MIRA INFORM REPORT

 

 

Report Date :

05.01.2013

 

IDENTIFICATION DETAILS

 

Name :

THE GENERAL COMPANY FOR RESEARCH & GROUNDWATER SAE (REGWA)

 

 

Registered Office :

19 Emad El Din Street, PO Box  747, Cairo

 

 

Country :

Egypt

 

 

Date of Incorporation :

1960

 

 

Com. Reg. No.:

289048

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Research and investigation of ground water and drilling all types of water wells, erection of pumping stations, pipe line networks, land reclamation, geological and hydrological studies.

 

 

No. of Employees :

2,000

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

Egypt - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government drastically increased social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction are among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow at least through 2012. The government is utilizing foreign exchange reserves to support the Egyptian pound and Egypt may seek a loan from the International Monetary Fund.

 

Source : CIA

 

 

 


 

SUMMARY

 

Company Name                                     : THE GENERAL COMPANY FOR RESEARCH & GROUNDWATER    SAE (REGWA)

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 1960

Commercial Registration Number                        : 289048

Issued Capital                                        : £E 11,140,000

Paid up Capital                                      : £E 11,140,000

Total Workforce                                     : 2,000

Activities                                               : Research and investigation of ground water and drilling all types of

water wells, erection of pumping stations, pipe line networks, land    reclamation, geological and hydrological studies.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 

COMPANY NAME

 

THE GENERAL COMPANY FOR RESEARCH & GROUNDWATER SAE (REGWA)

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : 19 Emad El Din Street

PO Box             : 747

Town                 : Cairo

Country             : Egypt

 

Telephone         : (20-2) 25934506 / 25939023 / 25934644

Facsimile          : (20-2) 25938134

Mobile               : (20-100) 6697251

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Cairo.

 

 

KEY PRINCIPALS

 

            Name                                                                                       Position

 

Ali Mahmoud Ahmed Werwer                                                                  Chairman

 

Magdy Maamoun                                                                                   Director

 

Ezzat Amin Ahmed                                                                                Director

 

Abd El Shahid Mohamed Ahmed                                                 Director

 

Ahmed Fouad Abu Hadab                                                                       Director

 

Magda Edris                                                                                          Director

 

Mohamed Abu El Wafa                                                                           Finance Manager

 

Ahmed Abu El Ela                                                                                 Public Relations Manager

 

Saleh Mohamed Salam Ahmed                                                               Legal Manager

 

Ali Seif                                                                                                  Commercial Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1960

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 289048

 

Issued Capital              : £E 11,140,000

 

Paid up Capital            : £E 11,140,000

 

Name of Shareholder (s)                                                    Percentage

 

Employees Shareholder Association                                            95%

 

Ali Mahmoud Ahmed Werwer                                          ]

]

Ahmed Fouad Abu Hadab                                               ]

]

Hussein Ali Kamel                                                         ]

]             5%

Ali Mahmoud Abou Zeid                                                  ]

]

Mohamed Gaber Barakat                                                ]

]

Magdy Maamoun                                                           ]

 

 

OPERATIONS

 

Activities: Engaged in the research and investigation of ground water and drilling all types of water wells, erection of pumping stations, pipe line networks, land reclamation, geological and hydrological studies.

 

Subject has 57 oil rigs and is ISO 9001:2000 accredited.

 

Import Countries: Europe and the United States of America.

 

Agencies Held:

 

Johnston Pumps

George Falling

 

Subject has a workforce of approximately 2,000 employees.

 

 

 

FINANCIAL DATA

 

Companies registered in Egypt are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

National Bank of Egypt

24 Sherif Street

Cairo

Tel: (20-2) 33924175

Fax: (20-2) 33924143

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.84

UK Pound

1

Rs.88.16

Euro

1

Rs.71.54

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.