MIRA INFORM REPORT

 

 

Report Date :

04.01.2013.

 

IDENTIFICATION DETAILS

 

Name :

RICH  FORTUNE  INT'L  INDUSTRIAL  LTD.

 

 

Registered Office :

C/o Orion House Secretarial Ltd.

Room 1401, 14/F., World Commerce Centre, Harbour City, 7-11 Canton Road,

Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

23.02.2005

 

 

Com. Reg. No.:

35365207

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importer, Exporter & Wholesaler of Textiles, garments, arts & crafts, foodstuffs, metals, chemicals, electronic & electric products, steel, wool, plastics, chemical fibre, iron ore powder, machinery equipment, automobiles and auto-parts, etc.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

No Operating Office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

Source : CIA


 

Company name and address

 

RICH  FORTUNE  INT'L  INDUSTRIAL  LTD.

 

 

Address:           c/o Orion House Secretarial Ltd.

Room 1401, 14/F., World Commerce Centre,

Harbour City, 7-11 Canton Road,

Tsimshatsui, Kowloon, Hong Kong.

 

 

(Formerly located at:

Room 107, Chevalier House,

45-51 Chatham Road South, Tsimshatsui,

Kowloon, Hong Kong.)

 

 

PHONE:            2736 7372

 

FAX:                 2736 8895

 

 

MANAGEMENT

 

Managing Director:  Mr. Zhou Ju Le

 

 

SUMMARY

 

Incorporated on:             23rd February, 2005.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$8,593,750.00

Issued:              HK$8,593,750.00

 

Business Category:        Importer, Exporter & Wholesaler.

 

Employees:                    Nil.

 

Main Dealing Banker:     DBS Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


ADDRESS

 

Registered Head Office:-

c/o Orion House Secretarial Ltd.

Room 1401, 14/F., World Commerce Centre, Harbour City, 7‑11 Canton Road, Tsimshatsui, Kowloon, Hong Kong.

 

Holding Company:-

China-Base Ningbo Foreign Trade Co. Ltd., China.

 

Associated Companies:-

China-Base Plaza Management Co. Ltd., China.

Ningbo China Honkee Import & Export Co. Ltd., China.

Ningbo China-Base Automobile Sales & Service Co. Ltd., China.

Ningbo China-Base Dongfeng-Honda Automobile Sales & Service Co. Ltd., China.

Ningbo China-Base Hongda Industry & Trade Co. Ltd., China.

Ningbo China-Base Import & Export Co. Ltd., China.

Ningbo China-Base International Tendering Co. Ltd., China.

Ningbo China-Base Kaifeng Automobile Sales & Service Co. Ltd., China.

Ningbo China-Base Landhau Foreign Trade Co. Ltd., China.

Ningbo China-Base Property Management Co. Ltd., China.

Ningbo China-Base Yahua Toyota Automobile Sales & Service Co. Ltd., China.

Ningbo China-Base Yongyao Automobile Sales & Service Co. Ltd., China.

Ningbo China-Base Automobile Accessories Co. Ltd., China.

Ningbo East China Import Commodities Market Development Co. Ltd., China.

Ningbo Honda Automobile Sales & Service Co. Ltd., China.

Ningbo Youngor Holding Co. Ltd., China.

Ningbo Youngor International Trade & Transportation Co. Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

35365207

 

 

COMPANY FILE NUMBER

 

 0952799

 

 

MANAGEMENT

 

Managing Director:  Mr. Zhou Ju Le


CAPITAL

 

Nominal Share Capital: HK$8,593,750.00 (Divided into 8,593,750 shares of HK$1.00 each)

 

Issued Share Capital: HK$8,593,750.00

 

 

SHAREHOLDER

(As per registry dated 23-02-2012)

 

Name

 

No. of shares

China-Base Ningbo Foreign Trade Co. Ltd.

No.1 Ya Ge Er Da Dao, Ningbo, China.

 

8,593,750

=======

 

 

DIRECTORS

(As per registry dated 23-02-2012)

 

Name

(Nationality)

 

Address

YU Yan Ping

Room 503, No. 14, Lane 68, Xi He Street, Haishu District, Ningbo, Zhejiang, China.

 

ZHOU Ju Le

Room 401, No. 40, Hu Tong Lane, Haishu District, Ningbo, Zhejiang, China.

 

SHI Liang

Room 602, No. 46, Lane 39, Hua Tai Street, Jiangdong District, Ningbo, Zhejiang, China.

 

 

SECRETARY

(As per registry dated 23-02-2012)

 

Name

Address

Co. No.

Orion House Secretarial Ltd.

Room 1401, 14/F., World Commerce Centre, Harbour City, 7-11 Canton Road, Tsimshatsui, Kowloon, Hong Kong.

1296458

 

 

HISTORY

 

The subject was incorporated on 23rd February, 2005 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the registered address of the subject was located at Room 107, Chevalier House, 45-51 Chatham Road South, Tsimshatsui, Kowloon, Hong Kong, moved to the present address in early 2012.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter & Wholesaler.

 

Lines:                           Textiles, garments, arts & crafts, foodstuffs, metals, chemicals, electronic & electric products, steel, wool, plastics, chemical fibre, iron ore powder, machinery equipment, automobiles and auto-parts, etc.

 

Employees:                   Nil.

 

Commodities Imported:   Europe, other Asian countries, US, etc.

 

Markets:                       China, other Asian countries, US, Europe, Australia, etc.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               Various terms.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$8,593,750.00 (Divided into 8,593,750 shares of HK$1.00 each)

 

Issued Share Capital:     HK$8,593,750.00

 

Indebtedness:                US$20,810,800 (Total amount outstanding on all mortgages and charges as per last Annual Return dated 23-02-2012)

 

Mortgage or Charge:       (See attacment)

 

Profit or Loss:                Keeping a balance account in Hong Kong.

 

Condition:                      Business is not active in Hong Kong.

 

Facilities:                      Is making use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:

DBS Bank (Hong Kong) Ltd., Hong Kong.

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

 

Standing:                      Small.

 

GENERAL

 

Rich Fortune Int’l Industrial Ltd. is a wholly-owned subsidiary of China-Base Ningbo Foreign Trade Co. Ltd. [CBNFT] which is in Ningbo City, Zhejiang Province, China.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at Room 1401, 14/F., World Commerce Centre, Harbour City, 7-11 Canton Road, Tsimshatsui, Kowloon, Hong Kong known as Orion House Secretarial Ltd. which is handling its correspondences and documents.  This firm is also the corporate secretary of the subject.

Formerly the subject was located at Room 107, Chevalier House, 45‑51 Chatham Road South, Tsimshatsui, Kowloon, Hong Kong where was the operating office of Youngor (HK) Co. Ltd.  This firm was as associated company of the subject.

The subject has no employees in Hong Kong.  It is trading in the same commodities as CBNFT.  CBNFT is exporting textiles, garments, light industrial products, arts & crafts, foodstuffs, metals, machinery & equipment, chemicals, electronic & electric products, etc.  It is importing iron & steel, wool, plastics, chemicals, chemical fibres, iron ore powder, machinery & equipment, automobiles and auto-parts, etc.

CBNFT is an offshoot of China Export Base Development Ningbo Corporation which was established in 1985.  It is a new type enterprise with a registered capital of RMB120 million Yuan.  CBNFT has been ranked in the Top 500 I/E Enterprises in China since 1993.

CBNFT owns 22 subsidiaries, one wool-knitting garment factory, one forwarding agency, one labour exporting company, two automobile sales and service companies, and 8 import and export departments.

CBNFT owns 36,000 sq.m. of office area and factory area, over 1,000 sq.m. of automobile exhibition hall, and over 3,000 sq.m. of automobile repairing factory.

According to CBNFT, it has developed business ties with 112 countries and regions of the world.

In 2010, the total import and export value of CBNFT was US$2,196 million, an increase of 49.9% over 2009 which was just US$1,465 million.

In 2011, the total import and export value was US$2,634 million, an increase of 19.9% over 2010.

The subject is fully supported by CBNFT.

The director of the subject and CBNFT is also Mr. Zhou Ju Le.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements in very small credit amounts or on L/C basis.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

08-06-2010

Instrument:        Security Over Deposit in respect of Obligations of the Depositor

Property:

By way of first fixed charge to the Chargee the account no. 861530036259

Mortgagee:        Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

All monies and liabilities

29-09-2010

Instrument:        Charge on Cash Deposit to secure liabilities of the Depositor

Property:

1.         By way of first fixed charge and agreement to charge:
the Deposit and all right, title and interest of the Company whatsoever, present and future, thereto and therein, together with any certificates of deposit or other instruments or securities evidencing title, or otherwise relating, thereto and any account to which the same is credited

2.         By way of set-off:
any sum standing to the credit of any one or more of the accounts of the Company with the Bank

Mortgagee:        DBS Bank (Hong Kong) Ltd., Hong Kong.

All sums of money and liabilities

18-10-2010

Instrument:        Bank Deposit Pledge Contract

Property:

1.         All the deposits or any future deposits which are deposited or to be deposited in DBS Bank (China) Ltd., Shanghai Branch hereby charges to the Bank for continuing pledge guarantee under the Credibility Letter duly signed by the Company issued on 24th September, 2010 by the Bank (Bank Reference Number: 157309-215991/CTF/HBC), including the subsequent supplements and amendments.

2.         The range of hypothecation including the principal, interest, penalty interest, compensation for breach of contract, damage penalty, costs, expenses, and any related litigation costs, attorney fees, and other payments.

Mortgagee:        DBS Bank (Hong Kong) Ltd., Hong Kong.

All monies and liabilities

18-10-2010

Instrument:        Special Account Pledge Agreement

Property:

All monies due or to be due by the Pledgor to the Bank including the principal, interest, penalty interest, compensation for breach of contract, damage penalty, costs, expenses, and any related litigation costs, property preservation fees, attorney fees, enforcement fees, etc under the Credibility Letter which was duly signed by the Company and was issued on 24th September, 2010 by the Bank (Bank Reference Number: 157309-215991/CTF/HBC), including the subsequent supplements and amendments, changes, alternatives and specific trading, trading certificates or trading approval letters.  A Special Account was opened or pre-opened with DBS Bank (China) Ltd., Shanghai Branch on the duly issued date of this agreement.

Special Account No. NRA011010260028 with a total balance of RMB23,410,000 Yuan as at the date of this agreement.

Mortgagee:        DBS Bank (Hong Kong) Ltd., Hong Kong.

All monies and liabilities

07-03-2011

Instrument:        Trade Finance Security Assignment

Property:

(a)        assigns and agrees to assign absolutely to the Bank all the present and future rights, title, interests and benefits of the Borrower in and to the following assets: (i) the Export Credits; (ii) the Export Collection Bills; (iii) the Sales Contracts; (iv) the Export Invoice Receivables; (v) the Insurances; (vi) the Trade Documents; and (vii) all claims, remedies and proceeds in connection with any of the foregoing;

(b)        charges and agrees to charge to the Bank by way of first fixed charge all the present and future rights, title, interests and benefits of the Borrower in and to the following assets: (i) the Goods together with their proceeds; (ii) the Pledged Goods; (iii) the Deposit; and (iv) to the extent any Security Assets is not effectively assigned under Security Asset; and

(c)        pledges and agrees to pledge to the Bank the Pledged Goods and the Trade Documents which are now or may in the future be in the possession of the Bank.

Mortgagee:        Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

All obligations and liabilities

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.42

UK Pound

1

Rs.88.29

Euro

1

Rs.71.49

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.