MIRA INFORM REPORT

 

 

Report Date :

22.02.2013

 

IDENTIFICATION DETAILS

 

Name :

GOOD LIFE ORGANIC (PTY)LTD

 

 

Registered Office :

20 Scotia Paril, Hillcrest, 3650

 

 

Country :

South Africa

 

 

Date of Incorporation :

25.05.2012

 

 

Com. Reg. No.:

K2012/091804/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

The company is an importer and wholesaler of organic food products such as spices, tea and preserves

 

 

No. of Employees :

7

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

South Africa

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA


Summary

 

Subject Name

GOOD LIFE ORGANIC (PTY)LTD

Country

South Africa

Subject Contact Person

ELEUTERIO COELHO - Managing Director

Assessment

This is an established business. On investigation contact was made with ELEUTERIO COELHO , the managing director of the subject who assisted with the information. The company was initially established as a sole proprietorship in 2007. The subject is meeting it's commitments timeously with it's suppliers. A bank code could not be obtained as the details were declined. No adverse information was revealed during the investigation. The financial information for the subject is considered confidential. Please see the available information on the subject below.

 

Company Information

 

Registered Name

GOOD LIFE ORGANIC (PTY)LTD

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

None

Registration Number

K2012/091804/07

Registration Date

2012/05/25

Date Commenced Trading

2007

Age of Business

9 Months

History of Business

GOOD LIFE ORGANIC (PTY)LTD was established as a sole proprietorship in 2007 by ELEUTERIO COELHO. The assets and operations were incorporated into the newly registered company.

History of Principals

There is currently one active director within the company.

Shareholders/Members/Partners of subject and % holding

100 % - ELEUTERIO COELHO

Authorised Share Capital

R 0.00

Issued Share Capital/Members Contribution

R 0.00

Status

In Business

Operations Assessment

The company is an importer and wholesaler of organic food products such as spices, tea and preserves

Industry/ Customers

Deli's and Health Shops

Export

None

Export Countries

 

Import

Yes

Import Countries

India

Major Industry Code / SICC

61221

Definition of Code

Wholesale trade in foodstuffs

Head Office Physical Address

20 SCOTIA PARIL, HILLCREST, 3650

Head Office Postal Address

P O BOX 259, ROAD E819, WATERFALL, 3610

Current Tel Number

0317663426

Cell Number

0825147650

Current Fax Number

 

Current Email Address

info@goodlife.co.za

Web Site Address

www.goodlife.co.za

Comments

 

 

 

Auditors Information

 

Company Registered Name

LYDIA DIPPENAAR

Trading Name

None

Registration Number

Sole Proprietorship

Physical Address

20 SCOTIA PARIL, HILLCREST, 3650

Postal Address

P O BOX 259, ROAD E819, WATERFALL, 3610

Contact Person

LYDIA DIPPENAAR

Contact Number

Undisclosed

Email

Undisclosed

Principals

1

Judgements Against Subject

Undisclosed

Judgements Against Principals

Undisclosed

Subject Verified as Client

No

Practice Number

Undisclosed

VAT Number

Undisclosed

Tax Number

Undisclosed

BEE Status

Undisclosed

Financial Year End

Undisclosed

No of years in Business

Undisclosed

Website

Undisclosed

Comment

 

 

Previous Auditors Information - No Information on Record

 

 

Tax Information

 

Vat Number

4480261967

Status

ACTIVE

Vat Liable Date

 

Tax Number

Undisclosed

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

Black Economic Empowerment

Status

No

Score

9.00

Expire Date

 

BEE Certificate Available

 

Comment

 

ISO Status

Type of ISO Grade

Good Life Organic is certified by Bio-Org

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

Comment

 

Workman's compensation

Registered

Yes

Compliance Certified

Yes

Comment

 

 

Company Structure

 

Subsidiaries

 

Subsidiary Company

There are no reported subsidiaries

Shareholding

 

Registration Number

 

Import / Export

 

Comment

 

Employees

Number of Employees

7

1. Salaried employees

3

2. Waged employees

4

3. Permanent employees

3

4. Casual employees

4

5. Contracted employees

0

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

0

Comment

All vehicles are owned by the director

 

0

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

MATTHEW MYBURGH

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

Annual

Lease Expire Date

 

Type of Premises

Office and warehouse

Comment

 

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

Company Structure (Ownership)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

100 % -ELEUTERIO COELHO

GOOD LIFE ORGANIC (PTY) LTD

 

 

 

Key Deals - No Information on Record

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

COETZEE & COETZEE (PTY)LTD

0219051709

 

 

 

2

GLOBAL GRINDERS (PTY)LTD

021 7016788

 

 

 

 

3

DESMOND'S CLEARING AND FORWARDING AGENCIES CC

0313039571

 

 

 

 


Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

5 Years

 

R 2700

30 Days

R 2500

30 Days

Good account. The subject does not have a credit limit.

2              6 Years     R 10000.00        R 7000         30 Days           R 6000              30 Days            Good account.

3

6 Years

 

R 20000

30 Days

R 20000

30 Days

Good account. The subject does not have a credit limit.

 

Adverse Information on Subject

 

Judgements - No information on record BusinessRescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank Information - No Information on Record

Bank Code History - No Information on Record

Previous Bank Account Information - No Information on Record

Deeds Information - No information on record

 

Principals

 

Number of Principals

1

Average Age of Active Principals

50

Active Principals Principal - 1of 1 ELEUTERIO COELHO

Surname

COELHO

First Name

ELEUTERIO

Other Names

DOS

Marital Status

Married

ID Number

6306265161088

Verified ID Number

Yes

Current Age

50

Designation

Director

Status

Active

Appointment Date

2012/05/25

Physical Address (at time of Appointment)

5 HOMESTEAD AVE, HILLCREST, 3610

Postal Address

P O BOX 259, HILLCREST, 3650

Current Tel Number

0317654370

Cell number

0825141650

Shareholding/Membership

100 %

 

Principal's Adverse - No information on record

 

 

Business Information forELEUTERIO COELHO Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

GOOD LIFE ORGANIC (PTY)LTD

K2012/091804/07

In Business

1 Years 1 Months

0

No

 

WHAM

COMMUNICATIONS CC

B2004/042068/23

 

9 Years 9 Months

0

No

 

GOOD LIFE TRADING

6306265161088

 

Unknown

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.48

UK Pound

1

Rs.82.71

Euro

1

Rs.72.23

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.