MIRA INFORM REPORT

 

 

Report Date :

10.01.2013

 

IDENTIFICATION DETAILS

 

Name :

DEZZO TRADING 392 (PTY)LTD

 

 

Registered Office :

Corner of Birch Street and Bluegum Avenue, ANCHORVILLE, Lenasia

 

 

Country :

South Africa

 

 

Date of Incorporation :

30.01.2002

 

 

Com. Reg. No.:

2002/001923/07

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Retail trade in pharmaceutical medical cosmetics and toilet articles

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

 


 

Subject Name

DEZZO TRADING 392 (PTY)LTD

Country

South Africa

Subject Contact Person

WASEEM - Administrator

Assessment

This is a well-established family business. On investigation contact was made with WASEEM the administrator of the subject. No adverse information was revealed during the investigation. The subject is not a credit seeker locally, however it is meeting commitments timeously with it's one supplier with a credit limit of R 3000 000 over 30 days. A bank code C was obtained for an enquiry amount of R 100 000 over 30 days. Please see the information obtained below.

 

 

Company Information

 

Registered Name

DEZZO TRADING 392 (PTY)LTD

Trading as/ Division Name

INDO PHARMA

Previous Name

None

Date of Name Change

None

Registration Number

2002/001923/07

Registration Date

2002/01/30

Date Commenced Trading

2002

Age of Business

11 Years

History of Business

DEZZO TRADING 392 (PTY)LTD trading as INDO PHARMA was established as a new concern in 2002

History of Principals

There are two active directors

Shareholders/Members/Partners of subject and % holding

50 % - I MOHAMED, 50 % - B CARRIM

Authorised Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

Importation and supply of generic medicines to the S A Government

Industry/ Customers

Medical industry

Export

Unknown

Import

Yes

Import Countries

India

Major Industry Code / SICC

62310

Definition of Code

Retail trade in pharmaceutical medical cosmetics and toilet articles

Head Office Physical Address

Corner of Birch Street and Bluegum Avenue, ANCHORVILLE, Lenasia

Head Office Postal Address

P 0 Box 725, LAWLEY, 1824

Current Tel Number

0118572090

Cell Number

0833336262 / 0727868292

Current Fax Number

0118572092

Current Email Address

chetan@dezzopharma.co.za

Web Site Address

None

Comments

 

 

 

Auditors Information

 

Company Registered Name

A MOOSA AND COMPANY

Trading Name

ASHRAF MOOSA 5510275135088

Registration Number

Sole Proprietorship

Physical Address

1005 Saxby Avenue, Eldoraine, CENTURION, Gauteng

Postal Address

P 0 Box 14298, LAUDIUM, 0037

Contact Person

A MOOSA

Contact Number

0126580688

Email

amoosanco@gmail.com

       Principals

1

Judgements Against Subject

No information on file

Judgements Against Principals

No information on file

Subject Verified as Client

Yes

Practice Number

09500

VAT Number

4880233194

Tax Number

None

BEE Status

None

Financial Year End

February

No of years in Business

3

Website

None

 

Previous Auditors

 

Company Name

Phone Number

Time with previous auditors

Comment

MALHERBE LOURENS

 

Unknown

 

ASHWIN DAYA & ASSOCIATES

 

5

 

 

 

Tax Information

 

Vat Number

4230198451

Status

ACTIVE

Vat Liable Date

2002/04/01

Tax Number

9065426141

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

Black Economic Empowerment

Status

 

Score

 

Expire Date

 

BEE Certificate Available

 

Comment

Undisclosed

ISO Status

Type of ISO Grade

Products imported are ISO graded

ISO Certificate

No

ISO Certificate Available

No

Certified by an Accredited Agent

 

Comment

 

Workman's compensation

Registered

Yes

Compliance Certified

Yes

Comment

 

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

Employees

Number of Employees

15

1. Salaried employees

15

2. Waged employees

 

3. Permanent employees

 

4. Casual employees

 

5. Contracted employees

 

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

2

Comment

 

Light delivery Vehicles

1

Owned

 

 

Trucks

1

Owned

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Owned

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

Offices and warehouse

Comment

 

 

Branch Information - No Information on Record

 

 

 

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

1

Director

BASH IR CARRIM

 

 

2

Director

IMTIAZ MOHAMED

 

 

Company Structure (Ownership)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

50 % - IMITIAZ MOHAMED

DEZZO TRADING 392 (PTY) LTD

 

 

50 % - BASHIR CARRIM

DEZZO TRADING 392 (PTY) LTD

 

 

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

R B Shipping

0315643422

 

 

 

 

Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

10 years

R 3000000.00

R1500000

30 days

R 2500000

30 days

Good Account

 

Adverse Information on Subject

 

Judgements

Judgements

0

Possible Judgements

0

Civil Court

0

RDs

0

Comment

No Information on Record

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

Comment

 

None

No Information on Record

No Information on Record

No Information on Record

 

Default Listings

Date

Details

Comment

 

None

No Information on Record

Notarial Bonds

Date

Details

Comment

 

None

No Information on Record

 

 

Bank Information

 

Bank

ABSA

Branch

Lenasia

Brach Code

632005

Bank Account Number

4055544338

Type of Account

Cheque Account

Account Name

DEZZO TRADING 392 (PTY) LTD

Overdraft Facilities

Undisclosed

Bank Code

C

Bank Comment

The subject's bankers consider them good for all business normal engagements

 

Bank Codes History

 

Date requested

Bank Code

Enquiry Amount

Number of RD's

RD amount

RD Date

Bank Comments

Years with bank

Comment

2002/05/29

C

R100000.00

0

 

 

The subject's bankers consider them good for all business normal engagements

 

 

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Financial Information

 

Financial Estimates

CURRENT ASSETS

 

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

Loan Details

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

 

Estimated Current Year Turnover

 

Current Turnover per month

 

Current Turnover per annum

R100000000.00

Comment

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

 

Number of Principals

2

Average Age of Active Principals

51

Active Principals Principal - 1of 2 BASHIR CARRIM

Surname

CARRIM

First Name

BASHIR

Other Names

None

Marital Status

Married

ID Number

5803075183055

Verified ID Number

Yes

Current Age

55

Designation

BUSINESS MAN

Status

Active

Appointment Date

2010/03/05

Physical Address (at time of Appointment)

267 THIRD AVENUE, CLAUDIUS X1, 0037

Postal Address

267 THIRD AVENUE, LAUDIUM, 0037

Current Tel Number

0123061800

Cell number

0833336262

Shareholding/Membership

50%

 

Principal's Adverse - No information on record

 

Business Information forBASHIR CARRIM

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DEZZO TRADING 392 (PTY)LTD

2002/001923/07

In Business

11 Years 11 Months

0

No

 

L Y D PROPERTIES CC

2007/205757/23

In Business

6 Years 6 Months

0

No

 

KISMET PHARMACY

5803075183055

 

Unknown

0

No

 

FERUM

INVESTMENTS CC

B1986/004312/23

In Business

27 Years 3 Months

0

No

 

MEDICINE DEVELOPERS INTERNATIONAL CC

B1991/029398/23

In Business

22 Years 10 Months

0

No

 

CITY MEDICAL WHOLESALERS CC

B1993/018125/23

In Business

20 Years 8 Months

0

No

 

DERMACHEM

PHARMACEUTICALS

CC

B1999/013940/23

In Business

14 Years 2 Months

0

No

 

JOHANNESBURG

PHARMACEUTICALS

CC

B2001/072166/23

In Business

0

1

No

 

NORTHERN

PHARMACEUTICALS

CC

B2001/074056/23

In Business

0

0

No

 

MPUMALANGA

PHARMACEUTICALS

CC

B2002/045656/23

In Business

11 Years 11 Months

0

No

 

EAST RAND

PHARMACEUTICALS

CC

B2002/045659/23

In Business

11 Years 11 Months

0

No

 

DURBAN

PHARMACEUTICALS CC

B2002/046083/23

In Business

11 Years 11 Months

0

No

 

MAIN STREET

PHARMACEUTICALS

CC

B2003/095461/23

In Business

10 Years 10 Months

0

No

 

TUFS PROPERTY INVESTMENT CC

B2003/104529/23

In Business

10 Years 10 Months

0

No

 

WHITE WATTLE INVESTMENTS 15 CC

B2004/052298/23

In Business

9 Years 9 Months

0

No

 

NEVERLAND PROPERTIES 64 CC

B2006/220612/23

In Business

7 Years 7 Months

0

No

 

EGOLI

PHARMACEUTICALS CC

B2008/257460/23

In Business

5 Years 5 Months

0

No

 

PHARMADYNE HEALTHCARE (PTY) LTD

M1962/002457/07

In Business

51 Years 3 Months

0

No

 

MISTA-SURGE PHARMACEUTICAL WHOLESALERS (PTY) LTD

M1989/000442/07

In Business

0

0

No

 

BUNKER HILLS INVESTMENTS 471 (PTY) LTD

M2000/022600/07

In Business

13 Years 1 Months

0

No

 

NELESCO 396

M2005/028487/08

In Business

8 Years 8 Months

0

No

 

PHARMACHEM PHARMACEUTICALS (PTY) LTD

M2006/033994/07

In Business

7 Years 7 Months

0

No

 

ISLAM FOR AFRICA

M2007/021211/08

In Business

6 Years 6 Months

0

No

 

S F L SOFTWARE (PTY) LTD

M2008/011136/07

In Business

5 Years 5 Months

0

No

 

SIYEZA FINE CHEM (PTY) LTD

M2008/024524/07

In Business

5 Years 5 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal Previous

Business Interests

 

Average Age of Previous Business                       11 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

RAMBRANDT PARK CC

B1999/028349/23

Deregistration Final

14 Years 2 Months

0

No

 

TRAVOURS SOUTH AFRICA CC

B2003/030003/23

Deregistration Final

10 Years 10 Months

0

No

 

EDGE

PHARMACEUTICALS MARKETING CC

B2004/068420/23

In Business

9 Years 9 Months

0

No

 

SILVER MOON INVESTMENTS 171 CC

B2005/066725/23

In Business

8 Years 8 Months

0

No

 

TRIPLAN DEVELOPERS (CAPE) (PTY)LTD

M1998/010304/07

Conversion CO/CC orCC/CO

15 Years 3 Months

0

No

 

 

Principal - 2of 2 IMTIAZ MOHAMED

 

Surname

MOHAMED

First Name

IMTIAZ

Other Names

None

Marital Status

Married

ID Number

6608235224080

Verified ID Number

Yes

Current Age

47

Designation

BUSINESS MAN

Status

Active

Appointment Date

2010/03/05

Physical Address (at time of Appointment)

NO.341 LIESCHING STREET, ERASMIA, 0183

Postal Address

P O BOX 39383, BOOYSENS, BOOYSENS, 2016

Current Tel Number

0123701255

Cell number

0824127468

Shareholding/Membership

50%

 

Principal's Adverse - No information on record

 

Business Information forlMTIAZ MOHAMED Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DEZZO TRADING 392 (PTY)LTD

2002/001923/07

In Business

11 Years 11 Months

0

No

 

L Y D PROPERTIES CC

2007/205757/23

In Business

6 Years 6 Months

0

No

 

DAIRY MALL PHARMACY INSOLVENTE BOEDEL

6608235224056

 

Unknown

0

No

 

FERUM

INVESTMENTS CC

B1986/004312/23

In Business

27 Years 3 Months

0

No

 

MEDICINE DEVELOPERS INTERNATIONAL CC

B1991/029398/23

In Business

22 Years 10 Months

0

No

 

CITY MEDICAL WHOLESALERS CC

B1993/018125/23

In Business

20 Years 8 Months

0

No

 

DERMACHEM

PHARMACEUTICALS

CC

B1999/013940/23

In Business

14 Years 2 Months

0

No

 

PHARMA CHEM CC

B2001/052702/23

Conversion CO/CC or CC/CO

0

0

No

 

JOHANNESBURG

PHARMACEUTICALS

CC

B2001/072166/23

In Business

0

1

No

 

NORTHERN

PHARMACEUTICALS

CC

B2001/074056/23

In Business

0

0

No

 

MPUMALANGA

PHARMACEUTICALS

CC

B2002/045656/23

In Business

11 Years 11 Months

0

No

 

EAST RAND

PHARMACEUTICALS

CC

B2002/045659/23

In Business

11 Years 11 Months

0

No

 

DURBAN

PHARMACEUTICALS CC

B2002/046083/23

In Business

11 Years 11 Months

0

No

 

MARABA

PHARMACEUTICAL CC

B2003/072568/23

In Business

10 Years 10 Months

0

No

 

TUFS PROPERTY INVESTMENT CC

B2003/104529/23

In Business

10 Years 10 Months

0

No

 

WHITE WATTLE INVESTMENTS 15 CC

B2004/052298/23

In Business

9 Years 9 Months

0

No

 

NEVERLAND PROPERTIES 64 CC

B2006/220612/23

In Business

7 Years 7 Months

0

No

 

EGOLI

PHARMACEUTICALS CC

B2008/257460/23

In Business

5 Years 5 Months

0

No

 

PHARMADYNE HEALTHCARE (PTY) LTD

M1962/002457/07

In Business

51 Years 3 Months

0

No

 

MISTA-SURGE PHARMACEUTICAL WHOLESALERS (PTY) LTD

M1989/000442/07

In Business

0

0

No

 

PHARMACHEM PHARMACEUTICALS (PTY) LTD

M2006/033994/07

In Business

7 Years 7 Months

0

No

 

ISLAM FOR AFRICA

M2007/021211/08

In Business

6 Years 6 Months

0

No

 

S F L SOFTWARE (PTY) LTD

M2008/011136/07

In Business

5 Years 5 Months

0

No

 

SIYEZA FINE CHEM (PTY) LTD

M2008/024524/07

In Business

5 Years 5 Months

0

No

 

AFRIKEM HOLDINGS (PTY) LTD

M2011/010700/07

In Business

2 Years 2 Months

0

No

 

Principal's Deeds Information - No information on record

 

Principal Previous Business Interests

 

Average Age of Previous Business                       11 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

RAMBRANDT PARK CC

B1999/028349/23

Deregistration Final

14 Years 2 Months

0

No

 

TRAVOURS SOUTH AFRICA CC

B2003/030003/23

Deregistration Final

10 Years 10 Months

0

No

 

EDGE

PHARMACEUTICALS MARKETING CC

B2004/068420/23

In Business

9 Years 9 Months

0

No

 

SILVER MOON INVESTMENTS 171 CC

B2005/066725/23

In Business

8 Years 8 Months

0

No

 

TRIPLAN DEVELOPERS (CAPE) (PTY)LTD

M1998/010304/07

Conversion CO/CC or CC/CO

15 Years 3 Months

0

No

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.96

UK Pound

1

Rs.88.23

Euro

1

Rs.71.92

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.