MIRA INFORM REPORT

 

 

Report Date :

10.01.2013

 

IDENTIFICATION DETAILS

 

Name :

DICLA FARM AND SEED (PTY)LTD

 

 

Formerly Known As :

DICLA FARM AND SEED CC

 

 

Registered Office :

Plot 11, Van Wyksvlei, Next to R28, MULDERSDRIFT, Krugersdorp, 1747

 

 

Country :

South Africa

 

 

Date of Incorporation :

12.05.1997

 

 

Com. Reg. No.:

1997/024485/23

 

 

Legal Form :

Private Company

 

 

Line of Business :

Wholesale trade in agricultural raw materials and livestock

 

 

No. of Employees :

250

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA


Summary

 

Subject Name

DICLA FARM AND SEED CC

Country

South Africa

Subject Contact Person

MRS. LINDA ESTERHUYSEN

Assessment

This is a well-established and well -connected business. On investigation we made contact with the Financial Director MRS. LINDA ESTERHUYSEN who assisted us with all the information required. The subject is meeting commitments timeously with suppliers. We still Awaiting a bank code for R 2 500 000 over a period of 30 Days.Please see the available information on the subject below.

 

 

Company information

 

Registered Name

DICLA FARM AND SEED (PTY)LTD

Trading as/ Division Name

DICLA FARM AND SEED

Previous Name

DICLA FARM AND SEED CC

Date of Name Change

 

Registration Number

1997/024485/23

Registration Date

1997/05/12

Date Commenced Trading

1997-05-12

Age of Business

15 Years 7 Months

History of Business

The subject converted from DICLA FARM AND SEED CC to DICLA FARM AND SEED (PTY)LTD - registration certificate number:   1997/024485/23 in March 2009 and simultaneously incorporated the trading operations and assets of an associated close corporation namely, TIJBROS AGRICULTURAL MACHINERY CC (Registration Certificate Number: 1988/002062/23). The subject was originally established as a sole proprietorship by D TIJSSEN in 1990.

History of Principals

There are currently 2 Active Directors with the subject.

Shareholders/Members/Partners of subject and % holding

70 % - JOHANNES TIJSSEN, 30 % - LINDA ESTERHUYSEN

Authorised Share Capital

R0.00

Issued Share Capital/Members Contribution

R0.00

Status

In Business

Operations Assessment

The building, selling and erecting of tunnels, hydroponic tunnels, green houses, piggeries, broilers and the supplying of fertilizers, pesticides, spraying equipment, greenhouse film, shade nets, irrigation equipment and accessories such as irrigation controllers, water tanks etc. The importing and selling of farm implements such as tractors, generators and related machinery. The subject also operates as a vegetable farm.

Industry/ Customers

Agricultural industry such as farmers etc. Vegetables are sold to retailers.

Export

Yes

Export Countries

 

Import

 

Import Countries

 

Major Industry Code / SICC

61210

Definition of Code

Wholesale trade in agricultural raw materials and livestock

Head Office Physical Address

Plot 11, Van Wyksvlei, Next to R28, MULDERSDRIFT, Krugersdorp, 1747

Head Office Postal Address

P 0 Box 339, MULDERSDRIFT, 1747

Current Tel Number

0116221371

Cell Number

 

Current Fax Number

0116621363

Current Email Address

dicla@icon.co.za

Web Site Address

www.dicla.com

Comments

 

 

 

Auditors information

 

Company Registered Name

VAN DYK & ASSOCIATES

Trading Name

 

Registration Number

 

Physical Address

37 Brown fischer Dirve, ROBINDALE, GAUTENG

Postal Address

PO BOX 1210, RANDBURG, 2125

Contact Person

NIC VAN DYK

Contact Number

0827827173

Email

vrd@lantic.net

Principals

1

Judgements Against Subject

 

Judgements Against Principals

 

Subject Verified as Client

Yes

Practice Number

900237

VAT Number

 

Tax Number

 

BEE Status

 

Financial Year End

 

No of years in Business

14

Website

 

Comment

 

 

Previous Auditors Information - No Information on Record

 

Tax information

 

Vat Number

4540171461

Status

ACTIVE

Vat Liable Date

1998/03/01

Tax Number

9553317844

Tax Clearance Expire Date

 

Financial Year End

April

Comment

 

 

Black Economic Empowerment Information - No Information on Record

ISO Information - No Information on Record

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

Comment

 

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

250

1. Salaried employees

250

2. Waged employees

 

3. Permanent employees

250

4. Casual employees

 

5. Contracted employees

 

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

23

Comment

 

Cars

10

Owned

 

 

Light delivery Vehicles

10

Owned

 

 

Trucks

3

Owned

 

 

 

Office

 

Offices

Offices

Head Office Owned/ Rented

Owned

Rental Company

 

Owned by

TIJBROS AGRICULTURAL AAACHINERY CC

Value

R10000000.00

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

Administration offices, storage, warehousing

Comment

The heading premises cover 6.8 hectares, which comprise of administration offices, storage, warehousing and workshop facilities as well as a small vegetable farm with 40 tunnels.

 

 

Branch Information

 

Branches Names

Country

Province

 

South Africa

 

Branch Detail Information

Branches Owned/ Rented

Owned

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

Comment

The subject has 3 title deeds covering 70 hectares in the Tarlton district which is reported to be owned by the associated companies, with a combined market value in the region of R20 000 000. The subject has approximately 30 dealerships countrywide.

 

 

Management Overview

 

Organisational Chart - No Information on Record

 

Company Structure (Ownership)

Note: One level up and all levels down

 

 

Holding

Company

Sub

Comment

30%

LINDA ESTERHUYSEN

 

 

70%

JOHANNES TIJSSEN

 

 

 

Key Deals - No Information on Record

 

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

BARLOWORLD

0118980000

 

 

 

2

CARGOCARE FREIGHT

0118224111

 

 

 

3

NORTHGATE TYRE

011 660 6360

 

 

 

 

Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

13 Years

R 200000.00

R100000

30 Days

R 85000

30 Days

Very good account

2

6 Years

R 2500000.00

R 2000000

30 Days

R 800000

30 Days

Good Account

3

3 Years

 

R100000

30 Days

R 65000

30 Days

Good account. The subject has no credit limit.

 

Adverse Information on Subject

Judgements - No information on record

BusinessRescue - No Information on Record

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank information

 

Bank

ABSA

Branch

CLEARWATER AAALL

Brach Code

632005

Bank Account Number

4050205682

Type of Account

Cheque

Account Name

DICLA FARM AND SEED (PTY)LTD

Overdraft Facilities

Yes

Bank Code

Awaiting Bank code

Bank Comment

 

 

Bank Code History - No Information on Record

 

 

Previous Bank Account Information - No Information on Record

 

 

Deeds Information - No information on record

 

 

Financial Estimates

 

CURRENT ASSETS

 

Stock

R 30000000.00

Debtors

R 9000000.00

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

R10000000.00

CURRENT LIABILITIES

 

Creditors

R 2500000.00

Loans/ From?

R 8000000.00

Loan Details

 

LONG TERM LIABILITIES

 

Morgage Bonds

R 4000000.00

Previous Year Turnover

R 80000000.00

Estimated Current Year Turnover

R120000000.00

Current Turnover per month

 

Current Turnover per annum

 

Comment

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

 

Number of Principals

3

Average Age of Active Principals

50

Active Principals Principal - 1of 4 JOHANNES TIJSSEN

Surname

TIJSSEN

First Name

JOHANNES

Other Names

None

Marital Status

Married

ID Number

7806135133083

Verified ID Number

Yes

Current Age

34

Designation

Director

Status

Active

Appointment Date

2000/07/11

Physical Address (at time of Appointment)

256 BARTLETT ROAD, THORN VALLEY, KRUGERSDORP, 1747

Postal Address

PO BOX 339, MULDERSDRIFT, 1747

Current Tel Number

0119580653

Cell number

0828549414

Shareholding/Membership

70%

 

Principal's Adverse - No information on record

 

Business Information forJOHANNES TIJSSEN Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DICLA FARM AND SEED (PTY)LTD

M2009/006254/07

In Business

3 Years 3 Months

0

No

 

JOCLAS FARMING (PTY) LTD

K2012/104850/07

In Business

0

0

No

 

JOMANDI GENERATORS CC

B2005/110523/23

In Business

7 Years 7 Months

0

No

 

DICLA FARM AND SEED CC

1997/024485/23

Conversion CO/CC or CC/CO

15 Years 3 Months

0

No

 

 

Average Age of Previous Business15 Years

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DICLA TRAINING AND FARMING CC

2007/210871/23

In Business

5 Years 5 Months

0

No

 

JOMAJOCO BOERDERY CC

B1988/014507/23

In Business

 

0

No

 

TIJBROS AGRICULTURAL MACHINERY CC

B1998/002062/23

In Business

14 Years 2 Months

0

No

 

KIRD PROPERTIES (PTY) LTD

M1971/013438/07

In Business

41 Years 5 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal Previous Business Interests

 

Principal - 2of 4 DIRK TIJSSEN

 

Surname

TIJSSEN

First Name

DIRK

Other Names

 

Marital Status

 

ID Number

5311265029187

Verified ID Number

Yes

Current Age

59

Designation

Invalid Code

Status

Resigned

Appointment Date

1998/01/20

Physical Address (at time of Appointment)

VALHALLASTRAAT 337, RUIMSIG COUNTRY ESTATE, KRUGERSDORP, 1739

Postal Address

337 VALHALLA STREET, RUIMSIG, COUNTRY ESTATES, KRUGERSDORP, 1739

Current Tel Number

0116622846

Cell number

0828768359

Shareholding/Membership

 

 

Business Information forDIRK TIJSSEN

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

WORLDWIDE SATTER FLOWERS S A (PTY)LTD

M2002/026546/07

In Business

10 Years 10 Months

0

No

 

KIRD PROPERTIES (PTY) LTD

M1971/013438/07

In Business

41 Years 5 Months

0

No

 

ERF 336 RUIMSIG NOORD CC

B2003/093210/23

In Business

9 Years 9 Months

0

No

 

TARLTON NEW HOLLAND AGRICULTURAL MACHINERY CC

B2002/088666/23

In Business

10 Years 10 Months

0

No

 

TIJBROS AGRICULTURAL MACHINERY CC

B1998/002062/23

In Business

14 Years 2 Months

0

No

 

DICLA EIENDOMME CC

B1990/002056/23

In Business

22 Years 10 Months

0

No

 

DICLA FARMS

5311265029104

 

Unknown

0

No

 

DICLA FARM AND SEED CC

1997/024485/23

Conversion CO/CC or CC/CO

15 Years 3 Months

0

No

 

 

Principal's Deeds Information - No information on record

Principal Previous Business Interests

 

Average Age of Previous Business4 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DICLA TRAINING AND FARMING CC

2007/210871/23

In Business

5 Years 5 Months

0

No

 

JOMAJOCO BOERDERY CC

B1988/014507/23

In Business

 

0

No

 

EWW PUBLISHING CC

B2005/065215/23

Deregistration Final

7 Years 7 Months

0

No

 

JOMANDI GENERATORS CC

B2005/110523/23

In Business

7 Years 7 Months

0

No

 

DICLA FARM AND SEED (PTY) LTD

M2009/006254/07

In Business

3 Years 3 Months

0

No

 

 

Principal - 3of 4 CLAZIMA TIJSSON

 

Surname

TIJSSON

First Name

CLAZIMA

Other Names

 

Marital Status

 

ID Number

541106

Verified ID Number

No

Current Age

58

Designation

Invalid Code

Status

Resigned

Appointment Date

1998/01/20

Physical Address (at time of Appointment)

PLOT 4, AANWINS, ROODEPOORT, 1724

Postal Address

POSBUS 339, MULDERSDRIFT, 1747

Shareholding/Membership

 

 

Business Information forCLAZIMA TIJSSON Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

DICLA FARM AND SEED CC

1997/024485/23

Conversion CO/CC or CC/CO

15 Years 3 Months

0

No

 

 

Principal Previous Business Interests

 

Principal - 4of 4 LINDA ESTERHUYSEN

Surname

ESTERHUYSEN

First Name

LINDA

Other Names

None

Marital Status

Single

ID Number

7509050007080

Verified ID Number

Yes

Current Age

38

Designation

Financial

Status

Active

Appointment Date

2012/02/08

Physical Address (at time of Appointment)

16 RIDGE ROAD, ZWARTKRANS, KRUGERSDORP 1739

Postal Address

P 0 BOX 339, MULDERSDRIF, 1747

Current Tel Number

0116621371

Cell number

0834007243

Shareholding/Membership

30%

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.96

UK Pound

1

Rs.88.23

Euro

1

Rs.71.92

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.