MIRA INFORM REPORT

 

 

Report Date :

05.01.2013

 

IDENTIFICATION DETAILS

 

Name :

JOINPUSH INTERNATIONAL LTD

 

 

Registered Office :

Room 3-5, 7/F., Thriving Industrial Centre, 26-38 Sha Tsui Road, Tsuen Wan, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

31.10.1991

 

 

Com. Reg. No.:

15241796

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Re-exporter of All kinds of leather raw materials

 

 

No. of Employees :

8

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 

 

 


 

Company Name

 

JOINPUSH INTERNATIONAL LTD.

 

 

ADDRESS

 

Room 3-5, 7/F., Thriving Industrial Centre, 26-38 Sha Tsui Road, Tsuen Wan, New Territories, Hong Kong.

 

(Formerly located at:

Block A, 6/F., Wong King Industrial Building, 2 Tai Yau Street, San Po Kong, Kowloon, Hong Kong.)

 

 

PHONE:                        2384 9792,  2385 7878

 

FAX:                 2332 7229

 

E-MAIL:                        joinpush@gmail.com, joinpush@hotmail.com

 

 

MANAGEMENT

 

Managing Director:  Kwok Yuk Ming

 

 

SUMMARY

 

Incorporated on:             31st October, 1991.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

            Issued:              HK$7,000.00

 

Business Category:        Leather Material Trader.

 

Employees:                   8.

 

Main Dealing Banker:     Bank of Communications, Hong Kong Branch.

 

Banking Relation:           Satisfactory.


Company name

 

JOINPUSH INTERNATIONAL LTD.

 

ADDRESS

 

Registered Head Office:-

Room 3-5, 7/F., Thriving Industrial Centre, 26-38 Sha Tsui Road, Tsuen Wan, New Territories, Hong Kong.

 

Associated Company:-

Au Ah Leather (Hong Kong) Ltd., Hong Kong.  (Same address)

 

 

BUSINESS REGISTRATION NUMBER

 

15241796

 

 

COMPANY FILE NUMBER

 

0331394

 

 

MANAGEMENT

 

Managing Director:  Kwok Yuk Ming

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$7,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 31-10-2012)

Name

 

No. of shares

KWOK Yuk Ming

 

6,650

LEE Ming Yan

 

350

 

 

–––––

 

Total:

7,000

====

 

 

DIRECTORS

 

(As per registry dated 31-10-2012)

Name

(Nationality)

 

Address

KWOK Yuk Ming

1/F., 74 Portland Street, Kowloon, Hong Kong.

 

LEE Ming Yan

1/F., 74 Portland Street, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 31-10-2012)

Name

Address

Co. No.

Tse & Tse Management Co. Ltd.

Flat B, 16/F., Kwong On Bank (Mongkok Branch) Building, 728-730 Nathan Road, Mongkok, Kowloon, Hong Kong.

0047242

 

 

HISTORY

 

The subject was incorporated on 31st October, 1991 as a private limited liability company under the Hong Kong Companies Ordinance.

 

The subject moved to the present address in March 1999.

 

Formerly the subject was located at Block A, 6/F., Wong King Industrial Building, 2 Tai Yau Street, San Po Kong, Kowloon, Hong Kong, moved to the present address with effect from 21st November, 2012.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Re-exporter.

 

Lines:                           All kinds of leather raw materials.

 

Employees:                   8.

 

Commodities Imported:   Imported from Spain, Italy, India, etc.

 

Markets:                       Indonesia and other Southeast Asian countries.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$7,000.00

 

Mortgage or Charge:-

 

Date of Mortgage:          18-10-2012

Amount:                        All moneys

Property:                       9/4,650th parts or shares of and in Lot No. 317 in Demarcation District No. 355 (Workshop 4 on 7/F. of Thriving Industrial Centre, 26-28 Sha Tsui Road, Tsuen Wan, New Territories, Hong Kong.)

Mortgagee:                    The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Profit or Loss:                Operation is conducted on a profitable basis.

 

Condition:                      Maintained in an active manner.

 

Facilities:                      Is making use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

Bank of Communications, Hong Kong Branch.

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 7,000 ordinary shares of HK$1.00 each, Joinpush International Ltd. was equally owned by Kwok Kang Sum and Kwok Yuk Ming.  Both of whom are Hong Kong merchants.  On 8th December, 2006, Kwok Kang Sum transferred 350 shares to Lee Ming Yan and 3,150 shares to Kwok Yuk Ming.  Since then, Kwok Kang Sum has not been a shareholder of the subject any more.  The subject now is 95% held by Kwok Yuk Ming and 5% by Lee Ming Yan.  The two shareholders are also directors of the subject.  Both are Hong Kong merchants.  The two Kwoks belongs to the same family.

 

The subject moved to the present new address in November 2012.

 

The subject is a leather raw materials trader.  It is specialised in cow full grain, corrected grain, oil pull ups and box leather, calf, cow natural and dyed crust leather, kid suede, kid/cow linings and industrial leather materials from European countries and India.  Most of its leather materials are re-exported to Indonesia, China and other Asian countries for further processing.  Finished products are sold to leather product manufacturers.  It has developed long term business ties with certain foreign suppliers and a number of buyers in Indonesia and China.  Business has been normal.

 

The business of the subject is chiefly handled by Kwok Yuk Ming.

 

The subject has got an associated company Au Ah Leather (Hong Kong) Ltd. [Au Ah Leather] located at its operating address.  Engaged in the same lines of business as the subject more or less, Au Ah Leather was incorporated on 5th August, 2005.  It is likely that the business of Au Ah Leather is chiefly administered by Kwok Kang Sum.  Besides leather raw materials, Au Ah Leather also trades in luggage and leather goods.

 

Au Ah Leather is a member of The Hong Kong Hide & Leather Traders’ Association Ltd. which is Hong Kong-based association.

 

Since the history of the subject in Hong Kong is over twenty-one years and two months, on the whole, consider it good for normal business engagements.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.84

UK Pound

1

Rs.88.16

Euro

1

Rs.71.54

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.