MIRA INFORM REPORT

 

 

Report Date :

28.02.2013

 

IDENTIFICATION DETAILS

 

Name :

EXPRESS GIFTS LTD.

 

 

Registered Office :

Church Bridge House Henry Street Church Accrington, BB5 4EE

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.03.2012

 

 

Date of Incorporation :

16.03.1962

 

 

Com. Reg. No.:

00718151

 

 

Legal Form :

Private Subsidiary

 

 

Line of Business :

Retail sale via mail order house

 

 

No. of Employees :

1,112

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aims to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 23% by 2015. The Bank of England (BoE) implemented an asset purchase program of up to £325 billion (approximately $525 billion) as of February 2011. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

Source : CIA


Company name and address

Top of Form

 

Express Gifts Ltd.

                                                                                                                                            

 

Church Bridge House

Henry Street

Church

Accrington, BB5 4EE

United Kingdom

(Trading Address)
Registered Address

 

 

Tel:

01254382121

Fax:

01254352046

 

www.findel.co.uk

 

Employees:

1,112

Company Type:

Private Subsidiary

Corporate Family:

141 Companies

Ultimate Parent:

Findel plc

 

 

Quoted Status:

Non-quoted Company

Incorporation Date:

16-Mar-1962

Auditor:

KPMG Audit PLC

Financials in:

 USD (mil)

Fiscal Year End:

30-Mar-2012

Reporting Currency:

British Pound Sterling

Annual Sales:

369.9  1

Net Income:

15.0

Total Assets:

410.1

                                

Business Description                  

 

Express Gifts Ltd. is one of the leading direct mail order companies in the United Kingdom. The company offers apparel in different sizes, colours and shapes for men, women and children. It also stocks and sells a range of gifts, greeting cards and gadgets of several brands. The company offers furniture, glasses, and electrical, health, beauty and household products. It additionally owns, operates and maintains various automated distribution centres and warehouses. In addition, the company offers a variety of games and toys for children.

 

   Industry                       

 

Industry

Retail (Catalog and Mail Order)

ANZSIC 2006:

4310 - Non-Store Retailing

NACE 2002:

5261 - Retail sale via mail order house

NAICS 2002:

454113 - Mail-Order Houses

UK SIC 2003:

5261 - Retail sale via mail order house

UK SIC 2007:

4791 - Retail sale via mail order houses or via Internet

US SIC 1987:

5961 - Catalog and Mail-order Houses

                      

Key Executives           

   

 

Name

Title

Philip Maudsley

Managing Director

Nasser Malik

Financial and Customer Services Director

Gary Lunn

Marketing Director

Mark Ashcroft

Company Secretary

David Hursthouse

IT Manager

    Financial Summary                                                           

 

FYE: 30-Mar-2012

USD (mil)

Key Figures

 

Current Assets

391.89

Fixed Assets

18.25

Total Liabilities

185.70

Net Worth

65.73

 

Key Ratios

 

Current Ratio

2.11

Acid Test

1.86

Debt Gearing

239.41

 

 

1 - Profit & Loss Item Exchange Rate: USD 1 = GBP 0.6267373
2 - Balance Sheet Item Exchange Rate: USD 1 = GBP 0.6281078

 

 

Corporate Overview

 

Location
Church Bridge House
Henry Street
Church
Accrington, BB5 4EE
Lancashire County
United Kingdom

 

Tel:

01254382121

Fax:

01254352046

 

www.findel.co.uk

Sales GBP(mil):

231.9

Assets GBP(mil):

257.6

Employees:

1,112

Fiscal Year End:

30-Mar-2012

 

Industry:

Retail (Catalog and Mail Order)

Registered Address:
2 Gregory St
Hyde, SK14 4TH
United Kingdom

 

Incorporation Date:

16-Mar-1962

Company Type:

Private Subsidiary

Quoted Status:

Not Quoted

Registered No.(UK):

00718151

 

Managing Director:

Philip Maudsley

 

Industry Codes

 

ANZSIC 2006 Codes:

4310

-

Non-Store Retailing

 

NACE 2002 Codes:

5261

-

Retail sale via mail order house

 

NAICS 2002 Codes:

454113

-

Mail-Order Houses

 

US SIC 1987:

5961

-

Catalog and Mail-order Houses

 

UK SIC 2003:

5261

-

Retail sale via mail order house

 

UK SIC 2007:

4791

-

Retail sale via mail order houses or via Internet

 

Business Description

Express Gifts Ltd. is one of the leading direct mail order companies in the United Kingdom. The company offers apparel in different sizes, colours and shapes for men, women and children. It also stocks and sells a range of gifts, greeting cards and gadgets of several brands. The company offers furniture, glasses, and electrical, health, beauty and household products. It additionally owns, operates and maintains various automated distribution centres and warehouses. In addition, the company offers a variety of games and toys for children.

 

More Business Descriptions

Express Gifts Ltd. is a subsidiary of Findel PLC, a quoted United Kingdom company with an annual turnover in excess of £458 million. Findel trades via three divisions: home shopping, education and services. For more than 40 years, the company has been a leader in consumer home shopping through mail-order catalogues and educational supplies to many schools throughout the UK. Findel also provides online and offline logistics and e-fulfilment services to third parties via Findel Services. Express Gifts has nearly 2 million customers in the UK and accounts for approximately 50 percent of Findel’s turnover. The company has catalogues that cover client’s requirements throughout the year. Express Gifts specialises in the offer of credit and other financial services to customers, as well as a gift-personalisation facility. Express Gifts Ltd. maintains its headquarters in Accrington, Lancashire.

 

Publication and distribution, by mail order, of general stationery, calenders, greetings cards and gift items

 

Stationery & Supplies Merchant Whslr

 

Catalogue Shops

 

 

 

 

 

 

Brand/Trade Names

Studio

Ace

Health & Home Shopping

 

Financial Data

Financials in:

GBP(mil)

 

Revenue:

231.9

Net Income:

9.4

Assets:

257.6

Current Assets:

246.2

 

Fixed Assets:

11.5

 

Long Term Debt:

98.8

 

Total Liabilities:

215.5

 

Issued Capital:

8.9

 

Working Capital:

129.5

 

Net Worth:

41.3

 

 

 

Date of Financial Data:

30-Mar-2012

 

1 Year Growth

8.3%

NA

NA

 

Key Corporate Relationships

Auditor:

KPMG Audit PLC

Bank:

National Westminster Bank plc

 

Auditor:

KPMG Audit PLC

 

Auditor History

KPMG Audit PLC

30-Mar-2012

KPMG Audit PLC

01-Apr-2011

Deloitte LLP

02-Apr-2010

Deloitte LLP

03-Apr-2009

Deloitte And Touche LLP

31-Mar-2008

 

 

 

GBP(mil)

Audit Fees:

0.1

Non Audit Fees:

0.0

Audit Fiscal Year:

03-30-2012

 

 

 

 

 

 

Corporate Structure News

 

Express Gifts Ltd.
Total Corporate Family Members: 141

 

 

Company Name

Company Type

Location

Country

Industry

Sales
(USD mil)

Employees

Findel plc

Parent

West Yorkshire

United Kingdom

Retail (Catalog and Mail Order)

858.1

2,611

Express Gifts Ltd.

Subsidiary

Accrington

United Kingdom

Retail (Catalog and Mail Order)

369.9

1,112

Sporting Email Ltd.

Subsidiary

Hyde

United Kingdom

Business Services

 

 

Kleeneze Limited

Subsidiary

Accrington

United Kingdom

Business Services

 

900

Findel Education Group Ltd.

Subsidiary

Hyde

United Kingdom

Office Supplies

 

609

Ncn 28 Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Capital Goods

 

 

Ncn 3 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 8 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 7 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 14 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 9 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 16 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 4 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 18 Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Capital Goods

 

 

Ncn 20 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 22 Ltd.

Subsidiary

Hyde

United Kingdom

Construction - Supplies and Fixtures

 

 

Ncn 23 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 13 Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Capital Goods

 

 

Ncn 6 Ltd.

Subsidiary

N/K

United Kingdom

Business Services

 

 

Ncn 2 Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Capital Goods

 

 

Ncn 1 Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Capital Goods

 

 

Ncn 12 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 24 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 27 Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Capital Goods

 

 

Ncn 15 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 11 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 17 Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Capital Goods

 

 

Ncn 25 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 26 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Educational Co. Ltd (The)

Subsidiary

Newtownabbey

United Kingdom

 

 

 

Findel (Toys) Ltd.

Subsidiary

Hyde

United Kingdom

Recreational Activities

 

500

Findel Education Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Catalog and Mail Order)

173.0

499

Gls Educational Supplies Ltd.

Subsidiary

Enfield

United Kingdom

Miscellaneous Capital Goods

 

350

Philograph Publications Ltd.

Subsidiary

Hyde

United Kingdom

Commercial Banks

 

 

Philip & Tacey, Ltd.

Subsidiary

Hyde

United Kingdom

Office Supplies

 

100

Protus Plastics Ltd.

Subsidiary

Hyde

United Kingdom

Fabricated Plastic and Rubber

 

 

Hope Holdings (U. K. ) Ltd.

Subsidiary

Hyde

United Kingdom

Commercial Banks

 

 

International Schools Supply Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Hope Adventureplay Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Hope Export Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Living And Learning, Ltd

Subsidiary

Hyde

United Kingdom

Retail (Catalog and Mail Order)

 

 

Kitbag Ltd.

Subsidiary

Manchester

United Kingdom

Retail (Catalog and Mail Order)

96.8

409

Kitbag Sports Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Kitbag. Com Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Apparel)

 

 

Nottingham Rehab Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Capital Goods

114.4

387

Nrs Mobility Care Ltd.

Subsidiary

Hyde

United Kingdom

Personal Services

8.2

69

Cwio Ltd.

Subsidiary

London

United Kingdom

Retail (Catalog and Mail Order)

28.1

139

Confetti Network Limited

Subsidiary

London

United Kingdom

Computer Services

 

130

Kleeneze Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Catalog and Mail Order)

82.4

76

Fine Art Developments (Far East) Limited

Subsidiary

Kowloon

Hong Kong

Personal and Household Products

 

36

James Galt & Co. Ltd.

Subsidiary

Cheadle

United Kingdom

Recreational Products

13.9

34

Rock Bottom Ltd.

Subsidiary

Chester

United Kingdom

Nonclassifiable Industries

 

3

Fine Art Developments P L C

UK Branch/Trading address

West Yorkshire

United Kingdom

Retail (Catalog and Mail Order)

858.1

 

Findel Wholesale Ltd.

Subsidiary

Hyde

United Kingdom

Business Services

0.3

 

The Dee Group PLC

Subsidiary

Hyde

United Kingdom

Business Services

 

 

Jones Williams Ltd.

Subsidiary

Wrexham

United Kingdom

Nonclassifiable Industries

 

2

Rosgill Group Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Standard Debt Collections Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Eb2C Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Pippa Dee International Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Designers File Ltd. (The)

Subsidiary

Accrington

United Kingdom

Nonclassifiable Industries

 

 

Studio Dee Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Pippa Dee Parties Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Rosgill Holdings Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Dee Textiles Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Mistrale Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Matchmaker Parties Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Natural Reflections Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Premier Educational Supplies Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Catalog and Mail Order)

 

 

Step By Step Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Catalog and Mail Order)

 

300

Care Cards Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Department and Discount)

 

 

Letterbox Mail Order Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Tcc1 Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Specialty)

 

 

The Cotswold Co

UK Branch/Trading address

Guildford

United Kingdom

Retail (Specialty)

 

15

Fd1 Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Specialty)

 

 

The Cotswold Co. Ltd

UK Branch/Trading address

Farnborough

United Kingdom

Retail (Specialty)

 

 

Ncn 10 Ltd.

Subsidiary

Belfast

United Kingdom

Business Services

 

 

Educational Co. Ltd

UK Branch/Trading address

Leeds

United Kingdom

Business Services

 

 

Care4Free Ltd.

Subsidiary

Hyde

United Kingdom

Business Services

 

 

Fundraising Direct Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Fine Art Developments (Marketing) Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 21 Ltd.

Subsidiary

Belfast

United Kingdom

Schools

 

 

Fine Art Developments Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Fine Art Developments Employee Trust Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Findel Healthcare Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Catalog and Mail Order)

 

 

Joseph Arnold & Co Ltd.

Subsidiary

Bradford

United Kingdom

Nonclassifiable Industries

 

 

Friends Of Nature Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Care 4 Schools Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Christmas-E Ltd.

Subsidiary

Hyde

United Kingdom

Real Estate Operations

 

 

Naturally Direct Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Findel Properties Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Tradersgate Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Findel Educational Supplies Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Findel Stationery Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Findel Services Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Sutcliffe Sport Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Paula Jane Creations Ltd

Subsidiary

Bradford

United Kingdom

Nonclassifiable Industries

 

 

Designed For Giving Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Waldorf Stationery Ltd.

Subsidiary

Bradford

United Kingdom

Nonclassifiable Industries

 

 

Estore Fulfilment Ltd.

Subsidiary

Hyde

United Kingdom

Business Services

 

 

Fine Art Designs Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

I Want One of Those Ltd.

Subsidiary

London

United Kingdom

Retail (Catalog and Mail Order)

 

 

2Care4 Ltd.

Subsidiary

Hyde

United Kingdom

Real Estate Operations

 

 

Minitogs Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Alternative Choice Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ncn 19 Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Capital Goods

 

 

Dean's Childsplay Toys Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Designed For You Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Fabricated Products

 

 

Ace Of Clubs Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Blue Bay Bars Ltd

Subsidiary

Glasgow

United Kingdom

Restaurants

 

 

Ace Of Clubs Asset Ltd

Subsidiary

Glasgow

United Kingdom

Commercial Banks

 

 

Xpress Gifts Ltd.

Subsidiary

Ripon

United Kingdom

Nonclassifiable Industries

 

 

Findel Home Shopping Ltd.

Subsidiary

Hyde

United Kingdom

Commercial Banks

 

 

Heron Educational Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Nes Arnold Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Macsel Greeting Cards Ltd.

Subsidiary

Bradford

United Kingdom

Nonclassifiable Industries

 

 

Burley House Weddings Ltd.

Subsidiary

Hyde

United Kingdom

Miscellaneous Transportation

 

 

Galt Education Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

World Class Learning Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Cascade Party Toys Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Ivory Cards Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Studio Cards Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Miller Leswyn Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Fine Art Developments (Supplies) Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Webb Ivory Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Say It With Ease. Com Ltd.

Subsidiary

Hyde

United Kingdom

Printing and Publishing

 

 

Hope Education Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Philip Harris Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

C. & S. (Sutton) Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

E. J. Arnold Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

E. J. Arnold & Son Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Grocery)

 

 

Wilson Investment Co. Ltd.

Subsidiary

Bradford

United Kingdom

Nonclassifiable Industries

 

 

Unilab Science Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Findel Fundraising Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Findel Gifts Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Catalog and Mail Order)

 

 

The Findel Educational Co. Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Findel Interactive Ltd.

Subsidiary

Hyde

United Kingdom

Real Estate Operations

 

 

Hamsard 2445 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Durban Mills Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Findel 2010 Ltd.

Subsidiary

Hyde

United Kingdom

Nonclassifiable Industries

 

 

Express Home Shopping Ltd.

Subsidiary

Hyde

United Kingdom

Retail (Grocery)

 

 

 

 

Executives Report

 

Board of Directors

 

Name

Title

Function

 

Mark Ashcroft

 

Company Secretary

Director/Board Member

 

Timothy John Kowalski

 

Director

Director/Board Member

 

Age: 54

 

Gary Lunn

 

Marketing Director

Director/Board Member

 

 

Age: 50

 

Nasser Malik

 

Financial and Customer Services Director

Director/Board Member

 

 

Age: 51

 

John Mason

 

Buying Director

Director/Board Member

 

Philip Maudsley

 

Managing Director

Director/Board Member

 

Age: 52

 

David Ian Sanderson

 

Operations Director

Director/Board Member

 

Age: 53

 

Roger William John Siddle

 

Director

Director/Board Member

 

Age: 52

 

Education:

Harvard, MBA

 

Mark Whitaker

 

Finance Director

Director/Board Member

 

 

Age: 45

 

 

Executives

 

Name

Title

Function

Philip Maudsley

 

Managing Director

Managing Director

Age: 52

 

David Ian Sanderson

 

Operations Director

Operations Executive

 

 

Age: 53

 

Mark Ashcroft

 

Company Secretary

Company Secretary

 

Nasser Malik

 

Financial and Customer Services Director

Finance Executive

 

Age: 51

 

Mark Whitaker

 

Finance Director

Finance Executive

 

 

Age: 45

 

Liz Keen

 

Human Resources Manager

Human Resources Executive

 

Richard Reeve

 

Director-HR & IT

Human Resources Executive

 

Gary Lunn

 

Marketing Director

Marketing Executive

 

 

Age: 50

 

Garry Lunn

 

Marketing Director

Marketing Executive

 

Nicky Cuthbert

 

Director-Systems Development & Business Planning

Information Executive

 

David Hursthouse

 

IT Manager

Information Executive

 

Steve Duke

 

Pc Manager

Engineering/Technical Executive

 

Ashley Henderson

 

Quality Control Manager

Purchasing Executive

 

John Mason

 

Buying Director

Purchasing Executive

 

 

Directors and Shareholders Report

 

Annual Return Date: 19 Jul 2012
Total Issued Capital (GBP 000): 8,885

 

Individual Directors

 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Mark
Whittaker

Current

03 Jul 1967

2 Gregory St,
Hyde, Cheshire SK14 4TH

01 Apr 2003

NA

Current:1
Previous:0
Disqualifications:0

 

Roger William John
Siddle

Current

26 Jan 1961

2 Gregory St,
Hyde, Cheshire SK14 4TH

15 Sep 2010

NA

Current:97
Previous:4
Disqualifications:0

 

David Ian
Sanderson

Current

27 Oct 1959

35 Fielding Lane, Oswaldtwistle,
Accrington, Lancashire BB5 3BE

01 Sep 1995

NA

Current:1
Previous:1
Disqualifications:0

 

Nasser
Malik

Current

28 Dec 1961

23 Baslow Grove,
Bradford, West Yorkshire BD9 5JA

31 Mar 1997

NA

Current:6
Previous:5
Disqualifications:0

 

Garry
Lunn

Current

09 Feb 1963

233 Portland Street,
Southport, Merseyside PR8 6LX

19 Oct 1998

NA

Current:4
Previous:2
Disqualifications:0

 

Philip Binns
Maudsley

Current

16 Aug 1960

Church Bridge House Henry Street, Church,
Accrington, Lancashire BB5 4EH

19 Jul 1993

NA

Current:122
Previous:10
Disqualifications:0

 

Timothy John
Kowalski

Current

03 Dec 1958

Cornbrook 2 Brindley Road, Old Trafford,
Manchester, Greater Manchester M16 9HQ

02 Aug 2010

NA

Current:118
Previous:5
Disqualifications:0

 

Neil Duff
Fairley

Previous

12 May 1964

72 Carr Road, Calverley,
Pudsey, West Yorkshire LS28 5RH

NA

31 Aug 2001

Current:0
Previous:31
Disqualifications:0

 

William John
Batcock

Previous

22 Mar 1949

6 Lovage Close, Padgate,
Warrington, Cheshire WA2 0UQ

01 Apr 2000

30 Nov 2006

Current:3
Previous:1
Disqualifications:0

 

Jonathan Harry Cecil
Fogwill

Previous

29 Dec 1966

4 Springfield Road, Gatley,
Cheadle, Cheshire SK8 4PE

01 Apr 2000

03 May 2002

Current:0
Previous:1
Disqualifications:0

 

Charles Nigel
Clark

Previous

14 Jul 1949

No 6 Factory, Stourport Road,
Kidderminster, Worcestershire DY11 7PZ

24 Jul 2009

13 Aug 2010

Current:1
Previous:10
Disqualifications:0

 

Patrick Edmund
Jolly

Previous

20 Sep 1965

Hill Top Farm, Hill Top Lane Skipton Road,
Barnoldswick, Lancashire BB18 6JN

11 May 2006

30 Nov 2009

Current:0
Previous:130
Disqualifications:0

 

Donald
Hale

Previous

10 Mar 1932

Trees House Staupes Road, High Birstwith,
Harrogate, North Yorkshire HG3 2LF

NA

07 Feb 1994

Current:0
Previous:180
Disqualifications:0

 

David
Nicholls

Previous

02 Apr 1946

111 Springfield Road, Burton On Trent,
Swadlincote, Derbyshire DE11 0BX

01 Sep 1995

24 Apr 1998

Current:0
Previous:2
Disqualifications:0

 

Kenneth Anthony Joseph
Dillon

Previous

12 Sep 1961

63 Poppythorn Lane, Prestwich,
Manchester, Greater Manchester M25 3BY

31 Mar 1997

30 Apr 1998

Current:0
Previous:2
Disqualifications:0

 

Paul Newell
Short

Previous

18 Dec 1954

Jacobs Cottage, Halton East,
Skipton, North Yorkshire BD23 6EH

31 Mar 1997

30 Nov 1998

Current:0
Previous:3
Disqualifications:0

 

Christopher David
Hinton

Previous

16 Apr 1970

Church Bridge House Henry Street, Church,
Accrington, Lancashire BB5 4EH

01 Jul 2008

31 Aug 2010

Current:0
Previous:58
Disqualifications:0

 

Michael Hugh
Killoran

Previous

30 Mar 1961

Persimmon House, Fulford,
York, North Yorkshire YO19 4FE

14 Jun 1993

20 Sep 1996

Current:290
Previous:21
Disqualifications:0

 

Richard Christopher
Reeve

Previous

01 Apr 1947

2 Gregory St,
Hyde, Cheshire SK14 4TH

20 Nov 1992

11 Feb 2011

Current:2
Previous:1
Disqualifications:0

 

David Brian
Dutton

Previous

07 Sep 1959

2 Gregory Street,
Hyde, Cheshire SK14 4TH

30 Sep 2005

02 Oct 2007

Current:0
Previous:24
Disqualifications:0

 

Keith
Chapman

Previous

30 Jul 1942

Church Bridge House Henry Street, Church,
Accrington, Lancashire BB5 4EH

19 Jul 1991

08 Apr 2010

Current:4
Previous:121
Disqualifications:0

 

David Anthony
Johnson

Previous

27 Jan 1944

Cold Knoll Farm, Stanbury,
Keighley, West Yorkshire BD22 0HH

19 Jul 1991

31 Jul 2007

Current:2
Previous:161
Disqualifications:0

 

Ivan Joseph
Bolton

Previous

29 Dec 1943

Church Bridge House Henry Street, Church,
Accrington, Lancashire BB5 4EH

31 Dec 1997

29 Feb 2012

Current:79
Previous:149
Disqualifications:0

 

Kelvin Maurice
Trott

Previous

10 Jul 1951

Holly House, Heath Top,
Derby, Derbyshire DE65 5AY

20 Nov 1992

07 Feb 1994

Current:0
Previous:4
Disqualifications:0

 

John Harold
Mason

Previous

25 Nov 1948

2 Gregory St,
Hyde, Cheshire SK14 4TH

01 Apr 2003

02 Mar 2012

Current:0
Previous:1
Disqualifications:0

 

Nicola Jane
Cuthbert

Previous

03 Nov 1957

616 Garstang Road, Barton,
Preston, Lancashire PR3 5DR

31 Mar 1997

31 Mar 2011

Current:1
Previous:2
Disqualifications:0

 

Philip
Green

Previous

23 Dec 1940

196 Huyton Lane,
Liverpool, Merseyside L36 1TQ

20 Nov 1992

31 Mar 1999

Current:0
Previous:2
Disqualifications:0

 

Philip Hugh Stafford
Robinson

Previous

18 Jul 1950

Bradley Grange, 164 Bradley Road Bradley,
Huddersfield, West Yorkshire HD2 1QT

31 Mar 1997

08 Jan 1999

Current:0
Previous:6
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Directors

 

There are no corporate directors for this company.

 

 

Individual Secretaries

 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Mark
Ashcroft

Current

NA

2 Gregory Street,
Hyde, Cheshire SK14 4TH

15 Dec 2011

NA

Current:1
Previous:0
Disqualifications:0

 

Donald
Hale

Previous

10 Mar 1932

Trees House Staupes Road, High Birstwith,
Harrogate, North Yorkshire HG3 2LF

NA

07 Oct 1997

Current:0
Previous:180
Disqualifications:0

 

Ivan Joseph
Bolton

Previous

29 Dec 1943

Church Bridge House Henry Street, Church,
Accrington, Lancashire BB5 4EH

07 Oct 1997

15 Dec 2011

Current:79
Previous:149
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Secretaries

 

There are no corporate secretaries for this company.

 

 

Individual Shareholders

 

There are no individual shareholders for this company.

 

 

 

 

 

 

 

 

 

 

Corporate Shareholders

 

Company Name

Registration Number

Share Details
(As Reported)

Share Type

# of Shares

Share Price (GBP)

Share Value (GBP)

% of Total Shares

Findel P.L.C.

00549034

8884900 Ordinary GBP 1.00

Ordinary

8,884,900

1.00

8,884,900.00

100.00

 



Annual Profit & Loss

 

Financials in: USD (mil)

 

Except for share items (millions) and per share items (actual units)

 

 

 

 

  Financial Glossary

 

 

 

30-Mar-2012

01-Apr-2011

02-Apr-2010

03-Apr-2009

31-Mar-2008

Period Length

52 Weeks

52 Weeks

52 Weeks

53 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.626737

0.643297

0.627675

0.594265

0.498361

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Turnover (UK)

369.9

-

352.8

386.1

512.3

Turnover (Exports)

0.0

-

0.0

0.0

0.0

Total Turnover

369.9

332.8

352.8

386.1

512.3

Cost of Sales

168.1

144.0

144.6

169.1

216.3

Gross Profit

201.9

188.8

208.2

217.0

296.0

Depreciation

5.6

5.6

6.6

7.5

16.7

Other Expenses

171.6

173.2

180.9

184.9

214.9

Operating Profit

30.3

15.6

-

-

-

Other Income

1.3

0.9

0.6

0.4

1.6

Interest Paid

20.2

29.2

35.6

30.8

38.4

Exceptional Income

0.0

0.0

-6.0

-29.8

-8.7

Discontinued Operations

0.0

0.0

0.0

0.0

0.0

Profit Before Taxes

11.4

-12.7

-13.6

-28.0

35.6

Tax Payable / Credit

-3.6

-0.9

-0.2

-7.5

10.4

Extraordinary Items/Debits

0.0

0.0

0.0

0.0

0.0

Dividends

0.0

0.0

0.0

0.0

0.0

Profit After Taxes

15.0

-11.8

-13.4

-20.5

25.1

Minority Interests (Profit & Loss)

0.0

0.0

0.0

0.0

0.0

Audit Fees

0.2

0.2

0.1

0.1

0.2

Non Audit Fees

0.0

0.9

0.2

0.2

0.2

Number of Employees

1,112

1,191

1,317

1,339

1,475

Wages

27.7

26.3

28.4

32.3

39.0

Social Security Costs

2.7

2.6

2.6

3.2

4.1

Pensions

0.2

0.0

-

-

-

Other Pension Costs

0.8

0.7

1.4

1.5

1.3

Employees Remuneration

31.1

29.7

32.4

37.0

44.4

Directors Emoluments

2.2

2.3

-

-

-

Other Costs

0.1

0.3

-

-

-

Directors Remuneration

2.5

2.6

1.8

2.3

2.5

Highest Paid Director

0.6

0.5

0.4

0.5

0.6

 



 

Annual Balance Sheet

Financials in: USD (mil)

 

  Financial Glossary

 

 

 

30-Mar-2012

01-Apr-2011

02-Apr-2010

03-Apr-2009

31-Mar-2008

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.628108

0.623791

0.654343

0.675447

0.503145

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Land & Buildings

0.0

0.0

0.0

0.0

0.0

Fixtures & Fittings

0.0

0.0

0.0

0.0

0.0

Plant & Vehicles

16.9

18.5

21.5

25.7

54.5

Total Tangible Fixed Assets

16.9

18.5

21.5

25.7

54.5

Intangible Assets

1.4

1.5

1.5

1.5

1.5

Investments

0.0

0.0

0.0

0.0

0.0

Total Fixed Assets

18.2

19.9

22.9

27.2

56.1

Stocks

46.4

54.4

49.5

52.5

99.2

Work in Progress

0.0

0.0

0.0

0.0

0.0

Total Stocks Work In Progress

46.4

54.4

49.5

52.5

99.2

Trade Debtors

264.3

249.1

238.4

236.4

177.4

Inter-Company Debtors

7.7

25.7

32.6

45.7

49.0

Director Loans

-

-

0.0

0.0

0.0

Other Debtors

40.1

17.6

13.9

15.9

19.1

Total Debtors

312.1

292.3

284.8

298.0

245.5

Cash and Equivalents

33.4

21.6

26.0

10.0

7.6

Other Current Assets

0.0

0.0

0.0

0.0

0.0

Total Current Assets

391.9

368.3

360.4

360.5

352.3

Total Assets

410.1

388.2

383.3

387.7

408.4

Trade Creditors

25.9

24.2

26.3

33.4

39.8

Bank Overdraft

0.0

0.0

0.0

15.8

37.3

Inter-Company Creditors

150.5

151.3

143.4

173.1

226.6

Director Loans (Current Liability)

0.0

0.0

0.0

0.0

0.0

Hire Purchase (Current Liability)

0.0

0.0

0.0

0.0

0.0

Finance Lease (Current Liability)

0.0

0.0

0.5

0.9

1.1

Total Finance Lease/Hire Purchase (Current Liability)

0.0

0.0

0.5

0.9

1.1

Total Short Term Loans

0.0

0.0

0.0

0.0

0.0

Accruals/Deferred Income (Current Liability)

6.2

9.5

5.7

4.4

15.7

Social Security/VAT

3.1

1.0

2.0

1.1

4.3

Corporation Tax

0.0

0.0

0.0

0.0

10.2

Dividends (Current Liability)

0.0

0.0

0.0

0.0

0.0

Other Current Liabilities

0.0

0.0

143.9

135.6

0.0

Total Current Liabilities

185.7

186.1

321.7

364.3

334.9

Group Loans (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Director Loans (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Hire Purchase (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Leasing (Long Term Liability)

157.4

149.7

0.0

0.4

0.9

Total Hire Purchase Loans (Long Term Liability)

157.4

149.7

0.0

0.4

0.9

Other Long Term Loans

0.0

0.0

0.0

0.0

0.0

Accruals/Deferred Income (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Other Long Term Liabilities

0.0

0.0

0.0

0.0

0.0

Total Long Term Liabilities

157.4

149.7

0.0

0.4

0.9

Deferred Taxation

0.0

0.0

0.0

0.0

0.7

Other Provisions

0.0

0.0

0.0

0.0

0.0

Total Provisions

0.0

0.0

0.0

0.0

0.7

Issued Capital

14.1

14.2

13.6

0.2

0.3

Share Premium Accounts

41.8

42.1

40.1

0.0

0.0

Revaluation Reserve

0.0

0.0

0.0

0.0

0.0

Retained Earnings

11.1

-3.9

7.9

22.9

71.6

Other Reserves

0.0

0.0

0.0

0.0

0.0

Minority Interests (Balance Sheet)

0.0

0.0

0.0

0.0

0.0

Total Shareholders Funds

67.1

52.5

61.6

23.1

71.9

Net Worth

65.7

51.0

60.1

21.6

70.3

 




 

Annual Cash Flows

Financials in: USD (mil)

 

  Financial Glossary

 

 

 

30-Mar-2012

01-Apr-2011

02-Apr-2010

03-Apr-2009

31-Mar-2008

Period Length

52 Weeks

52 Weeks

52 Weeks

53 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.626737

0.643297

0.627675

0.594265

0.498361

Consolidated

No

No

No

No

No

 

 

 

 

 

 

 



 

Annual Ratios

Financials in: USD (mil)

 

 

 

 

 

30-Mar-2012

01-Apr-2011

02-Apr-2010

03-Apr-2009

31-Mar-2008

Period Length

52 Weeks

52 Weeks

52 Weeks

53 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.628108

0.623791

0.654343

0.675447

0.503145

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Current Ratio

2.11

1.98

1.12

0.99

1.05

Liquidity Ratio

1.86

1.69

0.97

0.85

0.76

Stock Turnover

7.96

6.31

6.84

6.35

5.11

Credit Period (Days)

261.37

264.84

257.15

258.89

127.63

Working Capital by Sales

55.86%

53.09%

11.43%

-1.13%

3.43%

Trade Credit by Debtors

0.10

0.10

0.11

0.14

0.22

Return on Capital

5.07%

-6.50%

-21.23%

-103.36%

47.92%

Return on Assets

2.77%

-3.39%

-3.41%

-6.24%

8.62%

Profit Margin

3.08%

-3.83%

-3.87%

-7.26%

6.94%

Return on Shareholders Funds

16.95%

-25.06%

-21.23%

-104.94%

49.00%

Borrowing Ratio

468.37%

590.26%

239.31%

882.13%

378.10%

Equity Gearing

16.36%

13.51%

16.07%

5.95%

17.60%

Debt Gearing

239.41%

293.54%

0.00%

1.63%

1.33%

Interest Coverage

0.57

-0.44

-0.38

-0.91

0.93

Sales by Tangible Assets

21.85

18.58

15.76

12.99

9.30

Average Remuneration per Employee

0.0

0.0

0.0

0.0

0.0

Profit per Employee

0.0

0.0

0.0

0.0

0.0

Sales per Employee

0.3

0.3

0.3

0.2

0.3

Capital Employed per Employee

0.2

0.2

0.0

0.0

0.0

Tangible Assets per Employee

0.0

0.0

0.0

0.0

0.0

Total Assets per Employee

0.4

0.3

0.3

0.3

0.3

Employee Remuneration by Sales

8.41%

8.92%

9.18%

9.58%

8.66%

Creditor Days (Cost of Sales Based)

56.39

59.55

69.15

83.58

67.86

Creditor Days (Sales Based)

25.62

25.76

28.34

36.60

28.65

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.83

UK Pound

1

Rs.81.24

Euro

1

Rs.70.38

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.