Changshu)

Machinery Co., Ltd.

Production Capability: 160 tons / month

Haiyang Road Haiyu Town Changshu, Jiangsu 215519, P.R. China

Tel: +86-512-5256 -5588

 

 

Personnel Information

 

Core Management

 

Directors

1

Name

Liyun Xie

Position

Board Chairman

2

Name

Zaiwang Ou

Position

Director

3

Name

Rongkun Xie

Position

Director & Manager

Date of Appointment

2002-6-25

4

Name

Shixian Tu

Position

Director

5

Name

Zhaojin Cai

Position

Director

6

Name

Ronghui Xie

Position

Supervisor

 

 

Personnel Structure

 

Total Employees

3,729 employees as of 2012-9-30

 

 

Operation Information

 

Offices & Factories

 

 

Headquarters

Add

No.122,Yi Lin Road, Jeng-Teh Tainan, 71752 Taiwan R.O.C.

 

Production Information

 

·         Subject’s factory and it related companies are principally engaged in the manufacture of stainless steel products.

 

Purchase Information

 

The registered activities of subject:

ZZ99999  

 

Besides licensed business, all other business items those are not banned or restricted.

 

Subject purchases raw materials both at home and abroad.

 

Sales Information

 

·         The subject is mainly engaged in distribution of stainless steel products.

·         Subject’s products include stainless steel pipes, stainless steel welding pipe fittings and stainless globe valves.

·         And subject also involves in the trading of steel plates and steel rods.

·         During the year ended December 31, 2011, the Company obtained approximately 52% and 34% of its total revenue from stainless steel pipes, as well as the trading of steel plates and rods, respectively.

·         Subject’s products are mainly exported to its related companies in USA and it is introduced that the subject’s market share is about 10% in stainless steel trade market of USA.

·         Subject also distributes its products in Asia, Europe, the Americas and Australia.

 

Import and export right:

Import right

Yes

Export right

Yes

 

Settlements

 

Purchase

 

Domestic Purchase

Product

Payment Terms

Proportion

Raw materials, etc

COD, Credit Sales, etc

100%

 

 

Foreign Purchase

Product

Payment Terms

Proportion

Raw materials, etc

CBD, Credit Sales, etc

100%

 

Sales

 

Domestic Markets

Product

Sales Terms

Proportion

Stainless Steel Products, etc

CBD, COD, Credit Sales, etc

100%

 

Export

Product

Sales Terms

Proportion

Stainless Steel Products, etc

CBD, Interior Settlement, etc

100%

 

 

Balance Sheet

Unit: NTD/000

 

2012-9-30

2011-9-30

Assets

 

 

Current Assets

 

 

Cash and cash equivalents

890,673

873,757

Financial assets measured at fair value through profit or loss - current

67,407

6,455

Available-for-sale financial assets - current

80,788

56,137

Hedging derivative assets - current

0

13,331

Notes receivable - net

32,037

15,632

Accounts receivable - net

161,337

199,432

Accounts receivable - related parties - net

2,983,818

4,502,102

Other receivables

26,589

39,610

Other receivables - related parties

563

12,695

Inventories

1,950,425

1,830,890

Other prepayments

320,617

51,122

Other current assets

1,055,902

920,560

Current assets

7,570,156

8,521,723

Funds and Investments

 

 

Available-for-sale financial assets - non current

0

45,744

Financial assets carried at cost - non current

27,000

30,000

Equity investments under equity method

10,007,621

9,776,390

Investments

10,007,621

9,776,390

Funds and long-term investments

10,034,621

9,852,134

Fixed Assets

 

 

Cost

 

 

Land

815,266

712,077

Land improvements

32,783

32,783

Buildings and structures

926,325

853,846

Machinery and equipment

2,720,308

2,677,287

Molding equipment

224,463

220,323

Utilities equipment

147,861

127,226

Transportation equipment

48,051

45,311

Office equipment

29,125

34,159

Leasehold improvements

92,038

82,570

Other facilities

78,961

70,690

Fixed assets cost

5,115,181

4,856,272

Accumulated depreciation

-2,716,386

-2,455,778

Construction in process and prepayment for equipments

46,392

69,679

Fixed assets

2,445,187

2,470,173

Intangible Assets

 

 

Other Assets

 

 

Guarantee deposits paid

5,134

3,157

Deferred charges

1,016

1,992

Deferred income tax assets - non current

21,529

9,863

Other assets - other

114,267

146,906

Other assets

141,946

161,918

Assets

20,191,910

21,005,948

Liabilities and Stockholders' Equity

 

 

Liabilities

 

 

Current Liabilities

 

 

Short-term borrowings

4,797,403

4,093,541

Short-term notes and bills payable

119,911

59,924

Financial liabilities measured at fair value through profit or loss - current

368,421

162,791

Hedging derivative liabilities - current

16,784

0

Notes payable

133,112

123,420

Accounts payable

242,320

123,844

Accounts payable - related parties

61,207

77,664

Income tax payable

0

65,524

 Accrued expenses

190,329

215,058

Other payables

85,078

1,671

Long-term liabilities - current portion

714,950

92,850

Other current liabilities

47,880

431,037

Current liabilities

6,777,395

5,447,324

Long term Liabilities

 

 

Long-term borrowings

3,591,275

4,282,563

Long-term liabilities

3,591,275

4,282,563

Reserves

 

 

Other Liabilities

 

 

Pension reserve / accrued pension liability

2,770

0

Other liabilities

2,770

0

Liabilities

10,371,440

9,729,887

Stockholders' Equity

 

 

Capital

 

 

Common stock

7,081,803

7,152,843

Capital Surplus

 

 

Capital surplus - additional paid-in capital

1,348,475

1,627,255

Capital surplus - treasury stock transactions

825,333

835,209

Capital surplus - other

13,503

13,503

Capital surplus

2,187,311

2,475,967

Retained Earnings

 

 

Legal reserve

839,208

792,880

Special reserve

582,067

745,330

Unappropriated retained earnings

225,334

706,842

Retained earnings

1,646,609

2,245,052

Stockholders' Equity and Other adjustmen

 

 

Cumulative translation adjustments

-905,367

-526,461

Net loss not recognized as pension cost

-9,470

0

Unrealized gains (losses) on financial instruments

68,907

25,738

Treasure stock

-249,323

-97,078

Equity adjustments

-1,095,253

-597,801

Stockholdersˉ equity

9,820,470

(USD 332,913,933)

11,276,061

(USD 382,258,468)

Number of treasury stock acquired by the company and subsidiaries (unit: share)

17,080,000

7,104,000

          

0.00

0.00

(As of 2013.02, 1 NTD = 0.0339 USD)

 

 

Profit and Loss Account

 

Unit: NTD/000

 

2012-1-1

~2012-9-30

2011-1-1

~2011-9-30

Sales

7,513,799

(USD 254,717,786)

8,294,068

(USD 281,168,905)

Sales discounts and allowances

182,459

4,036

Sales

7,331,340

8,290,032

Operating income

7,331,340

8,290,032

Operating costs

7,323,804

7,289,853

Gross profit (loss) from operations

7,536

1,000,179

Unrealized gains on intercompany transactions

0

95,703

Realized gains on intercompany transactions

140,986

0

Selling expense

112,069

107,408

General and administrative expenses

251,671

259,766

Operating expenses

363,740

367,174

Operating income (loss)

-215,218

537,302

Non-Operating Income

 

 

Interest income

4,053

3,639

Inome from long-term equity investments under the equity method

656,184

293,507

Investment income

656,184

293,507

Foreign exchange gains

0

233,074

Revaluation gain on financial assets

469,009

72,581

Miscellaneous income

8,673

9,380

Non-operating revenues and gains

1,137,919

612,181

Non-Operating Expenses

 

 

Interest expense

136,117

137,121

Foreign exchange losses

115,210

0

Revaluation loss on financial liabilities

554,763

227,877

Miscellaneous disbursements

942

2,822

Non-operating expenses and losses

807,032

367,820

Income from continuing operations before income tax

115,669

781,663

Income tax expense (benefit)

-96,160

74,821

Income from continuing operations

211,829

706,842

Net income (loss)

211,829

(USD 7,181,003)

706,842

(USD 23961943.8)

Primary Earnings per Share

 

 

Primary earnings per share

0.31

1.00

Diluted earnings per share

 

 

Diluted earnings per share

0.31

1.00

(As of 2013.02, 1 NTD = 0.0339 USD)

 

 

Cash Flows

Unit: NTD/000

 

2012-1-1

~2012-9-30

2011-1-1

~2011-9-30

Cash Flows from Operating Activities - Indirect Method

 

 

Net Income (Loss)

211,829

706,842

Adjustments to Reconcile Net Income to Net Cash Provided by (Used in) Operating Activities

 

 

Depreciation Expense

266,527

183,933

Amortization Expense

536

1,778

Difference Between Net Pension Cost and Plan Contribution

1,011

5,667

Loss (Gain) on Decline (Recovery) in Market Value, Scrap and Obsolescence of Inventories

131,096

147,128

Loss (Gain) on Physical Inventory

1,113

1,163

Investment Loss (Income) Recognized under Equity Method

-656,184

-293,507

Cash Dividends Received from Investments Accounted for under Equity Meth

93,857

0

Loss (Gain) on Disposal of Property, Plan and Equipment

-1,493

2,560

Loss (Gain) on Disposal of Investments

-1,910

-1,319

Unrealized Gain (Loss) on Intercompany Transactions

0

95,703

Realized Loss (Gain) on Intercompany Transactions

-140,986

0

Loss (Gain) on Deferred Income Tax

-98,202

9,315

Other Adjustments to Reconcile Net Income

3,555

4,320

Changes in Operating Assets and Liabilities

 

 

Decrease (Increase) in Financial Assets Held for Trading

-50,835

7,058

Decrease (Increase) in Notes Receivable

526

-1,067

Decrease (Increase) in Accounts Receivable

140,428

-21,864

Decrease (Increase) in Accounts Receivable - Related Parties

125,181

-1,531,847

Decrease (Increase) in Other Receivables

33,218

-30,413

Decrease (Increase) in Other Receivable- Related Parties

8,010

-1,602

Decrease (Increase) in Inventories

-285,857

384,008

Decrease (Increase) in Other Prepayments

-291,916

-30,440

Decrease (Increase) in Other Current Assets

1,849

1,309

Decrease (Increase) in Other Financial Assets

10,581

-4,507

Increase (Decrease) in Financial Liabilities Held for Trading

330,587

150,628

Increase (Decrease) in Notes Payable

7,246

20,221

Increase (Decrease) in Accounts Payable

56,639

-19,018

Increase (Decrease) in Accounts Payable - Related Parties

-35,125

30,476

Increase (Decrease) in Income Tax Payable

-1,792

58,235

Increase (Decrease) in Accrued Expenses

-9,928

93,302

Increase (Decrease) in Other Payables

-701

935

Increase (Decrease) in Other Financial Liabilities

13,886

-68,966

Increase (Decrease) in Other Current Liabilities

-9,950

7,972

Net Cash Provided by (Used in) Operating Activities

-147,204

-91,997

Cash Flows from Investing Activities

 

 

Acquisition of Available-for-sale Financial Assets

-95,255

-94,380

Proceeds from Disposal of Available-for-sale Financial Assets

131,724

71,671

Capital Reduction of Financial Assets Carried at Cost

3,000

0

Disposal of Hedging Derivative Financial Instruments

62

-1,295

Purchase of Property, Plant and Equipment

-237,202

-77,412

Proceeds from Disposal of Property, Plant and Equipment

4,645

2,387

Decrease (Increase) in Refundable Deposits

-657

-20

Decrease (Increase) in Restricted Assets

-21,486

-372,474

Net Cash Provided by (Used in) Investing Activities

-215,169

-471,523

Cash Flows from Financing Activities

 

 

Increase (Decrease) in Short-term Loans

653,593

522,353

Increase (Decrease) in Short-term Notes and Bills Payable

59,988

-48

Proceeds from Long-term Debt

5,750,000

3,979,738

Repayment of Long-term Debt

-5,793,660

-3,725,200

Cash Dividends Paid

-829,320

0

Purchase of Treasury Stock

-61,654

0

Net Cash Provided by (Used in) Financing Activities

-221,053

776,843

Net Increase (Decrease) in Cash and Cash Equivalents

-583,426

213,323

Cash and Cash Equivalents, Beginning of year

1,474,099

660,434

Cash and Cash Equivalents, End of year

890,673

873,757

Supplemental Cash Flow Information

 

 

Interest Paid

133,275

133,400

Capitalized Interest

-1,514

0

Interest Paid- Excluding Capitalized Interest

131,761

133,400

Income Tax Paid

13,299

7,312

Non-cash Investing and Financing Activities

 

 

Current Portion of Long-term Liabilities

714,950

62,983

Investing Activities Affecting Both Cash and Non-cash Items

 

 

Acquisition of Subsidiaries

0

0

Cash Paid for Acquisition of Property, Plant and Equipment

 

 

Increase in Property, Plant and Equipment

246,809

88,239

Increase (Decrease) in Payable for Equipment Purchased

-9,607

-10,827

Cash Paid for Acquisition of Property, Plant and Equipment

237,202

77,412

 

 

Bankers

 

Subject did not introduce its bank details and from other source we can not obtain the relevant information, either.

 

 

Public Record

 

Mortgage

 

No chattel mortgage record of subject has been found within the recent 3 months.

 

Lawsuit

 

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 


Interview Details

 

Department

Sales Department

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.14

UK Pound

1

Rs.83.27

Euro

1

Rs.71.94

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.