MIRA
INFORM REPORT
|
Report Date : |
03.01.2013 |
IDENTIFICATION DETAILS
|
Name : |
KPLUS INFO TECH PRIVATE LIMITED |
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Registered
Office : |
42, 1st Floor, Sarvodaya Industrial Estate, Near Paper Box Factory, Off Mahakali Caves Road, Andheri East, Mumbai – 400093, Maharashtra |
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Country : |
India |
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Financials (as
on) : |
31.03.2012 |
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Date of
Incorporation : |
02.08.2002 |
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Com. Reg. No.: |
11-136702 |
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Capital
Investment / Paid-up Capital : |
Rs.0.700 Million |
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CIN No.: [Company Identification
No.] |
U72900MH2002PTC136702 |
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TAN No.: [Tax Deduction &
Collection Account No.] |
MUMK10024A |
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PAN No.: [Permanent Account No.] |
AABCK9367J |
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Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Trading in Computer Accessories and IT Products. |
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No. of Employees
: |
Information
denied by the management |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba (42) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
USD 16000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Usually Correct |
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Litigation : |
Clear |
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Comments : |
Subject is a part of KPLUS Group. It is an established company having
a satisfactory track record. Trade relations are reported to be fair. Business
is active. Payments are reported to be usually correct and as per commitment. The company can be considered for normal business dealings at usual
trade terms and conditions. |
NOTES :
Any query related to this report can be made on
e-mail : infodept@mirainform.com
while quoting report number, name and date.
INDIAN ECONOMIC OVERVIEW
India is developing into an open-market economy, yet traces
of its past autarkic policies remain. Economic liberalization, including
industrial deregulation, privatization of state-owned enterprises, and reduced
controls on foreign trade and investment, began in the early 1990s and has
served to accelerate the country's growth, which has averaged more than 7% per
year since 1997. India's diverse economy encompasses traditional village
farming, modern agriculture, handicrafts, a wide range of modern industries,
and a multitude of services. Slightly more than half of the work force is in
agriculture, but services are the major source of economic growth, accounting
for more than half of India's output, with only one-third of its labor force.
India has capitalized on its large educated English-speaking population to
become a major exporter of information technology services and software
workers. In 2010, the Indian economy rebounded robustly from the global
financial crisis - in large part because of strong domestic demand - and growth
exceeded 8% year-on-year in real terms. However, India's economic growth in 2011
slowed because of persistently high inflation and interest rates and little
progress on economic reforms. High international crude prices have exacerbated
the government's fuel subsidy expenditures contributing to a higher fiscal
deficit, and a worsening current account deficit. Little economic reform took
place in 2011 largely due to corruption scandals that have slowed legislative
work. India's medium-term growth outlook is positive due to a young population
and corresponding low dependency ratio, healthy savings and investment rates,
and increasing integration into the global economy. India has many long-term
challenges that it has not yet fully addressed, including widespread poverty,
inadequate physical and social infrastructure, limited non-agricultural
employment opportunities, scarce access to quality basic and higher education,
and accommodating rural-to-urban migration.
|
Source
: CIA |
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter in
the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2012.
INFORMATION DECLINED BY
|
Name : |
Mr. Ashok |
|
Designation : |
Accounts Manager |
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Contact No.: |
91-22-26872244 |
|
Date : |
02.01.2012 |
LOCATIONS
|
Registered Office/ Sales Office : |
42, 1st Floor, Sarvodaya Industrial Estate, Near Paper Box Factory, Off Mahakali Caves Road, Andheri East, Mumbai – 400093, Maharashtra, India |
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Tel. No.: |
91-22-26872244 |
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Fax No.: |
91-22-26873989 |
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E-Mail : |
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Website : |
DIRECTORS
As on: 30.09.2012
|
Name : |
Mr. Ashok Kumar Nagdev |
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Designation : |
Director |
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Address : |
101/ 2 Manish Darshan, Near Jain Mandir, J. B. Nagar, Andheri (East), Mumbai – 400059, Maharashtra, India |
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Date of Birth/Age : |
09.05.1969 |
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Date of Appointment : |
02.08.2002 |
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DIN No.: |
00352981 |
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Name : |
Mr. Yogeshkumar V Jain |
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Designation : |
Director |
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Address : |
106, Rashmi Towers, Near Jain Temple, J. B. Nagar, Andheri
(East),
Mumbai – 400059, Maharashtra, India |
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Date of Birth/Age : |
22.12.1969 |
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Date of Appointment : |
02.08.2002 |
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DIN No.: |
00356484 |
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Name : |
Mrs. Komal Ashok Nagdev |
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Designation : |
Director |
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Address : |
101, Building 2, Manish Darshan, Rajendra Krupa Co-operative Society, J. B. Nagar,
Andheri (East), Mumbai – 400059, Maharashtra, India |
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Date of Birth/Age : |
10.09.1974 |
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Date of Appointment : |
06.08.2002 |
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DIN No.: |
01680115 |
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Name : |
Mrs. Sapna Yogesh Jain |
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Designation : |
Director |
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Address : |
106, Rashmi Towers, Near Jain Temple, J. B. Nagar, Andheri
(East), Mumbai
– 400059, Maharashtra, India |
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Date of Birth/Age : |
31.05.1975 |
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Date of Appointment : |
15.04.2004 |
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DIN No.: |
01680186 |
KEY EXECUTIVES
|
Name : |
Mr. Ashok |
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Designation : |
Accounts Manager |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
As on: 30.09.2012
|
Names of Shareholders |
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No. of Shares |
|
Ashok Nagdev |
|
30000 |
|
Yogesh Jain |
|
30000 |
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Ashok Nagdev (HUF) |
|
2500 |
|
Yogesh Jain (HUF) |
|
2500 |
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Sapna Jain |
|
2500 |
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Komal Nagdev |
|
2500 |
|
|
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Total |
|
70000 |
Equity Share Break up (Percentage of Total Equity)
As on: 30.09.2012
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Category |
|
Percentage |
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Directors or relatives of directors |
|
100.00 |
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Total
|
|
100.00 |
BUSINESS DETAILS
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Line of Business : |
Trading in Computer Accessories and IT Products. |
GENERAL INFORMATION
|
No. of Employees : |
Information
denied by the management |
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Bankers : |
Canara Bank, 112, J. C. Road, J. B. Nagar, Andheri (East), Mumbai - 400049, Maharashtra, India |
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Facilities : |
(Rs.
In Millions)
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Banking Relations
: |
-- |
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Auditors : |
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Name : |
R. C. Jain and Associates Chartered Accountants |
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Address : |
624, The Corporate Centre, Nirmal Lifestyle, L.B.S.Marg, Mulund
(West), Mumbai – 400080, Maharashtra, India |
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Tel. No.: |
91-22-25626290/ 91/ 67700107 |
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E-Mail : |
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Website : |
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PAN No.: |
AAFFR7226J |
CAPITAL STRUCTURE
As on: 31.03.2012
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
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|
|
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|
100000 |
Equity Shares |
Rs.10/- each |
Rs.1.000 Million |
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Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
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|
|
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|
70000 |
Equity Shares |
Rs.10/- each |
Rs.0.700
Million |
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Note1.
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|
Equity Shares |
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Particulars |
Number |
Rs. In Millions |
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Shares outstanding at the beginning of the year |
70000 |
0.700 |
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Shares Issued during the year |
- |
- |
|
Shares bought back during the year |
- |
- |
|
Shares outstanding at the end of the year |
70000 |
0.700 |
Note2.
|
|
As at 31 March
2012 |
|
|
Particulars |
No. of shares
Held |
% of Holding |
|
Ashok Nagdev HUF Sharecapital |
2500 |
3.57 |
|
Ashok Nagdev Sharecapital |
30000 |
42.86 |
|
Kommal A Nagdev Sharecapital |
2500 |
3.57 |
|
Yogesh Jain HUF Sharecapital |
2500 |
3.57 |
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Yogesh Jain Sharecapital |
30000 |
42.86 |
|
Sapna Jain Sharecapital |
2500 |
3.57 |
FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
0.700 |
0.700 |
0.700 |
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|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
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|
3] Reserves & Surplus |
3.348 |
3.068 |
2.476 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
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|
NETWORTH |
4.048 |
3.768 |
3.176 |
|
|
LOAN FUNDS |
|
|
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|
1] Secured Loans |
10.283 |
8.579 |
6.798 |
|
|
2] Unsecured Loans |
4.659 |
4.091 |
4.839 |
|
|
TOTAL BORROWING |
14.942 |
12.670 |
11.637 |
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DEFERRED TAX LIABILITIES |
0.013 |
0.000 |
0.000 |
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|
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|
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TOTAL |
19.003 |
16.438 |
14.813 |
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APPLICATION OF FUNDS |
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FIXED ASSETS [Net Block] |
3.148 |
3.705 |
4.576 |
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Capital work-in-progress |
0.000 |
0.000 |
0.000 |
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INVESTMENT |
0.000 |
0.000 |
0.000 |
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DEFERREX TAX ASSETS |
0.000 |
0.304 |
0.173 |
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CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
4.375
|
2.258 |
1.873 |
|
|
Sundry Debtors |
18.703
|
11.093 |
31.839 |
|
|
Cash & Bank Balances |
1.997
|
0.556 |
1.371 |
|
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Other Current Assets |
2.510
|
2.568 |
2.137 |
|
|
Loans & Advances |
4.043
|
2.361 |
0.510 |
|
Total
Current Assets |
31.628
|
18.836 |
37.730 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditors |
13.542
|
3.868 |
25.404 |
|
|
Other Current Liabilities |
0.977
|
0.789 |
0.814 |
|
|
Provisions |
1.254
|
1.750 |
1.455 |
|
Total
Current Liabilities |
15.773
|
6.407 |
27.671 |
|
|
Net Current Assets |
15.855
|
12.429 |
10.059 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.005 |
|
|
|
|
|
|
|
|
TOTAL |
19.003 |
16.438 |
14.813 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2012 |
31.03.2011 |
31.03.2010 |
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|
SALES |
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|
Income |
|
|
|
|
|
|
Other Income |
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|
|
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TOTAL |
NA |
40.227 |
NA |
|
|
|
|
|
|
|
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|
EXPENSES |
|
|
|
|
|
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|
Office Expenses |
|
|
|
|
|
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Administrative Expenses |
|
|
|
|
|
|
Advertising Expenses |
|
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|
|
|
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TOTAL |
NA |
39.472 |
NA |
|
|
|
|
|
|
|
|
|
PROFIT BEFORE
TAX |
|
0.756 |
|
|
|
|
|
|
|
|
|
|
|
TAX |
|
0.163 |
|
|
|
|
|
|
|
|
|
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|
PROFIT AFTER TAX
|
0.280 |
0.592 |
0.499 |
|
|
|
|
|
|
|
|
|
|
Earnings Per
Share (Rs.) |
4.00 |
8.00 |
7.13 |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
PAT / Total Income |
(%) |
NA |
1.47 |
NA |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
NA |
3.35 |
NA |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
NA |
0.20 |
NA |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
7.59 |
5.06 |
12.38 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
2.01 |
2.94 |
1.35 |
LOCAL AGENCY FURTHER INFORMATION
SUNDRY CREDITORS
DETAILS:
(Rs.
In Millions)
|
Particulars |
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
Sundry
Creditors |
|
|
|
|
Sundry Creditors for Expenses |
0.166 |
0.026 |
0.084 |
|
Sundry Creditors for Purchases |
13.376 |
3.842 |
25.318 |
|
|
|
|
|
|
Total |
13.542 |
3.868 |
25.402 |
|
Sr. No. |
Check List by Info
Agents |
Available in Report
(Yes / No) |
|
1] |
Year of Establishment |
Yes |
|
2] |
Locality of the firm |
Yes |
|
3] |
Constitutions of the firm |
Yes |
|
4] |
Premises details |
No |
|
5] |
Type of Business |
Yes |
|
6] |
Line of Business |
Yes |
|
7] |
Promoter's background |
Yes |
|
8] |
No. of employees |
No |
|
9] |
Name of person contacted |
Yes |
|
10] |
Designation of contact person |
Yes |
|
11] |
Turnover of firm for last one year |
Yes |
|
12] |
Profitability for last three years |
Yes |
|
13] |
Reasons for variation <> 20% |
-- |
|
14] |
Estimation for coming financial year |
No |
|
15] |
Capital in the business |
Yes |
|
16] |
Details of sister concerns |
No |
|
17] |
Major suppliers |
No |
|
18] |
Major customers |
No |
|
19] |
Payments terms |
No |
|
20] |
Export / Import details (if applicable) |
No |
|
21] |
Market information |
-- |
|
22] |
Litigations that the firm / promoter involved in |
-- |
|
23] |
Banking Details |
Yes |
|
24] |
Banking facility details |
Yes |
|
25] |
Conduct of the banking account |
-- |
|
26] |
Buyer visit details |
-- |
|
27] |
Financials, if provided |
Yes |
|
28] |
Incorporation details, if applicable |
Yes |
|
29] |
Last accounts filed at ROC |
Yes |
|
30] |
Major Shareholders, if available |
Yes |
|
31] |
Date of Birth of Proprietor/Partner/Director, if available |
Yes |
|
32] |
PAN of Proprietor/Partner/Director, if available |
No |
|
33] |
Voter ID No of Proprietor/Partner/Director, if available |
No |
|
34] |
External Agency Rating, if available |
No |
FINANCIAL RESULT:
The Company has reported net profit of
Rs.0.280 Million during the year.
Bankers Charges
Report as per Registry
|
Corporate identity
number (CIN) or foreign company registration number
of the company |
U72900MH2002PTC136702 |
|
Name of the
company |
KPLUS INFO TECH
PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in India of the company |
42, 1st Floor, Sarvodaya Industrial Estate, Near Paper Box
Factory, Off Mahakali Caves Road, Andheri East, Mumbai – 400093, Maharashtra, India E-mail: ashok@kplus.co.in |
|
This form is for |
Modification
of charge |
|
Charge
identification (ID) number of the charge to be modified |
10071444 |
|
Type of charge |
· Immovable property · Any interest in immovable property |
|
Particular of
charge holder |
Canara Bank, 112, J. C. Road, J. B. Nagar, Andheri (East), Mumbai - 400049, Maharashtra, India E-mail: mangermcity2675@canbank.co.in |
|
Nature of
instrument creating charge |
Draft of LEDTD to
be used where additional limit is granted on the very security (inclusive of
third party property already given to the bank) |
|
Date of
instrument Creating the charge |
02.02.2011 |
|
Amount secured by
the charge |
Rs.10.800
Millions |
|
Brief of the
principal terms an conditions and extent and operation of the charge |
Rate of Interest Same as earlier Terms of
Repayment Same as earlier Margin Same as earlier Extent and
Operation of the charge CTS No 46/22,
1456 Sq. Ft, Industrial Unit No 42, 1st Floor, Sarvodaya Industrial Premises Society
Limited, Plot No 12,43 Mahakali Caves Road, Andheri East, Mumbai 400093 |
|
Short particulars
of the property or asset(s) charged (including complete address and location
of the property) |
Industrial Unit
No 42, 1st Floor, Sarvodaya Industrial Premises Society Limited, Plot No
12,43 Mahakali Caves Road, Andheri East, Mumbai 400093 |
|
Date of
instrument modifying the charge |
27.07.2007 |
|
Particulars of
the present modification |
By this
modification the limit of credit is increased from Rs.8.500 Millions to
Rs.10.800 Millions by sanction of additional limit of Rs.2.300 Millions is
granted. |
FIXED ASSETS:
·
Air Conditioner
·
Computer
·
Telephone Equipment
·
Furniture and Fixture
·
Office Premises
·
Vehicles Mobiles
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No exist to suggest that subject is or was
the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals have
been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.54.39 |
|
|
1 |
Rs.88.76 |
|
Euro |
1 |
Rs.72.19 |
INFORMATION DETAILS
|
Information
Gathered by : |
PJA |
|
|
|
|
Report Prepared
by : |
VRN |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
4 |
|
PAID-UP CAPITAL |
1~10 |
4 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
4 |
|
--MARGINS |
-5~5 |
- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
42 |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.