MIRA INFORM REPORT

 

 

Report Date :

11.01.2013

 

IDENTIFICATION DETAILS

 

Name :

LABORATORIO CIRCE S.R.L.

 

 

Registered Office :

Eustaquio Frias 445, piso 4, oficina B, Buenos Aires City

 

 

Country :

Argentina

 

 

Date of Incorporation :

29.01.1986

 

 

Legal Form :

Liability limited company

 

 

Line of Business :

Development of confectionery.

 

 

No. of Employees :

25

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Argentina

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

argentina - ECONOMIC OVERVIEW

 

Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and a bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - the largest in history - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in early 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. The economy has rebounded strongly from the 2009 recession, but the government's continued reliance on expansionary fiscal and monetary policies risks exacerbating already high inflation.

Source : CIA

 

 

Registered Name 

 

LABORATORIO CIRCE S.R.L.

C.U.I.T.   30-60852388-6

 

 

Summary 

 

INCORPORATED IN 1986. BEGINNER OF ACTIVITIES. REFUSAL TO SUPPLY FINANCIAL AND GENERAL INFORMATION. NOT NEGATIVE. OPERATE WITH CREDITS OF MODERATE IMPORTANCE AND ADDITIONAL GUARANTEES.

 

 

Operations 

  

> Development of confectionery.

 

 

Legal Structure 

 

Legal form:                    Liability limited company
Created:                        29/01/1986
Duration:                       99 years
End of fiscal year:          31 December
Registered in AFIP:         01/04/1986

 

 

Contact 

 

CESAR MELAMED (accountant)

* Sede legal: Eustaquio Frias 445, piso 4, oficina B, Buenos Aires City, Republic of Argentina.

* Operative and Sales office: LINIERS 3953/61 - CIUDADELA

Phone/Fax: 54 (11) 4653-4521   
E-mail: ventas@circeonline.com.ar

 

 

Partners 

  

> PARTNER      CAPELLO CARLOS ALBERTO
> PARTNER      GONZALEZ ZUBELDIA MARIA YOLANDA

Use of firm name, by the before mentioned in legal representative of the company .-

 

 

History 

 

 Circe began operating in 1975 in response to the segment of the bakery was in full swing.

From the beginning, said policy to the overall quality of the entire product line.
The impact was such that the sector itself prompted them to develop a wider range of products for their quality and presentation were the closest alternative to similar imported.

After 30 years, Circe is positioned as the category only company in Argentina with the widest range of products for cakes and pastries.

* Not registered affiliates.

 

 

Economic-Financial Position 

 

Continued with the negative of not provided financial information.

 

 

Assets 

 

REAL ESTATE:
------------
LINIERS 3953/61 - CIUDADELA

Of the current 3450 m2, to 6000 m2 passed designed to expand the processing plant, automatic packaging, storage and dispatch.

 

 

Evolution and Results 

 

Company dedicated to the processing of raw materials for cakes and pastries.

Among his most outstanding products, we can mention the following.

> ADDITIVES
> YUGAR
> BICARBONATE
> CARAMEL
> ESSENCES AND COLOURS
> GELATIN

FOREIGN TRADE:
--------------
In the last twelve months, it has made specific imports from following countries:

> INDIAN
> NORWAY
> INDONESIA

HABITUAL SUPPLIERS:
-------------------
LEDESMA S.A.
SABORES Y FRAGANCIAS S.A.

* 25 EMPLOYEES

 

 

Branches 

 

Santiago de Liniers 3961, Ciudadela, BA.
Santiago de Liniers 3955, Ciudadela, BA.
Estrada 1099 8º C, Ciudad de Buenos Aires

 

 

Payment Record and Credit Risk 

  

> BCO GALICIA               BRANCH Ciudadela

* CREDIT RISK NOVEMBER 2012
---------------------------
> BCO GALICIA               $    500

* SITUATION 1: NORMAL.

INSURANCE:
----------
> CNA ART
> BERKLEY SEGUROS S.A.

 

 

Concept 

  

We lack of the suppliers lists as to determine its payment record.  

Anyway in database it do not register backgrounds that could affect its concept.  

* FULFILLMENT: NOT DETERMINED.  

 

 

Final Opinion 

  

According to what was exposed, we consider that the company is feasible for credit treatment, through the use of safety measures, for amounts of moderate importance.

* FIT FOR CREDITS OF MODERATE IMPORTANCE.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.87.50

Euro

1

Rs.71.32

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.