MIRA INFORM REPORT

 

 

Report Date :

11.02.2013

 

IDENTIFICATION DETAILS

 

Name :

JUVENILE TRADE INTERNATIONAL LIMITED

 

 

Formerly Known As :

JUVENILE CONSTRUCTION LIMITED

 

 

Registered Office :

2 Ishakha Avenue, Sector- 6, Uttara, Dhaka-1230

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

13.06.2005

 

 

Com. Reg. No.:

4-R385

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Importer & Seller  of  Food Grains & Fertilizer 

 

 

No. of Employees :

65

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Bangladesh - ECONOMIC OVERVIEW

 

The economy has grown 5-6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, and slow implementation of economic reforms. Bangladesh remains a poor, overpopulated, and inefficiently-governed nation. Although more than half of GDP is generated through the service sector, 45% of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Bangladesh's growth was resilient during the 2008-09 global financial crisis and recession. Garment exports, totaling $12.3 billion in FY09 and remittances from overseas Bangladeshis, totaling $11 billion in FY10, accounted for almost 12% of GDP.

 

Source : CIA

 

 


COMPANY DETAILS

 

Name

JUVENILE TRADE INTERNATIONAL LIMITED

Former Name

JUVENILE CONSTRUCTION LIMITED

Address

2 Ishakha Avenue, Sector- 6, Uttara, Dhaka-1230

Note: The subject operates from this address.

Country

Bangladesh

Telephone No

06825-52790

Fax No

06825-52791

E-Mail

info@amangroupbd.com

Website

www.amangroupbd.com

Established

2005

Company Registration No

4-R385

Registration date

13th June 2005

Legal Status

Private Limited

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Rajshahi

Business Type

Importer & Seller 

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments 

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

2 Ishakha Avenue, Sector- 6, Uttara, Dhaka-1230

Telephone No

880-2-7911691-3, 8962297

Fax No

880-2-8921489

E-Mail

info@amangroupbd.com

Website

www.amangroupbd.com

Branch 

NIL

Factory

N/A

Factory Tel No

NIL

Factory Fax No

NIL

Warehouse

115-116 Ranibazar, Seroil, Ghoramara, Rajshahi-6100

Tel No: 880-721-775355, 776277

Fax No: 880-721-772377

 

 

DIRECTORS

 

Name

Mr. Rafiqul Islam

Designation

Chairman & Managing Director

Nationality

Bangladeshi

 

 

Name

Mr. Shafiqul Islam

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Toufiqul Islam

Designation

Director

Nationality

Bangladeshi

 

 

SHAREHOLDERS

 

Name 

Mr. Rafiqul Islam

Share Percentage

33.33%

Nationality

Bangladeshi

 

 

Name

Mr. Shafiqul Islam

Share Percentage

33.33%

Nationality

Bangladeshi

 

 

Name

Mr. Toufiqul Islam

Share Percentage

33.33%

Nationality

Bangladeshi

 

 

BUSINESS DETAILS

 

Line of Business

Importer & Seller 

Items Dealing In

Food Grains & Fertilizer 

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Local: Cash or Credit

 

BANKERS

 

Name

Prime Bank Limited

Branch

Rajshahi Branch

Address

138/144, Shaheb Bazar, Rajshahi-6100

SWIFT

PRBLBDDH009

 

 

Name

Islami Bank Bangladesh Limited

Branch

Rajshahi Branch

Address

119/123, Shaheb Bazar, Rajshahi

SWIFT

IBBLBDDH113

 

 

FINANCIAL INFORMATION

 

Year

2011

2010

 

2009

Investment

Tk.18million

Tk.16 million

Tk.16 million

Turnover

Tk.112 million

Tk.110.6 million

Tk.110 million

Liability

NIL

NIL

NIL

Assets

Tk.22 million

Tk.20 million

Tk.20 million

 

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.10 million

Paid Up Capital

Tk.5 million

Each Share Value

Tk.100.00

 

 

CURRENCY EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

123.8704

U.S Dollar

1

79.1100

European Euro

1

106.9488

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 

 

GENERAL INFORMATION

 

Employees

65

Office Area (Sq. Ft)

2,500 sq.ft (rented)

Factory Area (Sq. Ft)

N/A

Warehouse Area (Sq. Ft)

3,600  sq.ft.(rented)

Range of Products

4 Fertilizers

4 Wheat

4 Maize

4 Rice

4 Sugar

4 Soya Meal

4 Yellow Peas

Import From 

4 China

4 India

4 Nepal 

Certifications

NIL

Group Name

4 Aman Group

Subsidiaries / Affiliates

4 Amantex Limited

4 Aman Cotton Fibrous Limited

4 Anwara Mannan Textile Mills Limited

4 Aman Cement Mills Limited

4 Brothers Cement Mills Limited

4 Aman Food & Beverage Limited

4 Aman Seed Storage Limited

4 Aman Feed Limited

4 Aman Poultry & Hatchery Limited

4 Aman Plant Tissue Culture Limited

4 Aman Agro Industries Limited

4 Aman Cold Storage Limited

4 Milan Cold Storage Limited

4 A.M. Cold Storage Limited

4 Aman Trading Corporation 

4 Aman Associates Limited

4 Islam Brothers & Co.

4 RS & T International

Member

4 Dhaka Chamber of Commerce & Industries, Dhaka

 

 

BUSINESS TREND & PROSPECT

 

Business Scale           

Fairly Large

Business Trend

Growing

Management Capability

Good

Reputation

Good

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.57

UK Pound

1

Rs.84.25

Euro

1

Rs.71.78

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.