MIRA INFORM REPORT

 

 

Report Date :

20.02.2013

 

IDENTIFICATION DETAILS

 

Name :

VILARTEX - EMPRESA DE MALHAS VILARINHO, LDA

 

 

Registered Office :

Rua Da Beira Alta, 94 Corvite, 4805-224

 

 

Country :

Portugal

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

02.02.1978

 

 

Com. Reg. No.:

500751676

 

 

Legal Form :

Private Independent

 

 

Line of Business :

Subject is engaged in manufacture of knitted or crocheted pullovers, cardigans, jerseys, waistcoats and similar articles.

 

 

No. of Employees :

105

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Portugal

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

portugal - ECONOMIC OVERVIEW

 

Portugal has become a diversified and increasingly service-based economy since joining the European Community - the EU's predecessor - in 1986. Over the past two decades, successive governments have privatized many state-controlled firms and liberalized key areas of the economy, including the financial and telecommunications sectors. The country qualified for the Economic and Monetary Union (EMU) in 1998 and began circulating the euro on 1 January 2002 along with 11 other EU members. The economy had grown by more than the EU average for much of the 1990s, but fell back in 2001-08, and contracted 2.5% in 2009, before growing 1.3% in 2010. But GDP fell again in 2011, as the government implemented austerity measures, including a 5% public salary cut, a 2% increase in the value-added tax, and an extraordinary tax on yearend bonuses to comply with conditions of an EU-IMF financial rescue package agreed to in May 2011. GDP per capita stands at roughly two-thirds of the EU-27 average. A rigid labor market has been an obstacle to greater productivity and growth. Portugal also has been increasingly overshadowed by lower-cost producers in Central Europe and Asia as a destination for foreign direct investment. Portugal's low competitiveness, low growth prospects, and high levels of public debt have made it vulnerable to bond market turbulence. The government reduced the budget deficit from 10.1% of GDP in 2009 to 4.5% in 2011, an achievement made possible only by the extraordinary revenues obtained from the one-time transfer of bank pension funds to the social security system. Investors, however, continue to express concern about the government's ability to achieve future budget deficit targets and obtain foreign financing to cover its sovereign debt obligations when the EU-IMF financing program expires in 2013. Without the option for stimulus measures, the government is focusing instead on boosting exports and implementing labor market and other structural reforms to try to raise GDP growth and increase Portugal's competitiveness - which, over time, may help mitigate investor concerns.

 

Source : CIA

company name and address

 

VILARTEX - EMPRESA DE MALHAS VILARINHO, LDA               

 

Rua Da Beira Alta, 94

 

 

Corvite, 4805-224

Portugal

 

 

Tel:

+351 253559300

Fax:

+351 253559319

 

 

 

Employees:

105

Company Type:

Private Independent

 

 

Incorporation Date:

02-Feb-1978

Financials in:

USD (In Millions)

Fiscal Year End:

31-Dec-2011

Reporting Currency:

Euro

Annual Sales:

30.7

Total Assets:

25.4

 

 

Business Description          

 

 

Vilartex - Empresa De Malhas Vilarinho, LDA is primarily engaged in manufacture of knitted or crocheted pullovers, cardigans, jerseys, waistcoats and similar articles.

 

 

Industry            

 

 

Industry

Apparel and Accessories

ANZSIC 2006:

1340 - Knitted Product Manufacturing

NACE 2002:

1772 - Manufacture of knitted and crocheted pullovers, cardigans and similar articles

NAICS 2002:

315191 - Outerwear Knitting Mills

UK SIC 2003:

1772 - Manufacture of knitted and crocheted pullovers, cardigans and similar articles

UK SIC 2007:

1439 - Manufacture of other knitted and crocheted apparel

US SIC 1987:

2257 - Weft Knit Fabric Mills

 

 

Key Executives     

             

 

Name

Title

AntĂ³nio Pinto

Managing partner

Elisabete Costa

Financial director

Xavier Ferreira

Operations manager/director

Claudino Sottomayor

Accountant

Nazaré Macedo

Executive

 

Registered No.(PRT):     500751676

 

1 - Profit & Loss Item Exchange Rate: USD 1 = EUR 0.7191895
2 - Balance Sheet Item Exchange Rate: USD 1 = EUR 0.770327

 

 

Corporate Overview

 

Location
Rua Da Beira Alta, 94
Corvite, 4805-224
Portugal

 

Tel:

+351 253559300

Fax:

+351 253559319

 

 

Sales EUR(mil):

22.1

Assets EUR(mil):

19.6

Employees:

105

Fiscal Year End:

31-Dec-2011

 

Industry:

Apparel and Accessories

Incorporation Date:

02-Feb-1978

Company Type:

Private Independent

Quoted Status:

Not Quoted

Registered No.(PRT):

500751676

 

Managing partner:

AntĂ³nio Pinto

 

 

Industry Codes

 

ANZSIC 2006 Codes:

1340

-

Knitted Product Manufacturing

 

NACE 2002 Codes:

1772

-

Manufacture of knitted and crocheted pullovers, cardigans and similar articles

 

NAICS 2002 Codes:

315191

-

Outerwear Knitting Mills

 

US SIC 1987:

2257

-

Weft Knit Fabric Mills

 

UK SIC 2003:

1772

-

Manufacture of knitted and crocheted pullovers, cardigans and similar articles

 

UK SIC 2007:

1439

-

Manufacture of other knitted and crocheted apparel

 

 

Business Description

 

Vilartex - Empresa De Malhas Vilarinho, LDA is primarily engaged in manufacture of knitted or crocheted pullovers, cardigans, jerseys, waistcoats and similar articles.

 

 

Financial Data

 

 

 

Financials in:

EUR(mil)

 

Revenue:

22.1

Assets:

19.6

Current Assets:

13.0

 

Total Liabilities:

19.6

 

Issued Capital:

3.3

 

Net Worth:

3.8

 

 

 

Date of Financial Data:

31-Dec-2011

 

1 Year Growth

3.7%

NA

 

Key Corporate Relationships

 

Bank:

Banif - Banco Internacional Do Funchal, Banco EspĂ­rito Santo, Banco Santander Totta

 

 

Executives

 

Name

Title

Function

AntĂ³nio Pinto

 

Managing partner

Managing Director

Carlos Pinto

 

Managing director, Managing partner

Managing Director

Carmen Pinto

 

Managing partner, Personnel manager

Managing Director

Ricardo Pinto

 

Commercial director, Managing partner

Managing Director

Xavier Ferreira

 

Operations manager/director

Operations Executive

Elisabete Costa

 

Financial director

Finance Executive

Claudino Sottomayor

 

Accountant

Accounting Executive

Maria Pinto

 

Partner

Partner

Nazaré Macedo

 

Executive

Other

 

 

Annual Profit & Loss

 

 

 

31-Dec-2011

31-Dec-2010

31-Dec-2009

Period Length

12 Months

12 Months

12 Months

Filed Currency

EUR

EUR

EUR

Exchange Rate (Period Average)

0.71919

0.755078

0.719047

Consolidated

No

No

No

 

 

 

 

Total income

31.8

29.1

30.7

Net sales

30.7

28.2

29.9

Change in stock

0.0

0.1

-0.1

Subsidies for operating costs

0.2

0.2

-

Other operating income

0.9

0.7

0.9

Cost of goods sold

21.6

18.8

19.4

Cost of sales

21.6

18.8

19.4

Service costs

5.3

6.1

6.5

Total payroll costs

2.0

2.0

2.0

Fixed asset depreciation and amortisation

0.7

0.6

0.7

Other operating costs

1.5

1.1

1.4

Total expenses

0.6

0.3

0.5

Profit before tax

0.1

0.1

0.2

Total taxation

0.1

0.0

0.1

Net profit

0.0

0.1

0.1

 

 

Annual Balance Sheet

 

Financials in: USD (mil)

 

 

 

31-Dec-2011

31-Dec-2010

31-Dec-2009

Filed Currency

EUR

EUR

EUR

Exchange Rate

0.770327

0.745406

0.696986

Consolidated

No

No

No

 

 

 

 

Issued capital

4.2

4.4

2.9

Special reserves

0.8

0.9

1.1

Total reserves

0.3

0.3

2.2

Profits for the year

0.0

0.1

0.1

Profit brought forward from previous year(s)

-0.4

-0.5

-0.7

Capital subsidies and grants

0.0

0.0

0.0

Total stockholders equity

5.0

5.2

5.6

Other long-term liabilities

5.1

6.4

7.7

Trade creditors

5.3

8.4

4.5

Bank loans and overdrafts

9.3

9.7

6.5

Taxes

0.1

0.2

0.2

Other current liabilities

0.3

0.3

0.3

Total current liabilities

15.0

18.6

11.6

Total debts

20.4

25.5

19.8

Regularisation account

0.4

0.5

0.5

Total liabilities (including net worth)

25.4

30.7

25.4

Intangibles

0.0

0.0

0.0

Total tangible fixed assets

8.1

8.8

9.8

Other financial assets

0.0

0.0

0.0

Net stocks and work in progress

6.8

7.5

4.0

Trade debtors

9.3

12.3

10.0

Other receivables

0.4

1.3

0.4

Money on deposit at bank(s)

0.2

0.3

0.6

Recoverable taxation

0.3

0.2

0.1

Total current assets

16.9

21.6

15.2

Prepaid expenses and deferred costs

0.4

0.3

0.4

Total assets

25.4

30.7

25.4

 

 

Annual Ratios

 

Financials in: USD (mil)

 

 

 

31-Dec-2011

31-Dec-2010

31-Dec-2009

Period Length

12 Months

12 Months

12 Months

Filed Currency

EUR

EUR

EUR

Exchange Rate

0.770327

0.745406

0.696986

Consolidated

No

No

No

 

 

 

 

Current ratio

1.10

1.20

1.30

Acid test ratio

0.70

0.80

1.00

Total liabilities to net worth

0.24%

0.21%

0.29%

Net worth to total assets

0.20%

0.17%

0.22%

Current liabilities to net worth

3.00%

3.55%

2.05%

Current liabilities to stock

2.21%

2.49%

2.91%

Fixed assets to net worth

1.66%

1.72%

1.79%

Collection period

118.00

157.50

118.80

Stock turnover rate

4.20

3.80

7.80

Asset utilisation

0.89%

1.08%

0.82%

Creditors to sales

71.20

89.30

64.00

Asset turnover

1.13%

0.93%

1.22%

Profit margin

0.00%

0.00%

0.01%

Return on assets

0.00%

0.00%

0.01%

Shareholders' return

0.00%

0.01%

0.03%

Sales per employee

212.14

195.10

-

Profit per employee

0.16

0.50

-

Return on capital

0.00%

0.01%

0.01%

Net worth

5.0

5.2

5.6

Number of employees

104

109

109

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.28

UK Pound

1

Rs.84.09

Euro

1

Rs.72.44

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)