MIRA INFORM REPORT

 

 

Report Date :

16.01.2013

 

IDENTIFICATION DETAILS

 

Name :

S.I.G. SOCIETA ITALIANA GOMMA S.P.A.

 

 

Registered Office :

 

Via Quintino Sella, 4  

20100 – Milano (MI)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

10.12.1965

 

 

Com. Reg. No.:

MI146-193798 of since 19/02/1996

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacture of synthetic rubber in primary forms

 

 

No. of Employees :

From 51 To 70

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Italy

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified industrial economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, welfare-dependent, agricultural south, with high unemployment. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but exceptionally high public debt burdens and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, reaching 120% of GDP in 2011, and borrowing costs on sovereign government debt have risen to record levels. During the second half of 2011 the government passed a series of three austerity packages to balance its budget by 2013 and decrease its public debt burden. These measures included a hike in the value-added tax, pension reforms, and cuts to public administration. The government also faces pressure from investors and European partners to address Italy's long-standing structural impediments to growth, such as an inflexible labor market and widespread tax evasion. The international financial crisis worsened conditions in Italy''s labor market, with unemployment rising from 6.2% in 2007 to 8.4% in 2011, but in the longer-term Italy''s low fertility rate and quota-driven immigration policies will increasingly strain its economy. The euro-zone crisis along with Italian austerity measures have reduced exports and domestic demand, slowing Italy''s recovery. Italy''s GDP is still 5% below its 2007 pre-crisis level.

Source : CIA


Company name and address

 

S.i.g. Societa Italiana Gomma S.p.A.

 

Via Quintino Sella, 4  

20100 – Milano (MI) -IT-

 

 

Summary

 

Fiscal Code

:

04746960154

Legal Form

:

Joint stock company

start of Activities

:

10/12/1965

Equity

:

Over 2.582.254

Turnover Range

:

20.000.000/25.000.000

Number of Employees

:

from 51 to 70

 

 

Activity

 

Manufacture of synthetic rubber in primary forms

Manufacture of rubber products

 

Legal Data

 

Legal Form : Joint stock company

Fiscal Code : 04746960154

 

Foreign Trade Reg. no. : MI059473 since 20/12/1991

 

Foreign Trade Reg. no. : 59473 of

 

Chamber of Commerce no. : 1038061 of since 17/04/1980

 

Chamber of Commerce no. : 167710 of

 

Firms' Register : MI146-193798 of since 19/02/1996

 

V.A.T. Code : 04746960154

 

Foundation date

: 07/02/1980

Establishment date

: 07/02/1980

Start of Activities

: 10/12/1965

Legal duration

: 31/12/2050

Nominal Capital

: 2.244.600

 

Subscribed Capital

: 2.244.600

 

Paid up Capital

: 2.244.600

 

 


Members

 

 

Crema

Roberto

 

 

 

Born in Vedano Olona

(VA)

on 07/08/1940

- Fiscal Code : CRMRRT40M07L703H

 

 

 

Residence:

 

Principessa Clotilde

, 2

- 20121

Milano

(MI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Sole Director

28/05/2010

 

 

 

 

No Prejudicial events are reported

 

 

No Protests registered

 

 

Scolari

Guido

 

 

 

Born in Milano

(MI)

on 17/05/1962

- Fiscal Code : SCLGDU62E17F205O

 

 

 

Residence:

 

Q.sella

, 4

- 20121

Milano

(MI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Procurator

05/10/1990

 

 

 

 

No Prejudicial events are reported

 

 

No Protests registered

 

Companies connected to members *

 

*checkings have been performed on a national scale.

In this module the companies in which members hold/held positions are listed.

 

The Members of the subject firm are not reported to be Members in other companies.

 


Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Tecsig S.r.l.

Milano - IT -

00846140150

2.234.274 .Eur

99,54

Crema Roberto

Milano - IT -

CRMRRT40M07L703H

9.876 .Eur

0,44

Sangalli Sergio

Darfo Boario Terme - IT -

SNGSRG39D03E010F

450 .Eur

0,02

 


Direct Participations

 

The Company under review has no participations in other Companies.


Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Registered office

 

 

 

 

 

 

Quintino Sella

, 4

- 20100

- Milano

(MI)

- IT -

 

-

Branch

(Administrative office)

since 14/09/2006

 

 

 

 

 

 

Delle Forze Armate

, 403

- 20100

- Milano

(MI)

- IT -

 

 

 

 

PHONE

: 0248915300

 

 

 

 

FAX

: 0248915200

 

-

Branch

(Store)

since 14/09/2006

 

 

 

 

 

 

A. Colombo

, 201/203

- 21055

- Gorla Minore

(VA)

- IT -

 

-

Branch

(Factory)

since 26/07/1995

 

 

 

 

 

 

Ambrogio Colombo

, 144

- 21055

- Gorla Minore

(VA)

- IT -

 

 

 

 

PHONE

: 0331365135

 

 

 

 

Employees

: 53

 

Fittings and Equipment for a value of 780.000

Eur

 

Stocks for a value of 4.230.000

Eur

 

Furniture and fittings for a value of 86.000

Eur

 

Vehicles for a value of 48.000

Eur

 

 

The firm operates abroad as importer / exporter..

Export represents more than 50% of the global turnover.

Products abroad are placed by :

- its own sales net-work

 

- its own agents

 

 


Historical Information and/or Firm's Status

 

CHANGES TO THE LEGAL FORM:

 

Former legal form

New legal form

Changement Date

Limited liability company

Joint stock company

31/12/1980

 

Protests

 

Protests checking on the subject firm has given a negative result.

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

 

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.

 


Financial and Economical Analysis

 

Company's starting of activities dates back to 1965.

An eco-fin analysis has been made on the base od the b/s fo the years 2009, 2010 and 2011.

During the last years, it recorded positive net results (r.o.e. 9,54% in 2011) thanks to a progressive increase in turnover (+22,96% in 2011 compared to 2010 and +9,61% in 2010 compared to 2009).

The operating result in 2011 was positive (6,64%) falling within the field's average.

The amount of the operating result for the year 2011 is of Eur. 1.076.848 with an increase of 28,98% if the compared to the previous financial year.

During the latest financial year the gross operating margin amounted to Eur. 1.885.639 ,with no change if compared to the year before.

From a financial aspect the company's status covers total short-term debts; the indebtedness volume in 2011 is in fact 0,77 increasing compared to last year (0,76)

It's shareholders funds amount to Eur. 6.225.636 on the same levels as the year before.

Total indebtedness was equal to Eur. 7.855.784 (Eur. 418.006 was the value of m/l term debts) , with no sensible variation.

Financial debts exposure is under control while the recourse to commercial credit is rather frequent however still within the sector's average.

Liquidity is good (1,66)

Trade credits average terms are 79,05 days. , that compared to the sector's average is shorter.

Eur. 1.197.442 is the value of cash flow during the year 2011

Subordinate employment cost is of Eur. 2.554.939, i.e. 12,29% on total production costs. , with a 11,87% incidence on turnover.

The incidence of the financial charges is of -0,3% on the sales amount.


Financial Data

 

 

 

Complete balance-sheet for the year

31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

21.525.701

Profit (Loss) for the period

594.146

 

 

 

Complete balance-sheet for the year

31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

17.505.659

Profit (Loss) for the period

441.531

 

 

 

Complete balance-sheet for the year

31/12/2009

(in Eur

x 1)

 

Item Type

Value

Sales

15.969.580

Profit (Loss) for the period

404.193

 

Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2010 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2009 - 12 Mesi - Currency: - Amounts x 1

 

Years

2011

2010

2009

BALANCE SHEET ACCOUNTS

 

ASSETS

 

 

 

CREDITS VS PARTNERS

 

 

 

. Deposits not yet withdrawn

 

 

 

. Deposits already withdrawn

 

 

 

Total credits vs partners

 

 

 

FIXED ASSETS

 

 

 

. INTANGIBLE FIXED ASSETS

 

 

 

. . Start-up and expansion expenses

 

 

 

. . Research,develop. and advert.expens.

 

 

 

. . Industrial patent rights

 

 

 

. . Concessions,licenses,trademarks,etc.

6.154

1.457

1.134

. . Goodwill

 

 

 

. . Assets in formation and advance paymen.

 

 

 

. . Other intangible fixed assets

1.114

2.228

5.274

. Total Intangible Fixed Assets

7.268

3.685

6.408

. TANGIBLE FIXED ASSETS

 

 

 

. . Real estate

2.544.190

2.417.817

2.715.883

. . Plant and machinery

730.052

826.527

564.725

. . Industrial and commercial equipment

48.883

73.956

46.000

. . Other assets

48.451

61.011

55.732

. . Assets under construction and advances

473.439

470.493

473.910

. Total Tangible fixed assets

3.845.015

3.849.804

3.856.250

. FINANCIAL FIXED ASSETS

 

 

 

. . Equity investments

 

 

 

. . . Equity invest. in subsidiary companies

 

 

 

. . . Equity invest. in associated companies

 

 

 

. . . Equity invest. in holding companies

 

 

 

. . . Equity invest. in other companies

 

 

 

. . Financial receivables

5.513

5.513

7.078

. . . . Within 12 months

5.513

5.513

7.078

. . . . Beyond 12 months

 

 

 

. . . Receivab due from subsidiaries

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from assoc.comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from third parties

5.513

5.513

7.078

. . . . Within 12 months

5.513

5.513

7.078

. . . . Beyond 12 months

 

 

 

. . Other securities

 

 

 

. . Own shares

 

 

 

. . . Total nominal value

 

 

 

. Total financial fixed assets

5.513

5.513

7.078

Total fixed assets

3.857.796

3.859.002

3.869.736

CURRENT ASSETS

 

 

 

. INVENTORIES

 

 

 

. . Raw materials and other consumables

1.800.759

1.544.389

1.262.672

. . Work in progress and semimanufactured

52.288

42.557

33.777

. . Work in progress on order

 

 

 

. . Finished goods

2.377.681

2.088.074

3.078.523

. . Advance payments

 

 

 

. Total Inventories

4.230.728

3.675.020

4.374.972

. CREDITS NOT HELD AS FIXED ASSETS

 

 

 

. . Within 12 months

4.920.502

4.988.601

3.465.828

. . Beyond 12 months

565.697

440.234

 

. . Trade receivables

4.726.830

4.450.742

2.863.320

. . . . Within 12 months

4.726.830

4.450.742

2.863.320

. . . . Beyond 12 months

 

 

 

. . Receivables due from subsid. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from assoc. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Fiscal Receivables

120.395

487.879

159.000

. . . . Within 12 months

120.395

487.879

159.000

. . . . Beyond 12 months

 

 

 

. . Receivables for anticipated taxes

565.697

440.234

365.637

. . . . Within 12 months

 

 

365.637

. . . . Beyond 12 months

565.697

440.234

 

. . Receivables due from third parties

73.277

49.980

77.871

. . . . Within 12 months

73.277

49.980

77.871

. . . . Beyond 12 months

 

 

 

. Total Credits not held as fixed assets

5.486.199

5.428.835

3.465.828

. FINANCIAL ASSETS

 

 

 

. . Equity invest. in subsidiary comp.

 

 

 

. . Equity invest. in associated companies

 

 

 

. . Equity invest. in holding companies

 

 

 

. . Other equity investments

 

 

 

. . Own shares

 

 

 

. . . Total nominale value

 

 

 

. . Other securities

 

 

 

. Total Financial Assets

 

 

 

. LIQUID FUNDS

 

 

 

. . Bank and post office deposits

2.635.638

1.548.227

2.226.760

. . Checks

 

 

 

. . Banknotes and coins

4.056

5.779

9.795

. Total Liquid funds

2.639.694

1.554.006

2.236.555

Total current assets

12.356.621

10.657.861

10.077.355

ADJUSTMENT ACCOUNTS

 

 

 

. Discount on loans

 

 

 

. Other adjustment accounts

9.527

6.952

9.788

Total adjustments accounts

9.527

6.952

9.788

TOTAL ASSETS

16.223.944

14.523.815

13.956.879

 

 

 

 

LIABILITIES

 

 

 

STOCKHOLDERS' EQUITY

 

 

 

. Capital stock

2.244.600

2.244.600

2.244.600

. Additional paid-in capital

 

 

 

. Revaluation reserves

1.826.688

1.826.688

1.826.688

. Legal reserve

141.500

119.200

98.584

. Reserve for Own shares

 

 

 

. Statute reserves

 

 

 

. Other reserves

1.418.702

1.216.972

1.050.895

. Accumulated Profits (Losses)

 

 

 

. Profit( loss) of the year

594.146

441.531

404.193

. Advances on dividends

 

 

 

. Partial loss of the year Coverage

 

 

 

Total Stockholders'Equity

6.225.636

5.848.991

5.624.960

RESERVES FOR RISKS AND CHARGES

 

 

 

. . Reserve for employee termination indem.

 

 

 

. . Taxation fund, also differed

9.431

9.431

9.431

. . Other funds

1.445.533

1.240.038

1.034.326

Total Reserves for Risks and Charges

1.454.964

1.249.469

1.043.757

Employee termination indemnities

687.560

654.497

606.931

ACCOUNTS PAYABLE

 

 

 

. . . . Within 12 months

7.437.778

6.024.082

5.983.704

. . . . Beyond 12 months

418.006

746.776

697.527

. . Bonds

361.550

361.550

361.550

. . . . Within 12 months

 

 

361.550

. . . . Beyond 12 months

361.550

361.550

 

. . Convertible bonds repayable

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to shareholders for financing

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to banks

385.226

697.527

1.360.851

. . . . Within 12 months

328.770

312.301

663.324

. . . . Beyond 12 months

56.456

385.226

697.527

. . Due to other providers of finance

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Advances from customers

791.882

152.550

227.131

. . . . Within 12 months

791.882

152.550

227.131

. . . . Beyond 12 months

 

 

 

. . Trade payables

5.771.586

5.137.128

3.989.419

. . . . Within 12 months

5.771.586

5.137.128

3.989.419

. . . . Beyond 12 months

 

 

 

. . Securities issued

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to subsidiary companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to associated companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to holding companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to the tax authorities

212.519

77.647

305.430

. . . . Within 12 months

212.519

77.647

305.430

. . . . Beyond 12 months

 

 

 

. . Due to social security and welfare inst.

134.846

116.414

123.880

. . . . Within 12 months

134.846

116.414

123.880

. . . . Beyond 12 months

 

 

 

. . Other payables

198.175

228.042

312.970

. . . . Within 12 months

198.175

228.042

312.970

. . . . Beyond 12 months

 

 

 

Total accounts payable

7.855.784

6.770.858

6.681.231

ADJUSTMENT ACCOUNTS

 

 

 

. Agio on loans

 

 

 

. Other adjustment accounts

 

 

 

Total adjustment accounts

 

 

 

TOTAL LIABILITIES

16.223.944

14.523.815

13.956.879

 

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

 

 

 

Investment accounts

 

 

 

Risk accounts

 

 

 

Civil and fiscal norms relation

 

 

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

 

 

 

. Revenues from sales and services

21.525.701

17.505.659

15.969.580

. Changes in work in progress

299.339

-981.669

579.108

. Changes in semi-manufact. products

 

 

 

. Capitalization of internal work

 

 

 

. Other income and revenues

41.121

54.163

9.263

. . Contributions for operating expenses

 

 

 

. . Different income and revenues

41.121

54.163

9.263

Total value of production

21.866.161

16.578.153

16.557.951

PRODUCTION COSTS

 

 

 

. Raw material,other materials and consum.

14.114.511

9.633.989

9.104.385

. Services received

3.472.658

3.054.197

2.812.846

. Leases and rentals

22.930

31.907

30.625

. Payroll and related costs

2.554.939

2.328.496

2.446.116

. . Wages and salaries

1.785.829

1.622.797

1.720.130

. . Social security contributions

641.923

587.033

608.129

. . Employee termination indemnities

85.967

76.029

77.872

. . Pension and similar

 

 

 

. . Other costs

41.220

42.637

39.985

. Amortization and depreciation

603.296

663.204

779.318

. . Amortization of intangible fixed assets

2.817

3.663

13.660

. . Amortization of tangible fixed assets

575.879

636.541

750.658

. . Depreciation of tangible fixed assets

 

 

 

. . Writedown of current receiv.and of liquid

24.600

23.000

15.000

. Changes in raw materials

-256.370

-281.717

-117.886

. Provisions to risk reserves

205.495

255.711

651.352

. Other provisions

 

 

 

. Other operating costs

71.854

57.494

46.910

Total production costs

20.789.313

15.743.281

15.753.666

Diff. between value and cost of product.

1.076.848

834.872

804.285

FINANCIAL INCOME AND EXPENSE

 

 

 

. Income from equity investments

 

 

 

. . In subsidiary companies

 

 

 

. . In associated companies

 

 

 

. . In other companies

 

 

 

. Other financial income

6.101

6.978

14.495

. . Financ.income from receivables

 

 

 

. . . Towards subsidiary companies

 

 

 

. . . Towards associated companies

 

 

 

. . . Towards holding companies

 

 

 

. . . Towards other companies

 

 

 

. . Financ.income from secur. t.f.assets

 

 

 

. . Financ.income from secur. cur.assets

 

 

 

. . Financ.income other than the above

 

 

 

. . . - Subsidiary companies

 

 

 

. . . - Associated companies

 

 

 

. . . - Holding companies

 

 

 

. . . - Other companies

 

 

 

. Interest and other financial expense

-71.300

-90.288

-121.748

. . Towards subsidiary companies

 

 

 

. . Towards associated companies

 

 

 

. . Towards holding companies

 

 

 

. . Towards other companies

 

 

 

Total financial income and expense

-65.199

-83.310

-107.253

ADJUSTMENTS TO FINANCIAL ASSETS

 

 

 

. Revaluations

 

 

 

. . Of equity investments

 

 

 

. . Of financ.fixed assets not repres.E.I.

 

 

 

. . Of securities incl.among current assets

 

 

 

. Devaluation

 

 

 

. . Of equity investments

 

 

 

. . Of financial fixed assets (no equity inv)

 

 

 

. . Of securities included among current ass

 

 

 

Total adjustments to financial assets

 

 

 

EXTRAORDINARY INCOME AND EXPENSE

 

 

 

. Extraordinary income

100

8.856

17.862

. . Gains on disposals

100

4.664

4.000

. . Other extraordinary income

 

4.192

13.862

. Extraordinary expense

 

-3.528

-6.984

. . Losses on disposals

 

-1.963

 

. . Taxes relating to prior years

 

 

 

. . Other extraordinary expense

 

-1.565

-6.984

Total extraordinary income and expense

100

5.328

10.878

Results before income taxes

1.011.749

756.890

707.910

. Taxes on current income

417.603

315.359

303.717

. . current taxes

543.065

389.956

587.602

. . differed taxes(anticip.)

-125.462

-74.597

-283.885

. Net income for the period

594.146

441.531

404.193

. Adjustments in tax regulations pursuance

 

 

 

. Provisions in tax regulations pursuance

 

 

 

. Profit (loss) of the year

594.146

441.531

404.193

 

 

 

RATIOS

Value Type

as at 31/12/2011

as at 31/12/2010

as at 31/12/2009

Sector Average

COMPOSITION ON INVESTMENT

 

 

 

 

 

Rigidity Ratio

Units

0,24

0,27

0,28

0,37

Elasticity Ratio

Units

0,76

0,73

0,72

0,61

Availability of stock

Units

0,26

0,25

0,31

0,14

Total Liquidity Ratio

Units

0,50

0,48

0,41

0,40

Quick Ratio

Units

0,16

0,11

0,16

0,01

COMPOSITION ON SOURCE

 

 

 

 

 

Net Short-term indebtedness

Units

0,77

0,76

0,67

2,25

Self Financing Ratio

Units

0,38

0,40

0,40

0,25

Capital protection Ratio

Units

0,54

0,54

0,53

0,77

Liabilities consolidation quotient

Units

0,15

0,23

0,22

0,25

Financing

Units

1,26

1,16

1,19

2,89

Permanent Indebtedness Ratio

Units

0,45

0,50

0,50

0,49

M/L term Debts Ratio

Units

0,07

0,10

0,09

0,12

Net Financial Indebtedness Ratio

Units

0,00

0,00

0,00

1,13

CORRELATION

 

 

 

 

 

Fixed assets ratio

Units

1,90

1,88

1,79

1,12

Current ratio

Units

1,66

1,77

1,68

1,10

Acid Test Ratio-Liquidity Ratio

Units

1,09

1,16

0,95

0,78

Structure's primary quotient

Units

1,61

1,52

1,45

0,64

Treasury's primary quotient

Units

0,35

0,26

0,37

0,02

Rate of indebtedness ( Leverage )

%

260,60

248,31

248,12

400,87

Current Capital ( net )

Value

4.918.843

4.633.779

4.093.651

122.005

RETURN

 

 

 

 

 

Return on Sales

%

5,56

6,31

7,41

3,12

Return on Equity - Net- ( R.O.E. )

%

9,54

7,55

7,19

1,12

Return on Equity - Gross - ( R.O.E. )

%

16,25

12,94

12,59

7,08

Return on Investment ( R.O.I. )

%

6,64

5,75

5,76

3,17

Return/ Sales

%

5,00

4,77

5,04

3,04

Extra Management revenues/charges incid.

%

55,17

52,89

50,25

18,11

Cash Flow

Value

1.197.442

1.104.735

1.183.511

177.056

Operating Profit

Value

1.076.848

834.872

804.285

81.874

Gross Operating Margin

Value

1.885.639

1.753.787

2.234.955

249.142

MANAGEMENT

 

 

 

 

 

Credits to clients average term

Days

79,05

91,53

64,55

109,51

Debts to suppliers average term

Days

117,99

145,39

120,20

100,86

Average stock waiting period

Days

70,76

75,58

98,62

49,84

Rate of capital employed return ( Turnover )

Units

1,33

1,21

1,14

1,05

Rate of stock return

Units

5,09

4,76

3,65

7,21

Labour cost incidence

%

11,87

13,30

15,32

18,93

Net financial revenues/ charges incidence

%

-0,30

-0,48

-0,67

-1,59

Labour cost on purchasing expenses

%

12,29

14,79

15,53

19,09

Short-term financing charges

%

0,91

1,33

1,82

2,93

Capital on hand

%

75,37

82,97

87,40

95,40

Sales pro employee

Value

398.624

330.295

301.312

159.094

Labour cost pro employee

Value

47.313

43.933

46.153

32.607

 

 

SOURCES

 

Our Company collects data from public registers, lists, archives or contained in Acts and/or documents (held by the National Chamber of Commerce or Immovables Territorial Agency), users, reporters or however generally accessible (for example, from categorical lists, statistical institutes, press reports and from public inspection internet sites).

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.54

UK Pound

1

Rs.87.69

Euro

1

Rs.72.85

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.