MIRA INFORM REPORT

 

 

Report Date :

02.01.2013

 

IDENTIFICATION DETAILS

 

Name :

PF CONCEPT INTERNATIONAL B.V.

 

 

Registered Office :

De Lasso 14 2371GV Roelofarendsveen

 

 

Country :

Netherlands

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

03.06.1954

 

 

Legal Form :

Besloten Vennootschap

 

 

Line of Business :

Wholesale of tobacco products

 

 

No. of Employees :

140

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit: 

€ 500.000

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Netherlands

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

NETHERLANDS - ECONOMIC OVERVIEW

 

The Dutch economy is the fifth-largest economy in the euro-zone and is noted for its stable industrial relations, moderate unemployment and inflation, a sizable trade surplus, and an important role as a European transportation hub. Industrial activity is predominantly in food processing, chemicals, petroleum refining, and electrical machinery. A highly mechanized agricultural sector employs only 2% of the labor force but provides large surpluses for the food-processing industry and for exports. The Netherlands, along with 11 of its EU partners, began circulating the euro currency on 1 January 2002. After 26 years of uninterrupted economic growth, the Dutch economy - highly dependent on an international financial sector and international trade - contracted by 3.5% in 2009 as a result of the global financial crisis. The Dutch financial sector suffered, due in part to the high exposure of some Dutch banks to U.S. mortgage-backed securities. In 2008, the government nationalized two banks and injected billions of dollars of capital into other financial institutions, to prevent further deterioration of a crucial sector. The government also sought to boost the domestic economy by accelerating infrastructure programs, offering corporate tax breaks for employers to retain workers, and expanding export credit facilities. The stimulus programs and bank bailouts, however, resulted in a government budget deficit of 5.3% of GDP in 2010 that contrasted sharply with a surplus of 0.7% in 2008. The government of Prime Minister Mark RUTTE began implementing fiscal consolidation measures in early 2011, mainly reductions in expenditures, which resulted in an improved budget deficit of 3.8% of GDP.

Source : CIA


 

CONTACTINFORMATION    

 

Company name

PF Concept International B.V.

Tradename

PF Concept International B.V.

 

Pollyflame International

Address

De Lasso 14

 

2371GV Roelofarendsveen

 

Netherlands

Mail address

Postbus 175

 

2370AD Roelofarendsveen

 

Netherlands

Telephone number

0713328911

Telefax number

0713328821

E-mail address

info@pfconcept.com

Website

www.pfconcept.com

VAT number / RSIN

001760920

 

 

CREDIT LIMIT

 

Credit limit                     A credit of € 500.000 may be granted

 

 

COMPANY INFORMATION

 

Handelsregisternummer  28034183

Registered in                             Chamber of commerce Den Haag

Act of foundation                        03-06-1954

Date of constitution                    01-07-1981

Last change in statutes              07-06-2005

 

Legal form                                 Besloten Vennootschap

 

Place of constitution                   Roelofarendsveen (Gemeente Alkemade)

 

Issued capital                            2.431.800

Paid up capital                           2.431.800

 

NACE-code                               WHOLESALE TRADE AND COMMISSION TRADE (51)

Wholesale of tobacco products (5135)

SBI-code                                   Wholesale trade (no motor vehicles and motorcycles) (46)

Wholesale of other household goods nec (464999)

Formal objective                         Het drijven van handel en het verlenen van diensten in het general, het deelnemen in en besturen van andere companies en voorts in het bijzonder het uitoefenen van fabrieks- en andere agentschappen, het drijven van groothandel, import-, export- en commissie- handel in promotionele artikelen en position- en cadeaugeschenken, alsmede alles wat hiertoe in de meest ruime zin bevorderlijk is of kan zijn

 

Employees

Total: 140

 

 

Employees according to CoC

Chamber of commerce: 140

 

 

Bookyear

2012

2011

2010

Number

140

140

140

Change

0,00%

0,00%

0,00%

 

 

COMPANY STRUCTURE

 

Shareholder

Polyconcept Holding B.V.

 

De Lasso 14

 

2371GV ROELOFARENDSVEEN

 

Netherlands

 

KvK: 34137258

 

Active since: 30-12-2003

 

Percentage: 100.00%

Ultimate parent company

Polyconcept Investments B.V.

 

De Lasso 14

 

2371GV ROELOFARENDSVEEN

 

KvK: 27119309

Holding company

Polyconcept Holding B.V.

 

De Lasso 14

 

2371GV ROELOFARENDSVEEN

 

KvK: 34137258

Subsidiary

Adm. Promotions B.V.

 

De Lasso-Zuid 3

 

2371EV Roelofarendsveen

 

KvK: 28069783

 

Polyconcept SG Global Buying Services B.V.

 

De Lasso 14

 

2371GV ROELOFARENDSVEEN

 

KvK: 52663078

Liability declaration

Hagemeyer N.V. (32028710)

 

Polarisavenue 19

 

2132JH HOOFDDORP

 

Polyconcept Investments B.V. (27119309)

 

De Lasso 14

2371GV ROELOFARENDSVEEN

 

Bank                                         ABN Amro Bank NV The Royal Bank of Scotland N.V.

 

Real estate                                Lease

 

 

MANAGEMENT

 

Management                             M.S. Bernstein Michael Scott

Authorization: Fully authorized

Position: Manager

Date appointed: 01-02-2012

Date of birth: 02-06-1967

 

A.W. Hartog Adriaan Willem

Authorization: Fully authorized

Position: Manager

Date appointed: 07-11-2011

Date of birth: 03-09-1970

 

F. Ubeda Fernando

Authorization: Fully authorized

Position: Manager

Date appointed: 01-12-2003

Date of birth: 14-03-1955

 

 

PAYMENT INFORMATION   

 

Payment experiences

No complaints are known

 

 

FINANCIAL INFORMATION

 

Auditor

Ernst & Young

Type of publication

Consolidated

Annual accounts van

Polyconcept Investments B.V.

 

De Lasso 14

 

2371GV ROELOFARENDSVEEN

 

KvK: 27119309

Publication

Steady

 

 


CORE FIGURES

BOOKYEAR                                                             2011                             2010                            2009

Quick ratio                                                               0,26                             1,23                             1,25

Current ratio                                                             0,47                             1,97                             1,82

Nett workingcapital / Balance total                             -0,29                            0,12                             0,11

Capital and reserves / Balance total                           0,07                             0,08                             0,07

Capital and reserves / Fixed assets                            0,10                             0,11                             0,09

 

Solvency

0,08

0,09

0,07

Nett workingcapital

-304.000.000

118.900.000

105.000.000

Capital and reserves

75.400.000

80.200.000

62.700.000

Change capital and reserves

-5,99%

27,91%

-28,10%

change short term liabilities

363,24%

-3,84%

-15,38%

Nett Turnover

645.600.000

607.400.000

542.700.000

Operating profit

62.500.000

66.300.000

59.000.000

 

Annual accounts The published financial information is the consolidated group information.

 

Last annual accounts

2011

 

Type of publication

Consolidated

Turnover

2011:

645.600.000

 

2010:

607.400.000

 

2009:

542.700.000

 

2008:

661.700.000

Operating profit

2011:

62.500.000

 

2010:

66.300.000

 

2009:

59.000.000

 

2008:

87.500.000

 

2007:

105.000.000

 

2006:

95.000.000

Result after taxes

2011:

-11.600.000

 

2010:

2.600.000

 

2009:

-16.600.000

 

2008:

14.500.000

 

2007:

25.000.000

 

2006:

15.000.000

 

Capital and reserves       2011 75.400.000

Total debt                      2011 893.900.000

Current ratio                  2011 0,47

Quick ratio                    2011 0,26

Nett workingcapital         2011 -304.000.000

 

Profitability                    Negative

Solvency                       Limited

Liquidity                        Negative

 

Balance

 

BOOKYEAR

2011

2010

2009

End of bookyear

31-12-2011

31-12-2010

31-12-2009

Goodwill

 

644.800.000

 

Other intangible assets

 

76.000.000

 

Intangible assets

750.200.000

720.800.000

699.700.000

Tangible assets

19.600.000

3.400.000

15.000.000

Financial assets

3.700.000

3.400.000

3.500.000

Fixed assets

773.500.000

727.600.000

718.200.000

 

Stocks and work in progress

118.500.000

90.100.000

73.100.000

Trade debtors

91.400.000

88.500.000

89.900.000

Other amounts receivable

27.000.000

33.800.000

17.400.000

Accounts receivable

118.400.000

122.300.000

107.300.000

Liquid assets

27.500.000

29.200.000

52.200.000

Current assets

264.400.000

241.600.000

232.600.000

Total assets

1.037.900.000

969.200.000

950.800.000

 

Minority interest

21.100.000

3.400.000

2.900.000

Capital and reserves

75.400.000

80.200.000

62.700.000

Provisions

47.500.000

5.600.000

41.000.000

other long term debts

 

757.300.000

 

Long term liabilities

325.500.000

757.300.000

716.600.000

Short term interest yielding debt

826.800.000

 

 

Other short term debts

105.900.000

122.700.000

92.200.000

Total short term debt

568.400.000

122.700.000

127.600.000

Total debt

893.900.000

880.000.000

844.200.000

Total Liabilities

1.037.900.000

969.200.000

950.800.000

 

PROFIT & LOSS ACCOUNT

 

 

 

BOOKYEAR

2011

2010

2009

Turnover

645.600.000

 

542.700.000

Nett Turnover

645.600.000

607.400.000

542.700.000

Wages employees

 

 

90.400.000

Depreciation and amortization

6.700.000

169.500.000

6.500.000

Raw materials

372.100.000

 

316.000.000

Other operating charges

204.300.000

371.600.000

70.800.000

Operating charges

583.100.000

541.100.000

483.700.000

Operating profit

62.500.000

66.300.000

59.000.000

Financial charges

62.700.000

54.300.000

57.300.000

Financial result

 

-54.300.000

 

Result before taxes

 

12.000.000

 

Income taxes

11.400.000

8.500.000

4.900.000

Result after taxes

 

3.500.000

 

Nett result

-11.600.000

2.600.000

-16.600.000

Income attributable to minority interest

 

-900.000

 


History 

 

Liability statements

Per 24-07-2008 filed a withdrawal of declaration of liability by Polyconcept Holding B.V.. Per 02-07-2008 filed a declaration of liability by Polyconcept Investments B.V..

Consent statements

Over bookyear 2011 a consent agreement is filed Over bookyear 2010 a consent agreement is filed Over bookyear 2009 a consent agreement is filed

Management

Per 30-06-2012 manager Philippe Marcel Varnier out of office. Per 01-02-2012 manager Michael Scott Bernstein appointed. Per 07-11-2011 manager Adriaan Willem Hartog appointed.

Per 07-11 -2011 manager Cornelis Eduard Henricus Wilhelmina Martens out of office. Per 08-03-2010 manager Cornelis Eduard Henricus Wilhelmina Martens appointed. Per 07-04-2010 manager Rutger Christiaan de Planque out of office. Per 20-07-2009 manager Robertus Johannes Maria Mikx out of office.

 

 

Company structure

• Polyconcept Investments B.V. (27119309) ROELOFARENDSVEEN

o Polyconcept Finance B.V. (34146395)

ROELOFARENDSVEEN

Subsidiary (100%)

■ Polyconcept Holding B.V. (34137258)

ROELOFARENDSVEEN

Subsidiary

■ PF Concept International B.V. (28034183) Roelofarendsveen Subsidiary

Adm. Promotions B.V. (28069783) Roelofarendsveen

Subsidiary

Polyconcept SG Global Buying Services B.V. (52663078)

ROELOFARENDSVEEN

Subsidiary


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.83

UK Pound

1

Rs.89.22

Euro

1

Rs.72.48

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.