MIRA INFORM REPORT

 

 

Report Date :

12.01.2013

 

IDENTIFICATION DETAILS

 

Name :

HORUS INTERNATIONAL (PTY)LTD

 

 

Registered Office :

Unit 3 Celie Road, Celie Industrial Park, STEENBERG, CAPE TOWN, 7945

 

 

Country :

South Africa

 

 

Date of Incorporation :

12.03.1996

 

 

Com. Reg. No.:

M1996/003097/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Importers and Wholsalers of Novelty Goods

 

 

No. of Employees :

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 


 

Subject Name

HORUS INTERNATIONAL (PTY) LTD

Country

South Africa

Subject Contact Person

MARTHA BAKL - Accountant

Assessment

This is an established business. On investigation we made contact with the accountant MRS. MARTHA BAKL, who assisted with most of the information. MRS BAKL however declined to assist with the financial information due to it being confidential. The subject is meeting commitments timeously with it's suppliers. We obtained a bank code C For R 20 000 over a period of 30 Days. Please see the available information on the subject below.

 

 

Company Information

 

Registered Name

HORUS INTERNATIONAL (PTY)LTD

Trading as/ Division Name

HORUS INTERNATIONAL

Registration Number

M1996/003097/07

Registration Date

1996/03/12

Date Commenced Trading

1996-03-12

Age of Business

16 Years 10 Months

History of Business

The subject started out as a new business in 1996

History of Principals

There are currently 4 active directors within the subject.

Shareholders/Members/Partners of subject and % holding

50 % - ROBERT GOULDEN, 50 % - CATHERINE GOULDEN

Authorised Share Capital

R0.00

Issued Share Capital/Members Contribution

R0.00

Status

In Business

Operations Assessment

Importers and wholsalers of novelty goods

Industry/ Customers

Gift shops

Export

None

Import

Yes

Major Industry Code / SICC

6190

Definition of Code

OTHER WHOLESALE TRADE

Head Office Physical Address

Unit 3 Celie Road, Celie Industrial Park, STEENBERG, CAPE TOWN, 7945

Head Office Postal Address

PO Box 2, STEENBERG, 7947, SOUTH AFRICA

Current Tel Number

0217016721

Current Fax Number

0217016720

Current Email Address

horusint@iafrica.com

 

 

Auditors Information

 

Company Registered Name

L RUBIN AND COMPANY

Registration Number

8008295004084

Physical Address

101 RUBICOR HOUSE, 17 STANHOPEROAD, CLAREMONT, 7700

Postal Address

P O BOX 23081, CLAREMONT, 7735

Contact Person

LIN HENDRICKS

Contact Number

0216715045

Email

lin@lrubin.co.za

Principals

1

Subject Verified as Client

Yes

Practice Number

911755

Financial Year End

February

No of years in Business

17

Website

www.lrubin.co.za

 

Previous Auditors Information - No Information on Record

 

 

Tax Information

 

Vat Number

4090101066

Status

ACTIVE

Vat Liable Date

1991/09/30

Tax Number

9380233032

Financial Year End

February

 

Black Economic Empowerment Information - No Information on Record

 

ISO Information - No Information on Record

 

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

Comment

 

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

20

1. Salaried employees

20

2. Waged employees

 

3. Permanent employees

20

4. Casual employees

 

5. Contracted employees

 

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

1

Comment

 

Light delivery Vehicles

1

Owned

R100000.00

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Owned

Owned by

HORUS INTERNATIONAL (PTY)LTD

Value

R1200000.00

Type of Premises

Offices and factory

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

1

Director

ROBERT GOULDEN

 

 

2

Director

CATHERINE GOULDEN

 

 

Company Structure (Ownership)

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

50%

CATHERINE GOULDEN

 

 

50%

ROBERT GOULDEN

 

 

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

ONE PACK

0217090451

 

 

 

2

EWC

0213806200

 

 

 

3

C CASTLE

0214478024

 

 

 

 

Trade References Detail

 

Nr

Age of Acc

Terms

Average Purchases

Terms Taken

Comment

1

13 Years

30 Days

R5000

30 Days

This is an excellent account. The subject has no credit limit.

2

2 Years

30 Days

R10000

30 Days

Excellent Account

3

5 Years

30 Days

R10000

30 Days

Good Account

 

Adverse Information on Subject

 

Judgements – No Information on Record

BusinessRescus  – No Information on Record

Default Listing -  – No Information on Record

Notarial Bonds  – No Information on Record

 

 

Bank Information

 

Bank

NEDBANK

Branch

BUSINESS SOUTHERN PENINSULA

Bank Account Number

1042305927

Type of Account

CURRENT

Account Name

HORUS INTERNATIONAL (PTY)LTD

Overdraft Facilities

None

Bank Code

C For R 20000

Bank Comment

The subject's bankers consider them good for all business normal engagements

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

 

Deeds Information

 

Property Interests for CompanyHORUS INTERNATIONAL (PTY) LTD

Title Deed No.

T63118/1999

Erf/Site No.

0

Deeds Office

CAPE TOWN

Physical Address

2 SWARTHOUT PLATTEKLOOF 2 PAROW

Property Type

Freehold / Ervin

Extent / Size

1180.0SQM

Purchase Date

1999/05/28

Purchase price

 

% Ownership

0.00

Bond Holder

 

Bond Number

 

Bond Amount

 

Comment

 

 

 

Principals

 

Number of Principals

4

Average Age of Active Principals

62

Active Principals Principal - 1of 4 TRENT GOULDEN

Surname

GOULDEN

First Name

TRENT

Other Names

None

Marital Status

Single

ID Number

8204275240083

Verified ID Number

Yes

Current Age

31

Designation

Director

Status

Active

Appointment Date

2006/08/02

Physical Address (at time of Appointment)

10 PADDOCK DRIVE, NOORDHOEK DRIVE, 7979

Postal Address

P 0 BOX 2, STEENBERG, 7945

Current Tel Number

0214671000

Cell number

0824454355

Shareholding/Membership

 

 

Business Information forTRENT GOULDEN Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

HORUS

INTERNATIONAL (PTY) LTD

M1996/003097/07

In Business

17 Years 5 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

Principal's Deeds Information - No information on record

 

Principal - 2of 4 CATHERINE GOULDEN

Surname

GOULDEN

First Name

CATHERINE

Other Names

None

Marital Status

Married

ID Number

5206160126007

Verified ID Number

Yes

Current Age

61

Designation

Director

Status

Active

Appointment Date

1998/12/10

Physical Address (at time of Appointment)

10 PADDOCK DRIVE, NOORDHOEK DRIVE, 7979

Postal Address

P 0 BOX 2, STEENBERG, 7947

Current Tel Number

0217010721

Cell number

0834628162

Shareholding/Membership

50%

 

Principal's Adverse - No information on record

 

Business Information forCATHERINE GOULDEN Principal Current Business Interests

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

ROCA PROPERTIES CC

B1998/024633/23

In Business

15 Years 3 Months

0

No

 

LESCATH CC

B2003/012324/23

In Business

10 Years 10 Months

0

No

 

RC G

INVESTMENTS CC

B2004/123617/23

In Business

9 Years 9 Months

0

No

 

AIRIG PROPERTIES CC

M1993/014701/23

Conversion CO/CC or CC/CO

20 Years 8 Months

0

No

 

HORUS

INTERNATIONAL (PTY) LTD

M1996/003097/07

In Business

17 Years 5 Months

0

No

 

HINT STAFF HOLDINGS (PTY) LTD

M2005/021443/07

In Business

8 Years 8 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

Principal - 3of 4 ROBERT GOULDEN

Surname

GOULDEN

First Name

ROBERT

Other Names

None

Marital Status

Married

ID Number

4808295104089

Verified ID Number

Yes

Current Age

65

Designation

Director

Status

Active

Appointment Date

1996/03/12

Physical Address (at time of Appointment)

6 INNESFREE WAY, CONSTANTIA, 7800

Postal Address

6 INNESFREE WAY, CONSTANTI, 7800

Current Tel Number

0217016721

Cell number

0832707338

Shareholding/Membership

50%

 

Business Information forROBERT GOULDEN Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

CABANA HOME CARE

4808295104006

 

Unknown

0

No

 

ROCA PROPERTIES CC

B1998/024633/23

In Business

15 Years 3 Months

0

No

 

LESCATH CC

B2003/012324/23

In Business

10 Years 10 Months

0

No

 

RC G

INVESTMENTS CC

B2004/123617/23

In Business

9 Years 9 Months

0

No

 

AIRIG PROPERTIES CC

M1993/014701/23

Conversion CO/CC or CC/CO

20 Years 8 Months

0

No

 

HORUS

INTERNATIONAL (PTY) LTD

M1996/003097/07

In Business

17 Years 5 Months

0

No

 

HINT STAFF HOLDINGS (PTY) LTD

M2005/021443/07

In Business

8 Years 8 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

Principal - 4of 4 ARTHUR GOULDEN

Surname

GOULDEN

First Name

ARTHUR

Other Names

None

ID Number

1911145050008

Verified ID Number

Yes

Current Age

94

Designation

Director

Status

Deceased

Physical Address (at time of Appointment)

11 THE ROW, MUIZENBERG,

Postal Address

11 THE ROW, MUIZENBERG,

Current Tel Number

0446991326

 

Business Information forARTHUR GOULDEN Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

HORUS

INTERNATIONAL (PTY) LTD

M1996/003097/07

In Business

17 Years 5 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

Principal's Deeds Information - No information on record

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.54

UK Pound

1

Rs.88.05

Euro

1

Rs.72.29

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.