MIRA INFORM REPORT

 

 

Report Date :

11.02.2013

 

IDENTIFICATION DETAILS

 

Name :

KUMHO FD CORP.

 

 

Registered Office :

292, Munjeong-dong, Songpa-gu, Seoul, Korea Rm.17-1, S, 8FL., Garden 5 Tool 138-962

 

 

Country :

South Korea

 

 

Financials (as on) :

31.12.2007

 

 

Date of Incorporation :

20.06.2006

 

 

Com. Reg. No.:

120-87-03224

 

 

Legal Form :

Co., Ltd by Shares

 

 

Line of Business :

Wholesale of Fruit and Vegetables

 

 

No. of Employees :

5

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Korea

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

South Korea - ECONOMIC OVERVIEW

 

South Korea over the past four decades has demonstrated incredible growth and global integration to become a high-tech industrialized economy. In the 1960s, GDP per capita was comparable with levels in the poorer countries of Africa and Asia. In 2004, South Korea joined the trillion dollar club of world economies, and currently is among the world's 20 largest economies. Initially, a system of close government and business ties, including directed credit and import restrictions, made this success possible. The government promoted the import of raw materials and technology at the expense of consumer goods, and encouraged savings and investment over consumption. The Asian financial crisis of 1997-98 exposed longstanding weaknesses in South Korea''s development model including high debt/equity ratios and massive short-term foreign borrowing. GDP plunged by 6.9% in 1998, and then recovered by 9% in 1999-2000. Korea adopted numerous economic reforms following the crisis, including greater openness to foreign investment and imports. Growth moderated to about 4% annually between 2003 and 2007. With the global economic downturn in late 2008, South Korean GDP growth slowed to 0.3% in 2009. In the third quarter of 2009, the economy began to recover, in large part due to export growth, low interest rates, and an expansionary fiscal policy, and growth was 3.6% in 2011. In 2011, the US-South Korea Free Trade Agreement was ratified by both governments and is projected to go into effect in early 2012. The South Korean economy''s long term challenges include a rapidly aging population, inflexible labor market, and heavy reliance on exports - which comprise half of GDP.

 

Source : CIA

 

Basic Information

 

Company Name

KUMHO FD CORP.

Registered Address

292, Munjeong-dong, Songpa-gu, Seoul, Korea

Building

Rm.17-1, S, 8FL., Garden 5 Tool

Zip Code

138-962

Tel

+82-2-2040-7547

Fax

+82-2-2179-9639

E-mail

kumhofd@chol.com

Trading Address

Rm.17-1, S, 8FL., 292, Munjeong-dong, Songpa-gu, Seoul, Korea

(New Address System : Rm.17-1, S, 8FL., 10, Chungmin-ro, Songpa-gu, Seoul, Korea)

Tel

+82-2-2040-7547

Fax

+82-2-2179-9639

Type

Import

Industry

Wholesale of Fruit and Vegetables

  Main Business

Dried Fruits, Nuts, Peanut, Walnut, Agricultural Products, Meat Products

Established (mm/dd/yyyy)

06/20/2006

The Subject Company occupies the premises of registered HQ address by leasing base.

 

 

Detailed Products

 

Activity

Detailed Products (UNSPSC)

Sell

Whole nuts or seeds(50101716)

Sell

Nuts or dried fruits(50192110)

 

 

CEO’s

 

Name

Kim Chang-Hyun

Address

Suite 706-1204, 19, Chungmin-ro 4 gil, Songpa-gu, Seoul, Korea

Date of Birth

01/16/1978

Title

Co-President & CEO

Sex

Male

Nationality

Korean

 

 

Profiles

 

Capital (KRW)

50,000,000

Employees

5

Formation

Co., Ltd by Shares

Bank Details

Hana Bank

Corporate Registered No.

110111-3479121

Business Registered No.

120-87-03224

Permit & Licenses

N/A

Shareholder Position

N/A

Company History

06/20/2006 Incorporated as the present name

06/15/2011 Moved to the present HQ address from Rm. 1907, Suseo Hyundai Venture Ville, 713, Suseo-dong, Gangnam-gu, Seoul, Korea

 

 

 

 

Detailed Information

 

Management

 

Job Description

Title

Name

Sex

Nationality

Inauguration Date

Co-President & CEO

Mr.

Kim Chang-Hyun

Male

Korean

06/20/2009

Co-President & CEO

Mr.

Kim Young-Suk

Male

Korean

06/20/2009

Director

M/S.

Kim Kyung-Hee

Female

Korean

06/20/2009

Director

Mr.

Kim Young-Hyun

Male

Korean

06/20/2009

Director

Mr.

Kim Myun-Ho

Male

Korean

03/09/2009

Director

M/S.

Lee Young-Ae

Female

Korean

03/09/2009

Auditor

Mr.

Jung Hwan-Jin

Male

Korean

03/09/2009

 

Financials

 

Year / Unit : KRW

Sales

Assets

Net Income

2011

22,830,000,000

4,620,000,000

429,000,000

2010

17,821,000,000

3,907,000,000

299,000,000

2009

14,949,000,000

2,495,000,000

257,000,000

2008

 

 

 

2007

4,797,000,000

989,000,000

130,000,000

2006

 

 

 

2005

 

 

 

2004

 

 

 

2003

 

 

 

 

 

Financial Description

 

Authorized Capital(KRW)

50,000,000

Paid-Up Capital(KRW)

50,000,000

Total Issues Shares

10,000

 

Balance Sheet

Unit : Million Korean Won

As of 12/31/2009

As of 12/31/2008

As of 12/31/2007

Total Assets

 

 

989

Current Assets

 

 

901

-Quick Assets

 

 

494

-Inventories

 

 

407

Fixed Assets

 

 

88

-Investment

 

 

66

-Tangibles

 

 

-

-Intangibles

 

 

-

Total Liabilities

 

 

826

Current Liabilities

 

 

826

Fixed Liabilities

 

 

-

Capital Stock

 

 

50

Capital Surplus

 

 

-

Profit Surplus

 

 

114

Capital Adjustment

 

 

-

Total Equity

 

 

164

Liab. & Shareholder’s Equity

 

 

989

 

Income Statement

Unit : Million Korean Won

As of 12/31/2009

As of 12/31/2008

As of 12/31/2007

Sales

 

 

4,797

Cost of Sold Goods

 

 

4,403

Gross Profit

 

 

394

Selling & Admin. Expenses

 

 

240

Operating Income

 

 

154

Non-Operating Income

 

 

-

Non-Operating Expenses

 

 

1

Ordinary Income

 

 

153

Special Income

 

 

-

Income Before Taxes

 

 

153

Income Taxes Expenses

 

 

23

Net Income

 

 

130

 

 

Products, Technologies, Services Description

 

Main Products & Services

Dried Fruits, Nuts, Peanut, Walnut, Agricultural Products

Detailed Products Spec.

 

Technologies Acquired

 

 

 

Trade Partners & Competitors

 

Suppliers

SETTON INTERNATIONAL FOODS INC.(USA)

DIAMOND FOODS INC(USA)

Customers

SHINWANG MULSAN CO., LTD.(110111-1352113)

Major Hotels, Confectionery Companies

Competitors

SEUM CO., LTD.

90, JIMUN-RI, WONGOK-MYEON, ANSEONG-SI, GYEONGGI-DO, KOREA

TEL:+82-31-655-6345  FAX:+82-31-655-6347

 

HANYONG INTERNATIONAL

RM. 312, DONGSAN BLDG., 109-8, SINSEOL-DONG, DONGDAEMUN-GU, SEOUL, KOREA

TEL:+82-2-2252-4570  FAX:+82-2-2252-4571

 

DONG WOO NONG SAN CO., LTD.

616, MUGAP-RI, CHOWOL-EUP, GWANGJU-SI, GYEONGGI-DO, KOREA

TEL:+82-31-763-4666  FAX:+82-31-763-4660

 

 

Sales by Region (Activity & Markets)

 

Sales/ Unit :Mil KRW

2011

2010

2009

Export

 

 

 

Domestic

 

 

 

Total

 

 

 

The Subject imports from China, India, Iran, Philippines, Vietnam, Turkey and USA.

 

 

News Clipping

 

Not Available.

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.57

UK Pound

1

Rs.84.25

Euro

1

Rs.71.78

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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