MIRA INFORM REPORT

 

 

Report Date :

08.01.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. MULTI COMMODITY INDONESIA

 

 

Registered Office :

Ruko Cempaka Indah Blok B-1/3 Jl. Letjen Suprapto 121 Cempaka Baru, Kemayoran Jakarta 10640

 

 

Country :

Indonesia

 

 

Date of Incorporation :

25.06.2009

 

 

Com. Reg. No.:

No. AHU-42717.AH.01.01.Tahun 2009

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

General Trading and Exporting of Multipurpose Soap and Cosmetic Products

 

 

No. of Employees :

10 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

Source : CIA


Correct Name of Company 

 

P.T. MULTI COMMODITY INDONESIA

 

 

Address

 

Head Office

Ruko Cempaka Indah Blok B-1/3

Jl. Letjen Suprapto 121

Cempaka Baru, Kemayoran

Jakarta 10640

Phone               - (62-21) 4264005, 4264101, 4264317

Fax                   - (62-21) 4222342

Email                - rina@mciindonesia.com or rishinathani@gmail.com

Website            - http://www.mciindonesia.com

Building Area     - 2 storey

Office Space      - 80 sq. meters

Region              - Commercial

Status               - Rent

 

 

Registration data

 

Date of Incorporation :

25 June 2009

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. AHU-42717.AH.01.01.Tahun 2009

Dated 31 August 2009

 

Company Status :

Private National Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 02.978.664.7-063.000

 

Related Company :

Not available

 

 

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                - Rp. 1,000,000,000.-

Issued Capital                      - Rp.    600,000,000.-

Paid up Capital                    - Rp.    600,000,000.-

 

Shareholders/Owners :

a. Mr. Sanjay Sunnil Nathani              - Rp. 400,000,000 (66.67%)

    Address : Apartemen Bella Joe Residen,

                    Lantai 26 BF 15, Kuningan Timur

                    Jakarta Selatan

                    Indonesia

b. Miss Sharin Rony Wahab                - Rp. 200,000,000 (33.33%)

    Address : Jl. Bungur Besar No. 27

                    Kel. Gunung Sahari, Kemayoran

                    Jakarta Pusat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

General Trading and Exporting of Multipurpose Soap and Cosmetic Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

September 2009

 

Brand Name :

Multi Commodity Indonesia

 

Technical Assistance :

None

 

Number of Employee :

10 persons

 

Marketing Area :

Local                                                   - 100%

 

Main Customers :

Overseas buyer in Nigeria, Saudi Arabia, Tanzania, etc

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Kamadjaya Logistik

b. PT. Sinar Ancol

c. PT. Unilever Indonesia

d. PT. Sinar Gemilang sakti

e. PT. Kao Indonesia

f. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank MANDIRI Tbk

ITC Cempaka Mas

Jl. Letjen Suprapto Kav. 1

Jakarta Pusat

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 1,550 million

2010 – Rp. 4,800 million

2011 – Rp. 6,240 million

2012 – Rp. 8,150 million

 

Net Profit (estimated) :

2009 – Rp.   78 million

2010 – Rp. 240 million

2011 – Rp. 312 million

2012 – Rp. 405 million

 

Payment Manner :

Average

 


Financial Comments :

Not strong

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Sanjay Sunnil Nathani

 

Board of Commissioners :

Commissioner                                 - Miss Sharin Rony Wahab

 

Signatories :

The Director (Mr. Sanjay Sunnil Nathani) which must be approved by Board of Commissioner (Miss Sharin Rony Wahab)

 

 

CAPABILITIES

 

Management Capability :

Fairly

 

Business Morality :

Fairly

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. MULTI COMMODITY INDONESIA (P.T. MCI) was established in Jakarta on June 25, 2009 with the authorized capital of Rp. 1,000,000,000 issued capital of Rp. 600,000,000 entirely paid up. The founding shareholders of the company are Mr. Sanjay Sunnil Nathani (66.67%), an Indonesian businessman of Indian origins and Mrs. Sharin Rony Wahab (33.33%), an indigenous businesswoman. The Article of Association was made by Mr. Dradjat Darmadji, SH, a public notary in Jakarta, and the deed of establishment has been approved by the Ministry of Law and Human Rights through Decision Letter No. AHU-42717.AH.01.01.Tahun 2009 dated 31 August 2009.  No changes have been effected in term of its shareholding composition and capital structures to date.  Composition of the board of director and the board of commissioner are Mr. Sanjay Sunnil Nathani as Director and Miss Sharin Rony Wahab as Commissioner.

 

      Pursuant to the deed of notary of the company, P.T. MCI engaged to operate in plantation, agriculture, husbandry, fishery, forestry and general trading. The Company’s registered office located at South Jakarta and the company can open branch offices or representative offices at home and abroad.

 

      Pursuant to internet, the company’s office located at Jl. Lingkar Mega Kuningan Barat Kav. E4-3, Kuningan Timur, Bellagio Boutique Mall LG-17, South Jakarta.  P.T. MCI is a trading company based in Indonesia, is a part of a group of manufacturers.  They represent factories in the field of paper, soap, noodles, palm related products, cosmetic and match sticks.      

 

      Based on our investigation, the company’s office is located at Ruko Cempaka Indah Blok B-1/3, Jl. Letjen Suprapto 121, Cempaka Baru, Kemayoran, Central Jakarta.  Mr. Siswadi, a marketing staff of the company explained that P.T. MCI started to be operating since September 2009 to deal with trading and exporter of multipurpose soaps such as bath soap, toilet soap, beauty soap, laundry soap and cosmetic products such as shampoo, body lotion and baby products.  The multipurpose soaps and cosmetic products are bought from local companies such as PT. Unilever Indonesia Tbk., PT. Sinar Ancol and others.  Then, the whole products are exported to Nigeria, Mozambique, Tanzania, Algeria, Saudi Arabia, etc.   P.T. MCI is classified as a small sized company of its kind in the country of which the operation has been growing slowly in the last three years.

 

      We have noticed that the demand for multipurpose soap and cosmetic products had increased some 8% to 10% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for trading and exporter of soap and cosmetic products is very competitive for a large number of similar companies operating in the country. Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider P.T. PMJ to be in a quite favorable position for having already got hold of a steady clientele in overseas market.

 

Until this time P.T. MCI has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. MCI is very reclusive towards outsiders and rejected to disclose its financial condition.  We observed that total sales turnover of the company in 2010 amounted to Rp. 4,800 million increased to Rp. 6,240 million in 2011 and rose again to Rp. 8,150 million in 2012.  The operation in 2012 yielded an estimated net profit of at least Rp. 405 million and the company has an estimated total net worth of at least Rp. 1.5 billion.  So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. MCI is led by Mr. Sanjay Sunnil Nathani (31) a young businessman of Indian descent, with experience about 5 years in trading and export of multipurpose soap and cosmetic products. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

Since this company (PT. MCI) just about three years in operation commercially, so we recommend caution when going to provide fresh loans to them. Or it should obtain sufficient guarantees of all shareholders.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.98

UK Pound

1

Rs.88.11

Euro

1

Rs.71.67

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.