MIRA
INFORM REPORT
|
Report Date : |
27.02.2013 |
IDENTIFICATION DETAILS
|
Name : |
PLANMECA OY |
|
|
|
|
Registered Office : |
Asentajankatu 6, 00880, Helsinki |
|
|
|
|
Country : |
Finland |
|
|
|
|
Financials (as on) : |
31.01.2012 |
|
|
|
|
Date of Incorporation : |
06.06.1969 |
|
|
|
|
Com. Reg. No.: |
Not available |
|
|
|
|
Legal Form : |
Limited Company |
|
|
|
|
Line of Business : |
Manufacturer of medical and dental instruments and supplies (excl. dentures) |
|
|
|
|
No. of Employees : |
544 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30th, 2012
|
Country Name |
Previous Rating (31.03.2012) |
Current Rating (30.06.2012) |
|
Finland |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Finland - ECONOMIC OVERVIEW
Finland has a highly industrialized, largely free-market economy with per capita output roughly that of Austria, Belgium, the Netherlands, and Sweden. Trade is important with exports accounting for over one third of GDP in recent years. Finland is strongly competitive in manufacturing - principally the wood, metals, engineering, telecommunications, and electronics industries. Finland excels in high-tech exports such as mobile phones. Except for timber and several minerals, Finland depends on imports of raw materials, energy, and some components for manufactured goods. Because of the climate, agricultural development is limited to maintaining self-sufficiency in basic products. Forestry, an important export earner, provides a secondary occupation for the rural population. Finland had been one of the best performing economies within the EU in recent years and its banks and financial markets avoided the worst of global financial crisis. However, the world slowdown hit exports and domestic demand hard in 2009, with Finland experiencing one of the deepest contractions in the euro zone. A recovery of exports, domestic trade, and household consumption stimulated economic growth in 2010. The recession left a deep mark on general government finances and the debt ratio, turning previously strong budget surpluses into deficits. In addition to marginal growth prospects, general government finances will remain in deficit during the next few years. The great challenge of economic policy will be to mitigate a possible recession in 2012 in which measures supporting growth will be combined with general government adjustment measures. Longer-term, Finland must address a rapidly aging population and decreasing productivity that threaten competitiveness, fiscal sustainability, and economic growth.
|
Source : CIA |
REGISTERED NAME & COMPANY
SUMMARY
|
Trading Name |
Planmeca Oy |
Trade Registry Number |
196943 |
|
|
|
Company Name |
Planmeca Oy |
Business ID |
01127732 |
|
|
|
Previous Name |
- |
|
|
|
|
|
Telephone Number |
0207795500 |
Registered Address |
|
|
|
|
Fax Number |
0207795555 |
Visiting Address |
Asentajankatu 6, 00880, HELSINKI |
|
|
|
Home Municipality |
Helsinki |
Postal Address |
-, -, - |
|
|
|
Incorporation Date |
06.06.1969 |
Branches |
1 |
|
|
|
Company Type |
Limited company |
Website Address |
|
|
|
|
Primary Sic Code |
32501 |
Accountant |
Ahti Ari Allan |
||
|
Primary Sic Description |
Manufacture of
medical and dental instruments and supplies (excl. dentures) |
Last Accounts Date |
31.01.2012 |
|
|
|
Share Capital (€) |
15.300.000 |
Holding Company |
|
|
|
|
Deals in importing |
Yes |
Foreign Ownership |
|
|
|
|
Deals in exporting |
Yes |
Currency |
EUR |
|
|
Registrations in Force
|
|
State |
Registration Date |
|
Tax Administration |
Registered |
15.03.1978 |
|
Trade Register |
Registered |
06.06.1969 |
|
Employer Register |
Registered |
01.07.1978 |
|
Prepayment Register |
Registered |
01.03.1995 |
|
Value Added Tax-Liability |
VAT-liable for business activity |
01.06.1994 |
DIRECTORS/MANAGEMENT
Current Directors
|
Name |
Kyöstilä Janne Tuomas Petteri |
|
|
|
Date of Birth |
17.08.1988 |
Appointment Date |
10.03.2009 |
|
Nationality |
FINLAND |
Function |
Actual Member of Board |
|
Name |
Kyöstilä Kai Henrikki |
|
|
|
Date of Birth |
17.10.1964 |
Appointment Date |
10.03.2009 |
|
Nationality |
FINLAND |
Function |
Chairman of Board |
|
Name |
Kyöstilä Karl Heikki |
|
|
|
Date of Birth |
19.01.1946 |
Appointment Date |
10.03.2009 |
|
Nationality |
FINLAND |
Function |
Actual Member of Board |
|
Name |
Kyöstilä Karl Heikki |
|
|
|
Date of Birth |
19.01.1946 |
Appointment Date |
01.08.1996 |
|
Nationality |
FINLAND |
Function |
Managing director |
Other Company Officials
|
Name |
Tamminen Tommi Tero Tapio |
|
|
|
Date of Birth |
04.10.1972 |
Appointment Date |
12.09.2006 |
|
Nationality |
FINLAND |
Function |
Principal accountant |
NEGATIVE INFORMATION
No negative information found.
SHARE & SHARE CAPITAL
INFORMATION
Shareholder Information
|
Year |
31.01.2012 |
|
|
Total Value of Shares |
15.300.000 |
|
|
Number of Shares |
8.775.000 |
|
|
Value of Shares |
- |
|
GROUP STRUCTURE & AFFILIATED
COMPANIES
Linked Companies
|
Name |
|
Number |
Latest Key financials |
=Turnover |
|
AS NORSK DENTAL DEPOT |
|
914768217 |
31.01.2012 |
307 571 KNOK |
|
NORDWEST DENTAL BETEILIGUNGSGESELLSCHAFT
MBH |
|
HRB 6270 |
31.12.2011 |
- |
|
SÜDWEST DENTAL GMBH & CO. KG |
|
HRA 4876 |
31.12.2011 |
- |
|
DIRECT VERSANDHANDEL GMBH & CO. KG FÜR
MEDIZINISCHEN BEDARF |
|
HRA 381096 |
31.12.2011 |
- |
|
INTELLICOUNT AS |
|
981549929 |
31.12.2011 |
907 KNOK |
|
NWD SAAR-PFALZ GMBH |
|
HRB 62876 |
31.12.2011 |
- |
|
HAMM CHEMIE GMBH |
|
HRB 13567 |
31.12.2011 |
- |
|
MEIER KUNZE DENTAL-FACHHANDEL GMBH |
|
HRB 90595 |
31.12.2008 |
- |
|
A/S NDD - EIENDOM |
|
945793589 |
31.01.2012 |
- |
|
DENAMED AS |
|
979221754 |
31.01.2012 |
3 597 KNOK |
|
PLANMECA VERTRIEBS GMBH |
|
HRB 39488 |
31.12.2011 |
- |
|
CHEMIE-VERTRIEB AKUPLUS-GESELLSCHAFT MIT
BESCHRÄNKTER HAFTUNG |
|
HRB 4671 |
31.12.2011 |
- |
|
NORPOTH & HELLINGHAUSEN
BETEILIGUNGSGESELLSCHAFT MIT BESCHRÄNKTER HAFTUNG |
|
HRB 4932 |
31.12.2011 |
- |
|
HIESLMAIR TECHNISCHER KUNDENDIENST DENTAL
GMBH |
|
HRB 1688 P |
31.12.2011 |
- |
|
MPS & L DENTAL GMBH |
|
HRB 34415 |
31.12.2011 |
- |
|
PRAXIS PLUS GMBH |
|
HRB 5403 |
31.12.2008 |
- |
|
KONSOR LOGISTIK GMBH |
|
HRB 5312 |
31.12.2011 |
- |
|
BESTPOOL GMBH |
|
HRB 8508 |
31.12.2011 |
- |
|
NWD C DENTAL CONSULT GMBH |
|
HRB 11867 |
31.12.2011 |
- |
|
PHOENIX GERMANY GMBH |
|
HRB 9362 |
31.12.2011 |
- |
|
NWD SERVICE GMBH |
|
HRB 11790 |
31.12.2011 |
- |
|
DENTAL DIGITAL NETWORKS B.V. |
|
30090751 |
31.01.2010 |
€44 183 |
|
WILLIAMS BENELUX B.V. |
|
34058298 |
31.12.2010 |
€687 887 |
|
PLANDENT CONNECT B.V. |
|
34246771 |
31.01.2011 |
€508 657 |
|
AMDENT HOLDING I NYNÄSHAMN AB |
|
5566404090 |
31.01.2012 |
- |
|
FLEXICO DEVELOPMENTS LIMITED |
|
00541762 |
30.06.2012 |
- |
|
MOUTH CARE COMPANY LIMITED |
|
01195943 |
31.03.2012 |
- |
|
PLANMECA LTD |
|
01360198 |
30.06.2012 |
- |
|
ALEX BELL (DENTAL SUPPLIES) LIMITED |
|
01781438 |
30.06.2012 |
- |
|
ORTHOLOGIC LIMITED |
|
02190767 |
30.06.2012 |
- |
|
CLAUDIUS ASH SONS & COMPANY LIMITED |
|
02384058 |
30.06.2012 |
- |
|
HALBGEWACHS DENTAL GMBH & CO.KG |
|
HRA 42078 |
31.10.2011 |
- |
|
NORDWEST DENTAL GMBH & CO. KG |
|
HRA 1216 |
31.12.2010 |
€193 017 825 |
|
PLANMECA OY |
|
979116829 |
- |
- |
|
LM INSTRUMENTS OY |
|
- |
- |
- |
|
PLANMECA OY |
|
- |
- |
- |
Group structure
|
Company Name |
|
Registered Number |
Latest Key Financials |
Percentage Owned |
Turnover |
|
|
|
01127732 |
31.01.2012 |
- |
€168 086 000 |
|
|
|
N/A |
- |
100% |
- |
|
|
|
N/A |
- |
66% |
- |
|
|
|
30116609 |
31.01.2010 |
99% |
€43 251 390 |
|
|
|
N/A |
- |
100% |
- |
|
|
|
N/A |
- |
100% |
- |
|
|
|
18633826 |
31.01.2011 |
100% |
€54 000 |
|
|
|
06546338 |
31.01.2012 |
98% |
€7 882 000 |
|
|
|
N/A |
- |
100% |
- |
|
|
|
5563242113 |
31.01.2012 |
100% |
18 071 KSEK |
|
|
|
N/A |
- |
100% |
- |
|
|
|
HRB 14143 |
31.12.2011 |
96% |
- |
|
|
|
HRB 382115 |
31.12.2011 |
96% |
- |
|
|
|
N/A |
- |
96% |
- |
|
|
|
HRB 20587 |
31.12.2011 |
100% |
- |
|
|
|
HRB 31606 |
31.12.2011 |
100% |
- |
|
|
|
HRB 8228 |
31.12.2011 |
100% |
- |
|
MPS+L DENTAL GMBH |
|
N/A |
- |
100% |
- |
|
NWD C DENTAL CONSULT GMBH |
|
N/A |
- |
100% |
- |
|
FRISCH DENTAL GMBH |
|
HRB 14233 |
31.12.2011 |
96% |
- |
|
HALBGEWACHS DENTAL GMBH... |
|
N/A |
- |
86% |
- |
|
MEIER DENTAL FACHHANDEL... |
|
HRB 1903 |
31.12.2010 |
72% |
- |
|
MEIER DENTAL FACHHANDE... |
|
N/A |
- |
75% |
- |
|
|
|
N/A |
- |
96% |
- |
|
|
|
HRB 3616 |
31.12.2011 |
100% |
- |
|
|
|
N/A |
- |
96% |
- |
|
|
|
N/A |
- |
100% |
- |
|
|
|
N/A |
- |
96% |
- |
|
|
|
N/A |
- |
96% |
- |
|
|
|
N/A |
- |
96% |
- |
|
|
|
N/A |
- |
96% |
- |
|
|
|
N/A |
- |
96% |
- |
|
|
|
HRB 3645 |
31.12.2011 |
96% |
- |
|
|
|
971058676 |
31.01.2012 |
65% |
40 912 KNOK |
|
|
|
N/A |
- |
100% |
- |
|
|
|
N/A |
- |
100% |
- |
|
|
|
N/A |
- |
100% |
- |
|
|
|
00443223 |
30.04.2011 |
94% |
£4 522 000 |
|
|
|
01127716 |
31.01.2012 |
100% |
€64 077 000 |
|
|
|
N/A |
- |
95% |
- |
|
|
|
N/A |
- |
100% |
- |
|
|
|
N/A |
- |
54% |
- |
|
|
|
N/A |
- |
100% |
- |
|
|
|
N/A |
- |
70% |
- |
|
|
|
N/A |
- |
66% |
- |
|
|
|
N/A |
- |
66% |
- |
|
|
|
N/A |
- |
100% |
- |
|
|
|
HRB 40587 |
31.01.2012 |
100% |
- |
|
|
|
N/A |
- |
100% |
- |
|
|
|
N/A |
- |
98% |
- |
|
|
|
N/A |
- |
100% |
- |
|
|
|
08597120 |
31.01.2012 |
100% |
€2 079 000 |
|
|
|
06887853 |
31.01.2012 |
55% |
€12 397 000 |
|
|
|
US32248571 |
- |
100% |
- |
|
|
|
N/A |
- |
100% |
- |
PLANMECA
OY 
AS
NORSK DENTAL DEPOT 
WILLIAMS
BENELUX B.V. FINANCIAL INFORMATION
Key Financials (€)
|
Year |
31.01.2012 |
% |
31.01.2011 |
|
31.01.2010 |
|
|
|
Number of weeks |
52 |
|
52 |
|
52 |
|
|
|
Turnover |
168.086.099 |
-6% |
178.034.500 |
|
527.396.000 |
|
|
|
Operating Profit/Loss |
56.855.848 |
-16% |
67.318.923 |
|
67.349.000 |
|
|
|
Profit/Loss after Financial Items |
76.711.437 |
-2% |
78.213.810 |
|
66.681.000 |
|
|
|
Profit/Loss after tax |
59.922.848 |
2% |
58.526.993 |
|
47.355.000 |
|
|
|
Current Assets |
319.006.043 |
8% |
295.134.681 |
|
389.948.000 |
|
|
|
Fixed Assets |
76.015.500 |
9% |
69.716.985 |
|
67.295.000 |
|
|
|
Long Term Debts |
4.545.554 |
11% |
4.093.935 |
|
21.799.000 |
|
|
|
Current Liabilities |
23.946.373 |
-3% |
24.566.343 |
|
91.369.000 |
|
|
|
Shareholders Equity |
366.529.616 |
9% |
336.191.388 |
|
344.075.000 |
|
|
|
Balance sheet total |
395.021.543 |
8% |
364.851.666 |
|
457.243.000 |
|
|
|
Number of employees |
544 |
|
548 |
|
2228 |
|
|
|
Auditor qualification |
The auditor has no reservations |
|
The auditor has no reservations |
|
The auditor has no reservations |
|
|
Ratios
|
Year |
31.01.2012 |
|
31.01.2011 |
|
31.01.2010 |
|
|
|
Solvency Ratio |
93% |
|
92% |
|
75% |
|
|
|
|
Exceptionally Low Indebtedness |
|
Exceptionally Low Indebtedness |
|
Exceptionally Low Indebtedness |
|
|
|
Net margin (%) |
46% |
|
44% |
|
13% |
|
|
|
Interest Coverage Ratio (times) |
19 |
|
157 |
|
13 |
|
|
|
Gearing (%) |
1% |
|
1% |
|
12% |
|
|
|
Liquidity Ratio/Acid Test |
12 |
|
10 |
|
3 |
|
|
|
Risk Buffer (%) |
6% |
|
20% |
|
11% |
|
|
Profit & Loss (€)
|
|
Operating Income |
31.01.2012 |
% |
31.01.2011 |
|
31.01.2010 |
|
|
|
|
Number of weeks |
52 |
|
52 |
|
52 |
|
|
|
|
Consolidated Accounts |
no |
|
no |
|
yes |
|
|
|
|
Sales Revenue |
168.086.099 |
-6% |
178.034.500 |
|
527.396.000 |
|
|
|
|
Other Operating Income |
1.334.521 |
0% |
1.327.887 |
|
7.249.000 |
|
|
|
|
Total Operating Income |
169.420.620 |
-6% |
179.362.387 |
|
534.645.000 |
|
|
|
|
Wages & Salaries |
30.535.014 |
11% |
27.573.265 |
|
111.125.000 |
|
|
|
|
Depreciation |
2.129.975 |
-5% |
2.244.012 |
|
10.196.000 |
|
|
|
|
Total Operating Expenses |
112.564.772 |
0% |
112.043.464 |
|
467.296.000 |
|
|
|
|
Operating Profit/Loss |
56.855.848 |
-16% |
67.318.923 |
|
67.349.000 |
|
|
|
|
Result From Financial Investments |
|||||||
|
|
Financial Income |
24.077.032 |
111% |
11.394.954 |
|
5.101.000 |
|
|
|
|
Financial Expenses |
4.221.443 |
744% |
500.067 |
|
5.769.000 |
|
|
|
|
Total Financial Investments |
19.855.589 |
82% |
10.894.887 |
|
-668.000 |
|
|
|
|
Profit/Loss after Financial Items |
76.711.437 |
-2% |
78.213.810 |
|
66.681.000 |
|
|
|
|
Extraordinary Income |
0 |
- |
0 |
|
0 |
|
|
|
|
Extraordinary Expenses |
0 |
- |
1.100.000 |
|
0 |
|
|
|
|
Profit/Loss Before Tax |
76.711.437 |
-1% |
77.113.811 |
|
66.681.000 |
|
|
|
|
Tax |
16.788.589 |
-10% |
18.586.818 |
|
19.326.000 |
|
|
|
|
Profit/Loss After Tax |
59.922.848 |
2% |
58.526.993 |
|
47.355.000 |
|
|
Balance Sheet (€)
|
|
Assets |
01.2012 |
% |
01.2011 |
|
01.2010 |
|
|
|
|
Number of weeks |
52 |
|
52 |
|
52 |
|
|
|
|
Consolidated Accounts |
no |
|
no |
|
yes |
|
|
|
|
Fixed Assets |
|||||||
|
|
Intangible Assets |
1.399.033 |
18% |
1.181.073 |
|
12.086.000 |
|
|
|
|
Tangible Assets |
27.123.121 |
29% |
21.042.566 |
|
51.510.000 |
|
|
|
|
Other Fixed Assets |
47.493.346 |
0% |
47.493.346 |
|
3.699.000 |
|
|
|
|
Total Fixed Assets |
76.015.500 |
9% |
69.716.985 |
|
67.295.000 |
|
|
|
|
Current Assets |
|||||||
|
|
Inventories |
37.701.522 |
-1% |
38.084.023 |
|
105.403.000 |
|
|
|
|
Trade Receivables |
72.139.941 |
-9% |
79.594.204 |
|
97.411.000 |
|
|
|
|
Other Receivables |
19.120.991 |
24% |
15.368.288 |
|
16.681.000 |
|
|
|
|
Cash & Bank Balances |
187.293.154 |
20% |
155.923.363 |
|
166.452.000 |
|
|
|
|
Other Current Assets |
2.750.435 |
-55% |
6.164.803 |
|
4.001.000 |
|
|
|
|
Total Current Assets |
319.006.043 |
8% |
295.134.681 |
|
389.948.000 |
|
|
|
|
Total Assets |
395.021.543 |
8% |
364.851.666 |
|
457.243.000 |
|
|
Equity and Liabilities (€)
|
|
EQUITY |
|||||||
|
|
Share Capital |
15.300.000 |
0% |
15.300.000 |
|
15.300.000 |
|
|
|
|
Share Premium Reserve |
382.500 |
0% |
382.500 |
|
382.000 |
|
|
|
|
Retained Earnings |
350.847.116 |
9% |
320.508.888 |
|
326.941.000 |
|
|
|
|
Other Reserves |
0 |
- |
0 |
|
1.452.000 |
|
|
|
|
Total Equity |
366.529.616 |
9% |
336.191.388 |
|
344.075.000 |
|
|
|
|
LONG TERM LIABILITIES |
|||||||
|
|
Long Term Liabilities to Financial Institutions |
0 |
- |
0 |
|
5.126.000 |
|
|
|
|
Other Long Term Liabilities Finance |
0 |
- |
0 |
|
1.776.000 |
|
|
|
|
Other Long Term Liabilities |
4.545.554 |
11% |
4.093.935 |
|
14.897.000 |
|
|
|
|
Total Long Term Debts |
4.545.554 |
11% |
4.093.935 |
|
21.799.000 |
|
|
|
|
CURRENT LIABILITIES |
|||||||
|
|
Trade Payables |
8.762.990 |
-17% |
10.566.230 |
|
29.140.000 |
|
|
|
|
Liabilities to Financial Institutions |
0 |
- |
0 |
|
18.729.000 |
|
|
|
|
Other Short Term Financial Loans |
0 |
- |
0 |
|
0 |
|
|
|
|
Other Short Term Liabilities |
15.183.383 |
8% |
14.000.113 |
|
43.500.000 |
|
|
|
|
Total Current Liabilities |
23.946.373 |
-3% |
24.566.343 |
|
91.369.000 |
|
|
|
|
Total Liabilities |
28.491.927 |
-1% |
28.660.278 |
|
113.168.000 |
|
|
|
|
Total Equity & Liabilities |
395.021.543 |
8% |
364.851.666 |
|
457.243.000 |
|
|
Other Financials (€)
|
|
Working Capital |
295.059.670 |
9% |
270.568.338 |
|
298.579.000 |
|
|
|
|
Net Worth |
365.130.583 |
9% |
335.010.315 |
|
331.989.000 |
|
|
Key Ratios
|
|
|
31.01.2012 |
|
31.01.2011 |
|
31.01.2010 |
|
|
|
|
Number of weeks |
52 |
|
52 |
|
52 |
|
|
|
|
Consolidated Accounts |
no |
|
no |
|
yes |
|
|
|
|
PROFITABILITY |
|||||||
|
|
Net Margin % |
45,6% |
|
43,9% |
|
12,6% |
|
|
|
|
Operating Profit/Loss % |
33,8% |
|
37,8% |
|
12,8% |
|
|
|
|
Pre-Tax Profit Margin % |
45,6% |
|
43,3% |
|
12,6% |
|
|
|
|
TRADING PERFORMANCE |
|||||||
|
|
Return on Net Assets Employed % |
20,9% |
|
22,9% |
|
19,4% |
|
|
|
|
Return on Total Capital % |
20,5% |
|
21,6% |
|
15,8% |
|
|
|
|
Interest Coverage Ratio (times) |
19 |
|
157 |
|
13 |
|
|
|
|
Return on Capital Employed % |
20,7% |
|
22,7% |
|
18,2% |
|
|
|
|
Return on Total Assets Employed % |
19,4% |
|
21,1% |
|
14,6% |
|
|
|
|
Interest on Debt % |
14,8% |
|
1,7% |
|
5,1% |
|
|
|
|
Risk Buffer % |
5,7% |
|
19,8% |
|
10,7% |
|
|
|
|
SHORT TERM LIQUIDITY |
|||||||
|
|
Liquidity Ratio/Acid Test |
12 |
|
10 |
|
3 |
|
|
|
|
Current Ratio % |
1332,0% |
|
1201,0% |
|
427,0% |
|
|
|
|
Debtor Days |
157 |
|
163 |
|
67 |
|
|
|
|
Working capital |
295.059.670 |
|
270.568.338 |
|
298.579.000 |
|
|
|
|
LONG TERM LIQUIDITY |
|||||||
|
|
Equity Ratio % |
92,8% |
|
92,1% |
|
75,3% |
|
|
|
|
Gearing % |
1,2% |
|
1,2% |
|
11,8% |
|
|
|
|
Current Debt Ratio |
0 |
|
0 |
|
0 |
|
|
|
|
Total Debt Ratio |
0 |
|
0 |
|
0 |
|
|
|
|
Relative debt % |
17,0% |
|
16,1% |
|
21,5% |
|
|
|
|
BUSINESS MEASURES |
|||||||
|
|
Change in turnover % |
-5,6% |
|
- |
|
- |
|
|
|
|
Turnover/employees |
308982 |
|
324880 |
|
236713 |
|
|
|
|
Sales/Net Working Capital |
1 |
|
1 |
|
2 |
|
|
|
|
Stock Turnover Ratio % |
22,4% |
|
21,4% |
|
20,0% |
|
|
|
|
Creditor Days |
19 |
|
22 |
|
20 |
|
|
|
|
Equity in Percentage % |
105,9% |
|
106,3% |
|
77,9% |
|
|
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.54.06 |
|
UK Pound |
1 |
Rs.82.15 |
|
Euro |
1 |
Rs.70.61 |
INFORMATION DETAILS
|
Report Prepared
by : |
MNL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.