MIRA INFORM REPORT

 

 

Report Date :

21.02.2013

 

IDENTIFICATION DETAILS

 

Name :

TRADING HOUSE KAMEYA SO LIMITED LIABILITY COMPANY

 

 

Registered Office :

Svobody str., 35, bldg. 18, Moscow, 125362,

 

 

Country :

Russian Federation

 

 

Financials (as on) :

01.01.2007

 

 

Date of Incorporation :

04.02.2003

 

 

Com. Reg. No.:

1037739399543

 

 

Legal Form :

OOO (Limited Liability Company by Russian Law)

 

 

Line of Business :

Manufacture and sales of jewels.

 

 

No. of Employees :

200 (approx.)

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Russia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

RUSSIA - ECONOMIC OVERVIEW

 

Russia has undergone significant changes since the collapse of the Soviet Union, moving from a globally-isolated, centrally-planned economy to a more market-based and globally-integrated economy. Economic reforms in the 1990s privatized most industry, with notable exceptions in the energy and defense-related sectors. The protection of property rights is still weak and the private sector remains subject to heavy state interference. Russian industry is primarily split between globally-competitive commodity producers. In 2011, Russia became the world's leading oil producer, surpassing Saudi Arabia; Russia is the second-largest producer of natural gas; Russia holds the world's largest natural gas reserves, the second-largest coal reserves, and the eighth-largest crude oil reserves. Russia is the third-largest exporter of both steel and primary aluminum. Other less competitive heavy industries remain dependent on the Russian domestic market. Russia's reliance on commodity exports makes it vulnerable to boom and bust cycles that follow the highly volatile swings in global commodity prices. The government since 2007 has embarked on an ambitious program to reduce this dependency and build up the country's high technology sectors, but with few results so far. The economy had averaged 7% growth in the decade following the 1998 Russian financial crisis, resulting in a doubling of real disposable incomes and the emergence of a middle class. The Russian economy, however, was one of the hardest hit by the 2008-09 global economic crisis as oil prices plummeted and the foreign credits that Russian banks and firms relied on dried up. According to the World Bank the government's anti-crisis package in 2008-09 amounted to roughly 6.7% of GDP. The Central Bank of Russia spent one-third of its $600 billion international reserves, the world's third largest, in late 2008 to slow the devaluation of the ruble. The government also devoted $200 billion in a rescue plan to increase liquidity in the banking sector and aid Russian firms unable to roll over large foreign debts coming due. The economic decline bottomed out in mid-2009 and the economy began to grow in the third quarter of 2009. However, a severe drought and fires in central Russia reduced agricultural output, prompting a ban on grain exports for part of the year, and slowed growth in other sectors such as manufacturing and retail trade. High oil prices buoyed Russian growth in 2011 and helped Russia reduce the budget deficit inherited from the lean years of 2008-09. Russia has reduced unemployment since 2009 and has made progress on reducing inflation since 2010. Russia's long-term challenges include a shrinking workforce, a high level of corruption, difficulty in accessing capital for smaller, non-energy companies, and poor infrastructure in need of large investments.

Source : CIA


Comments

 

 

Information

The telephone numbers mentioned in your inquiry belong to the company Obschestvo s ogranichennoy otvetstvennostyu "TORGOVYY DOM "KAMEYA SO" (name in English: "TRADING HOUSE "KAMEYA SO" LIMITED LIABILITY COMPANY).

In your inquiry the address “Torgove Dom, 35 Str., 18 Svobody UL, Moscow 125362” is mentioned. This address mentioned is not correctly. The collocation "Torgove Dom" in this address is a part of the name of the company Obschestvo s ogranichennoy otvetstvennostyu "TORGOVYY DOM "KAMEYA SO".

The correct address of this company is "Svobody str., 35, bldg. 18, Moscow, 125362, Russian Federation".

The company operates under trading name KAMEYA.

We provide the report on this company.

 

 

 

Summary

 

 

Original Name

Obschestvo s ogranichennoy otvetstvennostyu "TORGOVYY DOM "KAMEYA SO"

Legal Form

OOO (Limited Liability Company by Russian Law)

Year of Foundation

2000

Sales

1 106 659 th RUR for 12 months, ended 01.01.2007

Employees

200 (approx.) on February, 20, 2013 (company's data)

 

 

 

 

Company Identification Details

 

 

Original Name

Obschestvo s ogranichennoy otvetstvennostyu "TORGOVYY DOM "KAMEYA SO"

Short Name

OOO "TORGOVYY DOM "KAMEYA SO"

Name in English

"TRADING HOUSE "KAMEYA SO" LIMITED LIABILITY COMPANY

Address

Svobody str., 35, bldg. 18, Moscow, 125362, Russian Federation

Legal Address

Svobody str., 35, bldg. 18, Moscow, 125362, Russian Federation

Phone

+7 (495) 7440307

Fax

+7 (495) 7440307

E-mail

info@kameya.ru

WEB Address

www.kameya.ru

 

 

History

12.01.2007: Legal Address changed from Volokolamskoe shosse, 108, Moscow, 125424, Russian Federation

 

 

Official Company Data

 

 

Legal Form

OOO (Limited Liability Company by Russian Law)

Date of Registration

04.02.2003

Registration Number

1037739399543

Statistic Code (OKPO)

54786497

Taxpayer Code (INN)

7733104388

Registration Authority

Ministry for Taxes and Duties of Russian Federation Interregional Inspection N 39 within Moscow

 

 

 

Public Record Information

 

 

Information

The company Obschestvo s ogranichennoy otvetstvennostyu "TORGOVYY DOM "KAMEYA SO" was not included in the published list of bankrupt companies.

 

 

 

Share Capital

 

 

Current Share Capital

10 000 RUR

 

 

 

Shareholders

 

 

Total

2 private persons

 

 

Shareholder

Mr Didyaev Valeriy Vladimirovich

Nationality

Russian Federation

Address

Isakovskogo str., 39, ap. 15, Moscow, 123631, Russian Federation

Date of Birth

07.11.1966

Taxpayer Code (INN)

246600435157

Share

50 %

 

 

Shareholder

Ms Karetnikova Anna Anatol'evna

Nationality

Russian Federation

Address

Isakovskogo str., 39, ap. 15, Moscow, 123631, Russian Federation

Date of Birth

10.06.1963

Taxpayer Code (INN)

246602650287

Share

50 %

 

 

 

Directors

 

 

Director

The functions of management of the company are delegated to the management company Obschestvo s ogranichennoy otvetstvennostyu "SISTEMY UPRAVLENIYA" (registration number: 1097746806431, taxpayer code (INN): 7733720394). Mr Gamov Denis Vital'evich is the director of the company OOO "SISTEMY UPRAVLENIYA".

 

Signature Right

Nationality

Russian Federation

 

 

 

Re-Registration Data

 

 

Initial Registration

20.07.2000

Registration Number

State Register Chamber within Ministry of Justice of Russian Federation

Registration Authority

Moscow Register Chamber

 

 

Date of Registration

04.02.2003

 

(Entering into the Single State Register of Legal Entities)

Registration Number

1037739399543

Registration Authority

Ministry for Taxes and Duties of Russian Federation
Interregional Inspection N 39 within Moscow

 

 

Date of Re-registration

25.12.2003

File Number

2037733064202

Registration Authority

Ministry for Taxes and Duties of Russian Federation Inspection N 33 within Moscow

Changes

Company's Rules

 

 

Date of Re-registration

12.07.2004

File Number

2047733021114

Registration Authority

Ministry for Taxes and Duties of Russian Federation Inspection N 33 within Moscow

Changes

Company's Rules

 

 

Date of Re-registration

12.01.2007

File Number

2077746156630

Registration Authority

Federal Tax Service of Russian Federation Interregional Inspection N 46 within Moscow

Changes

Legal Address

 

 

Date of Re-registration

28.10.2009

File Number

6097748093020

Registration Authority

Federal Tax Service of Russian Federation

Changes

Company's Rules

 

 

Date of Re-registration

12.03.2012

File Number

6127746503362

Registration Authority

Federal Tax Service of Russian Federation

Changes

Company's Rules

 

 

Date of Re-registration

28.06.2012

File Number

9127746528175

Registration Authority

Federal Tax Service of Russian Federation

Changes

Company's Rules

 

 

 

Operations

 

 

Activities

Manufacture and sales of jewels.

The company operates under trading name KAMEYA.

 

 

Staff Employed

200 (approx.) on February, 20, 2013 (company's data)

Employees' History

200 (approx.) on October, 16, 2012 (company's data)
200 (approx.) on September, 24, 2012 (company's data)
200 (approx.) on August, 08, 2012 (company's data)
199 on December, 06, 2011 (company's data)
115 on July, 07, 2010 (company's data)
100 (approx.) on August, 21, 2009 (company's data)
100 (approx.) on November, 14, 2008 (company's data)
100 (approx.) on March, 17, 2008 (company's data)
44 on January, 01, 2004 (official data)

 

 

 

Real Estate

 

 

Own

none

 

 

Rent

Office, industrial area, warehouse
Address: Svobody str., 35, bldg. 18, Moscow, 125362, Russian Federation
(company's data)

 

 

 

Export & Import

 

 

Export Countries

2005-2011: No Export Activity

Exported Goods

none

Export Value

none

 

 

Import Countries

2005-2011: No Import Activity

Imported Goods

none

Import Value

none

 

 

 

 

Branches

 

 

Branch

The companies has got branches situated at following addresses:

Address: Ekaterinburg
Tel: +7 (343) 3783290, 3783305

Address: Khabarovsk
Tel.: +7 (4212) 347578, 342584

Address: Novosibirsk
Tel.: +7 (3832) 297494, 247496

 

 

 

Participation

 

 

Information

None

 

 

 

Related Companies

 

 

Information

Mr Didyaev Valeriy Vladimirovich is also a shareholder of companies:

OOO "SISTEMY EKSPLUATATSII"
Registration number: 1087746174966

OOO "YUNIKAM LOGISTIKA"
Registration number: 1067746263881

OOO "INITSIATIVA"
Registration number: 1057747123257

OOO "RUSKONSALT"
Registration number: 1037706038446

OOO "M.YU.Z. "KAMEYA"
Registration number: 1035008853395

Ms Karetnikova Anna Anatol'evna is also a shareholder of companies:

OOO "SISTEMY UPRAVLENIYA"
Registration number: 1097746806431

OOO "SISTEMY EKSPLUATATSII"
Registration number: 1087746174966

OOO "YUNIKAM LOGISTIKA"
Registration number: 1067746263881

OOO "INITSIATIVA"
Registration number: 1057747123257

OOO "M.YU.Z. "KAMEYA"
Registration number: 1035008853395

OOO "RUSKONSALT"
Registration number: 1037706038446

Mr Gamov Denis Vital'evich isn't a shareholder or a director of any other companies in Russian Federation.

 

 

 

Bankers

 

 

Bank

OAO AKB "METALLINVESTBANK", bank code: 044585163 (Russian Federation)

Account(s)

40702810300000001200 (RUR)

 

 

Bank

AB "IBG NIKOYL" (OAO), bank code: 044525566 (Russian Federation)

Account(s)

40702810601000000437 (RUR)

 

 

Bank

OAO "VNESHTORGBANK", Khabarovsk branch, bank code: 040813727 (Russian Federation)

Account(s)

40702810602000004620 (RUR)

 

 

Financial Data

 

 

Profit and Loss (extract)

 

The following figures are shown in units of 1000

 

 

Period, months

12

12

12

12

Ended

01.01.2007

01.01.2006

01.01.2005

01.01.2004

Currency

RUR

RUR

RUR

RUR

SALES

1106659

572104

418341

305081

Cost of Goods sold

955586

483292

369685

267406

GROSS PROFIT

151073

88812

48656

37675

Distribution Costs

112989

63118

30395

21573

Management Costs

 

 

 

 

OPERATING PROFIT

38084

25694

18261

16102

Non Trading Income

-12708

-12705

-12380

-11016

PRE TAX PROFIT

25376

12989

5880

5086

Taxation

7190

3790

2136

1418

PROFIT AFTER TAX

18186

9199

3744

3513

 

Balance Sheet (extract)

 

The following figures are shown in units of 1000

 

As at

01.01.2007

01.01.2006

01.01.2005

01.01.2004

Currency

RUR

RUR

RUR

RUR

TOTAL FIXED ASSETS

13453

14369

13386

15977

 Intangible Assets

1012

1274

1431

1620

 Fixed Assets

6072

4830

1291

4153

TOTAL CURRENT ASSETS

249651

127119

88501

113372

 Stock

114254

79413

50647

47664

 Trade debtors

82251

32759

28768

41080

 Cash

22409

6426

4456

5087

TOTAL ASSETS

263104

141488

101887

129349

 

 

 

 

 

TOTAL EQUITY

39708

21522

12322

8578

 Share Capital

10

10

10

10

 Retained Profits

39698

21512

12312

8568

TOTAL LONG TERM LIABS

 

 

 

 

 Long Term Loans

 

 

 

 

TOTAL CURRENT LIABS

223396

119966

89565

120771

 Short Term Loans

94783

57836

57114

57389

 Short Term Trade Creditors

128613

62130

32451

63382

TOTAL EQUITY & LIABS

263104

141488

101887

129349

 

Key Credit Ratios

 

The following figures are shown as Ratios or Percentages

 

Accounts Date

01.01.2007

01.01.2006

01.01.2005

01.01.2004

Current Ratio

1,12

1,06

0,99

0,94

Working Capital, x1000 RUR

26255

7153

-1064

-7399

Quick Ratio

0,61

0,4

0,42

0,54

Debt to Equity Ratio

5,63

5,57

7,27

14,08

Current Assets Turnover

4,43

4,5

4,73

2,69

Total Assets Turnover Ratio

4,21

4,04

4,11

2,36

Pre Tax Profit Margin, %

2,29

2,27

1,41

1,67

Gross Profit, %

13,65

15,52

11,63

12,35

Return on Investment, %

63,91

60,35

47,72

59,29

Return on Assets, %

9,64

9,18

5,77

3,93

 

 

 

Clients & Suppliers

 

 

Clients

OAO "TPK YASHMA" (Russian Federation)

OOO "YUVELIKA" (Russian Federation)

OAO "TUYMAADA DAYMOND" (Russian Federation)

OOO "BALTIYSKIY IZUMRUD" (Russian Federation)

OOO "GRAND-M" (Russian Federation)

OOO TORGOVYY DOM "BARS" (Russian Federation)

 

 

Suppliers

OAO "KRASNOYARSKIY ZAVOD TSVETNYKH METALLOV IM. V.N. GULIDOVA" (Russian Federation)

OOO "ANDROMEDA" (Russian Federation)

OOO "YUVELIRNYY ZAVOD "DIAMANT" (Russian Federation)

OOO "CHASOVOY ZAVOD MAKTAYM" (Russian Federation)

OOO "EPF OLIN" (Russian Federation)

OOO "YUP "ZOLOTOE RUNO" (Russian Federation)

OOO STOLICHNYY YUVELIRNYY ZAVOD "ADAMAS" (Russian Federation)

OOO "YUD "AKVAMARIN" (Russian Federation)

OOO "AL'TAIR-2005" (Russian Federation)

 

 

 

Actions at law

 

 

The information of Arbitration court of Moscow about judicial claims is presented

 

Date of registration

19.10.2009

Registration number

A40-46315/09

Plaintiff

Private Businesswoman Ms Rakhimova Zinaida Egorovna

Defendant

OOO "TORGOVIY DOM "KAMEYA SO"

Claim sum

-

Claim category

Economic disputes

 

Date of registration

24.06.2008

Registration number

A60-7719/07

Plaintiff

OOO "TORGOVIY DOM "KAMEYA SO"

Defendant

OOO "BAGIRA"

Claim sum

-

Claim category

Economic disputes

 

Date of registration

28.11.2007

Registration number

A60-32360/07

Plaintiff

OOO "TORGOVIY DOM "KAMEYA SO"

Defendant

OOO "YUVELIRNAYA KOMPANIYA "GEFEST"

Claim sum

-

Claim category

Economic disputes

 

Date of registration

26.07.2011

Registration number

A40-80799/11

Plaintiff

OOO "TORGOVIY DOM "KAMEYA SO"

Defendant

OOO RUSKAYA GRUPPA

Claim sum

1 479 450 RUR

Claim category

Default of obligations under the contract

 

Date of registration

18.02.2011

Registration number

A40-16533/11

Plaintiff

OOO "TORGOVIY DOM "KAMEYA SO"

Defendant

OOO MAKSIMA

Claim sum

105 340 RUR

Claim category

Default of obligations under the contract

 

Date of registration

30.03.2012

Registration number

A40-48778/2012

Plaintiff

OOO "TORGOVIY DOM "KAMEYA SO"

Defendant

OAO "PERVOE ROSSIYSKOE STRAKHOVOE OBSCHESTVO"

Claim sum

2 188 621 RUR

Claim category

Default of obligations under the contract

 

Date of registration

30.03.2012

Registration number

A40-48781/2012

Plaintiff

OOO "TORGOVIY DOM "KAMEYA SO"

Defendant

OOO AMETIST

Claim sum

143 740 RUR

Claim category

Default of obligations under the contract

 

Date of registration

16.05.2012

Registration number

A60-22801/2012

Plaintiff

OOO "TORGOVIY DOM "KAMEYA SO"

Defendant

OOO INTERA

Claim sum

1 109 550 RUR

Claim category

Default of obligations under the contract

 

Date of registration

22.06.2012

Registration number

A40-85961/2012

Plaintiff

OOO "TORGOVIY DOM "KAMEYA SO"

Defendant

OOO ENTER

Claim sum

11 583 637 RUR

Claim category

Default of obligations under the contract

 

Date of registration

26.07.2012

Registration number

A40-102005/2012

Plaintiff

OOO ESSIER

Defendant

OOO "TORGOVIY DOM "KAMEYA SO"

Claim sum

250 000 RUR

Claim category

Default of obligations under the contract

 

Publications

 

Date

2013

Source

The Federal Tax Service of Russian Federation

Text of Publication

The Federal Tax Service of Russian Federation has published the information that Ms Karetnikova Anna Anatol'evna (as private person) does't have not paid taxes.

 

 

Date

2013

Source

The Federal Tax Service of Russian Federation

Text of Publication

The Federal Tax Service of Russian Federation has published the information that Mr Didyaev Valeriy Vladimirovich (as private person) does't have not paid taxes.

 

Financial Data

 


We couldn't get the financial data on the company of 2007 - 2011 years, because there weren't company's financial data of 2007 - 2011 years in the Federal Statistics Service of Russian Federation.

 

 

Original Financial Data

 (Russian Accounting Report in English)

 

Balance Sheet

 

The following figures are shown in units of 1000

 

 
ASSETS

Line code

as at
01.01.2005

as at
01.01.2006

as at
01.01.2007

 

 

 

 

 

I. NON-CURRENT ASSETS

 

 

 

 

Intangible assets

110

1431

1274

1012

Fixed assets

120

1291

4830

6072

Construction in progress

130

-

-

-

Income-bearing investments in tangible assets

135

10664

8264

6369

Long-term financial investments

140

-

-

-

Deferred tax assets

145

-

-

-

Other non-current assets

150

-

-

-

Total section I

190

13386

14369

13453

II. CURRENT ASSETS

 

 

 

 

Inventories

210

50647

79413

114254

including :

 

 

 

 

 raw materials and other inventories

211

9064

7053

8258

 livestock

212

-

-

-

 work in progress

213

-

-

-

 finished goods and goods for resale

214

41380

72167

105418

 goods dispatched

215

-

-

-

 expenses related to future periods

216

203

193

578

 other supplies and expenditures

217

-

-

-

Value added tax on purchased goods

220

4630

8513

38

Accounts receivable (payments expected beyond 12 months after the reporting date)

230

-

-

-

including :

 

 

 

 

 buyers and customers

231

-

-

-

Accounts receivable (payments expected within 12 months after the reporting date)

240

28768

32759

82251

including :

 

 

 

 

 buyers and customers

241

22456

30380

78941

Short-term investments

250

-

-

30700

Monetary assets

260

4456

6426

22409

Other current assets

270

-

8

-

Total section II

290

88501

127119

249651

TOTAL SECTIONS I and II

300

101887

141488

263104


 


 


 


 


 

EQUITY AND LIABILITIES

 

 

 

 

 

 

 

 

 

III. EQUITY AND RESERVES

 

 

 

 

Share capital

410

10

10

10

Treasury shares

411

-

-

-

Additional capital

420

-

-

-

Legal reserve

430

-

-

-

including :

 

 

 

 

 reserves and provisions formed in
 accordance with legislation

431

-

-

-

 reserves formed in accordance
 with foundation documents

432

-

-

-

Retained earnings (loss)

470

12312

21512

39698

Total section III

490

12322

21522

39708

IV. NON-CURRENT LIABILITIES

 

 

 

 

Borrowings

510

-

-

-

Deferred tax liabilities

515

-

-

-

Other non-current liabilities

520

-

-

-

Total section IV

590

-

-

-

V. CURRENT LIABILITIES

 

 

 

 

Borrowings

610

57114

57836

94783

Accounts payable

620

32451

62130

128613

including :

 

 

 

 

 suppliers and contractors

621

28647

55682

112161

 salaries payable

622

177

212

665

 payable to state non-budget funds

623

74

61

200

 taxes payable

624

167

1264

2905

 other creditors

625

3387

4912

12682

Dividends payable to participants (shareholders)

630

-

-

-

Income of future periods

640

-

-

-

Reserves for future expenses
and payments

650

-

-

-

Other current liabilities

660

-

-

-

Total section V

690

89565

119966

223396

TOTAL SECTIONS III,IV,V

700

101887

141488

263104

 

PROFIT AND LOSS ACCOUNT

 

The following figures are shown in units of 1000

 

 
PARAMETER

Line code

 
01.01.2007

 
01.01.2006

 
01.01.2005

 

 

 

 

 

INCOME FROM AND EXPENSES ON ORDINARY ACTIVITIES

 

 

 

 

Sale of goods, products, work, services (less VAT, excise tax, other similar mandatory payments)

010

1106659

572104

418341

Cost of goods, products, work, services sold

020

955586

483292

369685

Gross profit

029

151073

88812

48656

Selling expenses

030

112989

63118

30395

Administrative expenses

040

-

-

-

Profit (loss) from operations

050

38084

25694

18261

OTHER INCOME AND EXPENSES

 

 

 

 

Interest income

060

187

-

-

Interest expenses

070

7614

7013

7867

Income from investments in other companies

080

-

-

-

Other operating income

090

3124

2932

3393

Other operating expenses

100

8405

8624

4885

Non-operating income

120

-

-

126

Non-operating expenses

130

-

-

3147

Profit (loss) before profit tax

140

25376

12989

5880

Deferred tax assets

141

-

-

-

Deferred tax liabilities

142

-

-

-

Current profit tax

150

7190

3790

2136

Net profit (loss) for the reporting period

190

18186

9199

3744

 

 

Rates of Exchange

 

 

RUR - Russian Rouble

01.01.2012:   1 EUR = 41.67 RUR,   1 USD = 32.19 RUR

EUR - EURO

01.01.2011:   1 EUR = 40.49 RUR,   1 USD = 30.35 RUR

USD - US Dollar

01.01.2010:   1 EUR = 43.46 RUR,   1 USD = 30.19 RUR

 


DIAMOND INDUSTRY – INDIA

 

-          From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-          The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-          The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-          Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-          Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-          The diamond jewellery industry in India today may be more than Rs 60000 mil and is rated amongst the fastest growing  in the world. Indi ranks third in the world in domestic diamond consumption.

-          Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-          Excerpts from Times of India dated 30th October 2010 is as under –

 

DIAMOND SAGA – DIRTY DOZEN STUCK WITH 2K CR DEBT

This could be the biggest credibility crisis the Indian diamond industry has ever faced. Fifteen banks run the risk of losing Rs 2000 crore lent to a dozen diamond firms in Surat. Until about two months ago, they had not repaid  these dues. Bankers believe many diamantaires borrowed money during the economic downturn two years ago and diverted funds to businesses like real estate and capital markets. Many of themselves made money from these businesses but their diamond companies have gone sick and declared insolvency.

-          Most of the money borrowed from the banks in the name of their diamond business has been diverted in real estate and the share market. The banks are not in a position to seize their properties because in many cases, these were purchased in the name of their relatives and friends.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.05

UK Pound

1

Rs.83.45

Euro

1

Rs.72.53

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

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This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.