MIRA INFORM REPORT

 

 

Report Date :

15.01.2013

 

IDENTIFICATION DETAILS

 

Name :

EDWARD WONG & CO. LTD.

 

 

Registered Office :

1/F. & 2/F., Edward Wong Tower, 910 Cheung Sha Wan Road, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

May, 1957

 

 

Com. Reg. No.:

01411579

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Manufacturer’s Representative; Investment Holding and Finance.

 

 

No. of Employees :

188 (Group Employee)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 

 

 


Company name

 

EDWARD WONG  & CO. LTD.

 

 

ADDRESS

 

1/F. & 2/F., Edward Wong Tower, 910 Cheung Sha Wan Road, Kowloon, Hong Kong.

 

PHONE:                        2310 5780,  2370 3111,  2370 3883

 

FAX:                 2310 9150

 

E-MAIL:                        enquiry@edward-wong-group.com

 

 

MANAGEMENT

 

Chairman:  Mr. Wong Ching Mao, Edward

 

 

SUMMARY

 

Establishment:                                      May 1957.

 

Incorporated on:                         17th December, 1962.

 

Organization:                             Private Limited Company.

 

Capital: Nominal:                       HK$10,000,000.00

            Issued:                          HK$8,000,200.00

 

Business Category:                    Importer and Exporter; Finance.

 

Yearly Group Turnover:  HK$1.8~2.0 billion.

 

Group Employees:                     188.

 

Main Dealing Bankers:               The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

                                                Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:                       Good.


Company name

 

EDWARD WONG & CO. LTD.

 

 

ADDRESS

 

Registered Head Office:-

1/F. & 2/F., Edward Wong Tower, 910 Cheung Sha Wan Road, Kowloon, Hong Kong.

 

Mailing Address:  G.P.O. Box 79239, Hong Kong.

 

Holding Company:-

MTC International Investments Corporation, British Virgin Islands.

 

Subsidiary/Associated Companies:-

Atelier Capital Partners Inc., Canada.

Bright Scene Estates Ltd., Hong Kong.

Chongbang Development Ltd., China.

Chongbang Holdings (International) Ltd., China.

Citiland Development Corporation, Canada.

Dues Properties Ltd., Hong Kong.

Edward Wong Credit Ltd., Hong Kong.

Edward Wong Development Co. Ltd., Hong Kong.

Edward Wong Finance Co. Ltd., Hong Kong.

Edward Wong Garment Co. Ltd., Hong Kong.

Edward Wong International Ltd., Hong Kong.

First Trading Co. Ltd., Hong Kong.

Forrester Group Ltd., China.

First Level Development Ltd., Hong Kong.

[Formerly King Lam International Investment Co. Ltd.]

New Iris Properties (Hong Kong) Ltd., Hong Kong.

Palladium Development Corporation, Canada.

Shung On Properties Management Ltd., Hong Kong.

Silkstone Investments Ltd., Hong Kong.

Sino Speed Leather & Hides Ltd., Hong Kong.  [Dissolved]

Sunny Hills-Palladium LLC, USA.

Takano Secretarial Services Ltd., Hong Kong.

Walter & Edward Industries Ltd., Hong Kong.  [Dissolved]

Walter Textiles Ltd., Hong Kong.  [Dissolved]

etc.

 

 

BUSINESS REGISTRATION NUMBER

 

01411579

 

 

COMPANY FILE NUMBER

 

0008305

 

 

MANAGEMENT

 

Chairman:  Mr. Wong Ching Mao, Edward

Managing Director:  Mr. Stephen S. S. Wong

Contact Person:  Ms. Chan Yuk Chun, Polly

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000,000.00 (Divided into 20,000 Ordinary shares and 80,000 Deferred shares of HK$100.00 each)

 

Issued Share Capital: HK$8,000,200.00

 

 

SHAREHOLDERS

 

(As per registry dated 17-12-2012)

Name

 

No. of shares

 

 

Ordinary

Deferred

MTC International Investments Corporation

P.O. Box 957, Offshore Incorproations Centre, Road Town, Tortola, British Virgin Islands.

 

2

-

WONG Ching Mao, Edward        [Husband]

 

-

66,400

WONG CHEN Yuih Li, Yolanda   [Wife]

 

-

13,600

 

 

––

––––––

 

Total:

2

=

80,000

=====

 

 

DIRECTORS

 

(As per registry dated 17-12-2012)

Name

(Nationality)

 

Address

FONG Mei Ling

Room 1109, 11/F., ChunYiu House, Hang Chun Court, Cheung San Wan, Kowloon, Hong Kong.

 

TANG Yuk Kuen

Flat A, 28/F., Yee King Court, 513-521 Shun Ning Road, Cheung Sha Wan, Kowloon, Hong Kong.

 

TONG Hoi Kuen

Flat C, 12/F., Tower 1, Parc Royale, Shatin, New Territories, Hong Kong.

 

Wong Ching Mao, Edward

            (British)  [Father]

C1, 7/F., 7-10 Ho Man Tin Hill Road, Kowloon, Hong Kong.

 

Stephen WONG

            (British)  [Son]

C1, 7/F., 7-10 Ho Man Tin Hill Road, Kowloon, Hong Kong.

 

William Wong

            (British)  [Son]

C1, 7/F., 7-10 Ho Man Tin Hill Road, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 17-12-2012)

Name

Address

Co. No.

Takano Secretarial Services Ltd.

1/F., Edward Wong Tower, 910 Cheung Sha Wan Road, Kowloon, Hong Kong.

0091543

 

 

HISTORY

 

The subject was incorporated on 17th December, 1962 as a private limited liability company under the Hong Kong Companies Ordinance to take over the business of Edward Wong & Co., a partnership concern which was established in May 1957.

Formerly the subject was located at 3/F., Edward Wong Tower, 910 Cheung Sha Wan Road, Kowloon, Hong Kong, moved to 1/F. & 2/F. of the same building in July 2003.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Manufacturer’s Representative; Investment Holding and Finance.

 

Lines:-

Import — All kinds of fabrics, cotton yarns and woollen yarns, raw hides or skins, leather without hair on, chemicals and metals, watch movements, etc.

Export — All kinds of fabrics, knitted and woven garments, consumer electronics, sport shoes, watches and other light industrial products.

 

Office Space:                 2,574 sq.m.  (Joint office with group members)

 

Group Employees:         188.

 

Commodities Imported:-

Woven apparel fabric – China, Taiwan and Hong Kong.

100% cotton yarn and polyester/cotton blended yarn – Pakistan, Japan, Korea, Taiwan and China.

Woollen yarn – China, Korea, Japan, Taiwan and East Europe.

Wooltops, scoured wool and greasy wool – Australia, New Zealand and South America.

Knitting needles – Korea.

Hides and leather – Australia, Canada, US, Switzerland, Brazil, Portugal, South Africa, Central America, Korea, Japan, Italy, Bangladesh and India.

 

Markets:                       Hong Kong, China, Europe, US, Canada, Japan, Australia, Russia, etc.

 

Yearly Group Turnover:   HK$1.8~2.0 billion.

 

Terms/Sales:-

For local:  COD or 30-60 days settlements.

For abroad:   L/C (50%) and D/P (50%).

 

Terms/Buying:               L/C, T/T, etc.

 

MAIN SUPPLIERS

 

Itochu Corporation, Japan.

Mitsubishi Corporation (Hong Kong) Ltd., Hong Kong.

Mitsui & Co. Ltd., Japan.

Tachu Co. Ltd., Japan.

Taiko Oil Chemical Co. Ltd., Japan.

Tomen Corporation, Japan.

Towa Velveteen Trading Co. Ltd., Japan.

Yagi Tsusho Kaisha Ltd., Japan.

 

 

MEMBERSHIP

 

The Chinese General Chamber of Commerce, Hong Kong.

The Chinese Manufacturers’ Association of Hong Kong, Hong Kong.

The Hong Kong General Chamber of Commerce, Hong Kong.
[Membership No. HKE0118]

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:               HK$10,000,000.00 (Divided into 20,000 Ordinary shares and 80,000 Deferred shares of HK$100.00 each)

 

Issued Share Capital:                 HK$8,000,200.00

 

Alternation of Capital:-

02-01-1963

paid up

HK$      600,000.00

04-06-1966

paid up

HK$      400,000.00

25-04-1970

paid up

HK$      1,000,000.00

02-11-1974

paid up

HK$      1,000,000.00

05-05-1975

paid up

HK$      2,000,000.00

15-03-1976

paid up

HK$      3,000,000.00

15-01-1997

paid up

HK$      200.00

 

 

–––––––––––––––

Total:

paid up

HK$      8,000,200.00

            ==============

 

Increases of Nominal Capital:-    

From

HK$1,000,000.00

to

HK$  3,000,000.00

on

25-04-1970

From

HK$3,000,000.00

to

HK$  5,000,000.00

on

05-05-1975

From

HK$5,000,000.00

to

HK$10,000,000.00

on

15-03-1976

 

Mortgage or Charge:                   (See attachment)

 

Profit or Loss:                            Operation is conducted on a profitable basis.

 

Condition:                                   Keeping in an active condition.

 

Facilities:                                   Is making active use of general banking facilities.

 

Payment:                                  So far good in manner.

 

Commercial Morality:                 Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

Bank of America N.A., Hong Kong Branch.

Wing Hang Bank Ltd., Hong Kong.

Deutsche Bank AG, Hong Kong Branch.

Bangkok Bank Public Co. Ltd., Hong Kong Branch.

Shanghai Commercial Bank Ltd., Hong Kong.

Lloyds TSB Bank plc, Hong Kong Branch.

Hang Seng Bank Ltd., Hong Kong.

China Construction Bank (Asia) Corporation Ltd., Hong Kong.

The Bank of Tokyo-Mitsubishi UFJ Ltd., Hong Kong Branch.

Royal Bank of Canada, Hong Kong Branch.

DZ Bank AG Deutsche Zentral-Genossenschaftsbank, Frankfurt AM Main, Hong Kong Branch.

Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A., Hong Kong Branch.  [Trading as Rabobank International]

etc.

 

Banking:-

One source reports they maintain a very active and well conducted current account opened in January 1967, on which they grant moderate secured facilities.  They finance a good volume of their import bills and negotiate a large volume of their export bills mainly under L/C to their entire satisfactory.

 

Standing:                                  Very good.

 

 

GENERAL

 

Edward Wong & Co. Ltd. has been well-established since its incorporation in 1962.  It is the principal member of the Edward Wong Group which was founded by Mr. Edward Wong Ching Mao.

Being a native of Ningbo, Mr. Edward Wong Ching Mao is a capable and experienced businessman with good financial standing.  His spouse Mrs. Yolanda Wong Chen is the sister of Mr. Chen Din Hwa who is the Chairman of Nan Fung Group.

The subject is trading in leather/hide, cotton yarns, woollen yarns, wool tops, fabrics, leather, etc.

Mr. Wong has three sons who are currently directors of the subject.  Came to Hong Kong in the late 1940s when China was in civil war, Mr. Wong set up his first company known as Edward Wong & Co. in 1957.  This firm principally was engaged in wholesaling and retailing leather goods and accessories for shoemaking.  With vigorous efforts, it was able to expand its leather business and diversified into importing woollen yarns and synthetic fibres.  In 1962, the subject was incorporated under the present name Edward Wong & Co. Ltd.  By the end of the 1960s, the subject’s business had further diversified into the exportation of garments, and set up the fabric department.

Now, the subject is trading in the following commodities:-

·         Piecegoods - Vegetable Fibre (From China, Taiwan, Pakistan & India);

·         Piecegoods - Blended (From China, Taiwan, Pakistan & India);

·         Piecegoods - Woollen:

·         Piecegoods - Silk (From China, Taiwan, Pakistan & India);

·         Piecegoods - Synthetic (From China, Taiwan, Pakistan & India);

·         Furnishing Fabrics;

·         Yarn - Acrylic (From China, Taiwan, South Korea & Japan);

·         Yarn - Blended ( Excluding Polyester / Cotton) (From China, Taiwan, South Korea & Japan);

·         Yarn - Cotton & Polyester / Cotton (From China, Taiwan, South Korea, Japan, Pakistan & India);

·         Yarn - Woollen (From China, Taiwan, South Korea & Japan), Hides & Skins , Undressed (From China, Taiwan, Japan, South Korea, India, Europe, North America, Central & South America, Africa & Australia), Leather (From China, Taiwan, Japan, South Korea, India, Europe, North America, Central & South America, Africa & Australia), Textile Fibres ( Including Wool ), Leather Waste & Scrap (From China, Taiwan, Japan, South Korea, India, Europe, North America, Central & South America, Africa & Australia), etc.

In the years ensuring, several more companies were set up which have formed the Edward Wong Group.  Now, the principal activities of the Group are trading, property development and even financing services.

The Group’s real estates business is active and profitable.

The member of the Group responsible for financing is Edward Wong Finance Co. Ltd. which was incorporated in 1975.  This firm provides small and medium companies with financing services.  In 1982, the Group acquired a licensed deposit-taking company which was renamed Edward Wong Credit Ltd., an authorised institution under the regulation of Hong Kong Monetary Authority.

The headquarter building Edward Wong Tower in Hong Kong, completed in 1992, was one of the Group’s earliest real estate projects.  Edward Wong Development Co. Ltd. [EWD], a real estate company set up in 1993, is engaged in the real estate business which covers properties development and properties management.  Business territories cover the United States, Canada, Singapore, China and Hong Kong.

Edward Wong Garment Co. Ltd. [EWG], incorporated in 1996, is a wholly-owned subsidiary of the subject engaged in manufacturing and the sales of knitted and woven garments for men, ladies and children.  EWG has been one of the leading garment manufacturers and exporters in Hong Kong.  It has set up two divisions: Woven Division and Knitwear Division.

EWG is one of the leading manufacturers and exporters in Hong Kong and with more than fifty years of experience in the trade.  It has built teams of specialists to develop and manufacture various types of garments.  Its headquarters are located in Hong Kong while its manufacturing factories in Mainland China, Vietnam and Bangladesh.  It produces both products in knits and woven.  EWG also receives OEM orders.

EWG is exporting its products to the European countries and the United States.  Main markets are Sweden, Norway, Denmark, Germany, the Netherlands, the United Kingdom, Australia, Japan and the United States.  Today, it is working with many reputable international companies and stores around the world such as Billabong, Country Road, Xandres, Paletti, The Barn, Van Der Wijk, A & F, BCBG.

The subject’s leather department is trading in wet salted raw hides and skins, horse hides and bovine skins.  Its sales representatives have close contact with local and China tanneries.

The subject imports full range of yarns from Pakistan, Japan, South Korea, Taiwan and China.  Among the materials imported are 100% cotton yarn and polyester/cotton blended yarn.  Major market is the local knitting and weaving factories while some yarns are re-exported to neighbouring countries.  A vast varieties of yarns are imported from Mainland China, Taiwan, South Korea, Japan and Eastern European countries.  It also imports very large quantities of wool tops, scoured wool and greasy wool from Australia, New Zealand and South America for commission spinning.  As far as fabrics are concerned, the subject imports fabrics from China, Taiwan and acquired in Hong Kong.  Fabrics are exported or re-exported to the United States, Europe, Australia while some of the clients are local garment manufacturers.  In China, the subject has got its own dyeing mill equipped with advanced machinery and equipment.

The Group’s Edward Wong Credit Ltd. and Edward Wong Finance Co. Ltd. are aim to provide custom-made financial services to commercial and industrial enterprises in Hong Kong.

Over the last four decades, the Group has established itself as a reputable and diversified group with businesses of trading, corporate banking and real estate investment and development.  Currently it has about 188 staff.  Annual sales turnover of the Group ranges from HK$1.8 to 2.0 billion which is very significant.

The subject has a history of over 50 years in Hong Kong.

On the whole, consider it good for normal business engagements.

 

 

REMARKS

 

Brief personal history of the principal directors:-

Mr. WONG Ching Mao, Edward, Founder and Chairman of the Group, is the Chairman of EWD’s board and regularly advises them in terms of strategic directions and investment strategies.

Mr. Stephen S. S. WONG, B. BA, B. Arch, MSIM, AIA, is the Managing Director for EWD and is responsible for overall strategic planning, finance and operation of our real estate investment and development activities, along with other global strategic investments in non-real estate activities.  Since the early 1990’s, Stephen has been the catalyst for the Group’s investments into China, US and Canada.  In Shanghai, China, the Group is one of the founding partners for the Chongbang Group and the Forrester Group in China; the Palladium Group in British Columbia, and Sunny Hills-Palladium LLC in California, engaging in both investment and development activities in Canada and the US.

Stephen is a qualified licensed architect by training from the State of California and a member of the American Institute of Architects with extensive experience on real estate development and investment projects.  Prior to joining the Group, Stephen had worked with Sino Land Co. Ltd. (stock code 083 in Hong Kong) as a Senior Project Manager, and as intern architect at Anshen + Allen Architects in Los Angeles.  Currently, Stephen sits on the board of HSBC Bank (China) Co. Ltd. as a Non‑Executive Director.  Stephen has a Master degree from the Graduate School of Business at Stanford University where he was a Sloan Fellow; a Bachelor degree in Business Administration with emphasis in Real Estate Finance and Development and a Bachelor degree in Architecture, both from the University of Southern California.

 

Court case of the Group:-

Date

Plaintiff

Defendant

Cause

Amount

Dec. 1993

Design Beyond Ltd.

Edward Wong & Co. Ltd.

Amount due

HK$239,049

June 1993

Guider Investment Ltd.

Edward Wong Godown Co. Ltd.

Breach of Contract

Not stated

Jan. 1995

Hebei Textile (HK) Ltd.

Edward Wong Godown Co. Ltd. and others

Damages

Not stated

July 1999

Metrowell Holdings Ltd.

Edward Wong Finance Co. Ltd.

Declaration

Not stated

Nov. 2001

Goldmex Ltd., Belking Ltd., World Kingdom Ltd. and First Champion Ltd.

Edward Wong Finance Co. Ltd.

Declaration

Not stated

 

            Property information of the Group:-

1.         Property Location:          Flat No. 1 on 6/F. of Block C and Car Parking Spaces Nos. D14 & C20, Fairland Gardens, 7 Ho Man Tin Hill Road, Kowloon, Hong Kong.

Owner:  Edward Wong & Co. Ltd.

Date of Purchase:  11-11-1992

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

08-04-2002

-

Hang Seng Bank Ltd., Hong Kong.

Mortgage to secure general banking facilities granted to Edward Wong & Co. Ltd., Edward Wong Finance Co. Ltd., Edward Wong Development Co. Ltd., Edward Wong Garment Co. Ltd. and Bright Scene Estates Ltd., New Iris Properties (Hong Kong) Ltd. and First Trading Co. Ltd.

 

2.         Property Location:          Flat No. 1 on 7/F. of Block C and Car Parking Spaces Nos. B4 & C13, Fairland Gardens, 7 Ho Man Tin Hill Road, Kowloon, Hong Kong.

Owner:  Edward Wong & Co. Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

03-12-1993

-

Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

Legal charge to secure general banking facilities granted to Edward Wong & Co. Ltd., Edward Wong Finance Co. Ltd. and Lionbell Co. Ltd.

 

3.         Property Location:          Factory Unit A on 7/F., Sing Mei Industrial Building,
29-37 Kwai Wing Road, Kwai Chung, Tsuen Wan, New Territories, Hong Kong.

Owner:  Edward Wong & Co. Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:  No mortgage record registered against the property.

 

4.         Property Location:          Portion of 2/F. (Flat No. 304), Homantin Mansion,
19-21C Ho Man Tin Street, Kowloon, Hong Kong.

Owner:  Edward Wong & Co. Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

03-12-1993

-

Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

Legal charge to secure general banking facilities granted to Edward Wong & Co. Ltd., Edward Wong Finance Co. Ltd. and Lionbell Co. Ltd.

 

5.         Property Location:          3/F., 1039-1041 Tung Chau West Street, Kowloon, Hong Kong.

Owner:  Edward Wong Development Co. Ltd.

Date of Purchase:  24-07-1990

Purchased Price:  n.a.

Incumbrances:  No mortgage record registered against the property.

 

6.         Property Location:          Edward Wong Tower, 910 Cheung Sha Wan Road, Kowloon, Hong Kong.

Owner:  Edward Wong Development Co. Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

29-03-1994

-

Belgian Bank, Hong Kong Branch.  [Business was taken over by Industrial & Commercial Bank of China (Asia) Ltd.]

Legal charge to secure general banking facilities

 

7.         Property Location:          Room 1112 on 11/F., Peninsula Centre, 67 Mody Road, Kowloon, Hong Kong.

Owner:  Extragold Investment Ltd.

Date of Purchase:  30-05-1981

Purchased Price:  HK$2,523,650

Incumbrances:  No mortgage record registered against the property.

 

8.         Property Location:          Room 1113 on 11/F., Peninsula Centre, 67 Mody Road, Kowloon, Hong Kong.

Owner:  Hardelore Enterprises Ltd.

Date of Purchase:  30-05-1981

Purchased Price:  HK$2,311,174

Incumbrances:  No mortgage record registered against the property.

 

9.         Property Location:          Car Parking Space No. 39 on Basement Floor, Peninsula Centre, 67 Mody Road, Kowloon, Hong Kong.

Owner:  Takings Industries Ltd.

Date of Purchase:  02-05-1982

Purchased Price:  HK$300,000

Incumbrances:  No mortgage record registered against the property.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

18-12-1975

Instrument:        Mortgage

Property:

343/5,000th parts or shares of and in Section D of Kowloon Marine Lot No. 40 and Subsection 2 of Section B of Kowloon Marine Lot No. 40

Mortgagee:        Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

HK$3,786,050

27-02-1976

Instrument:        Debenture

Property:

All those plant machinery and accessories

Mortgagee:        Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

HK$810,000

26-08-1976

Instrument:        Deed of Consolidation

Property:

1)         343/5,000th parts or shares of and in Section D of Kowloon Marine Lot No. 40 and Subsection 2 of Section B of Kowloon Marine Lot No. 40

2)         All those the plant machinery and accessories comprised in and charged by the said debenture dated released 27-02-1976

Mortgagee:        Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

Total extent of HK$6,596,050 granted to the company by the bank under a mortgage dated 11-12-1975 another mortgage dated 18-12-1975 and a debenture dated 27‑02‑1976

28-09-1983

Instrument:        Collateral Mortgage

Property:

1)         2/6th parts or shares of and in New Kowloon Inland Lot Nos. 3879 & 3880  [Released]

2)         1/31st part or share of and in Section A of Kowloon Inland Lot No. 2138 and the Remaining Portion of Kowloon Inland Lot No. 2138  [Released]

3)         30/470th parts or shares of and in Kwai Chung Town Lot No. 36  [Partially released]

4)         12/887th parts or shares of and in Kowloon Inland Lot No. 3308 and Kowloon Inland Lot No. 3309  [Released]

Mortgagee:        Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

HK$20,250,000

03-12-1993

Instrument:        Legal Charge [the Deed] entered into between (1) the Mortgagor, (2) Edward Wong & Co. Ltd., Edward Wong Finance Co. Ltd. and Lionbell Co. Ltd. [collectively the Borrower] and (3) Standard Chartered Bank [the Bank]

Property:

12/887th parts or shares of and in Kowloon Inland Lot No. 3308 and Kowloon Inland Lot No. 3309 (Flat No. 1 on 7/F. of Block C and Car Parking Spaces Nos. B4 & C13 of Fairland Gardens, 7 Ho Man Tin Hill Road, Kowloon, Hong Kong.)

Mortgagee:        Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

To secure the due and punctual payment of the Secured Indebtedness

03-12-1993

Instrument:        Legal Charge [the Deed] entered into between (1) the Mortgagor, (2) Edward Wong & Co. Ltd., Edward Wong Finance Co. Ltd. and Lionbell Co. Ltd. [collectively the Borrower] and (3) Standard Chartered Bank [the Bank]

Property:

1/31st part or share of and in Section A of Kowloon Inland Lot No. 2138 and The Remaining Portion of Kowloon Inland Lot No. 2138 [Portion of 2/F. (Flat No. 304) of Homantin Mansion, 19-21C Ho Man Tin Street, Kowloon, Hong Kong.]

Mortgagee:        Standard Chartered Bank, Hong Kong Branch.  [Business transferred to Standard Chartered Bank (Hong Kong) Ltd.]

To secure the due and punctual payment of the Secured Indebtedness

08-04-2002

Instrument:        Mortgage

Property:

12/887th parts or shares of and in Kowloon Inland Lot No. 3308 and Kowloon Inland Lot No. 3309 and the extension thereto (Flat No. 1 on 6/F. of Block C and Car Parking Space Nos. D14 & C20 of Fairland Garden, 7 Ho Man Tin Hill Road, Kowloon, Hong Kong.)

Mortgagee:        Hang Seng Bank Ltd., Hong Kong.

To secure “all moneys” in respect of general banking facilities granted to Edward Wong & Co. Ltd., Edward Wong Finance Co. Ltd., Edward Wong Development Co. Ltd., Edward Wong Garment Co. Ltd., Bright Scene Estates Ltd., New Iris Properties (Hong Kong) Ltd. and First Trading Co. Ltd.

20-10-2010

Instrument:        Security Agreement over Bank Account

Property:

By way of a first fixed charge all of the Chargor’s rights in respect of any amount standing to the credit of the Account from time to time and the debt represented by it

Mortgagee:        Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

To secure the payment and satisfaction of all present and future obligations and liabilities


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.88.17

Euro

1

Rs.73.12

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.