MIRA INFORM REPORT

 

 

Report Date :

23.02.2013

 

IDENTIFICATION DETAILS

 

Name :

H&F  IRONMAN  LTD.

 

 

Registered Office :

C/o Hyrux Investment & Management Ltd.

Flat B, 8/F., Wing Cheung Industrial Building, 109 How Ming Street, Kwun Tong, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

20.12.2010.

 

 

Com. Reg. No.:

53479666

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter of Iron ore, etc.

 

 

No. of Employees :

Approx. 105.  (As at 31-03-2012) (Group)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

No Operating Office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

Source : CIA


Company name and address

 

H&F  IRONMAN  LTD.

 

 

ADDRESS:       c/o Hyrux Investment & Management Ltd.

Flat B, 8/F., Wing Cheung Industrial Building, 109 How Ming Street, Kwun Tong, Kowloon, Hong Kong.

 

PHONE:            2154 6998

 

FAX:                 3007 4948

 

 

MANAGEMENT

 

Managing Director:  Mr. Ngai Shu Kwong

 

 

SUMMARY

 

Incorporated on:            20th December, 2010.

 

Organization:                  Private Limited Company.

 

Capital:                         Nominal:           HK$10,000.00

Issued:             HK$10,000.00

 

Business Category:       Importer, Exporter.

 

Group Revenues:          US$4,199,551  (Year ended 31-03-2012)

 

Group Employees:        Approx. 105.  (As at 31-03-2012)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


ADDRESS

 

Registered Head Office:-

c/o Hyrux Investment & Management Ltd.

Flat B, 8/F., Wing Cheung Industrial Building, 109 How Ming Street, Kwun Tong, Kowloon, Hong Kong.

 

Holding Company:-

India Globalization Capital Inc., USA.

 

Subsidiary:-

Linxi He Fei Economic & Trade Co. Ltd., China.

 

Associated Companies:-

IGC India Mining and Trading Private Ltd., India.

IGC Logistic Private Ltd., India.

IGC Materials Private Ltd., India.

India Globalization Capital, Mauritius, Ltd., Mauritius.

Linxi H&F Economic and Trade Co., China.

Techni Bharathi Ltd., India.

 

 

BUSINESS REGISTRATION NUMBER

 

53479666

 

 

COMPANY FILE NUMBER

 

1542194

 

 

MANAGEMENT

 

Managing Director:  Mr. Ngai Shu Kwong

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$10,000.00

 

 

SHAREHOLDER

(As per registry dated 20-12-2012)

 

Name

 

No. of shares

India Globalization Capital Inc.

4336 Montgomery Avenue, Bethesda, MD 20841.

 

10,000

=====

 

 

DIRECTORS

(As per registry dated 20-12-2012)

 

Name

(Nationality)

 

Address

John Barnabas SELVARAJ

12810 Eagle Creek Drive, Beltsville, MD 20705, USA.

 

Ramachandra MUKUNDA

8909 Tuckerman Lane, Potomac, Maryland, 20854, USA.

 

NGAI Shu Kwong

Flat 06, 25/F., Block O, 77 Ngau Tau Kok Road, Kowloon, Hong Kong.

 

 

SECRETARY

(As per registry dated 20-12-2012)

 

Name

Address

Co. No.

Hyrux Investment & Management Ltd.

Flat B, 8/F., Wing Cheung Industrial Building, 109 How Ming Street, Kwun Tong, Kowloon, Hong Kong.

0996074

 

 

HISTORY

 

The subject was incorporated on 20th December, 2010 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter.

 

Lines:                           Iron ore, etc.

 

Group Employees:        Approx. 105.  (As at 31-03-2012)

 

Commodities Imported: China, India, etc.

 

Markets:                        India, etc.

 

Group Revenues:          US$4,073,919  (Year ended 31-03-2011)

US$4,199,551  (Year ended 31-03-2012)

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               Various terms.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$10,000.00

 

Group Net Income/(Loss) Attributable to Shareholders:-

(US$20,240,907)  (Year ended 31-03-2011)

(US$  7,751,925)  (Year ended 31-03-2012)

 

Profit or Loss:               Group made a great loss in 2011 & 2012.

 

Condition:                     Business is not active in Hong Kong.

 

Facilities:                      Is making use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

H&F Ironman Ltd. is a wholly-owned subsidiary of India Globalization Capital Inc. [IGC/Company/Group] (NYSE MKT: IGC) which is a US-listed firm.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at Flat B, 8/F., Wing Cheung Industrial Building, 109 How Ming Street, Kwun Tong, Kowloon, Hong Kong known as Hyrux Investment & Management Ltd. which is handling its correspondences and documents.  This firm is also the corporate secretary of the subject.

The subject has no employees in Hong Kong.

Your given mobile phone number 852-6159 0007 belongs to the subject’s director Mr. Ngai Shu Kwong who is a Hong Kong business man.

The subject belongs to the IGC Group.  It is a ‘Non-operating subsidiary’ of the Group.

The subject has had a 95% owned subsidiary Linxi He Fei Economic & Trade Co. Ltd. which is in Chifeng, Inner Mongolia, China.

IGC, an infrastructure and materials company based in India, provides materials to the fast growing infrastructure industry in China and India.  The Company was incorporated in 2005 and is based in Bethesda, Maryland with offices in Mauritius, Nagpur, Cochin, Delhi and Bangalore.  IGC offers strategic high demand services including : 1) the export of iron ore to China and the resale of iron ore to traders in India; 2) operations and supply of rock aggregate; 3) civil construction of roads and highways; and 4) the construction and maintenance of high temperature cement and steel plants.  IGC’s present and past clients include various Indian government organizations and steel mills in China.  Including subsidiaries, IGC has approximately 251 employees and contractors worldwide.  The Company is focused on building out rock aggregate quarries, expanding relations and export hubs for the export of iron ore to China, and winning construction contracts.

IGC’s subsidiaries include IGC-India Mining & Trading, Private Limited [IGC-IMT] a company located in Chennai engaged in the export of iron ore to China, IGC Materials Private Limited. [IGC-MPL] a company located in Nagpur that operates rock quarries and provides construction material to the industry, Techni Bharathi Limited [TBL], a construction company located in Kerala, IGC Logistics, Private Limited (IGC-LPL) a company that provides supply side logistics.

IGC’s goals are to grow organically as well as acquire and grow operating infrastructure businesses located in India.

IGC has four core competencies:-

  • Mining and Quarrying;
  • Beneficiation of Iron ore;
  • Export of iron ore to China; &
  • Highway and Heavy Construction.

On 30th December, 2011 IGC shareholders approved the acquisition of Ironman.  Ironman is engaged in the processing and extraction of iron ore from sand and dirt at its beneficiation plant on 2.2 square kilometres of hills in southwest LinXi in the autonomous region of eastern Inner Mongolia.

PRC Ironman has audited revenues of approximately US$13.5 million and approximately US$5.9 million in net after tax earnings for FYE March 31, 2011 and a good liquid balance sheet.  In addition to an immediate impact on earnings, this acquisition is able to enhance its position in the materials business by creating a rapidly growing, profitable iron ore business for IGC. PRC Ironman refines low-grade ore to high-grade ore, which commands a higher price and margin in the market.  Its strategy is to both mine and ship low-grade ore to the refining facilities and through a beneficiation process convert the ore to high-grade ore.  Over the next 24 months, IGC expects to expand this business rapidly through organic growth.  Additionally, there are great values in this space which may provide additional opportunities for bolt-on acquisitions.

For the year ended 31st March, 2012, the revenues of the Group amounted to US$4.2 million (2011: US$4.1 million); loss attributable to shareholders amounted to US$7.8 million as compared to a loss of US$20.2 million in 2011.

The subject is fully supported by IGC.

The subject’s business in Hong Kong is not active.  History in Hong Kong is just over two years and two months.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on L/C basis.

 


REMARKS

 

Brief introduction to the directors:-

Mr. Ramachandra MUKUNDA, aged 53, IGC’s founder, has served as our Executive Chairman.  Chief Executive Officer and President since our inception on 29th April, 2005 and was Chairman of the Board from 29th April, 2005 through 15th December, 2005.  Since July 2010, Mr. Mukunda has been on the board of directors of the BLA Power Private Ltd. Board, in Mumbai, India.  From January 1990 to May 2004, Mr. Mukunda served as Founder, Chairman and Chief Executive Officer of Startec Global Communications, an international telecommunications carrier focused on providing voice over Internet protocol (VOIP) services to the emerging economics.  Startec was among the first carriers to have a direct operating agreement with India for the provision of telecom services.  Mr. Mukunda was responsible for the organizing, structuring and integrating a number of companies owned by Startec.  Many of these companies provided strategic investments in India-based operations or provided services to India-based companies.  Under Mr. Mukunda’s tenure at Startec, the company made an initial public offering of its equity securities in 1997 and conducted a public high-yield debt offering in 1998.  From June 1987 to January 1990, Mr. Mukunda served as Strategic Planning Advisor at INTELSAT, a provider of satellite capacity.  Mr. Mukunda serves on Board of Visitors at the University of Maryland, School of Engineering.  From 2001-2003, he was a Council Member at Harvard’s Kennedy School of Government, Belfer Centre of Science and International Affairs.  Mr. Mukunda is the recipient of several awards, including the University of Maryland’s 2001 Distinguished Engineering Alumnus Awards and the 1998 Ernest & Young, LLP’s Entrepreneur of the Year Award.  He holds B.S. degrees in electrical engineering and mathematics and a M.S. in Engineering from the University of Maryland.  Mr. Mukunda has travelled extensively through India and has conducted business in India and China for more than 20 years.  He has more than 15 years of experience managing a publicly held company, has acquired and integrated more than 18 companies, and is an engineer by training.  His in-depth business experience in India, his knowledge of U.S. capital markets and his engineering background make him a highly effective board member.

Mr. John Barnabas SELVARAJ, aged 68, has served as our Treasurer and Principal Financial and Accounting Officer since 27th November, 2006.  From 15th November, 1997 to 10th August, 2007, Mr. Selvaraj served in various capacities with Startec, Inc., including from January 2001 to April 2006 as Vice President of Finance and Accounting where he was responsible for SEC reporting and international subsidiary consolidation.  Prior to joining Startec, from July 1984 to December 1994, Mr. Selvaraj served as the Chief Financial and Administration Officer for the US office of the European Union.  In 1969, Mr. Selvaraj received a BBA in Accounting from Spicer Memorial College India, and an Executive MBA, in 1993, from Averette University, Virginia.  Mr. Selvaraj is a Charted Account (CA, 1971).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.43

UK Pound

1

Rs.83.20

Euro

1

Rs.71.91

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.