MIRA INFORM REPORT

 

 

 

Report Date :

25.02.2013

 

IDENTIFICATION DETAILS

 

Name :

BHADRESH TRADING CORPORATION LIMITED

 

 

Registered Office :

205, Majestic Shopping Centre, 144, J.S.S. Road, Near Opera House, Girgaum, Mumbai – 400 004, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

21.05.2008

 

 

Com. Reg. No.:

11-182506

 

 

Capital Investment / Paid-up Capital :

Rs. 105.846 Millions

 

 

CIN No.:

[Company Identification No.]

U51909MH2008PLC182506

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMB18530B

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Exporter and Importer of Cotton and Cotton Ginners

 

 

No. of Employees :

30 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (46)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 5300000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

EXTERNAL AGENCY RATING

 

Agency Name

Rating

CRISIL

BBB

 

Rating Explanations

 

AAA

(Highest Safety)

 

Instruments with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such instruments carry lowest credit risk.

AA

(High Safety)

 

Instruments with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such instruments carry very low credit risk.

A

(Adequate Safety)

 

Instruments with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such instruments carry low credit risk.

BBB

(Moderate Safety)

 

Instruments with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations. Such instruments carry moderate credit risk.

BB

(Moderate Risk)

 

Instruments with this rating are considered to have moderate risk of default regarding timely servicing of financial obligations.

B

(High Risk)

 

Instruments with this rating are considered to have high risk of default regarding timely servicing of financial obligations.

C

(Very High Risk)

 

Instruments with this rating are considered to have very high risk of default regarding timely servicing of financial obligations.

D

(Default)

Instruments with this rating are in default or are expected to be in default soon.

 

 

RBI DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

LOCATIONS

 

Registered / Head Office :

205, Majestic Shopping Centre, 144, J.S.S. Road, Near Opera House, Girgaum, Mumbai – 400 004, Maharashtra, India 

Tel. No.:

91-22-23800007/ 23802004/ 5/ 67200021/ 61505001/ 23800008

Fax No.:

91-22-23896467/ 23800047/ 23640451

E-Mail :

bhadresh@bom2.vsnl.net.in

mehtabhadresh@gmail.com

anup3339@gmail.com

bhadresh@bom2.net.in

bhadresh_mehta@vsnl.com 

Website :

www.bhadreshindia.com

www.bhadresh.com

Area :

1400 sq. ft.

Location :

Owned

 

 

Export Office :

325/ 326, 3rd Floor, A to Z Industrial Premises, Next to Peninsula Tower, Lower Parel (West), Mumbai – 400 013, Maharashtra, India

Tel. No.:

91-22-61505001/ 24948406/ 24948410

Fax No.:

91-22-24948405

 

 

Cotton Green Office/ Branch Office 1 :

S-75 and 76, East India Cotton Association,  Cotton Exchange Building, Cotton Green Mumbai, Maharashtra  

Tel. No.:

91-22-32469623

Fax No.:

91-22-23750308

 

 

Branch Office 2 :

Rajkot Office
Aditya Center Phulchab Chowk, Rajkot – 360 001, Gujarat, India

Tel. No.:

91-281-2443561/ 9650

Fax No.:

91-281-2459704

 

 

Overseas Office :

Rm.2012, Building A, No.1088, XinJinQiao RD. PuDong, Shanghai, China -201206

Tel. No.:

+86-21-6109 9690/ 6109 9610

Fax No.:

+86-21-6109 9630

E-Mail :

tradeyun@163.com

chinabhadresh@gmail.com

 

 

DIRECTORS

 

AS ON 24.10.2011

 

Name :

Mr. Bhadresh Vasantrai Mehta

Designation :

Managing Director    

Address :

402, Manju Veena Apartment, 2/A, Narayan Dabholkar road, Opposite Nepean Sea Road, Mumbai – 400 006, Maharashtra, India

Date of Birth/Age :

28.10.1957

Qualification :

Graduate

Date of Appointment :

21.05.2008

DIN No.:

01206174

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U29261MH1987PTC045725

KIN-TEX ENGINEERS PRIVATE LIMITED

Director

30-12-87

30-12-87

Active

NO

2

U51900MH1999PLC120968

BRITEX COTTON INTERNATIONAL LIMITED

Director

23-07-99

23-07-99

Active

NO

3

U17119GJ1994PTC023788

GALAXY COTTON AND TEXTILES PRIVATE LIMITED

Director

03-05-02

03-05-02

Active

NO

4

U51909MH2008PLC182506

BHADRESH TRADING CORPORATION LIMITED

Managing director

01-06-08

21-05-08

Active

NO

5

U91110MH1921NPL000940

COTTON ASSOCIATION OF INDIA

Director

31-12-08

31-12-08

Active

NO

6

U01111MH2009PTC195634

BHADRESH AGRO INDUSTRIES PRIVATE LIMITED

Director

09-09-09

09-09-09

Active

NO

7

U14200MH2009PTC195633

BHADRESH NATURAL RESOURCES PRIVATE LIMITED

Director

09-09-09

09-09-09

Active

NO

8

U45202MH2009PTC195679

BHADRESH INFRA VENTURE PRIVATE LIMITED

Director

10-09-09

10-09-09

Active

NO

9

U52300MH2010PLC211200

BTC CASHCOT INDUSTRIES LIMITED

Director

22-12-10

22-12-10

Active

NO

10

U17110GJ2006PTC047456

RAGHUVANSHI COTTON GINNING AND PPRESSING PRIVATE LIMITED

Additional director

30-01-12

30-01-12

Active

NO

11

U17119GJ1998PTC034650

GIRIRAJ GINNING AND PRESSING PRIVATE LIMITED

Additional director

30-01-12

30-01-12

Active

NO

 

 

 

Name :

Mrs. Heena Bhadresh Mehta

Designation :

Director    

Address :

402, Manju Veena Apartment, 2/A, Narayan Dabholkar road, Opposite Nepean Sea Road, Mumbai – 400 006, Maharashtra, India

Date of Birth/Age :

13.10.1958

Date of Appointment :

21.05.2008

DIN No.:

00655763

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U29261MH1987PTC045725

KIN-TEX ENGINEERS PRIVATE LIMITED

Director

30-12-87

30-12-87

Active

NO

2

U51900MH1999PLC120968

BRITEX COTTON INTERNATIONAL LIMITED

Director

23-07-99

23-07-99

Active

NO

3

U17119GJ1994PTC023788

GALAXY COTTON AND TEXTILES PRIVATE LIMITED

Director

03-05-02

03-05-02

Active

NO

4

U51909MH2008PLC182506

BHADRESH TRADING CORPORATION LIMITED

Director

21-05-08

21-05-08

Active

NO

5

U17110GJ2006PTC047456

RAGHUVANSHI COTTON GINNING AND PPRESSING PRIVATE LIMITED

Additional director

30-01-12

30-01-12

Active

NO

 

 

Name :

Mr. Parth Bhadresh Mehta

Designation :

Managing Director    

Address :

402, Manju Veena Apartment, 2/A, Narayan Dabholkar road, Opposite Nepean Sea Road, Mumbai – 400 006, Maharashtra, India

Date of Birth/Age :

30.04.1988

Qualification :

Pursuing Study

Date of Appointment :

01.06.2008

DIN No.:

01802821

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U51900MH1999PLC120968

BRITEX COTTON INTERNATIONAL LIMITED

Director

15-12-07

15-12-07

Active

NO

2

U51909MH2008PLC182506

BHADRESH TRADING CORPORATION LIMITED

Managing director

01-06-08

21-05-08

Active

NO

3

U17119GJ1994PTC023788

GALAXY COTTON AND TEXTILES PRIVATE LIMITED

Director

26-05-08

26-05-08

Active

NO

4

U01111MH2009PTC195634

BHADRESH AGRO INDUSTRIES PRIVATE LIMITED

Director

09-09-09

09-09-09

Active

NO

5

U14200MH2009PTC195633

BHADRESH NATURAL RESOURCES PRIVATE LIMITED

Director

09-09-09

09-09-09

Active

NO

6

U45202MH2009PTC195679

BHADRESH INFRA VENTURE PRIVATE LIMITED

Director

10-09-09

10-09-09

Active

NO

7

U52300MH2010PLC211200

BTC CASHCOT INDUSTRIES LIMITED

Director

22-12-10

22-12-10

Active

NO

8

U17110GJ2006PTC047456

RAGHUVANSHI COTTON GINNING AND PPRESSING PRIVATE LIMITED

Additional director

30-01-12

30-01-12

Active

NO

9

U17119GJ1998PTC034650

GIRIRAJ GINNING AND PRESSING PRIVATE LIMITED

Additional director

30-01-12

30-01-12

Active

NO

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 24.10.2011

 

Names of Shareholders

 

No. of Shares

Bhadresh Vasantrai Mehta

 

3700000

Parth Bhadresh Mehta

 

3250000

Heena Bhadresh Mehta

 

10000

Kinjal Ronak Vora

 

10000

Ronak Atul Vora

 

10000

Ramesh H. Mehta

 

10000

Bharti Ramesh Mehta

 

10000

Bhadresh Agro Industries Private Limited, India

 

2198320

Sumeet Promoters Private Limited, India

 

88000

Bhadresh Infra Venture Private Limited, India

 

1298320

TOTAL

 

10584640

 

 

AS ON 27.03.2012

 

Names of Allottee

No. of Shares

Allotted

Bhadresh Vasantrai Mehta

1000000

Parth Bhadresh Mehta

1200000

Heena Bhadresh Mehta

200000

Sumeet Promoters Limited, India

1100000

TOTAL

3500000

 

 

AS ON 24.10.2011

 

Equity Shares Break Up

Percentage

Bodies corporate

16.67

Directors or relatives of Directors

83.33

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Exporter and Importer of Cotton and Cotton Ginners

 

 

GENERAL INFORMATION

 

No. of Employees :

30 (Approximately)

 

 

Bankers :

·         Bank of Baroda, 10/12, 4th Floor, Mumbai Samachar MArg, Fort, Mumbai-400023, Maharashtra, India

·         Export Import Bank of India, Center One Building, Floor21, WTC, Cuffe Parade, Mumbai-400005, Maharashtra, India 

·         IDBI Bank Limited, IDBI Tower WTC Complex, Cuffe Parade, Mumbai-400005, Maharashtra, India

 

 

Facilities :

Secured Loan

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Working capital loans secured

 

 

Working capital loans banks secured

3661.394

2747.165

Loans taken for fixed assets secured

 

 

Loans taken for vehicles secured

2.924

141.330

 

 

 

Total

3664.318

2888.495

 

 

 

Unsecured Loan

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Rupee term loans unsecured

 

 

Rupee term loans others unsecured

247.496

234.196

 

 

 

Total

247.496

234.196

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

J.D. Shah and Associates

Chartered Accountants

Address :

Kandivali (West), Mumbai, Maharashtra, India

Pan No.:

AAHFJ2484N

 

 

CAPITAL STRUCTURE

 

After 24.10.2011

 

Authorised Capital : Rs.500.000 Millions

 

Issued, Subscribed & Paid-up Capital : Rs.422.539 Millions

 

 

AS ON 31.03.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

25000000

Equity Shares

Rs.10/- each

Rs.250.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

10584640

Equity Shares

Rs.10/- each

Rs.105.846 Millions

 

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

01.04.2009 to 31.03.2010

21.05.2008 to 31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

105.846

84.000

70.000

2] Share Application Money

450.000

468.464

0.000

3] Reserves & Surplus

792.536

456.702

215.259

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

1348.382

1009.166

285.259

LOAN FUNDS

 

 

 

1] Secured Loans

3664.318

2888.495

1266.255

2] Unsecured Loans

247.496

234.196

51.092

TOTAL BORROWING

3911.814

3122.691

1317.347

DEFERRED TAX LIABILITIES

4.786

2.664

0.000

 

 

 

 

TOTAL

5264.982

4134.521

1602.606

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

87.230

89.425

22.588

Capital work-in-progress

0.000

0.000

43.344

 

 

 

 

INVESTMENT

11.392

0.000

0.200

DEFERREX TAX ASSETS

0.000

0.000

0.543

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

1803.702

2684.166

1096.398

 

Sundry Debtors

892.099

1436.626

539.844

 

Cash & Bank Balances

1399.779

601.499

68.916

 

Other Current Assets

293.403

37.098

0.000

 

Loans, Advances & Deposits

1502.422

197.334

248.243

Total Current Assets

5891.405

4956.723

1953.401

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

212.422

816.764

343.561

 

Current Liabilities

370.233

20.863

56.409

 

Provisions

142.390

74.000

17.500

Total Current Liabilities

725.045

911.627

417.470

Net Current Assets

5166.360

4045.096

1535.931

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

5264.982

4134.521

1602.606

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

21.05.2008 to 31.03.2009

 

SALES

 

 

 

 

 

Sales and Operating Income

26441.085

21501.382

6130.842

 

 

Other Income

52.347

43.225

19.292

 

 

TOTAL                                     (A)

26493.432

21544.607

6150.134

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Consumption materials changes inventories

25034.653

20472.140

--

 

 

Cost of Goods Sold

--

--

5703.716

 

 

Employee related costs

11.388

5.037

--

 

 

Administration and Other Expenses

821.898

665.813

27.458

 

 

Selling and Distribution Expenses

--

--

142.465

 

 

Prior period items

0.000

0.043

--

 

 

Extraordinary items before tax

0.000

(2.121)

--

 

 

TOTAL                                     (B)

25867.939

21140.912

5873.639

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

625.493

403.695

276.495

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

411.704

225.344

223.245

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

213.789

178.351

53.250

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

4.060

3.201

1.034

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

209.729

175.150

52.216

 

 

 

 

 

Less

TAX                                                                  (H)

70.512

59.707

16.957

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

139.217

115.443

35.259

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

150.702

35.259

0.000

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

289.919

150.702

35.259

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

F.O.B Value of Exports

NA

18279.788

5181.207

 

 

Service Charges

NA

0.072

0.000

 

TOTAL EARNINGS

NA

18279.860

5181.207

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Capital Goods

NA

6.528

0.000

 

TOTAL IMPORTS

NA

6.528

0.000

 

 

 

 

 

 

Earnings Per Share (Rs.)

14.08

15.65

5.04

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

21.05.2008 to 31.03.2009

PAT / Total Income

(%)

0.53

0.54

0.57

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

0.79

0.81

0.85

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

3.51

3.47

2.64

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.16

0.17

0.18

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

3.44

4.00

6.08

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

8.13

5.44

4.68

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

(Yes)

2]

Locality of the firm

(Yes)

3]

Constitutions of the firm

(Yes)

4]

Premises details

(Yes)

5]

Type of Business

(Yes)

6]

Line of Business

(Yes)

7]

Promoter's background

(Yes)

8]

No. of employees

(Yes)

9]

Name of person contacted

(No)

10]

Designation of contact person

(No)

11]

Turnover of firm for last three years

(Yes)

12]

Profitability for last three years

(Yes)

13]

Reasons for variation <> 20%

----------------------

14]

Estimation for coming financial year

(No)

15]

Capital in the business

(Yes)

16]

Details of sister concerns

(No)

17]

Major suppliers

(No)

18]

Major customers

(No)

19]

Payments terms

(No)

20]

Export / Import details (if applicable)

(No)

21]

Market information

----------------------

22]

Litigations that the firm / promoter involved in

----------------------

23]

Banking Details

(Yes)

24]

Banking facility details

(Yes)

25]

Conduct of the banking account

----------------------

26]

Buyer visit details

----------------------

27]

Financials, if provided

(Yes)

28]

Incorporation details, if applicable

(Yes)

29]

Last accounts filed at ROC

(Yes)

30]

Major Shareholders, if available

(Yes)

31]

PAN of Proprietor/Partner/Director, if available

(No)

32]

Passport No of Proprietor/Partner/Director, if available

(No)

33]

Voter ID No of Proprietor/Partner/Director, if available

(No)

 

FINANCIAL RESULTS:

 

In spite of the several Changes in Government policy for Export of Raw Cotton, the Company’s Turnover increased from Rs.21500.000 Millions to Rs.26440.000 Millions during the Year. The Company’s Net profit after Tax was also increased from 115.400 Millions to Rs.139.200 Millions.

 

 

FORM 8

 

Corporate identity number of the company

U51909MH2008PLC182506

Name of the company

BHADRESH TRADING CORPORATION LIMITED

Address of the registered office or of the principal place of  business in India of the company

205, Majestic Shopping Centre, 144, J.S.S. Road, Near Opera House, Girgaum, Mumbai – 400 004, Maharashtra, India 

This form is for

Modification of charge

Type of charge

Book debts

Movable property (not being pledge)

Floating charge

Particular of charge holder

Export Import Bank of India, Center One Building, Floor 21, WTC, Cuffe Parade, Mumbai-400005, Maharashtra, India 

Nature of instrument creating charge

Deed of Hypothecation of Current Assets dated 21/02/2012 executed by Bhadresh Trading Corporation Limited ("the Company") in favour of Export Import Bank of India ("Exim Bank")

Date of instrument Creating the charge

21.02.2012

Amount secured by the charge

Rs. 500.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

a) INR : 11.75% p.a. with monthly rests (subject to reset).

b) USD: Libor (6 months) + 475 bps p.a. (all inclusive), payable quarterly (subject to reset).

 

Terms of repayment

a) Pre-Shipment: At the expiry of 180 days from the date of each disbursement or out of relative export proceeds whichever is earlier.

b) Post-Shipment: Out of relative export proceeds or at the expiry of 180 days from the date of each disbursement under post-shipment credit whichever is earlier.

 

Margin

a) Pre-Shipment: Minimum of 20.00% of Individual Export Order.

b) Post-Shipment: Minimum 10.00% of Individual Export Bill.

 

Extent and operation of the charge

Charge created by Deed of Hypothecation shall operate as a continuing security by way of first pari passu charge over the Company's entire current assets including receivables for the due repayment of the Facility up to the revolving limit of Rs.500.000 Millions in INR/USD and also for payment of interest and other monies payable by the Company under the Dual Currency Pre Shipment cum Post shipment Loan Agreement dated 21.02.2012.

Short particulars of the property charged (Including location of the property)

Company's entire current assets, both present and future, including receivables.

 

 

FIXED ASSETS

 

·         Motor Vehicles

·         Computer

·         Office Equipment

·         Furniture and Fixtures

·         Building

·         Plant and Machinery

 

 

 

website details

 

PROFILE:

 

Subject is a four decade old business house in India and the name is synonymous for quality among the consumers. The company was started in 1964 with a vision to be a reliable partner for global buyers of Cotton at competitive prices. Today they have developed an enviable reputation in the global market and have positioned ourselves, well deservingly, as one of India’s leading Cotton trading company.


An Integral part of Bhadresh Trading, a USD 450 million organization is a strong global network of distribution, indenting and export of Cotton to various segments of the Industry in the world. Today they also import and distribute cotton from the world’s leading cotton exporting countries like USA, West Africa, CIS, Greece, Syria and Brazil.

Bhadresh Trading are the architect of a diverse and endearing network of partners, built on values, trust and loyalty. In the chosen market, Bhadresh Trading is a symbol of client satisfaction, professionalism, superior quality and innovation. All in all, they are committed to being a responsible global player that adds value and consistently exceeds expectations.


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 54.43

UK Pound

1

Rs. 83.20

Euro

1

Rs. 71.91

 

 

INFORMATION DETAILS

 

Report Prepared by :

VRN


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

---

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

46

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.